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Guarantee Mortgage Townsend

We have helped Bay Area families finance their home, with over $2 billion in loans annually, and we can help you.

Offering a wide range of products and services, Guarantee Mortgage is well prepared to meet every real estate lending need.

We have 22 years under our belt providing world-class client service. Our top priority is to make sure you are presented with all available loan options, so that you can make an informed decision, thatโ€™s right for your financial situation.

http://www.guaranteemortgage.com

Guarantee Mortgage NMLS #1850 and CAL-BRE License #01215943

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Recommendations (1792)

Jul 18, 2024

Julie C. recommends Joel Marks

Joel is extremely competent, patient and helpful. He made the process of obtaining our loan run so smoothly from start to finish.
Jul 17, 2024

Paul B. recommends James W. Argo

Jim is an amazing mortgage broker. You cannot go wrong by using him.
Jul 8, 2024

Kimberly F. recommends Orlando Diaz

Orlando, was kind, thoughtful, encouraging, and quick. He made a very "big" process manageable.
Jul 5, 2024

Rebecca L. recommends Kathy Derangi

Working with Kathy over a refinance and pulling money out of my home was seamless. She had so many different ideas, looked at different companies and the best rate. I will be using Kathy in the future for all of my mortgage needs., She is fantastic, friendly explains everything clearly and responsive to emails and phone calls.
Jul 5, 2024

Krista B. recommends Jill James

Jill is top rate. The best at what she does and responsive, plus makes things easy for us lay people to understand. I couldn’t ask for a better experience, because we received the best.
Jul 5, 2024

Kevin S recommends Kara Fiore

Utmost professionalism. Efficient. Very good communication. Would go no where else.
Jul 2, 2024

John Rushworth recommends Orlando Diaz

Orlando is an absolute magician! When it comes to a non traditional asset picture, we had one. Orlando took us from start to finish line in a few short weeks with keys in hand and renters in our old house. We couldn't be happier with Orlando's service, the options he provided us with and the collaboration he had with our longtime friend and realtor at Coldwell Banker. Thanks Orlando!
Jul 2, 2024

Anna T. recommends Orlando Diaz

I generally go from reasonable to the ledge in about 2 seconds, and buying a home is soooo stressful and complicated that I was on the ledge A LOT. Orlando is so calm and encouraging and brought me back from the ledge with ease and competence every single time! He was an absolute Godsend. We couldn't have done it without him! Thank you so much, Orlando!
Jul 2, 2024

Tom Hlava recommends Jill James

Mortgage Lender-Illinois

Jill and I are part of a coaching group for lenders. One of our goals is to make the lending experience for our borrowers as seamless as possible as we navigate them through this journey.
Jill is one of the best loan consultants I have ever had the pleasure of working with, and highly recommend her for any buyers in the California area!
Jun 28, 2024

Aya D. recommends Rich Polonsky

Rich was incredibly communicative and went above and beyond to make sure my husband and I understood every step of the process. He set expectations clearly, was very responsive and we felt very comfortable and confident in our home buying process. As first time home owners, we couldn't have asked for better support.
Jun 26, 2024

Bill P. recommends Larry Horowitz

I just had another great experience getting a loan thru Larry Horowitz.

I’ve lost track of how many loans Larry has processed for me over the past 30 years. His background is in finance and accounting, but his passion is mortgage lending. I can speak to his character after 30 years of friendship, and I have never known a more honest person. That is an important quality in anyone, in any profession, but it’s especially important when dealing with large sums of money. I always know that Larry is looking out for my best interest.

Buying or refinancing a home is a very stressful event. Larry is calm and focused and very transparent. I always know what to expect before it happens. This is routine for him, but it’s not an every day event for most of us.

There are many mortgage brokers to choose from, and I’m sure most are somewhat cost competitive with Larry’s company, but I doubt they all have Larry's honesty, integrity and character. I've always been happy with the service I get thru Larry and I'm sure that you will be too.

