Big Valley Mortgage - Roseville

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Founded in 1990, Big Valley Mortgage is one of the fastest growing full-service mortgage bankers throughout the Sacramento and Central Valley areas, as well as, Reno. Headquartered in Roseville, we established Big Valley Mortgage with one simple goal in mind - to provide local families with the opportunity to purchase a home by helping them secure the best possible loan at the most favorable rate and terms available.

At Big Valley Mortgage, we are passionately committed to serving our customers and real estate partners by delivering honesty, integrity and excellence in all facets of our business. With branch offices located in Roseville, Elk Grove, Folsom, Fresno, Madera, Reno, Sacramento, Selma, Stockton, Chowchilla, Vacaville and Paradise, our purpose is clear – we exist to help our neighbors finance their dreams of homeownership and we do this every day by living and breathing our core values: respect, transparency and being scrappy.

Over the years, we have experienced remarkable growth and we attribute our success to proactively and strategically positioning ourselves for a rapidly changing
real estate market. In fact, Big Valley Mortgage is the #1 “in house” lender in the Greater Sacramento and Central Valley areas! You will find us “on-site” in the offices of Keller Williams, RE/MAX Gold, and Intero.

Today, we are one of the largest and strongest independent mortgage banking firms in the region and the country! (Ranking within the top 15 largest independent mortgage banks in the United States, according to Mortgage Executive Magazine.) Our growth is a direct result of taking care of our employees, real estate agents and customers.


Recommendations (2912)

2 days ago

John Reasonover recommends Jeff Olson

home buyer

Jeff did an outstanding job with our very complicated home loan. His knowledge and expertise made this an easy transaction. I would recommend him.
3 days ago

Bruce Locken recommends Ray Olsson

Mechanical Engineer

Ray is a joy to work with. We have financed several projects with him on four or five occasions during the last 13 years. Great attention to detail and friendly service.
3 days ago

Anonymous recommends Rob Popham

Rob made refinancing for the first time easy!
Jun 26, 2020

Jason Stiles recommends Maryann Pierscinski

Maryann was great
Jun 24, 2020

Tyler Dahl recommends Krista Wylder

I've known Krista for years, and I'm so happy she helped me refinance. Even before I decided to move forward, she gave me very detailed responses on the positives and negatives of refinancing considering my current rate/loan. She was extremely responsive every step of the way during the refinance, and was very knowledgeable on timelines and documents needed (and honestly everything). I'm so happy! Thank you so much Krista!
Jun 22, 2020

Beverly A. Schroeder recommends Jeff Olson


Jeff did a great job and I am really happy with the out come.
Jun 18, 2020

Linette Campos recommends Jim Crawford

Real Estate Broker

I used Jim for the purchase of my own home, and then again for my refinance. He has also helped a few of my buyer clients. Each and every transaction has been a wonderful experience with Jim. He is an honest, knowledgeable, upfront person who keeps you informed and updated throughout the entire process. I would highly recommend him and will continue to use him for my own personal lending needs, as well as refer my clients to him. Thanks Jim!
Jun 17, 2020

Nicole Popham recommends Rob Popham


Highly recommend rob ! Very knowledgeable and personable, takes the stress out of the situation.💪🏼
Jun 16, 2020

Miki Reeve recommends Monique Miller

Business Development

There is no other mortgage broker I would trust. Her ethics surpass her industry.
Jun 14, 2020

Rob F. recommends Penny McClure

We would like to thank Penny for how easy she made this process for us. The past 3 loans that she has done for us have been seamless. I can say, after several past mortgages that we have had, the past 3 have been the most professional and to say the least, easy! Thank you again for the service your team has to offer. You will always get our referrals.
Jun 14, 2020

Jodi Epperson recommends Jeff Olson


Jeff is great to work with, very knowledgeable and makes the process seamless.
Jun 13, 2020

Tai Michel recommends Monique Miller

Area manager Duncan’s Automotive

Worked with many others.We have a difficult loan.Monique made it happen! Thank you again
Jun 12, 2020

Marianne Harmon recommends Penny McClure

I helped my sister with her complicated loan application which was a lot of documents. Penny and her team were easy and fun to work with and the loan has funded! Go Penny!
Jun 12, 2020

W De Laet recommends Maryann Pierscinski

Buyer / Borrower

Maryann was recommended by my realtor, and she did not disappoint. Extremely pleasant and professional to work with, very patient with my questions and quick to respond to all requests. Absolutely would recommend her for your mortgage.
Jun 11, 2020

Nicholas Angus recommends Penny McClure

Penny was fantastic throughout the entire process, would definitely recommend her to anyone!
Jun 11, 2020

Maury macht recommends Jeff Olson

Retired editor

Jeff did a great job and helped us with every step of the process. He was informative, efficient and made good options when questions arose My wife and I highly recommend him without qualification.
Jun 11, 2020

Clay E. recommends Penny McClure

Penny and her team members were prompt with email responses on questions and concerns. Penny was also available for phone calls when necessary. The whole experience was brief and painless. Highly recommend contacting Penny for the services provided at Big Valley Mortgage.

Jun 10, 2020

William Viergever recommends Penny McClure


Was delegated to Penny from my long time mortgage broker, Suzi Bertino (as Suzi, evidently, is upper management these days <grin>). Bottom-line NO complaints on that delegation; Penny completely rocked the entire process. I'm self-employed, so that always makes for interesting loan apps, and my old mortgage holder literally "sold" our loan to a new processor during the refinance, to add another twist to the road . . . and Penny never even blinked. Being an old phart, this is probably our last refi, but would definitely go back to Penny if we ever do this again. Thanks again!!
Jun 9, 2020

Linh Nguyen recommends Cindi Taylor

Cindi was actually referred to me by a coworker. I decided to go with Cindi with my refinance because of the wonderful things my coworker said about her.... and yup, they were all true! She’s very informative and takes you step by step through the process... she made what could be a complicated process, very easy. At anytime I had a question, she was readily available by text or phone to answer them. 5 stars to her and her team.... would definitely recommend her and will use her again in my future!
Jun 9, 2020

Chris and Maureen De La Cruz recommend Penny McClure

Penny assisted us with a refinance and made the process flow smoothly. She was so helpful and very thorough with any questions or concerns we had. Her efforts to get everything done in a timely manner was impressive. And she got us an amazing rate! I would absolutely recommend her.
Jun 9, 2020

Leanne Mary Ruesink recommends Penny McClure

Penny is an absolutely fabulous mortgage consultant! She is very knowledgable, patient, keen to understanding our needs and quick. I will always use Penny and refer her to anyone interested in obtaining a mortgage loan.
Jun 8, 2020

Nikki and Mark Smith recommend Penny McClure

Penny was wonderful through the whole process. We would recommend her to everyone. Her and her team were a huge blessing to our family!
Jun 8, 2020

Christine Siaki recommends Maryann Pierscinski

Absolutely the best refinance experience ever! A little under a month and done! Got a good rate, didn’t realize it was so low! I am a hairdresser and you know we are better than the yellow pages! Thanks again!
Jun 7, 2020

Bruce Kuska recommends Nancy Lloyd

Regional Sales Manager

When you look to finance a home or refinance your home there are two things that are vitally important!
1. Trust
2. Knowledge

Nancy Lloyd hits the ball out of the park in both of these areas. She is so knowledgeable and concerned about her customers. Second to none.

Thank you Nancy.
Jun 6, 2020

Cynthia Daniels recommends Halee Daily

Halee Daily is the best in the business. I highly recommend her services. Her expertise, professionalism, reliability and knowledge is a cut above the rest. I Highly recommend Haley Daily. Thank you Haley


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