Karen Dunn

Senior Loan Consultant Big Valley Mortgage - Elk Grove BRE #01220358 | NMLS #274439

Apply Now

Karen brings many years of mortgage industry experience to every transaction. After experiencing her outstanding customer service, attention to detail, and ability to solve any issue that arises, Karen's clients consistently refer her to friends and family. Her dedication to each and every one of her clients is reflected in the high percentage of return and referral business that she receives. This is a source of pride for her and she continues to build long lasting relationships with her clients. Click here for some client testimonials to get a better feel for the service you can expect.

Karen began her work in the industry upon graduating from California Polytechnic State University, San Luis Obispo, with a degree in Liberal Studies, minoring in Business Administration. She happily lives in Elk Grove with her husband and two children.

BRE #01220358 | NMLS #274439
Nov 10, 2020
Karen and her team did an absolutely fantastic job. She took time to answer all of my questions and very consistently updated me on the loan status from start to finish. Karen a joy to work with and made me completely confident and at ease. Becky was a tremendous support and equally positive. Great operation!
Nov 4, 2020
Home owner
Karen and her team are very professional and great to work with. Karen worked very diligently to help us get our home. She and her team kept us up to date with our progress and made sure we had what we needed to make it all possible. Thank you Karen and team!
Aug 28, 2020
Karen and her team did a GREAT job for us! A couple of times! We used her when we purchased our home, did a HELOC loan, and then a refinance. They were very helpful and responsive each time! I would and do recommend them to anyone needing mortgage financing options. Thank you Karen!
Aug 15, 2020
Karen and her team were absolutely amazing during the financial process of selling our house and buying our new home. She constantly kept in contact with my husband and I on where we were in the process and responded quickly to any questions we had. We can not recommend her enough. Thank you for all your help, Karen!
Jun 29, 2020
Water Treatment Manager
Karen was absolutely amazing throughout this whole experience! She kept me informed every step of the process and I was never surprised by anything! She sent out updates 2-3 times weekly which was wonderful and always contacted with anything and everything going on. I never felt lost or confused with where we were at in regards to this loan. When I reached out to her via text messages with a question I never had to wait for more then a few minutes before she responded back to me with an answer! She was simply the best! I had other family members and friends use her previously and they all said the same thing! Thanks Karen!!!
Jun 15, 2020
I was not looking forward to doing another refi as the last one I did (with someone else) was a headache from start to finish. No headache with Karen. She made everything so easy and always kept me informed as to the progress of the loan. I would definitely do business with her again. She's the best!!!
Jun 12, 2020
Karen and her team are amazing!! They make a complicated process and make it easy. We had not shopped for a mortgage in many years and were quite rusty with the process. Karen made it simple and offered helpful suggestions. Also, her response time is incredible. She keeps you so informed you hardly need to ever reach out to her. Thank you Karen and your team!!
Jan 10, 2020
Just closed a transaction with Karen and she was AMAZING! Communication and accessibility are high on my priority list and she exceeded my expectation! I also appreciated the time and patience she showed these "first time" home buyers educating them through the process. Highly recommend!
Jan 10, 2020
Karen represented the buyers on a listing I had, and did an INCREDIBLE job. She constantly kept us in the loop on the status of the loan, and regardless if there was something important or not, she touched base with me every couple of days. I felt extremely confident in her buyers and the transaction was one of the smoothest I've every experienced. Thanks Karen!
Jan 7, 2020
Karen was great. Super communicative and got the loan closed quickly, despite the holiday rush! I would definitely recommend her.
Jan 7, 2020
Karen’s consistent and timely updates were so appreciated and professional. I never had to follow up or check in as she would beat me to it. I was never left wondering where we were in the transaction. It was such a pleasure working with her and her team and look forward to working together again.
Dec 16, 2019
Professional, responsive, couldn’t have had a better and faster closing experience. Highly recommend Karen Dunn!
Dec 4, 2019
Let’s be honest buying a home is stressful! Karen made what was a very anxious somewhat confusing necessary evil as relaxed as possible. She was available day and night answering our calls and emails immediately. She was present throughout the whole process and very patient as well. Now that we are homeowners Karen is the only thing we miss about the whole process, in fact I’ve thought about calling her and saying hi! Without hesitation we would recommend Karen and her group at Big Valley Mortgage for your next loan consultant needs.
Oct 11, 2019
Very professional, great communication skills and most of all knowledgeable in the loan process making it seam so easy. Great job
Sep 19, 2019
Buyers Agent
Karen went above and beyond for my Clients purchase! Karen and her Team consistently updated myself and the Buyer throughout the transaction so we always knew where we were in the process. If anything got in the way or needed to be handled, Karen was on top of it! She made this transaction go as smoothly as possible!!!
Karen and her Team are very professional, considerate and focused on the Clients needs and working together to get the job done. Karen is definitely someone you want working for and with you on your next Real Estate transaction!!!
Aug 26, 2019
RE/MAX Gold - Laguna, Realtor
Karen has excellent customer service skills. She is knowledgeable and openly and freely shares her knowledge. I believe she packaged the best possible loan product on the market for my client. She is an effective communicator and I look forward to closing more deals with her assistance

Jul 5, 2019
Very smooth transaction. I received an update every week. Great job Karen.
Jun 28, 2019
Karen has great communication skills and provides wonderful service. I feel very comfortable that the lending process will go very smoothly any time Karen is helping one of my clients.
May 14, 2019
Karen communicated with me throughout the escrow and everything progressed as promised. The buyer's loan was approved and closed as scheduled.

Thank you for a job well done.
May 1, 2019
Owner/Pres. Daniel Wagner Const., Inc.
I highly recommend Karen Dunn. She went far and above what her job description calls for. She and her team did a great job.
Apr 16, 2019
Karen did a great job of keeping escrow o track to close on time. She is very detail oriented and I enjoyed working with her. Thanks Karen !
Mar 11, 2019
Real Estate Broker
Karen did a fabulous job from start to finish. We had a first time buyer who was in a highly competitive multiple offer situation. Our client had minimal down and was competing against cash! Karen was there as part of the negotiation even on her birthday to communicate to the listing offer the strength of the buyer and assured the agent that we could close in 21days. Not only did she meet the 21 day close, we were able to close in 16 days. A lot of people promise to "under promise and over deliver". Karen, over promised and OVER DELIVERED++
Jan 14, 2019
Realtor representing the seller
Although I did not represent the buyer on this transaction, Karen kept me updated thruout. It was a nice, clean deal that hit all timeframes either on point or earlier.
Great working with you Karen!
Nov 20, 2018
I had a wonderful smooth experience working with Karen on my clients purchase. She had weekly updates and was on the ball throughout our entire escrow- which she was able to close in 21 days! I absolutely recommend Karen to buyers and Realtors looking for a reliable lender to recommend to clients. Thank you Karen for the seamless transaction!
Aug 3, 2018
Real Estate Agent
Karen is fantastic! I have recommended many of our clients to her over the years and the feedback I get is always good. Karen has the experience, commitment to service and communication to make the mortgage process easy. She has earned our trust over and over again.