Guarantee Mortgage Townsend

We have helped Bay Area families finance their home, with over $2 billion in loans annually, and we can help you.

Offering a wide range of products and services, Guarantee Mortgage is well prepared to meet every real estate lending need.

We have 22 years under our belt providing world-class client service. Our top priority is to make sure you are presented with all available loan options, so that you can make an informed decision, that’s right for your financial situation.

http://www.guaranteemortgage.com

Guarantee Mortgage NMLS #1850 and CAL-BRE License #01215943

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Recommendations (426)

Oct 20, 2020

Jasmin M. recommends Eric Fairfax

Excellent communication, great service. Eric is very knowledgeable and we were able to accomplish what we set out to. Would recommend him and will be using him again in the future.
Oct 16, 2020

Breeda Kenneally recommends John Joyce

John and his team were fabulous. They made the whole process of a refinance so easy. Great communication from them at all times and so helpful. Even with Covid restrictions in place the whole transaction went smoothly.
Oct 16, 2020

Susan O'Driscoll recommends John Joyce

Senior Paralegal

I would highly recommend John! John was very patient with all of my questions and explained everything very respectfully and clearly. Both John and Asa are easy to work with, responded quickly, and kept us informed every step of the way.
Oct 8, 2020

Alan Lai recommends Kara Fiore

Physician

We have relied on Kara for multiple refinances in the past as well as recently. She is very proactive and accessible to answer whatever questions we had. Made the process as painless as it can be! Would highly recommend her and certainly have recommended to our friends.
Oct 7, 2020

Matthew Jarman recommends John Joyce

Landlord

John is a great communicator, very easy to talk to, always returns calls promptly and gives you the attention needed to understand the process. He has a wealth of knowledge in the industry & rates are as accurate as his initial statements. Refinanced multiple property's for me at the same time with great rates and helped me pull out cash to reinvest. A no nonsense guy who I will definitely return to in the very near future.
Oct 5, 2020

Don Dikun recommends Kara Fiore

Senior Executive Recruiter

My wife Jill and I have partnered with Kara over 20+ years including home purchases and refinancing for varied scenarios. Kara is an invaluable resource, she is very professional, detailed, reliable and she is very down to earth. I have referred Kara to friends that have spoken highly of her and I was originally referred to Kara years ago by family. You cannot go wrong working with Kara and I highly recommend her!
Sep 30, 2020

Jeanine Alexander recommends Sherri Collins

I recommend Sherri Collins wholeheartedly. This is the second refinance that she has shepherded me through and she is a truly caring professional. She was recommended to me originally by two different people whose good opinion is very hard to come by. I can see exactly why they spoke so highly of her. I would recommend her to my friends and family any day.
Sep 29, 2020

Mark Rosenthal recommends Kara Fiore

Kara has helped us several times with our mortgages. We go back to her because she gets results and is always on top of what is needed. We have referred several other people to her and only have high praise for the work she does.
Sep 29, 2020

Chris H. recommends Eric Fairfax

Consultant

We have been working with Eric Fairfax for over a decade. He's helped guide us through home purchase loans, investment property and refinancing. He is the consummate professional, possesses strong expertise in his field and will go above and beyond to get the best loan structure for us. Highly recommend Eric!
Sep 28, 2020

Dana Arak recommends Kara Fiore

Attorney

Kara is amazing to work with! I needed a HELOC during Covid and when all other brokers and banks couldn't help, Kara was able to find me a great deal and get it done really quickly. I've purchased multiple homes and refinanced many times and Kara is by far the best!
Sep 26, 2020

Maria Brady recommends Eric Fairfax

Eric has been my broker for 22 years. He is highly effective, professional and cares about his clients. I am a repeat client because I know Eric will always provide excellent service and gives 100 percent to his clients. I have referred him to many close friends over the years and will continue to do so.
Sep 23, 2020

Caitriona Supple recommends John Joyce

John and his team have helped us a couple of times and each time they have been remarkable.
Sep 22, 2020

Matt Bogyo recommends Scarlet Kim

Professor, Stanford University

Scarlet is outstanding. Great communication and speedy action on all necessary steps in the process to get a mortgage in place. I highly recommend her.
Sep 21, 2020

Chris Adoretti recommends Sahar Milani

Home Buyer - Loan serviced through Sahar

Sahar is truly amazing.

