Big Valley Mortgage - Fresno

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Founded in 1990, Big Valley Mortgage is one of the fastest growing full-service mortgage bankers throughout the Sacramento and Central Valley areas, as well as, Reno. Headquartered in Roseville, we established Big Valley Mortgage with one simple goal in mind - to provide local families with the opportunity to purchase a home by helping them secure the best possible loan at the most favorable rate and terms available.

At Big Valley Mortgage, we are passionately committed to serving our customers and real estate partners by delivering honesty, integrity and excellence in all facets of our business. With branch offices located in Roseville, Elk Grove, Folsom, Fresno, Madera, Reno, Sacramento, Selma, Stockton, Chowchilla, Vacaville and Paradise, our purpose is clear – we exist to help our neighbors finance their dreams of homeownership and we do this every day by living and breathing our core values: respect, transparency and being scrappy.

Over the years, we have experienced remarkable growth and we attribute our success to proactively and strategically positioning ourselves for a rapidly changing
real estate market. In fact, Big Valley Mortgage is the #1 “in house” lender in the Greater Sacramento and Central Valley areas! You will find us “on-site” in the offices of Keller Williams, RE/MAX Gold, and Intero.

Today, we are one of the largest and strongest independent mortgage banking firms in the region and the country! (Ranking within the top 15 largest independent mortgage banks in the United States, according to Mortgage Executive Magazine.) Our growth is a direct result of taking care of our employees, real estate agents and customers.


Recommendations (192)

Sep 29, 2020

Natalie Acosta recommends Joseph Parks

Homeowner/sales assoc.

Joe was awesome! He helped me in every step of refinancing process. If I slacked a bit on process he was there calling, texting or emailing me. Helped me understand everything that was happening or next steps coming. Made me very happy with outcome.
Aug 26, 2020

Kaomine Vang recommends Caleb Parmenter


Caleb and Joe worked diligently to get my family into our new home. They were easy to work with and personable. Everything went smoothly. My family appreciate there efforts.
Aug 19, 2020

Les Ruiz recommends Caleb Parmenter

This is my second time working with Caleb and Joseph. They made my refinance experience very easy and moved as quickly as possible to finalize the deal. Their consistent communication and expertise through the process was outstanding. I also received an amazing interest rate! I’m a very satisfied customer and extremely grateful for their work. I would highly recommended Caleb and would definitely use him in the future if needed. Thank you again Caleb!
Jun 13, 2020

Christian Galvez recommends Joseph Parks

Joe is truly a professional made this whole transaction as easy and and painless as possible would really recommend him to family and friends.
May 7, 2020

Ivette Clifton recommends Joseph Parks


Joseph facilitated the refinancing process. My husband have super busy lives and he made it convenient for us to do everything from the convenience of our home.
Apr 22, 2020

Duffie Alexander recommends Steve McComas


Steve is a true professional who knows his business inside and out. He has taken care of many of my clients and does an exceptional job at not only pre-approving them but also following through in every phase of the loan. I personally appreciate his concern for first time homebuyers, as he explains the loan process in everyday terms.
Apr 1, 2020

Danita Ramos recommends Joseph Parks


Joe was a pleasure to work with and I felt very comfortable with him as my loan officer. He worked quickly to get my needs taken care of, thank you, Joe.
Feb 27, 2020

Amanda Hager recommends Caleb Parmenter


I was recommended by my realtor to use Caleb with Big Valley Mortgage. Best decision ever (next to choosing my realtor and the house I bought) in my home buying experience. Caleb and his assistant Joe were absolute pleasures to work with. As a first time home buyer I was very intimidated by the process, but Caleb and Joe both made everything so easy. Any question I had they answered and further explained if I was still needing clarification. Caleb was very open and honest about the home buying process, how the different types of loans worked and was by my side every step of the way. Joe would send me frequent updates on my loan status, helped me find home owners insurance and was super helpful overall with everything and anything I had asked him about. I now am a homeowner because of these two. I highly, highly recommend Caleb and Joe with Big Valley Mortgage.
Nov 14, 2019

Merili Loucks recommends Joseph Parks


Joseph did a fantastic job for his borrower who was purchasing a listing of mine. Communication was excellent and he took care of everything very diligently. Very easy to work with!
Nov 11, 2019

Brent Cate recommends Big Valley Mortgage - Fresno


Karen is awesome! She took care of my clients with care, and a commitment to excellence. She communicated to me and my clients throughout the whole process making for a very smooth transaction. I would recommend her anytime to have her work on my clients loan. She is one of the best!
Nov 8, 2019

Melissa Bowen recommends Joseph Parks


Joseph was great at communicating. I didn’t have to worry about anything. He had the loan closed early and the process was super smooth!
Oct 20, 2019

Alex Gonzales recommends Trankie Tiscareno


Trankie was very professional and attentive to the loan process; he didn't skip a beat. I was well informed throughout the transaction, and he took care of my clients at the highest level. The transaction was "tricky" because one of the buyer's was overseas serving our country, but it all worked out. Definitely would refer Trankie and his partner Albert Gonzales again.
Oct 11, 2019