I highly recommend Larry Horowitz and Guarantee Mortgage
Jun 26, 2024

Jeff C recommends Orlando Diaz

Attorney

It was a pleasure working with Orlando. He was very responsive throughout the process, and was able to provide clear, easy to understand answers to our questions. Highly recommend!
Jun 24, 2024

Jessy R. recommends Pov Oum

We loved how hard the whole team worked to fight for us & our dream home! Thank you for putting in so much hard work & the care for your clients! You guys truly are the greatest, especially to our lender Pov.
Jun 20, 2024

Durga Jayaraman recommends Kara Fiore

Kara came highly recommended, and she exceeded our expectations in every way. For a first time home buyer, Kara is a dream. She spent literally hours with us explaining every single thing and felt like a true partner on our journey. I will work with Kara for all my future homes!
Jun 20, 2024

Durga Jayaraman recommends Kara Fiore

Kara came highly recommended, and she exceeded our expectations in every way. For a first time home buyer, Kara is a dream. She spent literally hours with us explaining every single thing and felt like a true partner on our journey. I will work with Kara for all my future homes!
Jun 19, 2024

Jim D. recommends Vince Breen

Throughout the process Vince and his team were great to work with!!
Jun 18, 2024

LaZette recommends Eric Fairfax

Eric is the best. He listened and helped with what we wanted to do. I recommend Eric. He's the best
Jun 17, 2024

Rory R. recommends KC Murphy

KC is incredibly knowledgeable and diligent. I appreciated his assistance and his drive to get the transaction done. Couldn’t have found a better mortgage broker (not to mention he got me a great rate!).
Jun 11, 2024

Larry F. recommends James W. Argo

Jim Argo did a great job of coordinating a team of experienced professionals including realtors, insurance brokers, loan brokers and title insurance agents to get me to the finish line on time through a sea of choppy waters caused by the combination of high interest rates and the gathering storm in the residential insurance market. Well done team Argo ๐Ÿ‘๐Ÿ˜Š
Jun 7, 2024

Jose P.V. recommends Cecelia Tyeskey

She is amazing and extraordinary professional. Cecelia really help us on this long process with an excellent expertise and knowledge.
Jun 3, 2024

Jason James T. recommends Katie Perez

Katie is so knowledgeable, supportive and caring. She made the entire process so easy. Everything moved very quickly. Her team is so efficient as well. This is the smoothest process I've ever been in.
Jun 3, 2024

Daniel R. recommends James W. Argo

Outstanding service! Jim Argo handled all aspects of our home loan process with professionalism and expert advice. He worked directly with our real estate agent and even called the sellers agent to confirm our financing. I highly recommend Jim Argo and Guarantee Mortgage for all home loan or refinance needs.
May 31, 2024

Ana Martynova recommends Orlando Diaz

Orlando is like no other! My husband and I closed on our new home this week all thanks to Orlando and his exceptional skill and attention to detail. This was our family’s 3rd time working with him. He is very realistic from the start and thoroughly explains each step of the process and the reasoning behind certain decisions and recommendations. His communication with all involved parties is quick and to the point. We have only positive remarks about working with Orlando and recommend him to everyone we know who is thinking about beginning their home-buying journey.
May 25, 2024

Sara ibanez recommends Pov Oum

Happy owner

It was a positive and pleasant experience to work with you , thank you
May 21, 2024

Dennis O. recommends Vince Breen

Vince, Esther and Scarlet are the dream team! No one is better - we are very grateful!

Our Team

  • Aisling Ferguson

    Loan Consultant - San Francisco, Townsend Office
    NMLS #280915 / 1850 - CA BRE #01225420 / 01215943

  • Orlando Diaz

    Sr. Loan Advisor - San Francisco, Townsend Office
    NMLS #238849 / 1850 - CA BRE #01475255 / 01215943

  • Kathy Derangi

    Loan Consultant - San Francisco, Townsend Office
    NMLS #1151839 / 1850

  • James W. Argo

    Senior Loan Officer - San Francisco, Townsend Office
    NMLS #257031 / 1850 - CA DRE #00869591 / 01215943