Buying a home is a joyous occasion. Thinking about taking out a loan and dealing with banks - not so much. Fortunately, we had Sahar.

When we first started looking at homes, we only really considered working directly with a big bank for our loan. But then through a recommendation, we met Sahar and were quickly won over. Not only did she get us a great rate, she was super responsive and attentive, more so than anyone else we talked to. She even gave us great, honest, advice when we were comparing competitive rates. She was there for us, right from the start, even before we chose to go with her.

We were first time home buyers, and Sahar didn’t hesitate to explain every step of the process to us. Whenever we had questions, she was there for us LIke really there for us; her response time is incredible, day or night!

When there were hiccups in the loan process, she advocated for us. When the bank said we may have to delay closing for a day or two, she got them to push it through on time.
Sahar was effective, efficient, and reliable. And she got us through the loan process with enthusiasm and excitement for our future.

Thank you again Sahar. If we ever buy a home again, we’ve got your number.
Sep 19, 2020

Heidi Paul and Darren Haggerty recommend Kara Fiore

We highly recommend Kara. Over the past 20 years we’ve worked with Kara on mortgages for both home purchases and refinancings, and have been extremely satisfied with the services received. Kara is exceptionally knowledgeable, creative, patient and very responsive- always available and happy to answer questions throughout the loan process. You can’t go wrong with Kara as your mortgage broker!
Sep 15, 2020

David Schroeder recommends Vince Breen

Vince has helped us refinance home loans for years - we just closed last week! I would recommend him highly! He is personable and detail oriented....
Sep 15, 2020

kerry camisa recommends Richard Chalifour

Development Director

Richard works very hard to get the job done. He is relentless, gives great advice and very knowledgeable. We trusted him throughout the entire process and he saved us a couple times with giving the right advice. He is also very communicative, responds almost immediately and not afraid to put pressure on other parties to get the loan moving along. He got us a great rate and an awesome house. Highly recommend.
Sep 14, 2020

Lisa Kang recommends Marilee Breslin

We’ve used Marilee for a couple home purchases & multiple refi’s over the last 24 years. She’s helped us get some really competitive loans, keeps us up to date & replies promptly to our questions & emails. This last refi was a very long process (with the pandemic & everything else) but she always kept us in the loop & kept moving the process along. Plus, we got a great rate!
Sep 13, 2020

Tom Sutton recommends Kara Fiore

Kara is extremely knowledgeable about the loan market conditions, so is capable of giving pertinent advice about the loan situation. She is calm and reassuring when frustration with the loan company gets to you and she is excellent in communicating with you, even if you are busy and hard to reach at times. Her strong knowledge, patience and ability to communicate exactly what you need to do to get the loan process completed was invaluable to me. I highly recommend Kara.
Sep 6, 2020

Michael Barden recommends John Joyce

Home qwner

I used John's services before . He and his team always handled everything in timely manner . Phone calls and e-mails we always answered promptly . Thanks for the great service Mike Barden
Sep 4, 2020

Veronica Mercado recommends Alma Portillo

Alma has been our broker for the past six years In helping us secure two home loans, refi and HELOC at different stages of owning our homes. She has always exceeded our expectations in the due diligence process, as well as being instrumental in making us feel at ease. We highly recommend her and know that you will have a great experience like we did.
Sep 2, 2020

Stacey Redman recommends Sherri Collins

HR Director

sheri and team are great to work with. I have worked with Sheri for many purchases and refi's. She is always quick to respond a d pro-active! Highly recommend Sheri!
Aug 29, 2020

