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Ryan Gwiazdon

Loan Officer MortgageRight NMLS #1571527
Most of the information about mortgages online is outdated, rigid, and extremely narrow in scope. As a new generation enters the workforce and makes the leap into homeownership, many lenders will struggle to keep up. That's because they haven't changed their practices or strategies for 60 years. I've set out to change that.

Most Loan Officers look at your mortgage under a microscope - I prefer the bird's eye view of your entire financial situation. After all, your mortgage payment is not your only expense; nor is your home your only investment. The whole "go to college, start a career, and save 20% to buy a house" is no longer relevant.

I provide my clients with an all-encompassing consultation and evaluation of their current financial situation, future goals, and how we can leverage their mortgage to help them get there. Whether you're a first-time homebuyer or a seasoned investor, I've got you covered.

This is lending in 2020.
Nov 12, 2020
Contact Center Manager
Ryan did a great job moving us from an FHA loan to a conventional loan with a fantastic rate. He and his team made the entire process so smooth and easy. Outstanding work!
Sep 30, 2020
Ryan is by far the best loan officer that we have ever worked with. Everything went smooth. I highly recommend him if you are thinking of buying or refinancing. He will keep you informed during the whole process. He works extremely hard for his clients and their best interests. Thank you Ryan for a great job! You are the best.
Sep 30, 2020
Ryan is by far the best loan officer that we have ever worked with. Everything went smooth. I highly recommend him if you are thinking of buying or refinancing. He will keep you informed during the whole process. He works extremely hard for his clients and their best interests. Thank you Ryan for a great job! You are the best.
Sep 28, 2020
Ryan Gwiazdon, was instrumental in helping us get into our new home. He helped us get a fantastic interest rate and helped us with all the behind the scene details, so that we could focus on finding our home. He helped us with the pre-qualification process so that when we found our home we were in a good position to make a offer and have it accepted! Ryan knows his way around the mortgage business and we appreciated his guidance.
Sep 28, 2020
Validation Engineer
Ryan recently helped us refinance our house and did a fantastic job! This was our second time working with Ryan and he has continued to live up to his reputation. He helped us get the best deal possible and was very diligent about updating us on our loan status as well as explain the current market conditions. This was another great experience and we will definitely do business with Ryan in the future.
Sep 1, 2020
Home Health Physical Therapist
This is the 3rd time I have worked with Ryan and every time he was professional and very knowledgeable. He kept me updated every step of the way and is very trustworthy. I have recommended him to family members and would highly recommend him to anyone else.
Jul 1, 2020
Ryan Gwiazdon just closed my refi for me. It was the fastest and smoothest transaction ever! From beginning to end he kept me informed and I got an amazing rate! The whole process was the best I've experienced. I always recommend Ryan to anyone buying or refinancing - he is honest, on top of everything and great at his job!
Sep 29, 2019
Physical Therapist
Ryan is honest, friendly and highly recommended. He keeps you updated throughout the refinance process and is very knowledgeable. If you want a smooth refinance, he is your guy!
May 3, 2019
Client
Ryan was a huge help through this stressful process. He was always available to answer any questions and got us a loan at a great rate with the perfect monthly payment!
Apr 30, 2019
Client
Wow Ryan you really pulled off a miracle with this one.� I can't thank you enough for knowing what to do and doing it.� Follow through like yours is rare.� 33 years ago IBM required me to read a book called The One Minute Manager that changed my life.�This book taught me to be organized and ready to respond immediately when an opportunity arises.� What the book didn't say was that it would be difficult to find people you work with who can keep up with your pace when closing a deal.� And then I met Ryan!� I may be good but you're GREAT and I appreciate all of your professionalism communication and expertise to get this loan funded quickly.� I am comfortable living with this loan for the long haul....unless there is some miraculous interest rate drop in years to come.
Apr 30, 2019
Client
Ryan did a very good job basically holding my hand through the whole process. He went above and beyond to get us the best loan and find the best assistance programs for us. I would definitely recommend CMG and Ryan especially for anyone looking for a home loan.
Aug 10, 2018
Client
Ryan was very professional yet sensitive to my situation. I had just lost my husband and he really guided me thru this whole process. He explained things very well and went over everything step by step. I had attempted this process with another company before and the guy was like a used car salesman and obviously pointing towards loans that benefited him and his company! Ryan built trust and then got the job done!!
