Big Valley Mortgage - Sacramento

Join the Team

Founded in 1990, Big Valley Mortgage is one of the fastest growing full-service mortgage bankers throughout the Sacramento and Central Valley areas, as well as, Reno. Headquartered in Roseville, we established Big Valley Mortgage with one simple goal in mind - to provide local families with the opportunity to purchase a home by helping them secure the best possible loan at the most favorable rate and terms available.

At Big Valley Mortgage, we are passionately committed to serving our customers and real estate partners by delivering honesty, integrity and excellence in all facets of our business. With branch offices located in Roseville, Elk Grove, Folsom, Fresno, Madera, Reno, Sacramento, Selma, Stockton, Chowchilla, Vacaville and Paradise, our purpose is clear – we exist to help our neighbors finance their dreams of homeownership and we do this every day by living and breathing our core values: respect, transparency and being scrappy.

Over the years, we have experienced remarkable growth and we attribute our success to proactively and strategically positioning ourselves for a rapidly changing
real estate market. In fact, Big Valley Mortgage is the #1 “in house” lender in the Greater Sacramento and Central Valley areas! You will find us “on-site” in the offices of Keller Williams, RE/MAX Gold, and Intero.

Today, we are one of the largest and strongest independent mortgage banking firms in the region and the country! (Ranking within the top 15 largest independent mortgage banks in the United States, according to Mortgage Executive Magazine.) Our growth is a direct result of taking care of our employees, real estate agents and customers.


Recommendations (460)

May 9, 2021

Millie A. recommends Ross Rushton

The best part of our home buying experience was getting the loan. Who ever says that?! I do. Ross was amazing to work with. I appreciated his availability, follow through and willingness to educate me on all things mortgage. As a result the mortgage side of things went without a hitch and we were even ready to close a week before than anticipated. All thanks to Ross! I recommend him without hesitation and will stick to him like glue for all my future lending needs. ;-)
Aug 1, 2020

Tanisha R Batts recommends Big Valley Mortgage - Sacramento

This was such an intense experience! I am extremely grateful to have had the opportunity to work with Jared. He was attentive and worked hard at getting my loan needs met. He made sure to keep me updated with anything that was needed and changes that occurred as they occurred. His excellent communication skills really helped to ease the tension that can come with purchasing a home and I really appreciate that.
Jun 29, 2020

Jorge Moreno recommends Ross Rushton

Information Officer

Ross Rushton was very professional and knowledgeable. Working with him was such an easy and stress-free experience. He was able to work with me on the various loans and the loan process, which made buying a house a lot less scary and a lot more rewarding. He was able to answer my concerns and the many repeated questions I would keep asking, as I was a first-time home buyer. Highly recommend working with him on the purchase of your future home!
Jun 19, 2020

Chris Faamausili recommends Ross Rushton

Small Business Owner

Ross is outstanding! From the beginning he was courteous, helpful and made himself available to answer every question. He has a rare talent for making you feel at ease with the complicated process of home buying. Our particular loan was processing right in the middle of Covid-19 and took us through multiple unexpected turns. Various changes in guidelines happening last minute, would have stopped anyone else cold but Ross buckled down and went into overdrive. He found ways to solve every problem and finally see this loan through to closing. Its a blessing to find someone who makes you feel so taken care of. You would be lucky to have him working for you!
Jun 12, 2020

Ryan Little recommends Ross Rushton

Local Attorney

Ross comes through time and time again for my clients and friends, so I knew there was no need to look elsewhere when it was time for my own refinance. Ross took the time to thoroughly explain exactly what I needed to get started. He then followed up with the the process and my options, and was always available to talk when I had questions or concerns. Ross went above and beyond to get me the right loan while saving me money in the long term. I 100% recommend Ross Rushton and his services when looking for a new home loan or a refinance.
Feb 13, 2020

Joseph Cuellar recommends Individual Users 1


This was my first time buying a home. Tara made this complicated process easy and understandable. She was always quick to answer my questions in a way that made sense. It was enjoyable to work with a true professional. I will be recommending Tara to all my family and friends who are in the market to buy a house.
Jan 24, 2020

Stephanie Reyes recommends Ross Rushton

Ross was very helpful in assisting me through the loan process for buying my 1st home. Not only was he diligent in getting the job done, he was patient and went above and beyond to make sure my questions were answered and that I understood each step of the process. I highly recommend him to future home buyers.
Jan 12, 2020

Ciara Hale recommends Heather Hunter


Heather handled my clients with the utmost care. She is a very responsive and personable consultant with tons of experience. Would recommend her to all my clients.
Jan 6, 2020

