Summer Anderson

Mortgage Loan Officer American Pacific Mortgage NMLS 129893/1850 Equal Housing Opportunity
Summer provides mortgage lending expertise and a variety of loan programs in ALL areas of CALIFORNIA and OREGON. She is a seasoned loan officer who has been well known in the industry since 1993.

Her experience brings a wealth of knowledge to the team here at American Pacific Mortgage. Dedication, product knowledge and being proactive is what she is well known for. Listening to the needs of her borrowers is extremely important to her. In placing them in the right product for their individual mortgage goals.

She continuously strives to provide top notch customer service towards a smooth loan process and a timely closing. This is what keeps her customers coming back! Summer creates a lending experience that people will want to tell their friends, relatives and coworker about. In being your lender for life!

Buying and owning a home is an important investment and should be an exciting time. Over the past 2 decades, Summer has purchased and sold over a handful of homes herself. She has "on-hand" experience with the transactional process and the emotions that both buyers and sellers endure. Her compassion and understanding of this, helps her stay in communication with the customer during the process.

Summer Anderson looks forward to working with you!

Do you know of someone thinking of refinancing or purchasing a home in any areas of Oregon or California? Your referrals are appreciated! Their mortgage lending needs will be in good hands!

503.860.5654 Direct Line or Email at

Branch Address: 5876 Owens Ave, Suite 100 Carlsbad, CA 92008
Sep 11, 2021
Summer is the absolute best! She helped and communicated with me through the whole process. She is professional and the best! I highly recommend her. Thank you Summer do much for helping me and my family getting the home of our dreams ??
Aug 27, 2021
Team Manger & Senior Recruiter
Summer is extremely knowledgeable and very hardworking. She keep me informed every step of the way and was very transparent about deadlines and next steps in the process. Thanks for all your help! We are excited to get settled in our new home.
Apr 17, 2021
From pre-approval to closing, Summer always tried her best to get us to the finish line. Even when unique circumstances arose, she was able create an equally unique solution and pull us through. I would absolutely recommend her services to anybody looking to get a loan or refinance!
Apr 16, 2021
Broker @ RE/MAX Equity Group - Gresham
The transaction that Summer and I worked on together was very delicate & tricky and had a BUNCH of moving parts. She has depth of knowledge, ability to make quick changes as needed, and gave 110% effort to make sure we finished with a win-win transaction. Summer is a champion. 10/10 would recommend!
Apr 15, 2021
Summer was excellent when handling our first home purchase and now our refinance. She is on top of it and very knowledgeable and answered all of my questions. I highly recommend Summer and her company. Great people!
Mar 29, 2021
Summer was amazing in helping me close on my first home. She was on top of everything that needed to get done. The process was not easy so I was very appreciative to have Summer's support. Thank you Summer for all of your hard work!!!
Mar 25, 2021
My daughter and son-in-law worked with Summer when they bought their first home. So when I decided to take the plunge, I called her and was very pleased with the professionalism of the whole team. Summer has tons of knowledge, and will make sure you are fully informed of what may or may not work for your specific needs. If there is a way to get you into a home, she will find it. She was able to answer any and all of my questions, and always in a timely manner. I would recommend her to anyone and everyone. Thank you Summer!
Mar 5, 2021
Summer was amazing to work with! We are first time homebuyers in the Bay Area, which is already an extremely competitive marketplace. Summer answered all our questions quickly, and we felt supported by her every step of the way. When it came time to close, she and her team were able to keep us on track through the crazy schedule, and we even funded a few days earlier than we expected!
Feb 26, 2021
Broker Associate
I began working with buyers who had a pre-existing relationship with Summer Anderson. From our first phone call it was evident that Summer had deep industry experience and would be able to effectively and compassionately guide our mutual clients. She is delightfully personable, detail organized, and always ahead of schedule. The Bay Area real estate market moves at lightening pace and even with that, she was able to close a full three days early. I highly recommend you partner with Summer!
Feb 18, 2021
Creative Director
Summer and her team were so wonderful to work with. The level of professionalism, organization, and prompt response time was impeccable. We felt confident in all the information and feedback that she gave to us in regards to finding the best loan for us. I highly recommend Summer and look forward working with her again!
Feb 9, 2021
Summer was amazing and made refinancing so easy. Answered every question and was very helpful! We wouldn’t have done it, if we didn’t have someone like Summer in our corner!
Jan 20, 2021
I just closed two refinances with Summer in the last couple months. She has great customer service and always thinks of her clients' best interests. She makes sure she points out items you might not be aware of. She is always accessible and her team is great too. I will definitely be referring all my friends and family to her in the future.
Nov 5, 2020
