Ray Olsson

Mortgage Specialist Big Valley Mortgage - Roseville BRE #00880282 | NMLS #242554
May 8, 2021
My wife and I met Ray back in 1995 when we were looking to buy our first home. After talking with Ray we were told to start packing our stuff. Being we had just had a bankruptcy the year before there was no way we were going to pack up anything until we knew we had a loan approved.

Two weeks after talking with Ray he called and said...ARE YOU PACKED YET? Of course I said no, Ray's response was well why NOT you have an approved loan. I couldn't believe he pulled it off.

Fast forward to 2021, the house Ray got us in we sold about 8 years ago, and were in the market to buy another home. After our experience with Ray 8 years prayer there was no way we were going to use another Lender. In a short two weeks we were ready to close the deal on our new home.

In closing let me leave you with this comment. IF you are looking for a home loan you don't have to look any farther for Ray is your best choice. This man will work hard to get you the loan, his communication skills and knowledge of the industry is above reproach...

Thank you Ray for all you've done for us over the years......

Gary and Bev Miller
May 7, 2021
Ray just closed my second loan. He did it again!!! This time he had to work extremely hard to get it done, and he did. Thank you Ray!!!
Dec 29, 2020
Ray is a master of craft. Not only is his knowledge unprecedented, he fights to make sure you are taken care of properly, and gets you the best deal possible. Ray made sure my wife and I were taken care of from start to finish. Highly recommended.
Sep 15, 2020
Ray was helpful from the start, as I was a beginner and buying my first home. It was easy to communicate and also very flexible to the different options. Ray was also went above and beyond to educate the other party and help seal the deal for a great price!
Sep 15, 2020
First time buyer
Ray is there definition of quality and reassurance. He took time and explained the process which secured my anxiety and worries around purchasing our first home. I would with out hesitation refer Ray to anyone venturing into the homebuyer journey. He gets it both professionally but personally. That contributes to the beauty of how Ray works with individuals.
Jul 1, 2020
This was our first time buying a home. Ray has been so helpful through the whole process. He was very informative and quick to get things done by the deadline. Ray was our go to man on so many things, as we had a lot of questions! Can't thank Ray and his team enough for all their hard work and dedication.
Jun 30, 2020
Mechanical Engineer
Ray is a joy to work with. We have financed several projects with him on four or five occasions during the last 13 years. Great attention to detail and friendly service.
May 12, 2020
Loved working with Ray. He was always on top of things and always ready to answer any questions we had. This was our second time working with Ray, a first mortgage loan and now a refinance.
Feb 7, 2020
Ray and his team were nothing short of amazing. For starters I was in a multi-bid situation on my house and Ray's availability and expertise combined with my realtor's skillful negotiation skills are THE reason I beat out many other bidders and got my house. In this market it's really important to have people working for you that know the real estate industry inside and out.

Being self employed, I know that my borrowing situation was a little difficult, but Ray made it seem easy and I could not be happier with my loan. Before I met Ray, I spoke with another lender who didn't have the same amount of expertise and industry knowledge as Ray. The best loan the other lender thought I would qualify for would have cost me tens of thousands more than the loan that Ray was able to get me. Ray was super communicative. I knew what was happening every step of the way and I learned a lot about the process. He also was really fun to work with and I was happy to hear his cheerful voice throughout the process.
Jan 14, 2020
Licensed Principal Broker
Ray and Laurie did a great job getting the loan done quickly for our clients! They were awesome at communicating and keeping me involved throughout the whole transaction!
Jan 1, 2020
Ray and Laurie picked up the pieces after I fired my previous lender who didn’t care about meeting scheduled deadlines and discord with the underwriting staff . Ray immediately started the ball rolling and was available late nights, which being a night owl myself, worked well with me to discuss and provide paperwork. Her assistant daughter, Laurie, completed the awesome father/daughter professional team. Laurie, was totally focused in achieving the end goal towards closing the deal even if she’s not feeling well, a true professional and compassionate person knowing that I have been dealing with the home purchase and almost losing hope getting it approved. I highly recommend them because they get the job done efficiently, effectively and right on target. Thank you much Ray and Laurie, I am a homeowner now and you both will forever be our friends.❤️
Dec 30, 2019
Business Owner
Ray has closed 5-6 loans for myself and for friends and family. You will not find are more knowledgeable or harder working person than Ray. In this time where it is so difficult to get a loan closed. Ray is tireless to get the job done. Ray also has the best attitude of anyone I know. Lastly, Rays attention to detail and followup give you the peace of mind that everything is on track. Ray is superstar!
Sep 3, 2019
Fire Captain
I have gone to Ray for loans for the past 20 years and would not think about using anyone else. Gets me the best rates and always there to help me with any questions. Also has the best assistant, Laurie. I cannot say enough about how fast and useful her service is!
Sep 2, 2019
Ray and Laurie helped us get a great loan at a great rate and were super easy to work with. Would definitely recommend.
Jul 9, 2019
Ray Olsson worked hard and long to get a loan for my clients, ( TWO other mortgage brokers were unable to do so.). My clients are happy home owners now,
Jun 24, 2019
Casino Guy
Ray and Laurie really went to bat for us on our home refinance which had some real challenges. Everything worked out great. Thanks so much for all your hard work!
Jun 21, 2019
My family and I are first time buyers with a complicated buying situation. Ray and Laurie worked tirelessly and with so much determination and passion to help us get the home of our dreams. I know that without them we would have never made it!!! They truly work miracles!!! Thank you!!!
Jun 21, 2019
My family and I are first time buyers and needed a lot of help. Ray and Laurie have worked tirelessly to help us gather and submit all our information including quite a few late night chats. Well today our dream of owning home came true. I am ceryain that had it not been for their determination and passion it never would have happend. Thank you for all your amazing work guys!!!
May 28, 2019
Ray did an amazing job getting my loan approved allowing me to purchase an investment property. I was totally satisfied with the results.
May 26, 2019
As first time home buyers, we were thrilled with the help and guidance that we received from Ray and Laurie. We think so highly of them and couldn’t recommend them enough! Thanks for everything!
May 24, 2019
Sacramento Duplex Pro
Ray and his team went to extreme lengths to help gather financials and work closely with my client (small business owner) to close this transaction that other lenders said couldn’t be done. Amazing job Team!

I highly recommend Ray and his team!
May 14, 2019
Ray and Laurie and the BVM team did a GREAT job and secured our loan in a very short time period. I definitely recommend Ray and will use Ray and the BVM team again.
Apr 17, 2019
Ray and Laurie are an amazing team! They are so knowledgeable and worked very hard to get us the best interest rate possible. They made the whole process seamless and painless! It is always a pleasure working with them. We recommend them to everyone! Their integrity, communication, follow-through, and follow-up put us at ease through the whole process. We will use them in the future for all of our home loan needs.
Apr 13, 2019
Both Laurie, Ray and the office staff were extremely helpful in both guiding and explaining the first time home buying process. I'd gladly recommend the entire office and team. Thanks Everyone!!
Sep 14, 2018
Ray was easy to reach and would reply back to me quickly when I reached out to him, or he picked up the phone immediately when I called. His lending services for the buyer were professional and he kept the entire team informed of timelines and or changes. This part of the transaction was easy, thank goodness!