Cathy Easley recommends Justin Ingolia


Justin was totally available for all and any questions I or my clients had during our transaction. We had multiple borrowers on our loan andhe did a great job getting all information needed to complete the transaction in the time we needed it to be done. He was always very patient, responsive and professional about things and I would highly recommend him as a loan officer.
Nov 18, 2019

Roy sharma recommends Alex Guzman

RE Broker

Alex did a great job closing a tough file on my listing.
He was on top of it until close. Great communication skills.
Nov 13, 2019

Darren Herbert recommends Individual Users 1

President-Pacific Copy&Print

Tara is awesome. This was the 4th loan she has helped me with. She always makes a difficult process as easy as possible. Thorough, hard working and dedicated to getting loan done with no surprises. I fully recommend Tara.
Nov 12, 2019

michael heede recommends Heather Hunter


After 30 years of selling homes in the Sacramento Valley no one has been able to get the LOAN DOCUMENTS to title as fast as Heather. Great team work and tons of integrity. Call me if you have any questions about her expertise. Michael Heede RE/MAX 916 717 8709. :-)
Nov 6, 2019

Gretchen Fuller recommends Individual Users 1

Claims Representative

Tara and her team were awesome in helping me with refinancing my home. The team was very prompt in addressing any questions I had. The process was seamless and fast. If you are looking for a professional and friendly company I highly recommend Tara and her team. Thank you all!
Oct 21, 2019

Lorisa Sherwood recommends Heather Hunter


Heather has been consistently Top Notch in every transaction I’ve had with her over the last 10+ years. She is always available to answer my calls & field questions even if it’s not her file. She handles the most difficult deals with ease and finesse and creates a positive experience for my clients. This IS how the home buying process is supposed to be. I only use the best when it comes to my clients and Heather is The Best!!
Oct 1, 2019

Leah Duckworth recommends Ross Rushton


Ross was very positive and professional throughout the entire process. He has great communication skills and gets the job done.
Sep 30, 2019

Cameron Nutter recommends Ross Rushton

Having Ross do your loan would be like winning the lottery... 7 times. This guy is a true master of his art. The Harry Potter of the mortgage industry. If President Trump was to re-finance the White House this would be the guy he called. I can’t say enough about how pleased I’m with the work this guy put in getting me a loan/ house when I wasn’t in the best financial shape. Like a said he’s basically a wizard, only better! Ross, This review honestly doesn’t say enough but that’s only because words to explain your efforts are so great they haven’t been invented yet. Thank you so much for everything you did. I truly appreciate your hard work!
Sep 17, 2019

Becky Edd recommends Heather Hunter


It was a joy working with Heather on this file. I was the listing agent and Heather kept me informed the entire time. I look forward to working with Heather again.
Sep 11, 2019

Jen Colburn recommends Sean Krause


Sean is an excellent communicator. Never for a moment did our client misunderstand the loan process and what next steps would be. Because Sean was so efficient, we were able to remove our contingencies on-time and actually close ahead of schedule.
Aug 28, 2019

Rocio Ocampo recommends Big Valley Mortgage - Sacramento

Thanks Rick for the great service you gave us. We are very thankful for trusting us. We are very satisfied with you service, we highly recommend you with family and friends. Thanks for making us the process very fast and easy, we did a great team.
Aug 19, 2019

David Mansch recommends Alex Guzman


Working with Alex is so amazing. He goes above and beyond to take care of clients. He connects with his clients and gives each of them his full attention. He responds to all questions in a timely manner, and I never need to guess where his clients stand in the lending process. Alex is conscientious and is one of the hardest working lenders in the business.
Aug 2, 2019

Lynda Larsen recommends Justin Ingolia

Managing Partner Fast Track Realty

I have done several transactions with Justin and he is wonderful to work with. He is great in the communication department and is very professional with the clients too. I highly recommend working with him!
Jul 21, 2019

Joshua Hoover recommends Big Valley Mortgage - Sacramento

Rick did a fantastic job from beginning to end. He made the process simple and understandable. Most importantly, he always communicated our options with us and helped us make a financially responsible purchase. Rick will go above and beyond to help your family buy their dream home, I highly recommend him!
Jul 11, 2019

A. Neal Bailey recommends Heather Hunter

Realtor Associate

When you need a mortgage, go for the best in the business...Heather Hunter. No BS.
Jun 29, 2019

Justin Cecil recommends Big Valley Mortgage - Sacramento

Rick is very professional and was extremely helpful and accommodating. I absolutely recommend Rick to my friends and family.
Jun 14, 2019

Marland Johnson recommends Big Valley Mortgage - Sacramento


Rick was very helpful in our loan. Provided the assistance needed and guided us through the process. Definitely recommend him. Thanks again Rick.


Our Team