American Pacific Mortgage Everett

NMLS #1062505
Licensed in AZ, CA and WA
At American Pacific Mortgage Everett, we think home ownership is a really big deal – likely the biggest financial decision of your life. And because of that, we have an unparalleled commitment to ensure you are fully informed throughout your mortgage process and have all the information you need to make a wise financial decision regarding your new home loan. Our knowledgeable Loan Advisors provide you with the mortgage knowledge and expertise that can only come from decades of hands-on industry experience.

We understand that each client is unique and that is why American Pacific Mortgage offers a diverse portfolio of customized mortgage products that assures every customer gets the ideal loan for their individual needs, the service they deserve and a commitment from our Loan Advisors throughout the process.

As a direct lender for Fannie Mae, Freddie Mac and Ginnie Mae, we offer Home Purchase or Mortgage Refinance home loans:
• Conventional & Jumbo home financing
• FHA mortgages which offer low down payment options
• VA government backed mortgages
• USDA home mortgages for “rural” properties
• Washington State Housing Finance & Down Payment Assistance

Let’s do this together. American Pacific Mortgage
Equal Housing Opportunity.


Recommendations (165)

Aug 11, 2019

Melanie Baird recommends Sue Hall

Sue Hall is amazing...we just completed a refi of the home we bought last year with Sue and as always she makes the process so simple and easy! Could not recommend her more!
Aug 7, 2019

Megan Amundson recommends Pamela Valadez


Pam was absolutely amazing throughout my home buying process! She was always available to answer any questions and really went above and beyond to get me my first house. I was working on a quick timeline and Pam made it happen! She is very knowledable and helped me to understand each step. She had great advice and was very personable! I would highly recommend Pam!
Jul 23, 2019

Tami Tate recommends Tracy Joy

Designated Broker

Tracy is amazing. Her level of professionalism, open communication and experience are the best in her field. There is no other lender I would work with. She surpasses our client's expectations and I'm proud to have her as part of my team. Thank you for your unparalleled level of service!
Jul 10, 2019

Beth Kerwin recommends Tracy Joy


Tracy was amazing, Very professional, thorough and trustworthy. And I really appreciated her communication with me through the entire loan process. I will definitely call on Tracy again to assist my Buyer's obtain a loan. Thanks again Tracy.
Jun 13, 2019

Anonymous recommends Sue Hall

Very friendly, knowledgeable and thorough communication!
May 25, 2019

Anonymous recommends Mike Bon

Mike did a great job securing a loan for our new home. Thanks Mike!
May 20, 2019

Jennifer A Olson recommends Tracy Joy

I was referred to Tracy and am so glad I was. She was amazing to work with and helped me with every step and question I had along the way. She made this process as painless as possible. I would recommend her in a heart beat!!!
May 17, 2019

Josh Hansen recommends Sue Hall

Hardware Program Manager

Sue has been wonderful in helping me not just with my initial home purchase 3 years ago, but with my recent refinance as well. I highly recommend her and her team.
May 17, 2019

Lauren Jones recommends Ron Autry

Lauren Jones

Ron and his team are amazing. They made this transaction seamless and smooth the entire way.
May 15, 2019

Najah recommends Sue Hall

It was so fortunate to have Sue as my lender. This was the first mortgage I've ever had. You have been efficient and nice to interact with in every situation from providing the initial pre-approval information to closing and was patient with me. I enjoyed working with Sue and I hope to work with her again for future business. Thank you very much!
May 15, 2019

Tamara Winfrey recommends Sharol Klise

Sharol was very helpful and knowledgeable through the entire process. She answered all of our questions and concerns quickly.
May 8, 2019

Paul Jacobson recommends Ron Autry

Paul Jacobson

Ron has always provided us a service that can be summed up in a few words: professional, quality and outstanding.

His ability to provide great customer care has always been top priority. His care I n taking time to listen and provide information that is accurate brings on a very comfortable interaction that is need when discussing loan financing.
May 2, 2019

Joe Ferrell recommends Sharol Klise

Crane operator

Sharol is a pleasure to work with. Very knowledgeable of entire process including the challenge of figuring my pay scale which is a piece work type scenario.
Apr 7, 2019

Gustavo Parra recommends Sue Hall

Great service nice company to work with.
Mar 28, 2019

Ariana Cortes recommends Sharol Klise

Sharol and her team are EXCEPTIONAL!!! They made our dream come true! her knowledge and dedication was over top and we are forever grateful for her help in helping my family and I get into our new home> thank you Sharol!!!
Mar 27, 2019

Angela recommends Sharol Klise

Sharol was patient and very good at explaining all my mortgage options and questions. She was always available and would reach out when necessary. It was great working with her.
Mar 21, 2019

Derek Brown recommends Ron Autry


I am a returning client and I’ve always enjoyed working with Ron. He’s very honest, knowledgeable and friendly, and he’s always gone above and beyond the call of duty to get me what I need. With that said, I definitely look forward to working with him and his team again in the future and I highly recommend him to anyone looking for assistance with real estate financing. assistance.
Mar 15, 2019

Andrea Vernon recommends Sue Hall

First-Time Homeowner

Sue did an excellent job explaining each step of the process, and consistently responded quickly to messages. I felt confident that I was in good hands with Sue, and will definitely recommend her to friends and family looking to buy homes in the area.
Mar 15, 2019

Tracy L. Stevens recommends Tracy Joy

Real Estate Broker

Tracy Joy is my first choice in Loan Officers. Although when recommending lenders to Buyers, I am required to give more than one lender's name, Tracy Joy is always at the top of my list. Tracy is smart, savvy and very resourceful. If there's a a challenge she always finds a solution. Tracy's style is also very pleasing. She's an excellent communicator and always treats her clients with kindness and respect. I have worked with Tracy Joy for over 10 years and look forward to many more successful years ahead with Tracy representing my Buyers!
Feb 18, 2019

Kelley Wilkins recommends Pamela Valadez


Pam was awesome, no one has worked harder and has been more dedicated to get me my home loan. Even when there were several hurdles to get over she never gave up! She was always available, even on weekends. Thank you Pam!
Jan 17, 2019

Heather Hayhurst recommends Sue Hall

Sue Hall is the absolute best! Not only is she great at what she does, she cares about her clients and that really shows. I have the utmost confidence and trust in her. I am a customer for life!
Dec 27, 2018

Byron Richmond recommends Pamela Valadez

Home owner

Pam was fantastic the paperwork sailed through even had some minor challenges and they were taken care of in quick order would recommend Pam to handle my loan anytime
Dec 1, 2018

Sibhat Tumebo recommends Sandy Johnson

Real Estate Broker

It is always a pleasure to work with Sandy Johnson. She is well versed when it comes to mortgage products . She is good listener and takes time to explain and make sure my clients are satisfied. As real estate broker it is important for me to partner with professional who believes in team work and and available to answer questions arise from either parties and their representative. Sandy exceed my expectations always answered her phone, responds quickly and very transparent. I
Oct 26, 2018

Connie Redden Peterson recommends Karen Sibley


We can't thank you enough for the amazing work you did to hold this transaction together. You really went the extra mile and more. We appreciate all your ideas and suggestions to our client and professionalism from beginning to end in an unusual situation. Thanks again
Oct 24, 2018

Beverly White recommends Karen Sibley


I enjoyed working with Karen, everything went smooth from start to finish! Great Job!

Our Team