Mary Beth Eadie recommends Sherri Collins

I have had the pleasure of working with Sherri for several mortgage transactions. She is always on top of the process and communicates the steps to insure the loan moves with urgency. She is always available from the beginning to the end of the loan. Just an absolute delight to work with, always brings the best loan for my circumstance.
Aug 28, 2020

Kimberly Kramer recommends Scarlet Kim

We have worked with Scarlet for many years! She is a wonderful person to work with. She makes every step easy. Not only is Scarlet sweet and helpful, she has always gotten us the best rates possible. We think she’s awesome!
Aug 26, 2020

Mary Beth Eadie recommends Sherri Collins

I have had the pleasure of working with Sherri for several mortgage transactions. She is always on top of the process and communicates the steps to insure the loan moves with urgency. She is always available from the beginning to the end of the loan. Just an absolute delight to work with, always brings the best loan for my circumstance.

Our Team

  • Christopher Baker

    Sr. Commercial & Residential Loan Officer - Townsend Office
    NMLS #294586 / 1850 - CA BRE #01117785 / 01215943

  • Victoria Bahnasy

    Sr. Loan Consultant - Townsend Office S.F.
    NMLS #248727 / 1850 - CA BRE #00549512 / 01215943

  • Kara Fiore

    Loan Consultant - Townsend Office S.F.
    NMLS #241552 / 1850 - CA BRE #00977921 / 01215943

  • Vince Breen

    Vice President - Townsend Office S.F.
    NMLS #238661 / 1850 - CA BRE #00923758 / 01215943

  • Marilee Breslin

    Sr. Loan Consultant - Townsend Office S.F.
    NMLS #238468 / 1850 - CA BRE #00688844 / 01215943

  • Richard Chalifour

    Residential & Commercial Loan Consultant - Townsend Office
    NMLS #349170 / 1850 - CA BRE #00915461 / 01215943

  • Ron Fiore

    Vice President - Townsend Office S.F.
    NMLS #57752 / 1850 - CA BRE #01142223 / 01215943

  • John Joyce

    Mortgage Loan Consultant - Townsend Office S.F.
    NMLS #237603 / 1850 - CA BRE #01723092 / 01215943

  • Scarlet Kim

    Mortgage Specialist - Townsend Office S.F.
    NMLS #240991 / 1850 - CA BRE #01267469 / 01215943

  • Rich Polonsky

    Mortgage Loan Consultant - Townsend Office S.F.
    NMLS #237277 / 1850 - CA BRE #00496899 / 01215943

  • Terry Wilson

    Sr. Loan Consultant - Townsend Office S.F.
    NMLS #242333 / 1850 - CA BRE #00989772 / 01215943

  • Eric Fairfax

    Branch Manager / Sr. Loan Consultant - Townsend Office S.F.
    NMLS #57748 / 1850 - CA BRE #01135991 / 01215943

  • Alma Portillo

    Loan Advisor - Townsend Office S.F.
    NMLS #280540 / 1850 - CA BRE #01444581 / 01215943

  • Jihad "Jay" Totah

    Loan Advisor - Burlingame Office
    NMLS #298898 / 1850 - CA BRE #01170254 / 01215943

  • Mike Collins

    Loan Advisor
    NMLS #: 315150/1850 | CA BRE #: 00164416/01215943

  • Sherri Collins

    Loan Advisor
    NMLS #: 304940/1850 | CA BRE#: 01152449/01215943

  • Deanna Cirimele

    Loan Advisor
    NMLS #: 304939/1850 | CA BRE #: 01152450/01215943

  • Sahar Milani

    Mortgage Consultant - Townsend Office S.F.
    NMLS #: 1521039/1850

  • Karen Toms Brown

    Mortgage Advisor - Townsend Office S.F.
    NMLS #287920/1850 - CA BRE #01102590/01215943

  • Sema S Tosun, NMLS #790646

    Loan Offiicer
    Licensed by the Dept. of Business Oversight under the CRMLA