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Guarantee Mortgage Townsend

We have helped Bay Area families finance their home, with over $2 billion in loans annually, and we can help you.

Offering a wide range of products and services, Guarantee Mortgage is well prepared to meet every real estate lending need.

We have 22 years under our belt providing world-class client service. Our top priority is to make sure you are presented with all available loan options, so that you can make an informed decision, that’s right for your financial situation.

http://www.guaranteemortgage.com

Guarantee Mortgage NMLS #1850 and CAL-BRE License #01215943

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Recommendations (1768)

8 hours ago

Dennis O. recommends Vince Breen

Vince, Esther and Scarlet are the dream team! No one is better - we are very grateful!
Yesterday

James T. recommends Joel Marks

Joel Marks was so knowledgeable and helpful throughout the entire home buying process. I could not have asked for a better person to support me through this
May 7, 2024

Paige Brown recommends Cecelia Tyeskey

Program Director

Boy - home buying is complex and stressful, Cecelia walked me through each part and explained [and re-explained] what was happening and why. This is my third time working with Cecelia and would do so a fourth.
May 6, 2024

Thomas O. recommends Kathy Derangi

Very responsive, collaborative and friendly. Our realtor specifically pointed out how much he loved working with Kathy
Mar 19, 2024

Johnny Shi recommends Kathy Derangi

Kathy really carried me through the loan process as a first time home buyer and worked seamlessly with my realtor. All in all, things were easy and painless. She was always very responsive, checked in often and always answered the phone when I called. This was a great experience and I would recommend her!
Mar 9, 2024

Adele & Scott McCall recommend Kathy Derangi

Kathy Derangi deserves all five stars and more! She helped us with a long distance
mortgage and was innovative, helpful, on top of the myriad of details that San Francisco and California require, participated in joint phone calls when insurance agent got balky, walked us through many a detail to make sure we understood, and, in short, she was GREAT to work with! We cannot imagine anyone being able to do a better job.
Feb 29, 2024

Jim F. recommends Larry Horowitz

Larry negotiated a tricky second mortgage on a rental property while I was out of the country for most of the transaction. Always willing to go the extra mile, Larry receives my unqualified recommendation,
Feb 27, 2024

Rosalie L recommends Vince Breen

I recently had the pleasure of working with Vince Breen from Guarantee Mortgage to secure a mortgage for my dream home, and I couldn't be more impressed with his professionalism, expertise, and dedication to helping me achieve my goal.

From our initial consultation to the closing of the deal, Vince Breen went above and beyond to ensure that every aspect of the mortgage process was smooth and efficient. He took the time to understand my financial situation and goals, offering personalized advice and guidance every step of the way.

One of the things that stood out to me most was Vince Breen's responsiveness and accessibility. Whenever I had questions or concerns, he was always just a phone call or email away, ready to provide clarification and support.

Not only did Vince Breen help me secure a competitive mortgage rate, but he also navigated the complexities of the loan application process with ease, making the entire experience stress-free and seamless.

Thanks to Vince Breen's expertise and dedication, I am now the proud owner of a beautiful home that I thought was out of reach. I wholeheartedly recommend him to anyone in need of mortgage services. If you're looking for a mortgage loan officer who truly cares about your financial well-being and goes the extra mile to help you achieve your homeownership dreams, look no further than Vince Breen. He's simply the best in the business!

I'll definitely be recommending Vince Breen to all my friends and family for their future mortgage needs. Thank you, Vince Breen, for your outstanding service and support!
Feb 23, 2024

Chelsea Donlin recommends Cecelia Tyeskey

Cecelia was great to work with for our first home purchase. She educated us on the process and guided us through the details/considerations for us to think through. Once we were ready to make an offer she pushed everything through quickly to make our offer competitive and worked with our realtor to seal the deal. I am so thankful for Cecelia's help!
Feb 23, 2024

Matt Books recommends Cecelia Tyeskey

Cecelia was an incredible asset for us during the purchase of our first home. She not only made sure that everything ran smoothly on a very tight timeline, but helped us to be prepared and understand everything that we weren’t familiar with.
Feb 20, 2024

Philip Oxford recommends Orlando Diaz

Orlando and his team were truly amazing to work with. During my first home purchase I had my original loan fall through and was recommended to work with Orlando and he was able to work out a true miracle in a very short time window and allowed me to hit my closing date with no delays! He was always open to any and all questions and worked tirelessly even though he was about to head out on vacation. I cannot thank him and his team enough for the tremendous amount of amazing work they have done for me. I highly recommend working with them.
Feb 20, 2024

Jonathan Spaulding recommends Jill James

Thumbs up!
Feb 14, 2024

Susan H. recommends Kevin Casey

I don't even know where to begin! Kevin was amazing. Our situation was really tricky and as we kept saying, it had a lot of moving parts. Kevin helped me and my mom buy the house we envisioned, in the place we wanted to be. He was responsive, helpful, informative, patient and really came through with flying colors. We can absolutely recommend Kevin to help you achieve your home ownership dreams!
Feb 10, 2024

