Jul 19, 2016
Print Production Artist
Cassie's name came to my attention through a friend who had an amazing experience from start to finish just months prior. My husband and I didn't actually think we were ready, and like everything else, we automatically assumed we fell into that gray area of too much income to qualify for special programs but nowhere near enough money to actually get what we want out of life. While we've worked hard over the years to pay off debt from old mistakes, there was still a bit left to pay off and we certainly didn't have a large stockpile of money to plunk down on a house purchase. On top of that we were watching rent prices around us raise over $500/month over the past year, and housing prices finally and quickly rising. Already in our late 30s & mid 40s (respectively), we were surely doomed and stuck in the rent trap, priced out of home ownership in our area and destined to never be able to make our money work for us... So we checked our finances and saw that if we found someone willing to extend us a home loan NOW, in our current situation, then we could probably find a home we would be happy in, start building our own equity, still stay on target for the remainder of our debt payoff and be able to stay in an area we're already invested in.
We decided to pay Cassie a visit to discuss what steps we would need to take in order to get ourselves in line for a home purchase sooner rather than later. I think we held our breath waiting for the ball to drop that entire meeting. And for the next few weeks after that. But our trepidation wasn't with Cassie. She seemed to think we were pretty well in line already. We thought surely the banks would laugh and send us packing.
Not only was she right, well it is her job to assess these things... but she made the entire process sooo simple. We had absolutely no clue what we were doing, or what we needed to get to the finish line. We've always heard horror stories about the insane amounts of paperwork and documents to gather, lag time and unanswered questions. But with Cassie the entire process was over and we had keys to our first home before we knew it. From first meeting to see if this was even an option, to keys in hand, was only 7 weeks. Every time we had a question, she answered within a day and typically within minutes. When she requested documentation, it was broken down into manageable chunks. 50 pieces of info to gather at once? I would have been a quivering mess of stress and tears. 3 or 4 phone calls to make, with assistance as an option? Piece of cake, I can knock that out in the next hour or two.
Cassie was amazing to work with, personable, knowledgable and extremely efficient. We are now unpacking and setting up in our own home. And to top it off, we are actually comfortable with our mortgage payment and excited about where we'll be financially in the future. I will be happily recommending Cassie at every opportunity.