Big Valley Mortgage - Elk Grove

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Founded in 1990, Big Valley Mortgage is one of the fastest growing full-service mortgage bankers throughout the Sacramento and Central Valley areas, as well as, Reno. Headquartered in Roseville, we established Big Valley Mortgage with one simple goal in mind - to provide local families with the opportunity to purchase a home by helping them secure the best possible loan at the most favorable rate and terms available.

At Big Valley Mortgage, we are passionately committed to serving our customers and real estate partners by delivering honesty, integrity and excellence in all facets of our business. With branch offices located in Roseville, Elk Grove, Folsom, Fresno, Madera, Reno, Sacramento, Selma, Stockton, Chowchilla, Vacaville and Paradise, our purpose is clear – we exist to help our neighbors finance their dreams of homeownership and we do this every day by living and breathing our core values: respect, transparency and being scrappy.

Over the years, we have experienced remarkable growth and we attribute our success to proactively and strategically positioning ourselves for a rapidly changing
real estate market. In fact, Big Valley Mortgage is the #1 “in house” lender in the Greater Sacramento and Central Valley areas! You will find us “on-site” in the offices of Keller Williams, RE/MAX Gold, and Intero.

Today, we are one of the largest and strongest independent mortgage banking firms in the region and the country! (Ranking within the top 15 largest independent mortgage banks in the United States, according to Mortgage Executive Magazine.) Our growth is a direct result of taking care of our employees, real estate agents and customers.


Recommendations (177)

Sep 23, 2020

Steve Schwander recommends Michelle Cooper


Michelle Cooper genuinely loves her job and it shows. She supported my family and I through every step the process as first time home buyers. When our home buying time line was in a crunch, this amazing woman arranged for a notary to show up to our house at 8:30pm on a Wednesday and also showed up just to make sure everything got done smoothly. Her steadfast dedication to getting things done and caring responsiveness are unmatched. Without Michelle, there is a good chance we wouldn’t own a home right now. Thanks Michelle!
Aug 28, 2020

Lauren Hatch recommends Karen Dunn

Karen and her team did a GREAT job for us! A couple of times! We used her when we purchased our home, did a HELOC loan, and then a refinance. They were very helpful and responsive each time! I would and do recommend them to anyone needing mortgage financing options. Thank you Karen!
Aug 15, 2020

Amber Kavert recommends Karen Dunn

Karen and her team were absolutely amazing during the financial process of selling our house and buying our new home. She constantly kept in contact with my husband and I on where we were in the process and responded quickly to any questions we had. We can not recommend her enough. Thank you for all your help, Karen!
Jul 10, 2020

Chelsea Goins recommends Michelle Cooper


My husband and I went into this scared of the unknown as first time home buyers. Michelle made us feel comfortable immediately! She was thorough and patient. She took time and explained even the simplest question and made sure we understood every process before we took the next step. She answered text messages, emails and voicemails almost immediately. Wither her help we were able to buy our dream home as our first house! She was able to close on time even with a holiday thrown in the mid, in the middle of a Pandemic. She is a true rock star! We will most definitely be clients for life.
Jun 29, 2020

Randy Lightle recommends Karen Dunn

Water Treatment Manager

Karen was absolutely amazing throughout this whole experience! She kept me informed every step of the process and I was never surprised by anything! She sent out updates 2-3 times weekly which was wonderful and always contacted with anything and everything going on. I never felt lost or confused with where we were at in regards to this loan. When I reached out to her via text messages with a question I never had to wait for more then a few minutes before she responded back to me with an answer! She was simply the best! I had other family members and friends use her previously and they all said the same thing! Thanks Karen!!!
Jun 15, 2020

Denise Guerrero recommends Karen Dunn

I was not looking forward to doing another refi as the last one I did (with someone else) was a headache from start to finish. No headache with Karen. She made everything so easy and always kept me informed as to the progress of the loan. I would definitely do business with her again. She's the best!!!
Jun 12, 2020

Andrea Smith recommends Karen Dunn

Karen and her team are amazing!! They make a complicated process and make it easy. We had not shopped for a mortgage in many years and were quite rusty with the process. Karen made it simple and offered helpful suggestions. Also, her response time is incredible. She keeps you so informed you hardly need to ever reach out to her. Thank you Karen and your team!!
Jan 20, 2020

Anna Kucher recommends Kam Grant


Recently had the opportunity to work with Kam to get a very deserving young buyer into a home. She was very efficient in her communication, always responsive and a delight to work with. Looking forward to partnering with her again!
Jan 10, 2020

Kimberly Price recommends Karen Dunn


Just closed a transaction with Karen and she was AMAZING! Communication and accessibility are high on my priority list and she exceeded my expectation! I also appreciated the time and patience she showed these "first time" home buyers educating them through the process. Highly recommend!
Jan 10, 2020