Pierre Erasmus recommends Pov Oum

Director

It was amazing working with Pov. She made the loan process go seamless.
Feb 7, 2024

Mahmoud T. recommends James W. Argo

Jim Argo was very helpful for me .By his effort I bought my dream condo before selling my old one I do appreciate his effort I will work with him in future on other economic projects Of course I will recommend him to my friends.
Feb 2, 2024

Amalia M. recommends Aisling Ferguson

We have been trying to figure out how to buy the home we were renting for a long time. Aisling had many conversations with us before things actually got going--helping us figure out a path forward. We were first time buyers and chose to work with a lawyer instead of a realtor--Aisling held our hands the whole way. She was fast, clear, and cooperative with all the randos we dragged into the deal along the way. We are so grateful for her.
Jan 24, 2024

William K. recommends Jomar Drake

What could Jomar have done differently to give me a better experience - absolutely nothing. Mr. Drake is as good as they get. I'D NEVER USE ANOTHER
Jan 16, 2024

Sherin L. recommends Joel Marks

Joel went above and beyond to make sure that we could secure our loan, we had a unique case which required expertise in all different loan types. He also has a great source of knowledge and contacts in the industry that is invaluable. I would highly recommend Joel to anyone!
Jan 15, 2024

Jorge solorzano recommends Orlando Diaz

Retired/business owner

I cannot thank Orlando enough. He has been my broker for many years and he has done multiple business transactions for me. No wonder he works for a place “ Guarantee Mortgage”. To those who read this, please feel free of the zero pressure doing a loan. On a personal level, I don’t know too much about on line things. I’m used to the old days, where it’s all face to face and sign documents. Orlando went out of his way as usual to help me do things on line and he guided me.
Extremely great broker and you should use him.
Orlando you are the best!!!!!!!!
Jorge solorzano
Jan 8, 2024

Gary H. recommends KC Murphy

KC is professional, thorough and prompt. 10/10
Jan 3, 2024

Patrick Dawson recommends James W. Argo

Director of Production

I have worked with many people in the loan industry over the years, and I can say without a doubt, Jim is the best I have had the pleasure to get to know. Among many qualities; one of his best is his humbleness. he will spend as much time as needed to explain complex loan process, and details, in a way that everyone can understand. He is as much a coach, teacher and financial advisor as a lending professional. I found his ability to insert humor, and humanism into every interaction a key to keeping us calm in what would otherwise be a very difficult, stressful process. He kept the loan moving, kept us constantly informed, and the financial wheels rolling. We never had to chase him down and ask for answers. Along with our realtor, James was the reason we were able to buy this house, and as good an advocate for us as anyone could ask for.
Dec 21, 2023

Taren P. recommends Joel Marks

Joel has been my mortgage broker for 10 years. He’s AMAZING!! Best of the best at what he does. Recommend him 200%
Dec 19, 2023

George W. recommends Eric Fairfax

Eric was great. He explained every step of the process. Was very comforting through a stressful process. He successfully pushed for the expedition of the loan within a short time frame.
Nov 28, 2023

Kris P. recommends Aisling Ferguson

We are first time buyers and we got connected to Aisling through a mutual friend. We had the best experience ever, she does beyond and more. Answered all our questions and got us the best deal. We highly recommend her and have so much gratitude for everything she has done. Thank you so much!
Nov 11, 2023

Roshelle Nand recommends Eric Fairfax

Eric is amazing. Before purchasing our house in 2023, he worked on a few scenarios for us throughout the years to help us determine where and when was the right time to buy. We stayed in contact and when I found the house I wanted to purchase, I contacted Eric right away. He was so patient in answering questions on the loan process and was very knowledgeable. I learned so much from Eric during this transaction.

If you’re interested in purchasing, I recommend Eric. He can find you the best rate and a loan that fits your needs. He also gives great advice and has your best interest in mind. I trust him 100% and will definitely use him again.

Our Team

  • Aisling Ferguson

    Loan Consultant - San Francisco, Townsend Office
    NMLS #280915 / 1850 - CA BRE #01225420 / 01215943

  • Orlando Diaz

    Sr. Loan Advisor - San Francisco, Townsend Office
    NMLS #238849 / 1850 - CA BRE #01475255 / 01215943

  • Kathy Derangi

    Loan Consultant - San Francisco, Townsend Office
    NMLS #1151839 / 1850

  • James W. Argo

    Senior Loan Officer - San Francisco, Townsend Office
    NMLS #257031 / 1850 - CA DRE #00869591 / 01215943

  • Larry Horowitz

    Loan Consultant - San Francisco, Townsend Office
    NMLS #239001 / 1850 - CA BRE #01003870 / 01215943

