American Pacific Mortgage Everett

NMLS #1062505
Licensed in AZ, CA and WA
At American Pacific Mortgage Everett, we think home ownership is a really big deal – likely the biggest financial decision of your life. And because of that, we have an unparalleled commitment to ensure you are fully informed throughout your mortgage process and have all the information you need to make a wise financial decision regarding your new home loan. Our knowledgeable Loan Advisors provide you with the mortgage knowledge and expertise that can only come from decades of hands-on industry experience.

We understand that each client is unique and that is why American Pacific Mortgage offers a diverse portfolio of customized mortgage products that assures every customer gets the ideal loan for their individual needs, the service they deserve and a commitment from our Loan Advisors throughout the process.

As a direct lender for Fannie Mae, Freddie Mac and Ginnie Mae, we offer Home Purchase or Mortgage Refinance home loans:
• Conventional & Jumbo home financing
• FHA mortgages which offer low down payment options
• VA government backed mortgages
• USDA home mortgages for “rural” properties
• Washington State Housing Finance & Down Payment Assistance

Let’s do this together. American Pacific Mortgage
Equal Housing Opportunity.


Recommendations (185)

Mar 21, 2020

Connie Redden Peterson recommends Karen Sibley


Karen and her team were absolutely the best in what started out to be a tough situation for my client. They were relocating from another state and their relocation lender denied them a loan.
I asked them to speak with Karen and she was able to look at the BIG picture, gather additional information from my clients and to see how to structure the loan package to secure them a loan. I can't even begin to tell you how happy they were with Karen and her Team. Karen with AP mortgage is always my first choice to refer my clients too and she should be yours too!!!
Mar 19, 2020

Marleen Hoerner recommends Pamela Valadez, NMLS# 74006


Pamela Valadez just refinanced our house. She made the process completely easy and smooth, from inception to closing. She even arranged an Escrow officer to come to our house to do the final signing, saving us a trip out in these perilous times. Pam was outstanding!
Mar 8, 2020

Mark Shideler recommends Sue Hall

Sue's 40 + years in the business really shows. Professional, knowledgeable and patient. Sue helps you understand the process from beginning to end with a minimum amount of stress. I always felt confident on what to expect and what comes next. She is a tireless advocate, always with her customers best interests in mind. Thanks Sue!
Mar 5, 2020

Georgia Ferrer recommends Sharol Klise

VP Of Property Management

We just completed a refinance of our house with Sharol who saved us several hundred dollars per month and handled everything. I would recommend Sharol to anyone looking to save in today's market.
Mar 2, 2020

Brian and Veronica recommend Tracy Joy

Repeat Customer

We have worked with Tracy and her amazing team twice - once for the original purchase of our home and then for the refinance a few years later. Tracy was recommended by a long-time friend and realtor and she did not disappoint! Both times the process was easy and successful and the support from Tracy and her team was great. We will definitely work with her again when the time comes and we look forward to her informative updates in the meantime. Thanks Tracy!
Feb 27, 2020

Amy Burns recommends Sharol Klise


Sharol was so easy to work with! She was patient with all my questions and seemed to have our family’s best interests in mind. She helped us raise our credit score and lock in a fantastic rate. Highly recommend her & her company!!
Feb 27, 2020

Hannah Egland recommends Lisa Steffan

Administrative Manager

Lisa and her team were attentive, informative, and a enormous help with my refinance. She always had time for my questions and helped to explain things I had no idea about. I would 100% recommend her!
Feb 27, 2020

Yancy Burns recommends Sharol Klise

Senior Computer Specialist

Excellent service. Worked with us to get a great rate. Fast and responsive when we had questions.
Feb 20, 2020

Summer Johnson recommends Tracy Joy

Loan Officer

Tracy was amazing. We gave her less than 3 week close and she and her team got the loan done. I would recommend her services to everyone I know!
Jan 30, 2020

Brandon Rolen recommends Lisa Steffan

Lisa and her team help us buy our 1st home she did a great job at explaining everything, everything was very professional and well thought out. She helped us find the best loan for our budget. I would highly recommend her to anyone wanting to buy or refinance a home. Good job Lisa keep up the good work!
Jan 13, 2020

Colby Boulton recommends Sue Hall

Plant Manager

It was our first time purchasing a home and Sue was very helpful during the entire process. It was a pleasure working with her and will certainly recommend her.
Dec 30, 2019

Laura Jones recommends Pamela Valadez, NMLS# 74006


I wish I could give Pam more than 5 stars! What a pleasure it was to work with Pam during my home-buying experience. She was patient and thorough and made sure I understood every part of the process. Pam is great at what she does and her kindness and care for her clients shines through her work. I highly recommend working with Pam and look forward to being her client again in the future!
Dec 30, 2019

