Carter Alexander Short

Loan Officer American Pacific Mortgage San Diego NMLS# 1005967/1850 | Equal Housing Opportunity
Carter Short was recently named one of the Best Military Originators in the country by National Mortgage Professionals Magazine for the second year in a row! Additionally, for 2019, he was named a Top 1% Mortgage Originator in America by Mortgage Executive Magazine as well as a Top Originator by Scotsman Guide. Carter has been with American Pacific Mortgage for 5 years and has funded a total of $145 million in loan volume, with over 50% of that volume helping clients use their VA home loan benefit. He prides himself on attention to detail, great communication and a clear process because of his time in service, he is a Navy veteran as well. His overall goal is provide the smoothest transaction possible.

Please contact me for any of your home lending needs at 619-517-0336
6 hours ago
★ ★ ★ ★ ★
These guys absolutely astonished me. Everything was smooth and quick, everything was explained down to the T and communication was always happening.
I can’t wait to do business again
Jan 12, 2021
Feeling Accomplished
★ ★ ★ ★ ★
Carter and Grant are the best. This is my third loan using APM. They are knowledgeable, helpful, and responsive. Great work and hats off to Carter and his team!
Jan 7, 2021
La Mesa
★ ★ ★ ★ ★
I can't say enough how helpful Carter and Grant were during our refinance process. Very difficult to do during COVID and they made it happen with NO COST TO ME! Very impressed with their ability to explain each step of the process.
Dec 30, 2020
SENIOR EA
★ ★ ★ ★ ★
Carter and Grant both did a wonderful job establishing my refi. During this refi process, they were knowledgeable and very responsive and always answered my questions in a timely manner either by email or phone. I truly enjoyed working with Carter and Grant. This was my first refi and Carter was very reassuring and got me the best interest rate possible. I absolutely recommend them! 5 STARS!
Dec 28, 2020
Business Owner
★ ★ ★ ★ ★
Fast, efficient and professional...A+ all the way! Mark & Angel Clifton
Dec 19, 2020
★ ★ ★ ★ ★
To start off. I want to say Mr carter short was great.. i can't find another word that goes beyond and describes he's great effort and dedication to his customers. Working with him has made my life simple and easy. What a great guy and hes team so respectful and professional..
From my point of view he makes the hard look easy and the easy is to work with him.
Happy to recommend carter short.
Thanks for everything..
Wish there was more stars 🌟 🌟 🌟 🌟 🌟 to rate him.
Dec 15, 2020
★ ★ ★ ★ ★
We were so happy with the work that Carter and Grant did for our loan. They were always quick to respond and Carter did a great job of walking us through the process as first time homebuyers.
Dec 12, 2020
Excited Homeowner
★ ★ ★ ★ ★
Carter and Grant did a fantastic job to help me buying my house . They are on top of everything, and never miss a called from me without returning and assured me that they will get back with me as soon as they are free.
Dec 4, 2020
Forman
★ ★ ★ ★ ★
Outstanding guy and company. Always there to answer your calls and to lend a hand. I would go no where else
Dec 1, 2020
★ ★ ★ ★ ★
When I was first recommended to Carter, I didn't know what to expect. I was a little hesitant. This feeling may be due to a previous experience with a loan officer (at a bank) a few years back. However, I called and spoke to Carter and from the very first conversation we had, he made me feel at ease, answered all my questions, gave me advice, and assured me he would keep me up to date with each step of the way of the loan process. Sure enough, he did. He truly exceeded my expectations.

