Guarantee Mortgage Townsend

We have helped Bay Area families finance their home, with over $2 billion in loans annually, and we can help you.

Offering a wide range of products and services, Guarantee Mortgage is well prepared to meet every real estate lending need.

We have 22 years under our belt providing world-class client service. Our top priority is to make sure you are presented with all available loan options, so that you can make an informed decision, that’s right for your financial situation.

http://www.guaranteemortgage.com

Guarantee Mortgage NMLS #1850 and CAL-BRE License #01215943

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Recommendations (275)

Sep 10, 2019

Roger & Erin Moore recommend John Joyce

John and Asa made each step of the process so easy! It was such a pleasure to work with them and we really appreciated how they took the time to answer all our questions. We would recommend them to anyone who is looking for a great loan consultant!
Sep 5, 2019

Celia Velasquez recommends Eric Fairfax

Celia Velasquez

I was in the market of refinancing, and Eric was a reference from one of my best friends whose family has known and worked with Eric for years. So being that she was recommending him? I knew I was in good hands. This was my first time refinancing, and I was very nervous about going through the whole process. From the very beginning, Eric was extremely informative of what the process entailed, and made sure to explain every little detail and step throughout the way. It didn’t matter the time of day... if I had a question about something? Eric was always available. Nothing is more comforting than knowing one can ask a question and request help in understanding the process while being treated with respect. Eric made sure to always explain every detail and process with patience and never in a rush. Every step, he guided me and made sure I truly understood what I was doing and what the expectation was. His communication is key, and Eric made sure to always communicate and keep me in the loop throughout. This made me trust him and felt in good hands throughout. I can not be thankful enough for his work.
Sep 5, 2019

Helene Dellanini recommends Eric Fairfax

Eric made the process painless. I have counted on his experience to handle
several loans for me. He is the consummate professional
Sep 5, 2019

Celia Velasquez recommends Eric Fairfax

Celia Velasquez

I was in the market of refinancing, and Eric was a reference from one of my best friends whose family has known and worked with Eric for years. So being that she was recommending him? I knew I was in good hands. This was my first time refinancing, and I was very nervous about going through the whole process. From the very beginning, Eric was extremely informative of what the process entailed, and made sure to explain every little detail and step throughout the way. It didn’t matter the time of day... if I had a question about something? Eric was always available. Nothing is more comforting than knowing one can ask a question and request help in understanding the process while being treated with respect. Eric made sure to always explain every detail and process with patience and never in a rush. Every step, he guided me and made sure I truly understood what I was doing and what the expectation was. His communication is key, and Eric made sure to always communicate and keep me in the loop throughout. This made me trust him and felt in good hands throughout. I can not be thankful enough for his work.
Sep 1, 2019

jim Fazio recommends John Joyce

homeowner

John and Asa made everything so simple and easy. Process went so smooth and communication was fast and efficient. Highly recommend this team.
Aug 30, 2019

Lori prinvale recommends Sherri Collins

Sheri is wonderful to work with. She is knowledgeable, efficient, personable and expedient. We would highly recommend Sheri to anyone. It was a pleasure to work with her.
Aug 28, 2019

Abby Green recommends Marilee Breslin

I have worked with Marilee for years and continue to do so because I trust her. Her advice and knowledge is solid and she has always been able to secure the best rates for me. She makes the process manageable which is tough to do with the amount of paperwork it takes to refinance...
Aug 28, 2019

Lindsay Nieri recommends John Joyce

Home Owners

My husband and I recently closed on a 2nd home. John and Asa made it all possible. They were advocates for us; moving things along, crossing the T's and dotting the I's. We are very grateful for their professionalism, responsiveness and overall excellent customer service. They made lifelong clients out of us!
Lindsay & Mike Nieri
Aug 27, 2019

Sean Lawrence recommends Marilee Breslin

Strategic account director

My wife and I have worked with Marilee for a number of years and she is as good as it gets. We appreciate her attention to details as well as her knowledge in the industry.
Aug 14, 2019

Suzy P recommends John Joyce

John and Asa are a great team, taking time to explain everything and their response time was always very quick which was really appreciated.
Aug 13, 2019

Kevin Rooney recommends Marilee Breslin

Attorney

Marilee is simply the best. She works diligently to obtain the best possible rates and is incredibly responsive. I wouldn’t even consider another broker.
Aug 13, 2019

Martin Joyce recommends John Joyce

Teacher

John and Asa were thorough and communicated effectively by phone and email. Thanks for the refinance services!
Aug 13, 2019

Tony Egan recommends John Joyce

home owner

John, as always was very professional , very polite and very creative. We had two re-fi's that we just finished and one of them was a real challenge , which John handled perfectly
Aug 11, 2019

Nyla Murphy recommends John Joyce

John and Asa were highly responsive, knowledgeable, and efficient. They kept us in the loop throughout the entire process and we always felt we were in the best of hands. Highly recommend!
Aug 11, 2019

