At Evergreen Home Loans, our people are passionate about making home loans. We know it's one of the most important and satisfying investments you can make. And we know that it takes a lot to get there. So we focus on keeping our promises one customer at a time.
Your home is your castle, your universe, your sanctuary, and the place where memories are made. It's important you feel as comfortable about your home as the lender you ultimately select for your home financing. With more than 25 years in the business, an A-rating by the Better Business Bureau, and people who LOVE working with customers, we hope you choose us as the lender you can trust and learn to LOVE us back as well.
Robert Moore
recommends
Evergreen Home Loans Oroville
Purveyor of awesomeness
Sep 4, 2019
Pamela was such a wonderful person to work with in getting my home loan. Friendly and professional. I highly recommend her to anyone looking for a home to buy
MC
Michelle Christine Allen
recommends
Evergreen Home Loans Oroville
Financial Counselor
Aug 30, 2019
Pam was so wonderful to work with. She understood the urgency in which we needed to get into our new home and would take my calls whenever & wherever she was. She went the extra mile to get us the best financing by researching all the different resources available. I was in my new home within 30 days. AMAZING !!!
Vichian xiong
recommends
Evergreen Home Loans Oroville
Drop/Count Team Lead Supervisor
May 4, 2019
Pam Horn was amazing in helping me with my first home buying experience, she was able to look at my situation and recommend the best loan that will meet my needs and fulfill my dream of owning a home. She was always very prompt in answering my questions when there was part of the loan process I didn’t understand even on her days off or when she’s on vacation. She was very fast in gettin all my paperwork to the underwriter so we could get the loan process done and close on my house as soon as possible. I am very pleased with my first time home buying experience with Pam, I would definitely recommend her and I will be referring her to my friends and family that are looking to buy their own home. Thank you Pam for everything you’ve done to get me and my family into our dream home.
LW
Linda W Bayne
recommends
Evergreen Home Loans Oroville
Apr 29, 2019
Pamela Horn was extremely helpful in getting our home loan approved so fast. She told us, (my Dad and me), exactly what we needed and where to get it. We wouldn't have been ready with all the information needed without Pam's help.
Thank you,
Linda
Thank you,
Linda
Christina & Jason Safley
recommend
Evergreen Home Loans Oroville
Sr. Customer Advocate, ThirdLove & CNC Machinist, RCBS
Apr 23, 2019
It was a pleasure working with Pam to purchase our new ( and first!) home.
From the first time we went into see what we qualified for, to the final closing signatures, she kept us informed, relaxed and was always honest!
Halfway through our escrow process, my dad passed away and I had to leave the state. Pam helped me find ways to continue the process from a far and was so empathetic to the circumstances. She cared.
It’s always wonderful to find someone that eases your concerns, stays honest and true and just really cares about their clients...well, that’s Pam.
Check her out and give her a call!
From the first time we went into see what we qualified for, to the final closing signatures, she kept us informed, relaxed and was always honest!
Halfway through our escrow process, my dad passed away and I had to leave the state. Pam helped me find ways to continue the process from a far and was so empathetic to the circumstances. She cared.
It’s always wonderful to find someone that eases your concerns, stays honest and true and just really cares about their clients...well, that’s Pam.
Check her out and give her a call!
BH
Buddy Hobbs
recommends
Evergreen Home Loans Oroville
Home owner
Apr 22, 2019
I’ve worked with Pam on 2 occasions now and each time has been great! She handles all aspects of it and let’s me know when she needs something and also informs me of the processes. I have referred a few friends now who I know will be happy in the end!!
RC
Rebekah Crook
recommends
Evergreen Home Loans Oroville
Apr 8, 2019
Pam Horn is the best! She is so knowledgeable and walked me through every step of my loan process. She was always available to answer any of my questions via phone, email or even text. Superb customer service! She truly has a heart for helping people and I could not recommend her enough!
AN
Alissa Nutt
recommends
Evergreen Home Loans Oroville
Speech Therapist
Feb 12, 2019
Pam did a great job and worked quickly with our realtor to get us into a new home after the Camp Fire. She sent forms electronically and e-mailed back and forth to make sure things were done. Very efficient!!
JE
James E Munn
recommends
Evergreen Home Loans Oroville
Retired Engineer (U.S. Forest Service) 41 yrs. of service.
Jan 22, 2019
As soon I was greeted with a smile and a very friendly atmosphere. Pam went the extra mile to help me. Pam has so much knowledge, and was very helpful, answer all my question in a timely matter. I wouldn't hesitate to recommend Evergreen and Pamela Horn, she is a very excellent professional person.
Thanks Jim.
Thanks Jim.
ZB
Zachary Byrd
recommends
Evergreen Home Loans Oroville
Salesperson
Jan 3, 2019
Pam has been absolutely great in helping me get into a new home, actually 2 homes so far. I like many others lost my home in the Camp Fire in Paradise. Pam was on it, and helped me find a new place to call home. Thanks Pam. I would recommend her to anyone.
AM
Alicia Mann
recommends
Evergreen Home Loans Oroville
HR Coordinator - Lundberg Family Farms
Dec 31, 2018
Working with Pamela was a wonderful experience. She was kind, considerate, patient, and very responsive. She was thorough in her answers to my very frequent questions and she never made me feel like I was a nuisance to her. A truly wonderful professional to work with during such a stressful process. Thank you, Pamela, I am very grateful to you.