As usual, Summer was great to work with. We have worked with Summer on three different occasions and we had different desires for all three loans. Summer was very helpful in determining the right strategy for our needs, and she has always made the process smooth. Her communication, organization, and desire to help are unmatched. Thanks Summer !
Oct 13, 2020
Regional Sales Manager
I have used Summer for a total of 5 times now of the last 23 years, including the purchase of my first townhouse, our first home, refinancing our fist home (twice), and now our new vacation home! There is a reason I go to Summer first as she is very knowledgeable, tenacious, and will work with you to easily understand all of the necessary details throughout the loan process. She is easy to communicate with via email, text, or phone, and I know that I can get a direct answer to any question in a timely manner. I also consider her a friend at this point, maybe we don't talk every year, but I always look forward to working with her!
Aug 31, 2020
Summer was referred to me by someone who recently went through their own refinance. Because I was out of state she connected me with a great loan officer to help me with my own refinance. She was extremely kind and knowledge, and always quick to reply when I had questions.
Aug 28, 2020
Regional Director Of Sales
Summer has been working with us on our loan for the past 30 days or so. She has been super professional, pleasant, and extremely knowledgable about the intricacies of the whole process. And most importantly to me, she has been very accessible via multiple modes of communication. I don't normally give good reviews, but I just had to for Summer. You need to work with her!
Aug 19, 2020
Summer is amazing! We are repeat customers :) She did a fabulous job helping us purchase our home that when it was time to refinance, we knew exactly who to call! We received such personalized service. She was always available to answer our many questions. Summer and her team are quick and very efficient. Thank you so much for being so wonderful to work with and making our refinance so painless. We'll definitely be referring Summer and her team!
Aug 8, 2020
Just want to say a quick thanks to Summer for all her help in our home buying process. It makes buying a house easier and less stressful when working with someone as professional and knowledgeable as she has been. Thanks Summer and we will definitely use your services again when the time comes!!
Jul 20, 2020
Summer helped me with the financing of my new home recently. She got me an amazing loan at a terrific rate. She was so supportive throughout the whole process and answered all my questions promptly. She was always available via text, phone, or email any time I needed her. Amazing customer service! She continually kept me updated on the status of my loan and kept me on track. Summer is very professional and I really appreciated all her expertise. I had no problems with my funding and we even closed early! I highly recommend Summer for your home finance needs. Thank you Summer for helping me purchase the home of my dreams!
Jul 15, 2020
Owner, California Residential Consulting, Inc.
I recently closed on a purchase for a dear client of mine who used Summer as her preferred lender. The transaction was smooth from start to finish, not one hiccup and we even closed early! #Smilesallaround
Jun 14, 2020
Summer is knowledgeable. diligent, and trustworthy. She responded promptly to our request for help refinancing and walked us through the process step-by-step and I feel confident we got the best loan for our needs. Top notch service! We highly recommend Summer!
Apr 30, 2020
I recently completed my refinance with Summer and it was not only a breeze but Summer stayed on top of the rates and locked me in at an amazingly low rate! She was very thorough and made sure the process was seamless and stayed on track. I have owned four houses in my life and refinanced before and this time was definitely the easiest and pain free! I highly recommend Summer and would 100% use her for any mortgage or refinance in the future.
Apr 24, 2020
Over the past 20 years, we have had the pleasure to work with Summer on mortgages in Oregon, Idaho, and most recently California. Each and every transaction was professional, quick, and thorough. And honestly, some of them were complicated transactions. Recently we did a refinance just as the COVID-19 crisis hit hard. Summer and her team didn't miss a beat, and we closed ahead of schedule. On top of this, Summer went the extra mile to provide a great list of resources for our move – contractors, hair stylist, veterinarian, and more. We also referred our son to work with Summer, and she was a great help to him. She simply sets the bar with her years of knowledge and attention to detail. Summer has earned our business and our trust, and it's why we recommend her with absolutely no hesitation.
Apr 2, 2020
Summer came to our rescue when it came to refinancing a cash out home that we purchased. We tried with a couple of banks and different agencies and nothing worked out. Summer took charge and got us the best loan. Especially during this COVID 19 times we were able to get our loan and dream home thanks to summer.
Mar 31, 2020
My first home buying experience with Summer was a breeze. I expected it to be very overwhelming but she made the process painless and took the extra steps to walk me through it all and make sure everything was easy to comprehend. I wouldn’t think twice about going back to her in the future and have already passed along her info to friends looking to buy their first home too!

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