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Guarantee Mortgage Townsend

We have helped Bay Area families finance their home, with over $2 billion in loans annually, and we can help you.

Offering a wide range of products and services, Guarantee Mortgage is well prepared to meet every real estate lending need.

We have 22 years under our belt providing world-class client service. Our top priority is to make sure you are presented with all available loan options, so that you can make an informed decision, that’s right for your financial situation.

http://www.guaranteemortgage.com

Guarantee Mortgage NMLS #1850 and CAL-BRE License #01215943

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Recommendations (1718)

Jun 1, 2023

Sophia C. recommends Jomar Drake

Where do I even start? Jomar is simply the best, better than all the rest! Working with Jomar was an absolute pleasure and his expertise made the entire process a breeze. Throughout my home purchase journey as a first time buyer, Jomar was there to coach me through all the steps. Jomer’s communication skills were exceptional. He was amazingly patient, kept me well-informed, and promptly addressed any questions or concerns I had. I felt supported and well taken care of throughout the entire process. Not only that, Jomar managed to wrap up the entire process in record time, something my real estate agent was very impressed by. I highly recommend his services to anyone in need of a mortgage loan broker. His expertise, professionalism, and exceptional customer service set him apart from the rest. Thank you, Jomar, for your outstanding assistance!
May 30, 2023

Daniel M. recommends Alma Portillo

We have been working with Alma for many Years, she helped us with the purchase of our first house few years ago and we were very happy with her service and excellent results. Recently, she helped us with a purchase of a new house in Sacramento. The level of service she provided is outstanding, she goes above and beyond in every step of the way, She is very knowledgeable, experienced, efficient and extremely professional. without a doubt we will continue working with Alma in the near future.
May 30, 2023

Kenneth F. recommends Vince Breen

Vince Breen was knowledgeable and actively managed the process from beginning to intend. He approached the loan application process intelligently and avoided surprises. Extremely easy to work with in a process which can be both mystifying and frustrating.
May 30, 2023

David W. recommends Kathy Derangi

As a first-time home buyer, I had a great experience working with Kathy. She was friendly and took an interest in the property I was buying, and she was always available to answer questions. She also kept an eye out for lower interest rates even after locking in my initial rate. I would definitely recommend her to anyone looking to buy a home!
May 23, 2023

Lori W. recommends Joel Marks

Working with Joel Marks was a very positive experience. He kept me informed and calm during what can be a stressful process. I couldn’t have found a better person to work with.
May 22, 2023

D McA recommends James W. Argo

5 stars all the way. James Argo is unquestionably the best in the business and a pleasure to work with.
May 18, 2023

Aviva B. recommends James W. Argo

When it proved difficult to get a loan, James Argo was able to make it work!
May 17, 2023

Anonymous recommends James W. Argo

REALTOR®

I've worked with probably hundreds of loan agents and mortgage bankers in my 20 year career and Jim is easily among the very best of them. Jim is experienced, unflappable, kind, careful with words, and above all else is extremely good at his job. He responds with lightning speed and is never too busy to focus on the immediate. This powerful cocktail of ingredients is exactly what you want from a loan agent.
May 17, 2023

K'Lynn W. recommends Orlando Diaz

Very knowledgeable, patient, and available. You made this complicated process easy to work through and went above and beyond for our family. Thank you so much!
May 16, 2023

Kyle U. recommends Kathy Derangi

Kathy is nothing short of exceptional. I had previously worked with Ken and thought anyone else could never compare to how great he is. Kathy and Ken must come from another planet because they equally work for you. It seemed like any day at any hour Kathy was available and quickly willing to help us out. We had a hiccup with the original seller and even though it was stressful, Kathy stayed positive and kept pushing on like it wasn’t a huge deal. I have told many people about Ken and Kathy.
May 8, 2023

Linda W. recommends Aisling Ferguson

Aisling was able to get us a 14 day close on our purchase of a new home. That was wonderful! Thank you!
May 8, 2023

Jeffrey W. recommends Aisling Ferguson

Communicated directly and quickly. Breeze to work with.
Apr 24, 2023

Larry A. recommends Robin Patronik

Great! Robin is an experienced professional with an excellent work ethic and interpersonal skills.
Apr 17, 2023