  • Vince Breen

    Vice President - San Francisco, Townsend Office
    NMLS #238661 / 1850 - CA BRE #00923758 / 01215943

  • Ken Dean

    Loan Consultant - San Francisco, Townsend Office
    NMLS #237940 / 1850 - CA BRE #0902556 / 01215943

  • Eric Fairfax

    Branch Manager / Sr. Loan Consultant - Townsend Office S.F.
    NMLS #57748 / 1850 - CA BRE #01135991 / 01215943

  • Kara Fiore

    Loan Consultant - San Francisco, Townsend Office
    NMLS #241552 / 1850 - CA BRE #00977921 / 01215943

  • Pov Oum

    Loan Officer - San Francisco, Townsend Office
    NMLS # 1226687 / 1850 - APMC CA BRE #01215943

  • Christopher Baker

    Sr. Commercial & Residential Loan Officer - Townsend Office
    NMLS #294586 / 1850 - CA BRE #01117785 / 01215943

  • Robin Patronik

    Senior Loan Officer - San Francisco, Townsend Office
    NMLS #241087 / 1850 - CA BRE #01347330 / 01215943

  • Marilee Breslin

    Sr. Loan Consultant - Townsend Office S.F.
    NMLS #238468 / 1850 - CA BRE #00688844 / 01215943

  • Joel Marks

    Loan Advisor - San Francisco, Townsend Office
    NMLS: #216888/1850

  • Kevin Casey

    Loan Consultant - San Francisco, Townsend Office
    NMLS #238192 / 1850 - CA BRE #01178612 / 01215943

  • Cecelia Tyeskey

    Reverse Mortgage Specialist - San Francisco, Townsend Office
    NMLS #239861 / 1850 - CA BRE #01212004 / 01215943

  • Ron Fiore

    Vice President - San Francisco, Townsend Office
    NMLS #57752 / 1850 - CA BRE #01142223 / 01215943

  • Rich Polonsky

    Mortgage Loan Consultant - Townsend Office S.F.
    NMLS #237277 / 1850 - CA BRE #00496899 / 01215943

  • Scarlet Kim

    Mortgage Specialist - San Francisco, Townsend Office
    NMLS #240991 / 1850 - CA BRE #01267469 / 01215943

  • KC Murphy

    Sr. Loan Consultant - San Francisco, Townsend Office
    NMLS #255492 / 1850 - CA BRE #1007053 / 01215943

  • Richard Chalifour

    Residential & Commercial Loan Consultant - Townsend Office
    NMLS #349170 / 1850 - CA BRE #00915461 / 01215943

  • Ming Leong

    Loan Consultant - San Francisco, Townsend Office
    NMLS # 252471 / 1850 - CA BRE #01369831 / 01215943

  • Jomar Drake

    Sr. Loan Officer - San Francisco, Townsend Office
    NMLS #527397/1850 - CA BRE 01215943

  • Alma Portillo

    Loan Advisor - San Francisco, Townsend Office
    NMLS #280540 / 1850 - CA BRE #01444581 / 01215943

  • Jihad "Jay" Totah

    Loan Advisor - Burlingame Office
    NMLS #298898 / 1850 - CA BRE #01170254 / 01215943

  • Sahar Milani

    Mortgage Consultant - San Francisco, Townsend Office
    NMLS #: 1521039/1850

  • Risa J. Meyer

    Mortgage Specialist - San Francisco, Townsend Office
    NMLS #332214 / 1850 - CA BRE #01126851 / 01215943

  • Katie Perez

    Loan Officer - San Francisco, Townsend Office
    NMLS #633672/1850 - CA DRE #01215943

  • Sheila Wood

    Manager/Loan Consultant - San Francisco, Townsend Office
    NMLS #253742 / 1850 - CA BRE #00824166 / 01215943

  • Jill James

    Sr. Loan Officer
    NMLS #1577264 / 1850 - CA DRE #01215943

  • Mark Wiener

    Loan Officer - San Francisco, Townsend Office
    NMLS # 246293 / 1850 - APMC CA BRE #01215943

  • Amy Lai

    Loan Consultant - San Francisco, Townsend Office
    NMLS #341535 / 1850 - CA BRE #01795977 / 01215943

  • Marisa Ongbhaibulya

    Senior Loan Officer - San Francisco, Townsend Office
    NMLS #278114

  • Bob Siefert

    Senior Vice President - San Francisco, Townsend Office
    NMLS #55105 / 1850 - CA BRE #00921214 / 01215943

  • Karen Toms Brown

    Mortgage Advisor - San Francisco, Townsend Office
    NMLS #287920/1850 - CA BRE #01102590/01215943

  • Victoria Bahnasy

    Sr. Loan Consultant - San Francisco, Townsend Office
    NMLS #248727 / 1850 - CA BRE #00549512 / 01215943