Kelsey Skrbina Hellner

Mortgage Loan Officer Spire Financial NMLS 1241323
I have been in the mortgage industry for over 4 years. I graduated from the University of Colorado Boulder with my neuroscience degree, leading down the path of medicine. It didn't take long after doing clinical to realize that wasn't what made me happy. I've always been numbers driven, and I followed in my family's footsteps of the mortgage business, and instantly fell in love. Everyday is different, has it's own challenges, but I get to work with amazing partners and clients, that end up becoming friends by the end of the buying process. I thrive on making the home buying experience as easy as possible for both my clients and business partners. I take the time to assess each family's situation and create comprehensive financing options, enabling borrowers to achieve their dreams of home ownership today, while planning for their future financial goals. Educating each borrower and ensuring that they are comfortable with the process from application to closing is my goal. I attest that every client is my most important client - I work to make each buyer feel like my only. Closing day is just the beginning of a life long relationship with my clients

I am equally committed to my business partners. I realize that I am a direct reflection of the Realtors and builders I work with and it is my goal to make them look great – every time. My commitment to excellence in communication and teamwork is key to helping my partners grow their businesses as well
May 13, 2019
Director of Animal care
Kelsey was great and got everything together I needed to close ahead of time and really worked hard to make sure my closing date was met.
May 8, 2019
We originally planned on working with Rocket Mortgage, but the customer service I received from Kelsey single handedly won me over. Kelsey did an outstanding job of assisting my wife and I through the home buying process. She was attentive, and available to answer questions nearly all hours of the day, which was extremely helpful for our hectic schedules. Highly recommend!
Apr 5, 2019
For a first time buyer, buying a house is stressful. Kelsey extinguished our stress and fears right away. She was honest, thoughtful, and always available. Kelsey is so knowledgeable and carefully guided us through the entire process of the biggest purchase of our lives! We found our dream home and could not have done it without Kelsey. Please spread the word, as I have! We are so thankful!
Mar 29, 2019
Kelsey is very professional and quick with her communication which makes working with her on your mortgage feel like your working with a friend. She is honest and trustworthy and I would recommend her to anyone looking to obtain a loan because she will work hard to get you what you deserve.
Mar 11, 2019
Sales Manager
Second time I have come to Kelsey for my mortgage lending needs. Kelsey was quick to respond to all of my questions and she made sure to take the time to explain all of my options so I could find the best fit. I would recommended Kelsey in a heart beat!
Dec 24, 2018
Kelsey was the funnest person to work with
Thank you Kelsey for all your hard work
Dec 21, 2018
Quick and hassle free closing. Kelsey made the whole process so easy. Thankyou so much for everything.
Dec 10, 2018
Kelsey was absolutely wonderful!! We reached out to Kelsey when we first started thinking about buying a home and we felt we were no where ready. Kelsey was very patient with us, explained everything to us (multiple times), not once did we ever feel pressured. Kelsey ended up working with us for about 10 or so months before we committed to a house and throughout that time she extremely professional and patient. I've heard some horror stories about closing from friends, but our closing was an absolute breeze. We were clear to close two weeks before we actually closed and not once was it a headache. We will defiently use Kelsey again and would recommend her to anyone who is looking for a lender!
Nov 5, 2018
IBM Technical Support
I've bought over 10 houses in my many years and this was by far the easiest purchase ever. Kelsey and her team were very through and helped me threw the process all the way to closing. Sometimes, it gets a little annoying answering all, what seems like silly questions, but Kelsey and Matthew did a wonderful job explaining why they need to ask. Made sense all the way through the process and it all went extremely well and fast. I would recommend Kelsey and her team to anyone that is buying their first or 10th home. Thanks so much Kelsey and Matthew
Oct 22, 2018
Global IT Director
Kelsey is fantastic, and it was an absolute breeze working with her. In my short home purchasing experience, she had proven that this process can not only be easy, but painless as well. Kelsey and team took all the hard work out of the process and made it incredibly simple.
On top of her grade A+ process - Kelsey had done what many people said were impossible; closing on our house in record time. I was pressed to move quickly doing a back-to-back close (within 2 weeks), and Kelsey was able to work her magic to close an FHA loan within that period.