Judy C. recommends Orlando Diaz

As I told Orlando, he was my hero many times during my lending process. He spent as much time as I needed explaining what felt to me like a very complicated procedure of a bridge loan (because we needed to live in my old home until we moved into the new home) and a purchase loan for my new house. Also, most of my assets were in retirement accounts, which further complicated the process, especially any tax issues. While I can't say that I fully understood every little issue I was more than comfortable to go ahead with my $million+ loans because of Orlando's expertise and kind support. As I was moving into a new-built home, there were many complications that arose and Orlando handled every one with speed and accuracy. He never let the process get out of hand, even when the sales staff of the developer were slow to get back to us and often acted in a less than professional manner. He stayed calm and on-point at all times. If you are looking for a lender with great expertise and professionalism coupled with kind understanding, then Orlando is your man. Thank you Orlando for all your help and support, especially on the stressful closing day. I'm now sleeping peacefully through the night in my brand new home.
Apr 13, 2023

Matthew B. recommends Ron Fiore

Very helpful every step of the way. I look forward to working with Ron on all of my future loans.
Apr 10, 2023

Molly recommends Vince Breen

Thanks for all your help, Vince! We appreciate you and Scarlet for your assistance with this process.
Apr 6, 2023

Ofelia H. recommends Jomar Drake

Without Jomar's help I would have been so stressed out. He took the time to explain in detail the procedures and made sure I understood everything from start to finish. Jomar knew we had a deadline to fund the loan. Jomar worked his magic and closed our loan on time. I would not hesitate to recommend him to anyone seeking to Refinance their mortgage.
Mar 31, 2023

Jeannie recommends Pov Oum

Pov makes it smooth and easy.
Mar 31, 2023

Alessandro U. recommends James W. Argo

Mr. Argo is the absolute best at what he does. Thank you.
Mar 28, 2023

Soledad G. recommends Jill James

Jill, is the best. She made the impossible, possible. Her knowledge, kindness and love of her job will definitely make me use her again for my next home purchase.
Mar 28, 2023

Troy O. recommends Kathy Derangi

Kathy kept us on point with paperwork, always moving forward through the minefield of underwriters questions.
Mar 28, 2023

Maritza O. recommends Kathy Derangi

Working with Guarantee Mortgage and Kathy Derangi as our loan consult was quick and an easy experience. That's why this was our 2nd time with them.
Mar 8, 2023

Irving B. recommends Orlando Diaz

Orlando was an absolute amazing loan officer. His professionalism is unmatched. I really don’t know if I could have done it without him. Thank you Orlando. Truly appreciate you.
Mar 6, 2023

Shu-Jen Lee recommends Vince Breen

Vince is the best. Professional, Prompt, and Passionate!
Mar 5, 2023

Sam Brown recommends Orlando Diaz

Orlando was fantastic. I truly do t know if I would have been able to buy my house without him. He executed the transaction flawlessly and efficiently.

For the record. I was a mortgage loan officer for 10 years. And now when it came time for me to do a mortgage for myself personally. And I had a chance to choose my own loan officer to work with. I chose Orlando.

Thanks Orlando. Really appreciate you.

Our Team

  • Aisling Ferguson

    Loan Consultant - San Francisco, Townsend Office
    NMLS #280915 / 1850 - CA BRE #01225420 / 01215943

  • Orlando Diaz

    Sr. Loan Advisor - San Francisco, Townsend Office
    NMLS #238849 / 1850 - CA BRE #01475255 / 01215943

  • Kathy Derangi

    Loan Consultant - San Francisco, Townsend Office
    NMLS #1151839 / 1850

  • James W. Argo

    Senior Loan Officer - San Francisco, Townsend Office
    NMLS #257031 / 1850 - CA DRE #00869591 / 01215943

  • Larry Horowitz

    Loan Consultant - San Francisco, Townsend Office
    NMLS #239001 / 1850 - CA BRE #01003870 / 01215943

  • Vince Breen

    Vice President - San Francisco, Townsend Office
    NMLS #238661 / 1850 - CA BRE #00923758 / 01215943

  • Ken Dean

    Loan Consultant - San Francisco, Townsend Office
    NMLS #237940 / 1850 - CA BRE #0902556 / 01215943

  • Kara Fiore

    Loan Consultant - San Francisco, Townsend Office
    NMLS #241552 / 1850 - CA BRE #00977921 / 01215943

  • Eric Fairfax

    Branch Manager / Sr. Loan Consultant - Townsend Office S.F.
    NMLS #57748 / 1850 - CA BRE #01135991 / 01215943

