Ray Olsson

Mortgage Specialist Big Valley Mortgage - Roseville BRE #00880282 | NMLS #242554
Feb 7, 2020
Homeowner
Ray and his team were nothing short of amazing. For starters I was in a multi-bid situation on my house and Ray's availability and expertise combined with my realtor's skillful negotiation skills are THE reason I beat out many other bidders and got my house. In this market it's really important to have people working for you that know the real estate industry inside and out.

Being self employed, I know that my borrowing situation was a little difficult, but Ray made it seem easy and I could not be happier with my loan. Before I met Ray, I spoke with another lender who didn't have the same amount of expertise and industry knowledge as Ray. The best loan the other lender thought I would qualify for would have cost me tens of thousands more than the loan that Ray was able to get me. Ray was super communicative. I knew what was happening every step of the way and I learned a lot about the process. He also was really fun to work with and I was happy to hear his cheerful voice throughout the process.
Jan 14, 2020
Licensed Principal Broker
Ray and Laurie did a great job getting the loan done quickly for our clients! They were awesome at communicating and keeping me involved throughout the whole transaction!
Jan 1, 2020
Consultant
Ray and Laurie picked up the pieces after I fired my previous lender who didn’t care about meeting scheduled deadlines and discord with the underwriting staff . Ray immediately started the ball rolling and was available late nights, which being a night owl myself, worked well with me to discuss and provide paperwork. Her assistant daughter, Laurie, completed the awesome father/daughter professional team. Laurie, was totally focused in achieving the end goal towards closing the deal even if she’s not feeling well, a true professional and compassionate person knowing that I have been dealing with the home purchase and almost losing hope getting it approved. I highly recommend them because they get the job done efficiently, effectively and right on target. Thank you much Ray and Laurie, I am a homeowner now and you both will forever be our friends.❤️
Dec 30, 2019
Business Owner
Ray has closed 5-6 loans for myself and for friends and family. You will not find are more knowledgeable or harder working person than Ray. In this time where it is so difficult to get a loan closed. Ray is tireless to get the job done. Ray also has the best attitude of anyone I know. Lastly, Rays attention to detail and followup give you the peace of mind that everything is on track. Ray is superstar!
Sep 3, 2019
Fire Captain
I have gone to Ray for loans for the past 20 years and would not think about using anyone else. Gets me the best rates and always there to help me with any questions. Also has the best assistant, Laurie. I cannot say enough about how fast and useful her service is!
Sep 2, 2019
Himeowners
Ray and Laurie helped us get a great loan at a great rate and were super easy to work with. Would definitely recommend.
Jul 9, 2019
Ray Olsson worked hard and long to get a loan for my clients, ( TWO other mortgage brokers were unable to do so.). My clients are happy home owners now,
Jun 24, 2019
Casino Guy
Ray and Laurie really went to bat for us on our home refinance which had some real challenges. Everything worked out great. Thanks so much for all your hard work!
Jun 21, 2019
My family and I are first time buyers with a complicated buying situation. Ray and Laurie worked tirelessly and with so much determination and passion to help us get the home of our dreams. I know that without them we would have never made it!!! They truly work miracles!!! Thank you!!!
Jun 21, 2019
My family and I are first time buyers and needed a lot of help. Ray and Laurie have worked tirelessly to help us gather and submit all our information including quite a few late night chats. Well today our dream of owning home came true. I am ceryain that had it not been for their determination and passion it never would have happend. Thank you for all your amazing work guys!!!
May 28, 2019
Ray did an amazing job getting my loan approved allowing me to purchase an investment property. I was totally satisfied with the results.
May 26, 2019
Teacher
As first time home buyers, we were thrilled with the help and guidance that we received from Ray and Laurie. We think so highly of them and couldn’t recommend them enough! Thanks for everything!
May 24, 2019
Sacramento Duplex Pro
Ray and his team went to extreme lengths to help gather financials and work closely with my client (small business owner) to close this transaction that other lenders said couldn’t be done. Amazing job Team!

