Big Valley Mortgage - Roseville

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Founded in 1990, Big Valley Mortgage is one of the fastest growing full-service mortgage bankers throughout the Sacramento and Central Valley areas, as well as, Reno. Headquartered in Roseville, we established Big Valley Mortgage with one simple goal in mind - to provide local families with the opportunity to purchase a home by helping them secure the best possible loan at the most favorable rate and terms available.

At Big Valley Mortgage, we are passionately committed to serving our customers and real estate partners by delivering honesty, integrity and excellence in all facets of our business. With branch offices located in Roseville, Elk Grove, Folsom, Fresno, Madera, Reno, Sacramento, Selma, Stockton, Chowchilla, Vacaville and Paradise, our purpose is clear – we exist to help our neighbors finance their dreams of homeownership and we do this every day by living and breathing our core values: respect, transparency and being scrappy.

Over the years, we have experienced remarkable growth and we attribute our success to proactively and strategically positioning ourselves for a rapidly changing
real estate market. In fact, Big Valley Mortgage is the #1 “in house” lender in the Greater Sacramento and Central Valley areas! You will find us “on-site” in the offices of Keller Williams, RE/MAX Gold, and Intero.

Today, we are one of the largest and strongest independent mortgage banking firms in the region and the country! (Ranking within the top 15 largest independent mortgage banks in the United States, according to Mortgage Executive Magazine.) Our growth is a direct result of taking care of our employees, real estate agents and customers.


Recommendations (2807)

3 hours ago

PATTI PRIESS recommends Monique Miller


Monique did an outstanding job! She kept me informed every step of the way during our transaction, was always pleasant and professional, and got the job done in a timely fashion! I would strongly recommend Monique to anyone seeking financing for a home purchase.
Oct 17, 2019

Michelle Cowgill recommends Monique Miller


Very responsive and helpful!
Oct 17, 2019

Lamont Campbell recommends Stephanie Hertel

Broker/Owner of Campbell Real Estate Inc

I appreciate Stephanie's due diligence to get the job done. I believe what will continue to set her apart will be her willingness to do whatever is necessary to bring her clients dreams into reality. That's the making of a great loan officer.
Oct 17, 2019

Michelle Cowgill recommends Scott Cooper


Pleasant to work with. Very responsive and knowledgable! Closed escrow in time stated! Highly recommend Scott to all my clients!
Oct 16, 2019

Robin Isaacs recommends Penny McClure


Do not hesitate to contact Penny for questions on your existing mortgage, refinance or new mortgage. She will work on your behalf in getting the best rates and/or recommending other options available. She always returns calls and responds to email. Most importantly she is ethical and honest!
Oct 15, 2019

Paul Isaacs recommends Penny McClure

Homeowner & Calif Veteran

★★★★★s!! Without a doubt. We were well taken care of by Penny and her staff; there were never any moments when we felt like we didn't know what was going on. We always felt free to call on her to ask questions and she got back to us right away. She has a way of explaining to us so we could understand every step of the process. We feel lucky and fortunate to have the experience we had with her and wouldn't hesitate to call on her again or recommend her.
Oct 15, 2019

Anonymous recommends Jeff Olson

Very good at his job. Made the home buying process stress free and simple for first time buyers. So thankful for working with him.
Oct 15, 2019

Kristie Harlan recommends Monique Miller

Benefits Managee

We just closed our refinance with Monique. I have known and worked with Monique for many years. She was very good during the process of refinancing. We had many questions and she answered each one promptly (which is very important to me!) We would highly recommend her for any mortgage needs!!!
Oct 11, 2019

Aradhana Kochar recommends Penny McClure


We have worked with Penny and her team a few different times and each has been a great experience. The team is organized and equipped to handle any issue that comes their way. The most recent experience was challenging due to outside issues. Penny and her team worked swiftly to resolve problems to keep the loan process on track and to ensure we would not lose our funding. Thank you Penny! And please thank everyone who helped out on this!
Oct 10, 2019

Christy Aldridge recommends Jim Crawford

Jim and his team were amazing during our home buying process. We originally were looking for a construction loan and then decided to purchase a home already built. Jim and his team were so helpful and patient with us during what is normally a very stressful process. They made it easy and stress free. Awesome Job!
Thank you so much Jim!
Oct 10, 2019

