Eric Miller

Mortgage Loan Officer Spire Financial NMLS: 1603091
Buying a home is one of the most financially and emotionally rewarding experiences in anyone’s lifetime, yet there are many inherent challenges that often arise during the process. Because of this, my team and I have created a customized, transparent and hands-on approach to uncover challenges before they ever become problematic. We always strive to deliver a stress free loan process for each of our unique clients. I’m passionate about assisting and educating first-time home buyers and seasoned homeowners alike. My primary goal is to give each of my clients the peace of mind that their purchase will include the best loan program for their unique needs, the best possible rate, a quick and efficient closing, with no stress.

I strive to simplify the loan process for all of my clients by offering exceptional customer service, clearly and concisely presenting information so my clients understand all of their options, and providing the best loan products that cater to each client’s unique needs. As if that wasn't enough, AmeriFirst Financial, Inc. is the only lender in the state of Colorado that offers a product called Protect Your Transaction (PYT), a $10,000 bond that YOU, my client, can use to entice a seller to accept YOUR offer because they (the seller) are protected. And best of all, you will receive PYT at no extra cost!

As a Colorado native, I love sharing the numerous splendors that make Colorado so special, and I’d be more than happy to share them with you over a cup of coffee. I grew up in the Town of Lyons, and attended the University of Northern Colorado, where I received my Business Administration degree with emphasis in both Finance and Accounting. When I’m not helping my client’s achieve their dreams of homeownership, you will likely find me spending time with my wife and our two standard poodles, watching the Denver Broncos, or skiing/ snowboarding down one of Colorado’s pristine mountain slopes.
May 8, 2019
Eric was phenomenal to work with! I am recently divorced and had some financial issues from marriage that may have otherwise hindered my progress toward refinancing my home for my 7 yr old daughter and myself. Eric, jumped right in with guidance and direction on how to move forward and was instrumental in working with the credit agencies on my behalf.
My daughter and I feel truly blessed to have met Eric and have him help us through an experience that could have been otherwise quite disheartening.
I highly recommend Eric as an expert mortgage lender!
Thank you Eric for everything you did for me and my family!
Apr 23, 2019
Eric was great and very easy to work with. He worked around the clock to make sure we had everything we needed on time and took extra time to go over anything we had questions about. It was a great and very smooth experience working with Eric. My husband and I would recommend him to anyone.
Feb 1, 2019
A lot of hoops to jump through to make my loan happen and Eric was on top of it every step of the way.
Dec 18, 2018
Eric is very patient, professional and knowledgeable on what he's doing. My husband and I are very happy to meet him and thanks to him we refinance our home. I recommend you to talk to him soon!