Carter and his team (Grant) were exceptional every step of the way. At each stage, I was informed as to what to expect, the options I had, and general time frames of the stage we were in. Everything went as planned and before I knew it, my loan was finalized and I couldn't have had an easier process. For anyone out there who is hesitant to give Carter (and his team) a chance, I would advise you to do yourself a favor and give him a try. You won't regret it!
Nov 20, 2020
Love My Refi
★ ★ ★ ★ ★
This is the 3rd time I have dealt with Carter and Grant. They are very responsive and kept me informed throughout the process which was extremely fast. After dealing with Loan Officers for almost 40 years I can say Carter ranks at the top. I highly recommend him.
Nov 19, 2020
★ ★ ★ ★ ★
It was a very smooth process. Whenever we had questions you were there to answer them. You have a great team!
Nov 14, 2020
★ ★ ★ ★ ★
Yet again, my hat goes off to Carter and Grant. The second transaction with you guys has been just as seamless as the first experience. So excited to have finalized the refinance as quickly as we did. Thank you both for being experts in your field and guiding me with your knowledge.
Nov 13, 2020
★ ★ ★ ★ ★
Carter and Grant were the best in making home buying a great experience! I had little to no background in buying a home but they were able to seamlessly assist me the entire journey. No matter time of day they were quick to respond and gave the BEST and HONEST advice in finding the right home.
Nov 13, 2020
★ ★ ★ ★ ★
Carter and Grant were the best in making home buying a great experience! I had little to no background in buying a home but they were able to seamlessly assist me the entire journey. No matter time of day they were quick to respond and gave the BEST and HONEST advice in finding the right home.
Nov 13, 2020
Retired
★ ★ ★ ★ ★
My husband and I are retired and could no longer remain in our two story home. Carter and his team (hats off to Grant!) were very responsive to our situation and worked tirelessly to qualify us for an excellent rate. As we hunted for our new home they stayed in touch and encouraged us along each step. We feel blessed to have closed on our new home purchase yesterday! We think Carter and his team are EXCELLENT!!
Nov 13, 2020
★ ★ ★ ★ ★
Carter and Grant were the best in making home buying a great experience! I had little to no background in buying a home but they were able to seamlessly assist me the entire journey. No matter time of day they were quick to respond and gave the best advice in finding the right home.
Nov 12, 2020
Homeowner
★ ★ ★ ★ ★
Carter and his team do an excellent job with communication and made my re-fi process easy!
Nov 11, 2020
Real Estate Agent
★ ★ ★ ★ ★
Carter has been doing loans for my clients for many years. Each closing is smooth and always on time, or early!
I am so impressed that no matter how long it takes, Carter goes over every detail and answers our questions.
Over the years he has helped us with our personal loans and recently got us the lowest rate ever!!
Carter and his team are 100% dedicated to their clients needs.
FIVE STAR Service, knowledge and patience.

Nov 9, 2020
Homeowner
★ ★ ★ ★ ★
This is the most painless mortgage loan process I've ever experienced largely due to Carter Short's predictive leadership style. His team mate Grant Clifford was in lock step with Carter's friendly and professional service. Carter and Andre Hobbs (Realtor) were terrific making things happen. If Veterans are reading my notes, pls. consult the Carter's Financial Team as your First Choice. I assure you with complete satisfaction from their HONEST Perspective and Services!!!
Nov 7, 2020
Buyer
★ ★ ★ ★ ★
Carter and Grant made our home-buying experience seamless! They we’re patient, knowledgeable, proactive and very easy to work with. I appreciated their guidance, advice and explanations of the entire process. We could not have asked for a better experience.
Nov 6, 2020
Director of Readiness
★ ★ ★ ★ ★
Going through a mortgage loan process is exciting but requires prudent decision making. The key is having the best Loan Officer like Carter Short on your side. Not all Loan Officers are created equal. What made Carter Short and his team mate, Grant Clifford, apart from the rest is putting their clients at the center piece of the process. Carter fully understand "Veterans" and brilliantly articulated the VA loan requirements. Every single piece of sensitive documents with my personal information were handled with safe guards in place. Communications with Carter and Grant were always pleasant and both were willing to listen and facilitates open and honest discussion. If you think you have experienced a good loan process, try Carter Short and you will find the difference between good, better and best. Indisputably, Carter is the best!! I will keep on coming back to request his financial service at the next home purchase or even for a refinance of my investment property. The Carter Short, Andre Hobbs(realtor), and Grant Clifford Team is Number 1.
Nov 6, 2020
Director of Readiness
★ ★ ★ ★ ★
Going through a mortgage loan process is exciting but requires prudent decision making. The key is having the best Loan Officer like Carter Short on your side. Not all Loan Officers are created equal. What made Carter Short and his team mate, Grant Clifford, apart from the rest is putting their clients at the center piece of the process. Carter fully understand "Veterans" and brilliantly articulated the VA loan requirements. Every single piece of sensitive documents with my personal information were handled with safe guards in place. Communications with Carter and Grant were always pleasant and both were willing to listen and facilitates open and honest discussion. If you think you have experienced a good loan process, try Carter Short and you will find the difference between good, better and best. Indisputably, Carter is the best!! I will keep on coming back to request his financial service at the next home purchase or even for a refinance of my investment property. The Carter Short, Andre Hobbs(realtor), and Grant Clifford Team is Number 1.
Nov 6, 2020
COO
★ ★ ★ ★ ★
Carter did it again. He called us when the rates started to fall and now we have 2.5%. Simple, fast and no hassles. We highly recommend Carter and his team.
Nov 4, 2020
Completely Satisfied
★ ★ ★ ★ ★
This was our first home and we had a lot of things we didn’t know about this process. Carter and Grant worked hard to advocate to get the best value for us, and more importantly, to make sure we understood every step along the way. Timing and location has a lot to do with real estate, so we weren’t sure if this was the right time to buy (December 2019). But Grant was able to get us into our home, using no money down (VA Loan) at the price we needed for our family. This was the best choice for our family and home, and now we have the home we wanted with the finance we needed.
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Equal Housing Opportunity | NMLS #1850