  • Christopher Baker

    Sr. Commercial & Residential Loan Officer - Townsend Office
    NMLS #294586 / 1850 - CA BRE #01117785 / 01215943

  • Pov Oum

    Loan Officer - San Francisco, Townsend Office
    NMLS # 1226687 / 1850 - APMC CA BRE #01215943

  • Robin Patronik

    Senior Loan Officer - San Francisco, Townsend Office
    NMLS #241087 / 1850 - CA BRE #01347330 / 01215943

  • Marilee Breslin

    Sr. Loan Consultant - Townsend Office S.F.
    NMLS #238468 / 1850 - CA BRE #00688844 / 01215943

  • Joel Marks

    Loan Advisor - San Francisco, Townsend Office
    NMLS: #216888/1850

  • Kevin Casey

    Loan Consultant - San Francisco, Townsend Office
    NMLS #238192 / 1850 - CA BRE #01178612 / 01215943

  • Ron Fiore

    Vice President - San Francisco, Townsend Office
    NMLS #57752 / 1850 - CA BRE #01142223 / 01215943

  • Rich Polonsky

    Mortgage Loan Consultant - Townsend Office S.F.
    NMLS #237277 / 1850 - CA BRE #00496899 / 01215943

  • Cecelia Tyeskey

    Reverse Mortgage Specialist - San Francisco, Townsend Office
    NMLS #239861 / 1850 - CA BRE #01212004 / 01215943

  • Scarlet Kim

    Mortgage Specialist - San Francisco, Townsend Office
    NMLS #240991 / 1850 - CA BRE #01267469 / 01215943

  • KC Murphy

    Sr. Loan Consultant - San Francisco, Townsend Office
    NMLS #255492 / 1850 - CA BRE #1007053 / 01215943

  • Ming Leong

    Loan Consultant - San Francisco, Townsend Office
    NMLS # 252471 / 1850 - CA BRE #01369831 / 01215943

  • Richard Chalifour

    Residential & Commercial Loan Consultant - Townsend Office
    NMLS #349170 / 1850 - CA BRE #00915461 / 01215943

  • Alma Portillo

    Loan Advisor - San Francisco, Townsend Office
    NMLS #280540 / 1850 - CA BRE #01444581 / 01215943

  • Jihad "Jay" Totah

    Loan Advisor - Burlingame Office
    NMLS #298898 / 1850 - CA BRE #01170254 / 01215943

  • Sahar Milani

    Mortgage Consultant - San Francisco, Townsend Office
    NMLS #: 1521039/1850

  • Jomar Drake

    Sr. Loan Officer - San Francisco, Townsend Office
    NMLS #527397/1850 - CA BRE 01215943

  • Risa J. Meyer

    Mortgage Specialist - San Francisco, Townsend Office
    NMLS #332214 / 1850 - CA BRE #01126851 / 01215943

  • Sheila Wood

    Manager/Loan Consultant - San Francisco, Townsend Office
    NMLS #253742 / 1850 - CA BRE #00824166 / 01215943

  • Lisa Hannah

    Mortgage Broker - San Francisco, Townsend Office
    NMLS #: 2108195

  • Katie Perez

    Loan Officer - San Francisco, Townsend Office
    NMLS #633672/1850 - CA DRE #01215943

  • Bob Siefert

    Senior Vice President - San Francisco, Townsend Office
    NMLS #55105 / 1850 - CA BRE #00921214 / 01215943

  • Amy Lai

    Loan Consultant - San Francisco, Townsend Office
    NMLS #341535 / 1850 - CA BRE #01795977 / 01215943

  • Mark Wiener

    Loan Officer - San Francisco, Townsend Office
    NMLS # 246293 / 1850 - APMC CA BRE #01215943

  • Marisa Ongbhaibulya

    Senior Loan Officer - San Francisco, Townsend Office
    NMLS #278114

  • Jill James

    Sr. Loan Officer
    NMLS #1577264 / 1850 - CA DRE #01215943

  • Victoria Bahnasy

    Sr. Loan Consultant - San Francisco, Townsend Office
    NMLS #248727 / 1850 - CA BRE #00549512 / 01215943

  • Karen Toms Brown

    Mortgage Advisor - San Francisco, Townsend Office
    NMLS #287920/1850 - CA BRE #01102590/01215943