Thanks Eric
Dec 11, 2018
Logistics Manager
Eric Miller at AmeriFirst Financial was there to help me through every step of the buying process of my latest home purchase. Eric is an absolute professional, and provided exceptional service in answering all of my questions throughout the process and made sure I felt comfortable with the decisions I was making. He helped me determining what I could afford, provided various loan options and locked in a great interest rate for me at the perfect time. Eric worked closely with my real estate agent which was fantastic, and he came to the closing just in case there were any last minute questions or concerns on my loan. Working with a mortgage professional greatly reduces the stress that comes along with buying a home and I will certainly refer Eric to my friends and family for any of their future home purchases. Thank you again Eric, you were amazing.
Sep 20, 2018
Information Architect
Eric was great to work with, patient when I had questions, and very clear when explaining what was needed and when to keep the process moving. He was able to arrange the loan in just a few weeks, much faster than most banks would be able to. I would highly recommend Eric and the AmeriFirst team.
Sep 6, 2018
Information Architect
Eric was informative, prompt to respond to questions, and thorough in his handling of my loan. Definitely a pleasure to work with.
Aug 31, 2018
Eric Miller was the best! My fiance and i are first time home buyers and our biggest worry was that we would not understand the process and the language to get a good mortgage. We also both work from 8-6pm M-F. Eric was able to explain and answer any and all of our 1000 questions with such patience and with everyday examples if we were confused. On top of that he always replied back to our late night text messages, calls amd emails. Eric also gave us realtor recommendations, home insurance quotes, and spreadsheets. Being the engineers we are, the spreadsheets are what made us really understand and see all of our options. My fiance and I are so glad we picked AmerFirst because they have a great first time home buyer grant program that cover a lot of our down payment and closing cost. Now, after we have closed, he still sends us info about this we need to know about maintaining the house as well as giving us financial advice for other stuff. I 200% recommend anyone looking for a home, to work with Eric. He is a hard and passionate worker and a great team player. Thank you very much Eric!
Aug 22, 2018
Eric really went above and beyond with helping us through our loan process. We did not know much about the process and he not only explained each step but would answer our questions and calls late at night. He had many different options for us which made us feel like we were truly a part of the process. The way he has his process set up is easy and effecient, as much of it is online and his colleague Matthew is very helpful as well answering emails and returning calls timely. I would recommend Eric for your next loan, as he truly exemplifies what it means in the company logo of making them and the company your friends for life. Eric really made a difference in our loan process and we are truly grateful for him and his experience within the industry.
Jul 16, 2018
Pharmacy technician
Eric did an amazing job. I choose poorly in not getting an agent and caused great amount of stress. He helped me navigate the whole process on as well help me figure the proper loan for me. Eric was accessible even outside normal business hours. He was accessible via text messages which is my preferred way to communicate. I would recommend Eric to my friends and colleagues if they needed a broker.
Jul 14, 2018
Speech-Language Pathologist
Eric was great during my loan process. He was available nearly any time I needed him. He was open and transparent from start to end and worked with me and my budget. I would gladly recommend Eric for any home purchase!
Jun 27, 2018
Financial Representative
Eric and his team provided us professional, knowledgeable, and friendly assistance through the entire process of our recent purchase of a 2nd home condo in Denver. We had several hurdles do to our out of state residence, employment, and typical adjustments having to be made prior to closing. However, Eric continued to be patience and enduring until the very last form was signed. We can't thank him and his team enough for all the extra value they added to our purchasing, financing, and closing experience!
Jun 9, 2018
I was recently embarking on a complicated financial process, going through a divorce and attempting to secure a new loan for the home I hoped to take on on my own. I didn’t know where to start, but I was recommended to Eric Miller, who I was told was good with complicated situations. He put my mind at ease, took care of all the details and helped me through the steps of the financials. He kept things running smoothly and was always available with answers to any questions I had. What made this situation even easier for me was that Eric often communicated directly with my lawyer regarding relevent timelines. I knew he had things on track and I could worry about something else. It turned out to be such an easy process to get my loan, and I really owe it all to Eric.
Jun 5, 2018
Throughout our home buying process, Eric was incredibly helpful and accommodating. We had a somewhat tricky situation that other lenders were not able to handle but Eric and his team made it seem like no big deal. Eric is an all around nice guy, who really knows his stuff. He made himself very available for questions or concerns at any time. Eric has a calm demeanor and makes this very stressful process seem easy!
Apr 8, 2018
I tried to refinance twice with a cash out with my existing mortgage company, with no success as it was not my primary residence. A friend recommended Eric and from the first phone call to closing was about six weeks. Eric made it happen and the only reason it took that long had nothing to do with Eric or Amerifirst financial. I am beyond satisfied with the whole experience and the professionalism I received through the process. I will highly recommend Eric and Amerifirst Financial to anyone looking to purchase or refinance a home.
Apr 6, 2018
Accounting Assistant
When I first met with Eric about getting into the real estate market, I was hesitant and unsure if I was financially ready for that big of a leap. Eric's calm demeanor and way of explaining mortgage specifics in a way I could understand eased my nerves and helped me realize how ready I actually was. He was always available anytime I had a question about the process or just wanted to pick his brain. Eric's network of professionals proved to be more beneficial than I could have imagined. Every time I needed assistance in an area not associated with the mortgage, Eric provided highly competent and exceptionally attentive contacts. Eric was also able to save me money at almost every turn, from locking in my interest rate for a shorter (and cheaper) duration to finding cheaper mortgage insurance the week of closing. With the help of Eric and his excellent team, I was able to close on my first house in 16 days! His attention to detail and knowledge of the complexities associated with an often confusing and ever-changing domain excited me to the point where I can't wait to do another deal with Eric. If you are uncertain about where you stand in regards to purchasing a home, sit down with Eric and I guarantee he will turn that uncertainty into confidence. I could not be more pleased with the service I received from Eric.
Apr 3, 2018
Eric was very professional and made the home buying process for me and my husband very smooth. He was always reachable and everything was done in a timely matter. We had an enjoyable experience and would highly recommend Eric.
Feb 20, 2018
Sr. Financial Analyst and Happy Customer
I just purchased my first house using Eric. He was amazing to work with and I couldn't say better things about work with Eric. He answered the phone at any time to answer questions or concerns that I had. He also helped me understand all the intricacies of the mortgage I was taking out and made me feel comfortable and taken care of the whole time. I would highly recommend Eric to anyone and really enjoyed his personality and hard work.
Jan 13, 2018
Eric Miller is a knowledgeable and smart Loan officer that looks for the best options for his clients. He checks in and helps through out the process to make sure it runs as smooth as possible. You never feel out of the loop or ignored. He truly wants the best for the people he works with.
Jan 5, 2018
COO, Decollement Consulting
Eric is a true professional and takes pride in providing his clients with the best service possible. I would recommend Eric to anyone looking to buy a home in Colorado.
Dec 4, 2017
Insurance Agent with Country Financial
As an Insurance agent it is my job to make the insurance buying portion as efficient as possible for Eric's Clients. However one thing that Eric does is make the whole process of financing a home seamless and efficient! I have no reservations what so ever referring any of my clientele, friends, or family to Eric for help with their mortgage or home buying process! He is highly professional and an expert in his field!
Nov 21, 2017
Associate Project Manager
No issues, everything was on time and questions were answered quickly.
Oct 30, 2017
My wife and i presented Eric with a challange and he really came through for us. Thank you Eric for making this process easy. He is very knowledgeable and very professional! Gracias por todo Eric!
Oct 30, 2017
I came to Eric with a short deadline and a mess of things. Buying a new house and a refinance and I needd everything in line to close in 3 weeks and he did it! He did and amazing job, was very organized and got us the best rates. He's very knowledgeable and was always trying to find away to make sure we were happy with the results. ( I am not the easiest person to work with). I would recommend Eric for purchasing or refinancing, he makes it happen even when time is not on his side. For all my other purchasing and on the fly buys I will be using him.
Aug 27, 2017
Sales Manager
Eric is prompt, friendly and professional. He was quick to find answers and create solutions that best suited what I was looking for.

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