Big Valley Mortgage - Roseville

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Founded in 1990, Big Valley Mortgage is one of the fastest growing full-service mortgage bankers throughout the Sacramento and Central Valley areas, as well as, Reno. Headquartered in Roseville, we established Big Valley Mortgage with one simple goal in mind - to provide local families with the opportunity to purchase a home by helping them secure the best possible loan at the most favorable rate and terms available.

At Big Valley Mortgage, we are passionately committed to serving our customers and real estate partners by delivering honesty, integrity and excellence in all facets of our business. With branch offices located in Roseville, Elk Grove, Folsom, Fresno, Madera, Reno, Sacramento, Selma, Stockton, Chowchilla, Vacaville and Paradise, our purpose is clear – we exist to help our neighbors finance their dreams of homeownership and we do this every day by living and breathing our core values: respect, transparency and being scrappy.

Over the years, we have experienced remarkable growth and we attribute our success to proactively and strategically positioning ourselves for a rapidly changing
real estate market. In fact, Big Valley Mortgage is the #1 “in house” lender in the Greater Sacramento and Central Valley areas! You will find us “on-site” in the offices of Keller Williams, RE/MAX Gold, and Intero.

Today, we are one of the largest and strongest independent mortgage banking firms in the region and the country! (Ranking within the top 15 largest independent mortgage banks in the United States, according to Mortgage Executive Magazine.) Our growth is a direct result of taking care of our employees, real estate agents and customers.


Recommendations (2861)

Feb 7, 2020

Sharon McWilliams recommends Ray Olsson


Ray and his team were nothing short of amazing. For starters I was in a multi-bid situation on my house and Ray's availability and expertise combined with my realtor's skillful negotiation skills are THE reason I beat out many other bidders and got my house. In this market it's really important to have people working for you that know the real estate industry inside and out.

Being self employed, I know that my borrowing situation was a little difficult, but Ray made it seem easy and I could not be happier with my loan. Before I met Ray, I spoke with another lender who didn't have the same amount of expertise and industry knowledge as Ray. The best loan the other lender thought I would qualify for would have cost me tens of thousands more than the loan that Ray was able to get me. Ray was super communicative. I knew what was happening every step of the way and I learned a lot about the process. He also was really fun to work with and I was happy to hear his cheerful voice throughout the process.
Feb 5, 2020

Russ & Vina Ford recommend Rob Popham


I have worked with Rob for almost 15 years and have referred many clients to him and he has proven himself to be a consummate professional. This year I decided to take advantage of a great RIFI opportunity that he informed me about. He handled our transaction with white glove service and closed our loan in less than 3 week! Rob is hands down the best lender I have had the opportunity to work with.
Thank you!
Jan 25, 2020

Lisa Caldwell recommends Krista Wylder

Krista is very diligent and stays on top of what’s happening with your loan. A true professional.
Jan 24, 2020

Kathi McCarthy recommends Jim Crawford


Jim Crawford was great at assisting us in buying our first home. He knew what steps we needed to take to make the purchase seamless. I would definitely recommend Jim to anyone looking to buy a home.
Jan 23, 2020

Perry Costanzo recommends Rob Popham

Construction management

Rob Is a true professional and a great guy.
Jan 23, 2020

Lynzi Barrett recommends Penny McClure

Penny is amazingly knowledgeable and organized. I have done 3 loans with her and will not go anywhere else! I have referred friends and now my parents! She makes you feel at ease and supported throughout the whole process. As a former real estate agent, I have worked with an array of lenders...honestly, NO ONE compares to Penny and her team!
Jan 18, 2020

Garrett Bennett recommends Rob Popham

RN Manager

BEST IN THE BUSINESS!!! No ifs, ands or buts, you can’t find someone better than Rob. I’d bet my Mortgage on Rob (no pun intended) against any other lender. Rob is personal, professional and completely committed to getting you the best rate and getting it Done quickly.
Jan 17, 2020

Jim Gunderson recommends Jeff Olson

Retired Old Man

We have used Jeff for buying 4 houses and a refi---
never had one problem---
he is the BEST---
Jan 16, 2020

Christine Dusel-Williams recommends Jeff Olson

Everything went smoothly again. Jeff helped me whenever I had questions they were answered quickly.
Jan 14, 2020

Kay Duelfer recommends Maryann Pierscinski

I will highly recommend anyone needing to purchase or Refi a home to work with Maryann! My Refi wasn't easy at all, and she worked so hard and did such an excellent job for me. I don't think I could have found another person that would have gone the extra miles to make this work for me! She was amazing! She knows exactly what needs to be done, and how to do it. She is helpful, never rushed me, but made sure everything worked perfectly! I truly feel she is the best Loan Officer I've ever had the opportunity to work with, be it in buying a new home or working with me on this. You can't possibly go wrong with her!
Jan 14, 2020