Michelle Griffis recommends Penny McClure

Executive Administrator

Penny made the refinance of my home an absolute breeze. It was a little more difficult then most and she kept me informed every step of the way. Excellent service and such a joy to work with!
Oct 9, 2019

Veronica Baumgardner recommends Willie Willis

HR Analyst Sutter County

I cannot recommend Willie enough. This is our second home loan process with him within 10 years and we have never had anything but positive things to say about him. We have been slowly looking for the past 2.5 years for a new home and he has been by us the whole time through a few offers and now our newest home. He truly cares about his clients and getting giving them all the best options available. He has a vast knowledge of the real-estate and lending world and is quick to offer his professional advice and understanding of the process.
Oct 8, 2019

Jennifer Jacobsen recommends Penny McClure


Penny was wonderful to work with, the whole process was a breeze!
Penny is the only person I will choose for my next mortgage or refinance.
Oct 8, 2019

kit corbett recommends Marc Brinitzer

Home Owner

Marc did an phenomenal job on our refinance. The whole process he communicated every detail and made sure we understood everything. His knowledgeable staff as well were outstanding! I will most definitely refer Marc to our friends & family for their future needs. Thank you so much!!

Kit & Dennis
Oct 7, 2019

Kevin Prokosch recommends Dennis Bergstrom


Dennis is by far the best communicator I have ran into. His knowledge far exceeds many in the business and he is a true business partner. Thank you for your diligence!!
Oct 7, 2019

Jennifer Infantino recommends Monique Miller


Monique helped me refinance my home. She was courteous, professional and answered any questions I had about the process. She was able to lock my mortgage in at an incredible rate and save me money. I highly recommend her!
Oct 7, 2019

Ariana Velasco recommends Scott Papapietro

Assistant Director

Scott was great to work with! He was always professional and explained the whole process along the way. He kept us updated and was quick to answer any of our questions. Plus he was able to get everything in order for a super-quick close! Highly recommend!
Oct 6, 2019

Peter Blodgett recommends Penny McClure

Real Estate Broker

Penny is a five star + in her professional approach to getting the job done.
She worked with my buyer to get their loan funded and closed escrow when
it seemed almost impossible. On a personal note she did a stellar job
with her team working on a refinance for my home.
She is a great communicator and keeps her clients informed
all through the loan process. Great service!
Oct 6, 2019

Katy Thomas recommends Penny McClure

Penny is knowledgeable, informative and helpful every step of the way!
Oct 6, 2019

Phil Mitchell recommends Monique Miller

Retired United States service member

Monique is very proficient with her job in regards to regulations rules and policies which allows her to be prompt when it comes to communicating
Oct 3, 2019

Vasilica Vasilescu recommends Monique Miller

Clinical Psychologist

I highly recommend Monique Miller. She demonstrated that she is so sensitive to any human being needs. She pays attention to every single detail to help. This makes Monique is spectacular person. She is knowledgeable, professional and extremely to the point and the process of loan is very efficient . Monique is a honest person, trustworthy and absolutely a pleasure to work with. Thank you so much for your help Monique. I will recommend you with the entire heart to everybody .
Oct 3, 2019

Steve Brown recommends Kristy Ruhkala

Kristy once again did a great job on financing our loan. Previously Kristy financed our original loan 5 1/2 years ago and I contacted her regarding financing. From initial contact through the final steps Kristy communicated clearly our refinance options and what information was needed and when.
Kristy is very knowledgeable, thorough and easy to work with, I would highly recommend Kristy for any financing needs.
Oct 3, 2019

Cindy K recommends Monique Miller

Monique was very easy to work with for my refi. She was friendly and thorough throughout the process.
Oct 3, 2019

Marisa A Tusa recommends Krista Wylder

Real Estate Agent

Where do I begin.... Krista is the epitome of professionalism. She handled my clients from start to finish with compassion, honesty. She displayed an undying commitment to make it happen under very difficult circumstances. She is quick to respond to you and your clients. She keeps everyone involved in your transaction well informed and will be a strong member on your team. She is AMAZING!!
Oct 1, 2019

Sarah Moon recommends Monique Miller


Monique is easy to work with and responds quickly. I recommend her to my clients.


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