Pamela Valadez, NMLS# 74006

Mortgage Loan Officer American Pacific Mortgage Everett Washington State
I understand the true impact of home ownership and I am passionate about the business of home loans. As my client, I am committed to finding you the right mortgage to meet your financial goals as well as creating a loan process from application to closing that runs as smoothly as possibly. I am dedicated to making your home financing experience a pleasant one.

As a Loan Officer and Operations Manager with over 20 years’ experience, I have gained a vast and in-depth knowledge of the Mortgage Industry and the many loan programs available. My sole focus as well as my expert support team is your home financing.

At American Pacific Mortgage, our loan programs include:
• Fixed and Adjustable Rate Mortgages
• FHA and VA Loans
• Jumbo Financing
• Renovation Financing
• Rural/USDA Home Loans
• Manufactured Housing
• State Bond Loans
• And many specialty programs such as STaR or Secure Lock & Build loan programs.

Give me a call and take the next step toward owning your new home or refinancing your future.

Equal Housing Opportunity
Aug 7, 2019
Pam was absolutely amazing throughout my home buying process! She was always available to answer any questions and really went above and beyond to get me my first house. I was working on a quick timeline and Pam made it happen! She is very knowledable and helped me to understand each step. She had great advice and was very personable! I would highly recommend Pam!
Feb 18, 2019
Pam was awesome, no one has worked harder and has been more dedicated to get me my home loan. Even when there were several hurdles to get over she never gave up! She was always available, even on weekends. Thank you Pam!
Dec 27, 2018
Home owner
Pam was fantastic the paperwork sailed through even had some minor challenges and they were taken care of in quick order would recommend Pam to handle my loan anytime
Sep 27, 2018
We had a wonderful experience with Pam and the team from start to finish. Couldn’t be happier! Thanks!
Sep 4, 2018
Quality Production Specialist.
Pamela was absolutely amazing to work with! My wife was a first time home buyer and she took the time to explain the process to her and answer all her questions throughout the process. Pam kept us updated throughout progress, which was very helpful. We can’t thank Pam enough for helping us make our dreams come true! We would highly recommend Pam and his team to our family and friends.
Aug 31, 2018
Elementary Special Education Director
I would never do businesses with anyone else! She has helped me with my first and second home in addition to a few refinances. She is a rock star! Cannot say enough good things abour her care and ease of process.
Jun 11, 2018
Pamela Valadez is always wonderful to work with. We are very appreciative of her knowledge and kindness in such a stressful situation.
Jul 22, 2017
I never thought I would ever become a home owner. Pamela made my dream a reality.
Jul 13, 2017
Great person to have as a loan officer. Very on top of all information and communication.
Feb 8, 2017
Pam was wonderful in dealing with us. Her communication was second to none, on top of it all. Always pleasant, professional and warm. I couldn't recommend her more strongly and I was a loan officer for over 20 years.

Don't hesitate for a minute. She's incredibly honest and that's difficult to find in this industry.
Jan 26, 2017
Pam - You were wonderful again during this process and I feel you really pressed the appropriate buttons to get stuff done promptly when the need arose (appraisal issues and inappropriate selling agent come to mind). You also gave very good, thorough feedback to questions that I asked early on in the process (appraisal delays, rate locks, etc.…) which I appreciate as I have an inquisitive mind! I won’t hesitate to give you a good recommendation if I ever hear word of someone looking to move. In a few years we hope to purchase a vacation property so hopefully we’ll do business again.
Nov 16, 2016
Team Leader
Pamela Valadez, has been my loan officer for over 15 years. She continues to do a fantastic job in all of my purchases and refinances. She has consistently provided me with excellent customer service and success. She is very thorough through out the process and her estimations on closing $$ and time are always spot on. Pam is the best at what she does and customer satisfaction is her highest priority!