Samantha J Osborne recommends Ray Olsson

Licensed Principal Broker

Ray and Laurie did a great job getting the loan done quickly for our clients! They were awesome at communicating and keeping me involved throughout the whole transaction!
Jan 14, 2020

BJ Crone recommends Scott Cooper

Real Estate Saleperson

What more can I say than "Thank you". Scott and I connected on a transaction about 10yrs ago and I have not sent any client to anyone else since then. If Scott tells me we have a deal, I know I can go to work. If the Buyers need to put in a bit of work to make a deal he will advise them as to what they will need to do in order to get on track to buy a home. He has always been a "True Professional" in every transaction.
Thank you Scott!!!!
Jan 13, 2020

Mariann Reason recommends Nancy Lloyd

Nancy Lloyd helped our family secure mortgage loans for both income property and our home. We have worked with Nancy for years and she has always gone above and beyond to secure the best rate for us. She is honest, trustworthy and very professional. She knows her business and stays current on all issues.
I highly recommend Nancy Lloyd. I personally would not use anyone else for my mortgage services.
Jan 13, 2020

Austin Cooper recommends Stephanie Hertel

Realtor, Coldwell Banker

I cannot give enough positive praise about Steph! I've gone through 3 transactions with her and each one has been a breeze because she takes the time to explain each step and is very communicative throughout the entire process. Stephanie's attitude, humor, and personality puts all parties at ease (myself included).
I highly recommend her!
Jan 11, 2020

Tamarraw Brown recommends Rodney Anderson


Rodney is extremely knowledgeable of the products, regulations, new laws and the history behind policy changed. He’s responsive, will educate you on the process and even attends signings. It was my first time using him and I was not disappointed.
Jan 10, 2020

Natalie Whistler recommends Tracy Schroeder


I highly recommend Tracy Schroeder as a lender. Tracy is great at follow up and is great with first time homebuyers to move up buyers both. She helps me at open houses and is very knowledgeable. She and I recently closed a deal with first time homebuyers and it was a very smooth transaction that closed on time and could actually of closed early if sellers could have accommodated. She is great with follow up and takes her job to heart!
Jan 10, 2020

Mina Rowe recommends Nancy Lloyd


I highly recommend Nancy. She is very fast and communicates through the entire transaction.. I have worked with her professionally as well as personally. Very true worthy and easy to talk too.
She is great !!
Jan 10, 2020

Sue Bartow recommends Scott Cooper


Scott was the lender for the buyer on a home I was listing. He was good to communicate with throughout the whole process and I believe him to be very knowledgeable about all aspects of loans and financing. We ran into a hiccup due to a misunderstanding, but he was quick to reverse it and get it resolved. I appreciated his attention and willingness to work through it. I would welcome another offer with Scott as lender, as I believe him to work hard for his clients.
Jan 10, 2020

Kelly Markey recommends Monique Miller


Excellent loan officer, there were no surprises and the loan close on time.
Jan 9, 2020

Carla Wagner recommends Penny McClure

Penny is such a pleasure to work with. I would feel very comfortable to refer family or friends to her. She knows her stuff.. Awesome lady.
Jan 9, 2020

Marc Engellenner recommends Krista Wylder

Insurance Agent

Everything went perfect! Communication was always ahead of schedule and kept me informed!

Jan 7, 2020

susan martineau recommends Dennis Bergstrom


Dennis delivers 5 star service. He is excellent on communicating to all parties involved throughout the entire loan process. He is friendly and extremely professional. Looking forward to many more deals with him in the future.


Susan Martineau, REALTOR
Jan 7, 2020

Jenny Christophersen recommends Krista Wylder


Krista represented the buyer on one of my listings. She was great with her communication, the loan process seemed flawless, and she was great with taking calls and returning them promptly. She was a pleasure to work with and I recommend her. Thank you again Krista for a great experience! You did a wonderful job :)
Jan 7, 2020

Phillip Todd recommends Big Valley Mortgage - Roseville

Sales manager Twin Rivers Real Estate

I highly recommend Scott he is very knowledgeable and versatile when we need to make changes in a transaction. Scott is a true professional
Jan 6, 2020

Gidget Foat recommends Rebecca Abbott


I can’t thank you enough for taking such good care of my clients. You going out of your way to drive to the Bay Area and pick up documents to make sure we closed on time is simply just going way above. You set the par high for the rest of the lenders out there. You are simply amazing in every way. Your easy to converse with and you never faltered. I love working with you. Thank you Thank you Thank you and let’s make “2020” a prosperous New Year Together😘


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