Willy Chang recommends Eric Fairfax

Very creation mortgage company.
Aug 9, 2019

Perla Schmidt recommends Sherri Collins

Retired

Sherri was great as the first time.! I highly recommend her .
Jul 22, 2019

Nancy recommends Rich Polonsky

Such a pleasure. I was guided through each step. Communication was superb! A gentleman and a delight.
Jul 22, 2019

Jennifer recommends Sahar Milani

Sahar Milani was a pleasure to work with. She went above and beyond and worked with us to resolve a few unforeseen financial matters that came to light during our loan process while purchasing our second home. With our existing property, she was able to refer us to the exact financial institution geared specific to HELOC and purchasing a second home. She is available to answer any question and was amazing to work with, I was never worried!
Jul 9, 2019

Nicholas recommends Rich Polonsky

Rich Polonsky was amazing throughout the entire process. Before the formal process of getting approved for the loan started, Rich explained every step and fee/cost to us so we would be as comfortable as possible. When it came time to get approved, there were no surprises because he did such a great job explaining everything to us and making sure we were prepared. There was never a time we felt like we were bothering him. Regardless of if it was morning, day, or night he was happy to help. Buying a home is stressful and having Rich on our team mitigated much of that stress. I would never work with anyone but Rich.
Jul 1, 2019

Lisa Root recommends Sherri Collins

Medical sales

Sherri went beyond the call of duty to get me my loan. She also kept me calm when things got hairy. She is thorough and detail oriented and smart. I will only use her in the future
Jun 28, 2019

Tom recommends John Joyce

Business Manager

John an Asa are a great team and make the re-fi process easy , and relatively stress free.
Jun 26, 2019

James Daly recommends John Joyce

Asa and John fantastic team. Great job. The best.
Jun 25, 2019

Joshua recommends Ron Fiore

Ron offers an experienced perspective and can-do attitude to make sure that everything goes as smoothly as possible. It's great to have him on the team.
Jun 10, 2019

Erik Brown recommends John Joyce

Firefighter Paramedic

Thank you for excellent work with a short time frame. I'll definitely recommend John and his staff.
Jun 10, 2019

Anonymous recommends John Joyce

Great job! John did an excellent job for me on short notice. Highly recommended!

Our Team

  • John Joyce

    Mortgage Loan Consultant - Townsend Office S.F.
    NMLS #237603 / 1850 - CA BRE #01723092 / 01215943

  • Christopher Baker

    Sr. Commercial & Residential Loan Officer - Townsend Office
    NMLS #294586 / 1850 - CA BRE #01117785 / 01215943

  • Vince Breen

    Vice President - Townsend Office S.F.
    NMLS #238661 / 1850 - CA BRE #00923758 / 01215943

  • Kara Fiore

    Loan Consultant - Townsend Office S.F.
    NMLS #241552 / 1850 - CA BRE #00977921 / 01215943

  • Eric Fairfax

    Branch Manager / Sr. Loan Consultant - Townsend Office S.F.
    NMLS #57748 / 1850 - CA BRE #01135991 / 01215943

  • Ron Fiore

    Vice President - Townsend Office S.F.
    NMLS #57752 / 1850 - CA BRE #01142223 / 01215943

  • Rich Polonsky

    Mortgage Loan Consultant - Townsend Office S.F.
    NMLS #237277 / 1850 - CA BRE #00496899 / 01215943

  • Marilee Breslin

    Sr. Loan Consultant - Townsend Office S.F.
    NMLS #238468 / 1850 - CA BRE #00688844 / 01215943

  • Jihad "Jay" Totah

    Loan Advisor - Burlingame Office
    NMLS #298898 / 1850 - CA BRE #01170254 / 01215943

  • Sherri Collins

    Loan Advisor
    NMLS #: 304940/1850 | CA BRE#: 01152449/01215943

  • Richard Chalifour

    Residential & Commercial Loan Consultant - Townsend Office
    NMLS #349170 / 1850 - CA BRE #00915461 / 01215943

  • Alma Portillo

    Loan Advisor - Townsend Office S.F.
    NMLS #280540 / 1850 - CA BRE #01444581 / 01215943

  • Sahar Milani

    Mortgage Consultant - Townsend Office S.F.
    NMLS #: 1521039/1850

  • Scarlet Kim

    Mortgage Specialist - Townsend Office S.F.
    NMLS #240991 / 1850 - CA BRE #01267469 / 01215943

  • Terry Wilson

    Sr. Loan Consultant - Townsend Office S.F.
    NMLS #242333 / 1850 - CA BRE #00989772 / 01215943

  • Victoria Bahnasy

    Sr. Loan Consultant - Townsend Office S.F.
    NMLS #248727 / 1850 - CA BRE #00549512 / 01215943

  • Gregory Lopez

    Loan Consultant - Townsend Office S.F.
    NMLS #293881 / 1850 - CA BRE #01134932 / 01215943

  • Mike Collins

    Loan Advisor
    NMLS #: 315150/1850 | CA BRE #: 00164416/01215943

  • Deanna Cirimele

    Loan Advisor
    NMLS #: 304939/1850 | CA BRE #: 01152450/01215943

  • Karen Toms Brown

    Mortgage Advisor - Townsend Office S.F.
    NMLS #287920/1850 - CA BRE #01102590/01215943