I highly recommend Ray and his team!
May 14, 2019
Ray and Laurie and the BVM team did a GREAT job and secured our loan in a very short time period. I definitely recommend Ray and will use Ray and the BVM team again.
Apr 17, 2019
Ray and Laurie are an amazing team! They are so knowledgeable and worked very hard to get us the best interest rate possible. They made the whole process seamless and painless! It is always a pleasure working with them. We recommend them to everyone! Their integrity, communication, follow-through, and follow-up put us at ease through the whole process. We will use them in the future for all of our home loan needs.
Apr 13, 2019
Both Laurie, Ray and the office staff were extremely helpful in both guiding and explaining the first time home buying process. I'd gladly recommend the entire office and team. Thanks Everyone!!
Sep 14, 2018
Realtor
Ray was easy to reach and would reply back to me quickly when I reached out to him, or he picked up the phone immediately when I called. His lending services for the buyer were professional and he kept the entire team informed of timelines and or changes. This part of the transaction was easy, thank goodness!
Sep 9, 2018
VSP Lab tech
Ray and Laurie are amazing. Closed our escrow in less than 3 weeks. Moved into our dream house in 3 weeks. Very happy with the service. Always there for me and my wife when we need them. Responded to our phone calls and emails right away. They are worth recommend to friends and family. Nice to talk to, very informative. Thanks to both of you. It happened so quickly. Enjoying our dream house right now 👌👌👌
Sep 9, 2018
VSP Lab Tech
Ray and Laurie are amazing. They did a good job from beginning to closing of our escrow. Closed in less than 3 weeks. Always there for me when I need them. Responded to my text and phone calls quickly. Very informative, even when we are on vacation for a week. Keep me posted and updated if there's any issue and documents needed. I can recommend both Ray and Laurie to a friend and family. Thank you both ! You guys are amazing!
Aug 31, 2018
Ray made it happen for me and my family! I could not be any more satisfied with the service I received, Ray was always available when I had questions and always had answers to them. Thank you so much Ray for getting me into my dream home! To say that I would recommend Ray is an understatement, I absolutely trust and swear by Ray Olsson and you can too!
Apr 20, 2018
Mr.
Ray is absolutely amazing! This property that my wife and I have purchased with Ray and Laurie in the last 4 years. We closed escrow today and couldn’t be more happier. My wife and I have a six-year-old daughter and we just had twin boys. What we love about Ray is that we can explain to him our goals in the direction that we want to go in and he is not only empathetic but is so knowledgeable that he gives us information and suggestions on things that we did not even know was available to us. A perfect example is I recently joined the military and I thought that I would have to wait a couple of years before I could use my VA loan. Ray blew my mind by telling me that I was eligible to use it within 90 days of me being active duty. Ray and Laurie help me accomplish a goal today that I did not think was attainable for the next couple of years . You cannot put a price on knowledge and experience . Ray has been such a blessing in our lives and has made me want to get in the real estate business myself just in the way that he communicates and is so passionate about everything that he does . A lot of times you’ll find that sellers are scared or worry about VA loans because they don’t know too much about it and they think that it is way too demanding. Ray Laurie and Mia are so amazing and made the sellers very comfortable and confident In my proposal in the process was the smoothest thing that I have ever seen . I am so proud to have worked with them on this loan and look forward to continuing our relationship. Thank you so much Ray!
Apr 20, 2018
Mr.
Ray is absolutely amazing! This property that my wife and I have purchased with Ray and Laurie in the last 4 years. We closed escrow today and couldn’t be more happier. My wife and I have a six-year-old daughter and we just had twin boys. What we love about Ray is that we can explain to him our goals in the direction that we want to go in and he is not only empathetic but is so knowledgeable that he gives us information and suggestions on things that we did not even know was available to us. A perfect example is I recently joined the military and I thought that I would have to wait a couple of years before I could use my VA loan. Ray blew my mind by telling me that I was eligible to use it within 90 days of me being active duty. Ray and Laurie help me accomplish a goal today that I did not think was attainable for the next couple of years . You cannot put a price on knowledge and experience . Ray has been such a blessing in our lives and has made me want to get in the real estate business myself just in the way that he communicates and is so passionate about everything that he does . A lot of times you’ll find that sellers are scared or worry about VA loans because they don’t know too much about it and they think that it is way too demanding. Ray Laurie and Mia are so amazing and made the sellers very comfortable and confident In my proposal in the process was the smoothest thing that I have ever seen . I am so proud to have worked with them on this loan and look forward to continuing our relationship. Thank you so much Ray!
Mar 26, 2018
Mechanical Engineer
Ray is the best. My wife and I have worked with him several times. Great attention to detail, he keeps us updated on everything and does a great job of explaining any part of the process we’re unfamiliar with.
Mar 26, 2018
Home Owner
Ray and Laurie did an amazing job with our refinance! We have used them for our original mortgage and three refinances. They make everything so effortless and painless! We have referred friends to them and they were also extremely happy with the quality of the service they received.
Feb 2, 2018
Broker Associate at RE/MAX Gold
Ray is truely a lender's lender. He is completly honest, completely trustworthy, and on the outside chance that he makes a mistake, he's the first to bring it up and does everything in his power to rectify it. Others are busy blaming someone else or looking to pass the buck while Ray is diligently working to make things right.
If your Buyer's have questions, Ray has the answers. From Conventional to VA, he's a bank of knowledge and, on the rare occasion that he doesn't know the answer, he's not afraid to go get the informaion. He's always learning and sharing what he's learned with others. I would reccommend Ray without hesitation.