Teresa Linde recommends Sharol Klise

Executive Assistant

This is the 2nd time I have worked with Sharol - first on the original purchase of my home and, most recently, on the refinance of my home. Sharol is knowledgeable, friendly, helpful, and responds quickly to any questions that came up during the process. I would highly recommend her to anyone who's looking for an experienced mortgage advisor/loan officer!
Nov 28, 2019

Adam J. Cohen recommends Sue Hall

As a first time homebuyer, I couldn't recommend a better loan officer than Sue. After my wife Shaynon and I met her in a home buyer's class, they both made the process so smooth, seamless and easy? Couldn't ask for a better experience in one of the largest purchases we've ever made in our lives. And all said and done, that's what you want -- smooth, seamless, and easy. Thanks!
Nov 19, 2019

Jean cory recommends Karen Sibley


Karen did a great job as usual ! I appreciate her follow thru and availability !
Oct 23, 2019

Melody Yeoman recommends Karen Sibley

Real Estate Agent ⭐️ Top producer

Karen is The best Lender out there! She has a team that cares about every detail. Having worked with many banks and lending institutions that don’t,I am so thankful to work with Karen.
Karen is professional, smart, educated, thorough, and continues to advance her knowledge, so that she can pass on the information to the buyer. Once a client picks their dream home it is essential that the lender carries the baton to the finish line. Karen does that every time and we all win!
Oct 21, 2019

Caryl Forbes recommends Sharol Klise

Real Estate Agent

Sharol is GREAT! Provides excellent and thorough service from the beginning of the transaction all the way to the end. Sharol is a great partner and is willing to help new buyers understand all of their options. I look forward to working on many more transactions with Sharol.
Sep 10, 2019

Tami Tate recommends Tracy Joy

Designated Broker

Tracy is my "go to" lender. Her level of professionalism, expertise, confidentiality, compassion, and honesty is why I have worked with Tracy and her team for over a decade. She is amazing!
Aug 28, 2019

Mary Grace Antony recommends Mike Bon

Director of Development

Mike helped us close on our house in Aug 2019. He was prompt, efficient, and courteous.
Despite a few hiccups along the way regarding loan approval, Mike worked with us to get the loan approved and also got us a great deal on our mortgage.
Aug 23, 2019

Betty recommends Sue Hall

Managing Broker

Sue has done 3 mortgages for me and I would not have anyone else for a Lender! She does everything she can to make the experience as seamless as possible and to ensure closing happens on time. Which isn't always within her power, but she certainly pushes to make it happen!
Aug 11, 2019

Melanie Baird recommends Sue Hall

Sue Hall is amazing...we just completed a refi of the home we bought last year with Sue and as always she makes the process so simple and easy! Could not recommend her more!
Aug 7, 2019

Megan Amundson recommends Pamela Valadez, NMLS# 74006


Pam was absolutely amazing throughout my home buying process! She was always available to answer any questions and really went above and beyond to get me my first house. I was working on a quick timeline and Pam made it happen! She is very knowledable and helped me to understand each step. She had great advice and was very personable! I would highly recommend Pam!
Jul 23, 2019

Tami Tate recommends Tracy Joy

Designated Broker

Tracy is amazing. Her level of professionalism, open communication and experience are the best in her field. There is no other lender I would work with. She surpasses our client's expectations and I'm proud to have her as part of my team. Thank you for your unparalleled level of service!
Jul 10, 2019

Beth Kerwin recommends Tracy Joy


Tracy was amazing, Very professional, thorough and trustworthy. And I really appreciated her communication with me through the entire loan process. I will definitely call on Tracy again to assist my Buyer's obtain a loan. Thanks again Tracy.
Jun 13, 2019

Anonymous recommends Sue Hall

Very friendly, knowledgeable and thorough communication!

Our Team

  • Sandy Johnson

    Sr. Loan Officer & Branch Manager-NMLS# 75395/1850
    Washington State and Nevada

  • Karen Sibley

    Loan Officer & Branch Manager-NMLS# 73827/1850

  • Ron Autry

    Senior Loan Officer-NMLS# 71811/1850

  • Rosa Briggs

    Sr. Mortgage Advisor-NMLS# 117032/1850 - AZ#0922278

  • Suyny Tasaka, NMLS# 118667

    Loan Advisor
    Washington State, California and Nevada

  • Mike Bon

    Senior Mortgage Consultant-NMLS# 119781/1850

  • Kathy Cooley

    Senior Loan Officer-NMLS# 78175/1850

  • Tracy Joy

    Loan Officer - NMLS #115424 / 1850
    Washington State

  • Sue Hall

    Sr. Loan Officer - NMLS#183396 / 1062505 / 1850
    Washington State

  • Sharol Klise

    Mortgage Loan Officer - NMLS#505331
    Washington State and Idaho

  • Lisa Steffan

    Sr. Mortgage Consultant - NMLS# 87746
    Washington State

  • Pamela Valadez, NMLS# 74006

    Mortgage Loan Officer
    Washington State