Nancy Lloyd

Loan Officer Big Valley Mortgage - Roseville NMLS #281356

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Nancy has been helping families and individuals with their mortgage needs since 1991. She takes great pride in building long term relationships and guiding her clients in the ever-changing financial environments. As a trusted advisor, Nancy's personalized approach helps clients make well informed decisions for their unique financial goals and mortgage lending needs.

The heart of Nancy's business is client loyalty and continued support. In 2012, she received a client nominated award as a Five Star Professional listed in Sacramento Magazine.

Nancy's hobbies are traveling, hiking, and gardening. Her passion is spending time with her family and friends. She has been married to Ed, the love of her life, for almost 30 years and they have two wonderful children, Andria and Allen.

NMLS #281356
Oct 21, 2021
Nancy was recommended to me 6 plus years ago upon relocating to the area. Her professional and friendly customer service based approach to the stressful loan process made it very easy to work through the first loan I secured with her. Of course I went back to her to find funding for another loan recently and I could not recommend her more for anyone looking for a knowledgeable, experienced, first class loan officer. It was a no brainer to use her skills again and I could not be happier with her service.
Jul 27, 2021
All around amazing experience. I liked how Nancy was able to calmly and confidently explain the loan process to me and ultimately deliver on getting the loan. Definitely want to work with her again.
May 24, 2021
retired
Nancy was a trusted servant to say the least. She kept us informed and explained the process of the loan and how to best maximize our options. This was my eighth mortgage loan, and without a doubt the best, most informed, easy to reach loan officer i have ever worked with. Our realtor recommended Nancy to us, and I am so glad she did, lastly and not least during the process, we had a tricky and difficult insurance situation, again Nancy to the rescue, she recommended a company that now has all my business Home, RV, Auto that has saved me thousands per year and changed our house payment by about 10% monthly !!
Apr 21, 2021
Client
Courteous, professional and made me feel like i was her only client. As a first time home buyer, i new nothing about the home buying or home lending business. Nancy was fantastic in helping me navigate through the process of buying a home for the first time. She detailed in explaining all the various scenarios and encourages you to call or anytime to go over things again. Nancy and my realtor were a dynamic duo and they were with me every step of the way. Truly, this process was smooth and i could not be more grateful. This big giant step into home ownership didn't feel as intimidating as you hear about.
Apr 17, 2021
Nancy is the best. She is professional and trust worthy. We’ve worked with her for over ten years and highly recommend her.
Apr 8, 2021
Nancy has been great throughout the whole process. She helped me refinance my house after my husband passed away. She was very kind and thoughtful. She kept me up to date as my loan was going through. She listened to what I needed. I would definitely refer my friends and family to her. She is a great asset!
Mar 25, 2021
As a first time homebuyer and not knowing anything about the process Nancy was absolutely fantastic and extremely knowledgable the whole time! She makes sure you understand every scenario that might happen! Very thankful for her support and am now very happy in my new home :)
Mar 16, 2021
Nancy was fantastic through the entire process. I have been a client since 2008 and always a great experience. I definitely refer friends and family to her whenever I can.
Thanks so much!
Mar 2, 2021
We have been a client of Nancy’s for quite a few years and we couldn’t be more pleased with the job she has done for us.
Feb 24, 2021
Homeowner
My wife and I have been a client of Nancy Lloyd since 2016 when we bought our home and when we refinance our mortgage (couple of times). She is very professional and knowledgeable. She also provides us with options even though we didn't ask, she is just exceptional with her work. We could not be any happier that is why we keep coming back to her. Thank you Nancy you are the best!
-Bernard & Joyce S.
Dec 22, 2020
Nancy is amazing. We have worked with her over the past 10 years and she has always provided outstanding service. Highly recommend
Dec 18, 2020
Been using Nancy for years and there is a reason! Top service!
Dec 5, 2020
Nancy did an outstanding job for us, we will be recommending her to all our family and friends.
Nov 24, 2020
Homeowners
We have had the opportunity to work with Nancy for several years. We have found her to be efficient, honest ,trustworthy and all with a sense of humor - the reasons that have brought us back to her for help. Highly recommend - you will be more than pleased. Thank you Nancy!
Oct 23, 2020
Nancy is great! She really cares. She is genuine and sincere. She presents facts in a clear, concise and upfront manner.
Sep 29, 2020
Nancy helped us purchase our homes and has led us through refinancing three times. Her knowledge is invaluable and she is trustworthy, always looking out for our best interest. She works hard to give you options best suited to your needs and listens to your concerns. I wouldn't use anyone else and have recommended her to friends, especially those purchasing a home for the first time.
Aug 20, 2020
Nancy has helped us with to refinance so far and we are very happy with her work. We highly recommend her.
Aug 5, 2020
Nancy is the best in this business! I highly recommend her to anyone going through a first purchase as well as to those who might have had a bad experience elsewhere. I've worked with her on multiple occasions, including a new home purchase and subsequent refinancing. She truly looks out for your best interests and provides a thorough explanation of your options, in plain and simple terms. She allows you to make informed decisions without pressure, walking through the pros and cons with you. Nancy's integrity shines through and she builds relationships through trust and communication. She has made a real difference in my life. Thank you, Nancy!
Jun 7, 2020
Regional Sales Manager
When you look to finance a home or refinance your home there are two things that are vitally important!
1. Trust
2. Knowledge

Nancy Lloyd hits the ball out of the park in both of these areas. She is so knowledgeable and concerned about her customers. Second to none.

Thank you Nancy.
Jun 4, 2020
This was our 1st home buying experience & we feel we could not have been in better hands. Nancy was always available to answer questions & made us feel like we were her only clients. Nancy was always straight with us & never gave us false hope or information. We would highly recommend her to anyone to needed a lender. I feel we have a friend for life. Thank you Nancy!!
May 17, 2020
Buyer
I can't recommend Nancy highly enough. My husband and I were first-time home buyers and reached out to her years ago. At that point we were not in the position to buy and were just doing research for the future, but despite that she still took the time to meet with us and teach us the buying process in detail. This year we were ready to buy and Nancy helped us with every step along the way, from recommending a wonderful realtor to reviewing the process and going over the many different number scenarios I sent her way to pushing all of the parties involved to help us close on time this past weekend (at the closing costs she had predicted, might I add). She is friendly, knowledgeable, responsive, and never pushed us to do anything we were uncomfortable with. You will not regret working with Nancy!
Jan 13, 2020
Nancy Lloyd helped our family secure mortgage loans for both income property and our home. We have worked with Nancy for years and she has always gone above and beyond to secure the best rate for us. She is honest, trustworthy and very professional. She knows her business and stays current on all issues.
I highly recommend Nancy Lloyd. I personally would not use anyone else for my mortgage services.
Jan 10, 2020
Realtor
I highly recommend Nancy. She is very fast and communicates through the entire transaction.. I have worked with her professionally as well as personally. Very true worthy and easy to talk too.
She is great !!
Jan 3, 2020
Very easy to work with. Knowledgable, and always looking out for the customers best interest. Thank you very much Nancy, for always being there!
Nov 14, 2019
Homebuyer
Nancy was the best. She knows what she Is doing, very organized, and always responsive to questions. Im glad she was on my home buying team!!!