CC
Carlettea cook
recommends
Evergreen Home Loans Oroville
Client
Dec 31, 2018
Pam has been working with me for over two months I had a few problems with paperwork I had put a hold on my loan for a month and Pam worked with me she is a very efficient loan officer I would Recommend her to anyone thank you Pam
SW
Shelby Watts
recommends
Evergreen Home Loans Oroville
Oct 30, 2018
Pam did a great job on keeping me updated throughout the process of my home loan, making the experience extremely enjoyable. She handled all of my "rookie" questions with grace and was always available when needed. Very friendly and reliable!
MK
Mary K Bryant
recommends
Evergreen Home Loans Oroville
Oct 8, 2018
Pam did a great job helping me get into my home in Oroville.
LC
Laurie Currier
recommends
Evergreen Home Loans Oroville
Wife
Sep 9, 2018
Pam was absolutely magnificent in her customer service, her time, her patience and knowledge. I want to tell all my friends to ask her for help with their mortgage needs. Highly professional.
Jolene Kay Willians
recommends
Evergreen Home Loans Oroville
Fashion Desiger
Sep 7, 2018
Tamara is a very positive uplifting person whom came into my life and efficiently walked me through the process of one of my life goals as becoming a single first time home owner..
I felt very confident and knew to could trust her from the beginning. Very trustworthy person. I would like to say I very much appreciate you and kindness
I felt very confident and knew to could trust her from the beginning. Very trustworthy person. I would like to say I very much appreciate you and kindness
Tiffany Runge
recommends
Evergreen Home Loans Oroville
New Homeowner
Sep 7, 2018
Pam did an excellent job keeping me informed and did everything possible to make it a comfortable process. She is friendly and very reliable.
RB
Rob Barth
recommends
Evergreen Home Loans Oroville
Sep 6, 2018
Pam is such a great loan officer. I have known her for many years and she has always been reliable, personable, and professional. I appreciate her personal care in our recent loan. She made sure everything was as it was supposed to be and kept us “in the loop” the whole time. One thing I value is when someone keeps their word, and Pam is that kind of a person. When she says she is going to do something, she makes sure it gets done. I would recommend Pam to any of my friends and family. Thank you Pam!
GL
Gretchen L. Keary
recommends
Evergreen Home Loans Oroville
Happily retired
Aug 3, 2018
Met with Tamara to get pre approved for a home loan. She asked all the right questions and we got pre approved within minutes! We were able to go back to our RE agent to make an offer on the house we wanted the same day. Tamara is very professional and knowledgeable. Her requests for additional information were very timely and she made the process of getting a home loan easy and stress free for us. Because of Tamara, we got the home we wanted!!!!!
RU
Ryann Urquhart
recommends
Evergreen Home Loans Oroville
New home owner
Jul 13, 2018
Pamela Horn was the best. She was there for me every step of the way when it came to the first time home owner program. From step one, filling out the application all the way to the end. Any question I had, she was there to answer, even when she was at home she would take time to help. I highly recommend Pam Horn. She's the best!
RM
Ricky MacDonald
recommends
Evergreen Home Loans Oroville
Retired Commercial Diver
Jul 9, 2018
Tamara did an exceptional job with the closing on my dad's house. She is very professional, highly organized, and from start to finish, It was a very smooth process. I also appreciated that Tamara took the time to explain everything to me during the loan process. Overall, I was greatly pleased with her performance, and I would highly recommend her services to anyone.
Lauralyn A. Lambert
recommends
Evergreen Home Loans Oroville
REALTOR
Jul 6, 2018
This was the shortest escrow yet!! Opened 6-5-18 & closed 6-29-18!!! There were updates all along the way, with all parties, Buyer, Agent & Title getting needed info, when due... I have worked with Tamara since I earned my license.... 2004, when she wore another hat, in the Escrow & Title industry..... She brings all that experience & understanding of, as we know, in this business.... anything can happen!! Poise , honesty & humor, & her get it done attitude, make working with Tamara a pleasure!! Smiles, Lauralyn A. Lambert, REALTOR/Artist
BL
Betty Long
recommends
Evergreen Home Loans Oroville
Buyer
Jul 4, 2018
From the first moment I met Tamara I knew she would help me. She was straight forward , clear and concise in explaining my financial situation. As we went through the escrow process she was in contact. Then I was told we would close July 16. Well Tamara did better! We closed June 29. I have already recommended Tamara to coworkers. I am so grateful to have her to work with. She is an awesome person. Great experience.
KD
Kenneth D Colwell
recommends
Evergreen Home Loans Oroville
Jul 3, 2018
Pam was an amazing loan officer that helped my wife and I make our home purchase. Pam went out of her way to ensure that we not only got the best deal around but also took the time needed to ensure the financing process was simple and very easy.
She was recommended to me from a friend and now has serviced 2 loans for my family and many for my friends.
I would highly recommend Pam Horn as a loan officer if you are considering a purchase.
She was recommended to me from a friend and now has serviced 2 loans for my family and many for my friends.
I would highly recommend Pam Horn as a loan officer if you are considering a purchase.
KH
Kory Haymond
recommends
Evergreen Home Loans Oroville
Jun 28, 2018
Pam did a great job setting us up with a home loan for our expanding family. She was very fast and professional and I would recommend her to all my friends. Thanks again pam! We look forward to working with you again in the future.