Aug 6, 2018
Client
Working with Ryan Gwaizdon was amazing. I was recently widowed and my mind and emotions were all over the place. Ryan was sensitive to my situation yet thorough knowledgeable and made the entire process less daunting. The entire process went smoothly and easily and that is attributed to Ryan's patience with my questions and guidance through the entire process.
Jul 30, 2018
Client
My experience with Ryan was phenomenal I had him in the past as a loan officer with another companya company that Ryan work for was not the best company in the world it took 3 months for my loan with this loan it took 3 weeks CMG Financial was an awesome experience and highly recommend it to anybody else that gets a refinance for their home and highly recommend Ryan thank you very much CMG Financial I rate you 5 stars. P.S. Thanks Ryan keep up the good work.😎
May 16, 2018
Client
Ryan was great to work with and very helpful. He took time to explain and follow up with us. It felt like he was a friend and not just a loan officer. Very impressed with how great he was to work with.
May 16, 2018
Client
Ryan and Sarah - A Homeowner's Dream Come True.�I called Ryan on April 18 and my loan was funded on May 15th! The process started with Ryan patiently explaining all of my loan options. I never felt pressured to make a decision but found real comfort in Ryan's knowledge. I know they can't guarantee every loan process will be that fast (and painless) but if you appreciate expertise efficiency and professionalism you can't go wrong with him. My children are in the market to buy homes and Ryan will be my first call when they are ready.
Mar 21, 2018
Client
Ryan has done an outstanding job.�Ryan has become a real friend. He made the time to do an outstanding job he has the knowledge and professionalism to make this process easy and enjoyable. I would recommend Ryan to anyone.
Mar 16, 2018
Client
Awesome!�Ryan helped us get away from a bad mortgage and get us on the right track to get our mortgage paid off. He was very attentive and answered all our questions. He gave us options that we could pick from that best suited our life.
Mar 15, 2018
Client
Ryan is great to work with!�Ryan made refinancing my mortgage painless and efficient. He presented me with options after hearing what my goals were and we reviewed the solutions before deciding on what was best for me. I was on travel almost the entire time we worked together and he arranged for a notary to come to my hotel in Hawaii so I could sign the papers. Then he had another notary go to my home so my wife could sign them in Colorado. The loan was closed much more quickly than I expected which is a huge positive. Ryan is a personable loan officer and faithfully communicated with me during each phase of the process.
Mar 5, 2018
Client
Ryan was awesome!! I�was actually in the middle of working with a different lender to refi my house until I got a call from Ryan. Immediately I noticed he was a lot more confident as to what he could do for me than the other guy. We also compared rates and even drew up a comparison on how much more I could save and what I could do with that extra money. We literally spoke for over an hour the first time we talked and it was like speaking to a buddy. He was very positive and encouraging every step of the way and he was always available to answer any questions I had and I knew I was in good hands!
Feb 28, 2018
Client
Stress free the entire way.�5/5.� I refinanced my first mortgage that I used to buy my house and this experience was even better.�Ryan was extremely knowledgeable not only about loans but the reason someone would refinance and was able to discuss different scenarios to find the best fit for me. I will work with him as long as he is in the business.
Feb 19, 2018
Client
Ryan and his team were amazing.�Honestly this was the easiest and fastest process ever it only took 19 days for first contact to close. I will definitely use him again and will recommend him to anyone who is looking to Refi. Thanks Ryan!
Feb 12, 2018
Client
Ryan was very professional knowledgeable and courteous during all business transactions. This was a refinance and the process was seamless. All business and paperwork was clearly explained with little or no requirement to provide any additional clarification.� I would highly recommend Ryan and his staff for any loan needs.� They do business with the highest integrity. I am well pleased with the outcome of this refinance.
Feb 9, 2018
Client
Ryan was instrumental in answering pertinent questions that we had about re-financing our home. He took the time to explain everything in detail with all of our inquiries. Loan closed higher interest than expected through no fault of Ryan's but due to our credit income and property appraisal value. I would recommend Ryan with confidence to anyone looking for assistance.
Feb 9, 2018
Client
Very Helpful.��Answered all our questions. Very prompt processing our loan. The communication was secure. The quick response to emails was fast as well. All phone calls were returned in an acceptable time frame. All calls were very pleasant and professional. We were very happy with the refi end results.