I cannot praise Kelsey and her team enough. They are not only fantastic to work with - but can work miracles in the process. I certainly look forward to working with Kelsey in the future, and will be definitely recommending her & AmeriFirst to my family and peers.

Thank you!
Sep 22, 2018
Kelsey is fantastic, knowledgeable, and truly cares about her clients. I have worked with her for the past 4+ years and always rest assured she will take great care of people with regards to their mortgage needs. She is proactive in getting folks the best possible scenario whether purchasing or refinancing and I would not hestitate to give her a call. You will not be disappointed!
Sep 10, 2018
This was our first home purchase and it probably goes without saying but it is a very difficult, long and confusing process. Kelsey made this process amazingly easy, whether taking phone calls or text late or just clearly explaining things in a way that we could understand. We are very thankful to Kelsey for going above and beyond job for us.
Sep 7, 2018
The process of closing on the property I bought was uncomplicated and went very smooth. We arrived early and the notary was ready with the paperwork to be signed. She answered the questions and was expeditious. When the sellers showed up it sits not take long and it was done without delay.

I was very pleased with the people involved. I am very grateful for their readiness and their professionalism.
Aug 29, 2018
Associate, Business Management
Working with Kelsey was a great experience. She kept me informed of everything, answered all my questions quickly and always made herself available to me no matter what time of night it was-even at 9:30 at night when I had a crazy question for her.
I would recommend Kelsey to anyone I know who may be looking or even just thinking about buying or refinancing their mortgage. She is very knowledgeable and will work hard to make sure you are 100% satisfied. It has been such a pleasure working with her and she will always be my go to person for my next real estate purchase.
Aug 7, 2018
Project Engineer
Kelsey was extremely helpful during our entire loan process. She was quick to respond to all of our questions and we truly feel as though she got us the best deal possible. We would definitely recommend her to anyone looking to get a loan.
Aug 6, 2018
Office Manager
Kelsey was amazing. She was always available and answered all of my questions and gave her honest recommendation when I asked. The process was so smooth and effortless. We could have asked for a better for first time home buying experience.
Jul 24, 2018
Airport agent
Great communication, and very friendly....would do business with her again.
Jul 10, 2018
Broker Associate
Kelsey was superb in helping me navigate the loan process on behalf of a client. She offers expert advice and guidance and can be counted on to ensure clear lines of communication. I'd recommend Kelsey to any future client.
Jul 6, 2018
First time home buyer, Uber manly
Kelsey was super informative, kept great lines of communication, helped with every question and more we may have had and was fun to work with!
Great personality, this one.
Thanks again Kelsey!
Jun 16, 2018
Whats not to say? Kelsey, did an amazing job throughout our entire time working together on a file. Fantastic communication. I always judge a great lender by the amount of questions the buyer asks me about money. The buyers never asked once which means Kelsey educated the buyers far and beyond most lenders.
Jun 13, 2018
Stay at home mom
Kelsey is always so great to work with. She helped my husband spencer and I with our first home and just helped us with our new one. Kelsey is very efficient and always available to answer any questions we have. We love her and will definitely recommend her to friends and family. Thank you so much for all your help to get us in our beautiful new home
-The Park family
May 15, 2018
individual investor
We found Kelsey to be prompt, thorough, creative, and efficient - professional in every aspect.
May 14, 2018
Kelsey has been wonderful to work with. I am so impressed with her communication and quick responses. I highly recommend Kelsey for any of your lending needs!
May 14, 2018
Kelsey was amazing in helping me purchase my first home! The whole AmeriFirst team worked together seamlessly, and were amazing about communicating with me throughout the whole process. I highly recommend Kelsey!
May 12, 2018
Kelsey was great. She was always available for any questions that I had, and I had a million since it was our first home purchase. She was very upfront with our pre-qualification, and didn't try to sell us on more than we needed. We gave her our budget and she went with that, even though we qualified for more, she didn't try to push us to go to the top of our approval.

We will absolutely be going with Kelsey for our next home purchase!

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