Penny McClure

Mortgage Consultant Big Valley Mortgage - Roseville BRE #01249395 | NMLS #222838

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We are in business for one reason: To help people obtain home loans.

Whether our clients are buying their first home or their ultimate dream palace; building, investing, or simply refinancing for a lower rate, our mission is the same: to secure for each and every client the best possible loan at the most favorable rate and terms.

BRE #01249395 | NMLS #222838
May 17, 2022
Not sure where to start? Penny, Penny, Penny !! She is absolutely the best in the business. She will go above and beyond to ensure her clients are taken care of. Highly recommend her.
May 9, 2022
Penny and her team were amazing. She went above and beyond to make my home purchase go smoothly, driving the process with her industry knowledge, professionalism, and general care for me as a customer. She treated me like family, it was like having a lending fairy godmother.

This was my second time purchasing a home, and I cannot express how much I appreciate all of her hard work. Penny and her team made this purchase so clean and simple. We were ahead of every deadline, and she made sure that I understood the process and what it all meant for me after closing.

I would highly recommend her to anyone looking to buy a home!
Apr 30, 2022
Penny and her team are the best! She always communicated with me and made the process actually enjoyable. I will without a doubt be using her from here on out .
Apr 23, 2022
Penny was amazing in helping us refinance. She guided us step by step and made the whole process smooth and easy. We were on a tight time schedule and thanks to Penny and her team we were approved and ready to go in record time. I highly recommend her for all your financing and loan needs.
Thank you again.
Mar 19, 2022
It was a pleasure to work with Penny and her team. Such a smooth process. They had great communication with us and we are very happy with the outcome. Thanks again.
Feb 15, 2022
Penny is an absolute rockstar. Not only is she extremely professional and a expert in the profession, she legitimately cares about you. Penny far exceeded her role as a lender during our buying process, and if not for her, we would not closed on time and many other issues would have been overlooked.

Penny was frequently available after business hours during the week and on the weekends to answer questions and help solve problems. I cannot understate how comforting it was to have someone who genuinely cared about the process and treated the loan as if I was a member of her own family.

Will 100% be going back to Penny and recommending her to everyone.
Dec 21, 2021
Penny and Shannon did a fabulous job and seamless!!
Dec 20, 2021
As first time home buyers everything was an unknown process. An opportunity to purchase our first home fell into our laps, so we were very unprepared. Penny came at the recommendation of the selling real-estate agent and she made everything very simple and easy. She and her assistant were friendly, helpful and quick to respond despite the holiday season. We would 100% use her again and recommend her to anyone.
Dec 1, 2021
Penny is amazing wouldn't trust anyone else handling our homes. Everything is always flawless if you havnt worked with penny and her team you are missing out. Thank you Penny for all your help our family appreciates Everything you have done for us.
Sep 18, 2021
Registered Nurse
Penny was fantastic from the beginning to the very end. She communicated with us throughout the loan process and supported us all along the way. We cannot recommend her enough! Thank you Penny??????
Sep 16, 2021
It was a pleasure working with Penny. She worked very hard to make to process go smoothly and to get everything in on time. I would recommend her to anyone who is interested in A+ service!
Sep 10, 2021
Easy as pie, so pleasant to work with and very quick. My refi went smoothly and she made the extra effort to get the rate I wanted.
Jul 29, 2021
I can not say enough great things about Penny. She guided us every step of the way and is a joy to work with. She has amazing communication and it's clear she goes the extra mile for her clients. Thank you!
Jul 20, 2021
Natalie Larson
Penny and her team did an amazing job! They made the entire process as simple as possible and we felt very well taken care of. I would highly recommend to friends and family.
Jul 19, 2021
Penny and her team were AMAZING!! My husband and I got a home loan with some tricky aspects, including my mother being a part of it as well. They were able to seamlessly incorporate all three of us, our different financial situations, and a very fast timeline with no hitches (at least on our end!!!) And our monthly payment ended up being less than what we had originally asked for!!! That was a nice surprise at signing! They were also VERY patient when we had technology trouble or couldn't find the correct documents. I will use them again in the future!
Jul 17, 2021
As usual Penny was perfect! Guided us through the process, explaining everything as needed. Communication was always prompt and timely. Would gladly do business with her again!
Jul 16, 2021
I highly recommend Penny! She is an experienced and knowledgeable mortgage expert. She has worked with us on (2) refinance and (2) VA IRRRL mortgages. She has expertise on all kinds of loan options including VA loans. She is especially good at looking at all options and always promptly answers emails and phone messages.
Jul 15, 2021
Got us an amazing rate we and closed in a few weeks. We only use Penny when we can.
Jul 8, 2021
she had our loan processed quick so we could get us into our new home and stayed in contact through whole process
Jul 8, 2021
she had our loan processed quick so we could get us into our new home and stayed in contact through whole process
Jul 6, 2021
Penny is amazing to work with. She was really attentive to our needs and communicated with us every step of the way. We highly recommend Penny to anyone looking for a mortgage!
Jun 22, 2021
Teacher - 4th Grade
I met Penny 10 years ago, during the purchase of my very first home. She had a wealth of knowledge that she shared that made the whole process exciting, rather than daunting, and quite smooth. She was more than happy to answer all of my many, many questions.

Recently, with lower interest rates, I knew exactly who to call to get information about refinancing - Penny! I never even thought of contacting anyone else!! Again, she was a wealth of knowledge, and as before, she was just as excited as I about the possibilities that would come from a refinance.

Penny McClure is professional, caring, and a great asset to Big Valley Mortgage as well as each and every client who works with her. She knows the business, wants the best for her clients, and is honest and trustworthy. She is absolutely wonderful to work with.
Jun 2, 2021
Senior Deal Operations
Penny is the one and only Mortgage Consultant you will ever need. Her knowledge, efficiency, and compassion is genuinely unmatched. She meticulously guided my wife and I through our first home purchase and was always available to answer any outstanding questions or concerns we had throughout this purchase. She is and forever will be our loan mom! Thank you Penny!!

May 25, 2021
Home buyer
Penny is the most professional, honest and is always extremely helpful. I absolutely trust Penny in offering the best guidance to obtain the best possible loan to fit our needs and her high personal level of integrity has always been greatly appreciated. I have no hesitation in recommending Penny whenever a family member or close friend needs mortgage assistance.
Thank you Penny for helping us purchase our perfect home!!
May 25, 2021
I have worked Penny several times. She earned my trust from the very beginning.
She explained our options, answered all our questions, and explained the process as it progressed. Always a pleasure to work with.