Veronica Arroyo recommends Trankie Tiscareno


Thank you for making this transaction possible for our client. I am well satisfied
with your dedication, and determination to help home buyers..
Looking forward to working with you again in the near future!
Sep 17, 2019

Nathan King recommends Joseph Parks


I was involved in a transaction with Joseph Parks. I was the listing agent and obviously Joseph was the lender. He did an outstanding job funding the loan without delays. Thank you Joseph!
Aug 24, 2019

Trish Clegg recommends Steve McComas


Steve is an exceptional Lender/Agent. From the time I recommended my clients to him several months ago with a credit score “needing work” he helped them with a resource to restore and stayed with them through the process resulting in they’re first successful home purchase ! He also worked very hard to get them the products they needed to fit there Budget needs ! Steve is also easy to be reached anytime and quick to resolve any issues! I would highly recommend Steve.
Thank you Steve for a job well done!!!
Aug 13, 2019

Keily Figueroa recommends Steve McComas


Steve did an amazing job! We would recommend him to our friends and family. He kept us informed throughout the loan process and made us feel important.
Aug 4, 2019

Angel Mendez recommends Trankie Tiscareno


Trankie and I recently helped a client purchase their first home. Trankie was always two steps ahead with the loan and ensuring the clients were well informed of the process and knew their next steps. His communication with the team was professional and consistent. I highly recommend Trankie for your lending needs, whether buying, refinancing or to help take excellent care of your clients. He will not steer you wrong. I look forward to working with him in the future. - Angel Mendez EXP Realty
Aug 4, 2019

Danielle Paris recommends Caleb Parmenter

Broker Associate with Assemi Rel Estate

Although I was representing the seller in this transaction, Caleb was very diligent in sending me regular updates throughout his client loan process. He is a true professional and I would strongly recommend him to any prospect looking to purchase a property.

Danielle Paris
Aug 2, 2019

Elwood Ricardo Quesada recommends Caleb Parmenter


Thank you very much Caleb,you really did a wonderful job,you close this transaction in 30 days even you had to change buyer's loan.
Aug 2, 2019

Bonnie Olsten recommends Big Valley Mortgage - Fresno


Karen is a professional. She is always a step ahead and makes this process as seamless as possible. I highly recommend her!!
Jul 22, 2019

Mike Reddin recommends Caleb Parmenter

Clovis, CA

When we were looking for a new home in the winter months of 2018, we asked a family friend and Realtor to recommend a mortgage loan company. We had no interest in the giant online outfits; we wanted someone we could actually talk to and someone we could trust to get it right and get it done quickly.

Our Realtor and friend recommended Caleb Parmenter at American Pacific Mortgage, aka Big Valley Mortgage. The qualifying process was as smooth and painless as these kinds of things go. We were pleased with the service and the communication.

In fact, things went so well that a few months later we refinanced our loan with Caleb after mortgage interest rates took an unexpected drop. Our original loan was at 5.1 percent, but rates had fallen such that would could secure a refinance for 3.25 percent. It was Caleb who reached out to us to let us know about the rate drop and the options available.

We are happy, repeat customers and can readily recommend Caleb and his team (especially Super Joe) for mortgage lending. They did a great job for us.
Jul 1, 2019

Cris M. recommends Steve McComas

Client Services Director

From the first meeting to the last, Steve McComas did a great job of making us feel comfortable, explaining our options and following up along the way. Consistently energetic and quick to respond, Steve took the time to understand our position and advocate on our behalf throughout the process. His diligence helped us save money not only on the lending costs but also going beyond scope to help us negotiate lower insurance rates. Steve simplified our entire loan process and made it very efficient for us to integrate the necessary details into our already busy schedules. I trust Steve and his work and am proud to recommend his team at Big Valley Mortgage.
Jul 1, 2019

Sabrina Hammon recommends Big Valley Mortgage - Fresno


My clients were making an offer on a home and were already pre-approved by another lender when I met them. When we sat down to write the offer they had a lot of questions for me about their loan. Short story, they were being taken advantage of. At 9:00pm I called Karen and by morning they had a pre-approval they fully understood and were thrilled with. They are now happy homeowners and I have Karen on speed dial! Thank you for saving the deal and taking such good care of my clients.
Jun 25, 2019

Karen Franklin recommends Caleb Parmenter

Thank you very much for handing my recent re-finance matter.

You and your staff treated me very well, and with the utmost of professionalism.

In addition, this was handled very quickly with a minimum of "red tape," and the process went as smoothly as it could, considering these types of transactions normally take much longer.
Jun 4, 2019

Daniel Fee recommends Caleb Parmenter


Some times small loans can be more difficult than a large one. You can have a first time home buyer that is stretching to get into their first home. Caleb and his associate Joseph Parks worked with such a buyer going the extra mile to make sure all the needed documents were in place and worked with the underwriters to secure the best possible loan for such a buyer.


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