Rachael Bauer recommends Karen Dunn


Karen represented the buyers on a listing I had, and did an INCREDIBLE job. She constantly kept us in the loop on the status of the loan, and regardless if there was something important or not, she touched base with me every couple of days. I felt extremely confident in her buyers and the transaction was one of the smoothest I've every experienced. Thanks Karen!
Jan 7, 2020

Dani La Noire recommends Karen Dunn


Karen was great. Super communicative and got the loan closed quickly, despite the holiday rush! I would definitely recommend her.
Jan 7, 2020

Sara Hamm recommends Karen Dunn


Karen’s consistent and timely updates were so appreciated and professional. I never had to follow up or check in as she would beat me to it. I was never left wondering where we were in the transaction. It was such a pleasure working with her and her team and look forward to working together again.
Dec 16, 2019

Darren recommends Karen Dunn


Professional, responsive, couldn’t have had a better and faster closing experience. Highly recommend Karen Dunn!
Dec 4, 2019

Starla Martin recommends Karen Dunn

Let’s be honest buying a home is stressful! Karen made what was a very anxious somewhat confusing necessary evil as relaxed as possible. She was available day and night answering our calls and emails immediately. She was present throughout the whole process and very patient as well. Now that we are homeowners Karen is the only thing we miss about the whole process, in fact I’ve thought about calling her and saying hi! Without hesitation we would recommend Karen and her group at Big Valley Mortgage for your next loan consultant needs.
Oct 25, 2019

Laura Magdaleno-Parvanian recommends Michelle Cooper

Realtor, Sales Manager

Michelle was right on top of the process, she reached out to me upon submitting the offer and kept me in the loop throughout the entire process. As the listing agent, I really appreciated being included in the updates, as it allowed me to continually update my clients on the progress. Not only was Michelle's communication excellent, but she also closed early, which was awesome!
Oct 18, 2019

Michael Snell recommends Big Valley Mortgage - Elk Grove

Buyers Specialist Peterson Group at Keller Williams

Alexandra is very professional, I had a pleasurable streamlined loan process with no issues and on time! Great attitude very responsive I recommend using Alexandra from BVM Elk Grove!
Oct 11, 2019

Carlotta Diaz recommends Karen Dunn


Very professional, great communication skills and most of all knowledgeable in the loan process making it seam so easy. Great job
Oct 8, 2019

Steve Gonzalez recommends Kam Grant


Kam was a pleasure to work with. She was on top of everything and made sure my clients turned in all their documentation right away. She has really good communication skills and I appreciate her being on top of everything while keeping me updated during the transaction.
Oct 7, 2019

Shonn Thompson recommends Big Valley Mortgage - Elk Grove

Broker/Owner of Thompson Realty Group

Amy Was Great! Amy takes a proactive approach in keeping all parties informed on the loan process each step of the way. She was able to close our escrow on time as promised and made the process very smooth. Job Well Done Amy!
Sep 25, 2019

Graham Cawley recommends Big Valley Mortgage - Elk Grove

Alex was very accommodating and knowledgeable.
Sep 19, 2019

Danny Tarantino recommends Karen Dunn

Buyers Agent

Karen went above and beyond for my Clients purchase! Karen and her Team consistently updated myself and the Buyer throughout the transaction so we always knew where we were in the process. If anything got in the way or needed to be handled, Karen was on top of it! She made this transaction go as smoothly as possible!!!
Karen and her Team are very professional, considerate and focused on the Clients needs and working together to get the job done. Karen is definitely someone you want working for and with you on your next Real Estate transaction!!!
Aug 26, 2019

Glenn Coffee recommends Karen Dunn

RE/MAX Gold - Laguna, Realtor

Karen has excellent customer service skills. She is knowledgeable and openly and freely shares her knowledge. I believe she packaged the best possible loan product on the market for my client. She is an effective communicator and I look forward to closing more deals with her assistance

Aug 16, 2019

Polly Rathe recommends Big Valley Mortgage - Elk Grove


Amy worked hard and kept us updated. There were delays, but not her fault and she worked through them. Thank you Amy!
Aug 6, 2019

Edgar Sanchez recommends Big Valley Mortgage - Elk Grove

Owner of Edgar Sanchez Real Estate Group~Powered by REMAX

From the very beginning Amy was very proactive and throughout the whole transaction she kept up good communication with all parties. A great loan officer!
Aug 1, 2019

Emily Listman recommends Kam Grant


Kam has been wonderful to work with! She always keeps things running smoothly and can manage multiple parties with expert ease. I absolutely recommend Kam!


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