  • Larry Horowitz

    Loan Consultant - San Francisco, Townsend Office
    NMLS #239001 / 1850 - CA BRE #01003870 / 01215943

  • Vince Breen

    Vice President - San Francisco, Townsend Office
    NMLS #238661 / 1850 - CA BRE #00923758 / 01215943

  • Ken Dean

    Loan Consultant - San Francisco, Townsend Office
    NMLS #237940 / 1850 - CA BRE #0902556 / 01215943

  • Kara Fiore

    Loan Consultant - San Francisco, Townsend Office
    NMLS #241552 / 1850 - CA BRE #00977921 / 01215943

  • Eric Fairfax

    Branch Manager / Sr. Loan Consultant - Townsend Office S.F.
    NMLS #57748 / 1850 - CA BRE #01135991 / 01215943

  • Pov Oum

    Loan Officer - San Francisco, Townsend Office
    NMLS # 1226687 / 1850 - APMC CA BRE #01215943

  • Christopher Baker

    Sr. Commercial & Residential Loan Officer - Townsend Office
    NMLS #294586 / 1850 - CA BRE #01117785 / 01215943

  • Robin Patronik

    Senior Loan Officer - San Francisco, Townsend Office
    NMLS #241087 / 1850 - CA BRE #01347330 / 01215943

  • Marilee Breslin

    Sr. Loan Consultant - Townsend Office S.F.
    NMLS #238468 / 1850 - CA BRE #00688844 / 01215943

  • Joel Marks

    Loan Advisor - San Francisco, Townsend Office
    NMLS: #216888/1850

  • Kevin Casey

    Loan Consultant - San Francisco, Townsend Office
    NMLS #238192 / 1850 - CA BRE #01178612 / 01215943

  • Cecelia Tyeskey

    Reverse Mortgage Specialist - San Francisco, Townsend Office
    NMLS #239861 / 1850 - CA BRE #01212004 / 01215943

  • Ron Fiore

    Vice President - San Francisco, Townsend Office
    NMLS #57752 / 1850 - CA BRE #01142223 / 01215943

  • Rich Polonsky

    Mortgage Loan Consultant - Townsend Office S.F.
    NMLS #237277 / 1850 - CA BRE #00496899 / 01215943

  • Scarlet Kim

    Mortgage Specialist - San Francisco, Townsend Office
    NMLS #240991 / 1850 - CA BRE #01267469 / 01215943

  • KC Murphy

    Sr. Loan Consultant - San Francisco, Townsend Office
    NMLS #255492 / 1850 - CA BRE #1007053 / 01215943

  • Ming Leong

    Loan Consultant - San Francisco, Townsend Office
    NMLS # 252471 / 1850 - CA BRE #01369831 / 01215943

  • Richard Chalifour

    Residential & Commercial Loan Consultant - Townsend Office
    NMLS #349170 / 1850 - CA BRE #00915461 / 01215943

  • Jomar Drake

    Sr. Loan Officer - San Francisco, Townsend Office
    NMLS #527397/1850 - CA BRE 01215943

  • Alma Portillo

    Loan Advisor - San Francisco, Townsend Office
    NMLS #280540 / 1850 - CA BRE #01444581 / 01215943

  • Jihad "Jay" Totah

    Loan Advisor - Burlingame Office
    NMLS #298898 / 1850 - CA BRE #01170254 / 01215943

  • Sahar Milani

    Mortgage Consultant - San Francisco, Townsend Office
    NMLS #: 1521039/1850

  • Risa J. Meyer

    Mortgage Specialist - San Francisco, Townsend Office
    NMLS #332214 / 1850 - CA BRE #01126851 / 01215943

  • Katie Perez

    Loan Officer - San Francisco, Townsend Office
    NMLS #633672/1850 - CA DRE #01215943

  • Sheila Wood

    Manager/Loan Consultant - San Francisco, Townsend Office
    NMLS #253742 / 1850 - CA BRE #00824166 / 01215943

  • Jill James

    Sr. Loan Officer
    NMLS #1577264 / 1850 - CA DRE #01215943

  • Mark Wiener

    Loan Officer - San Francisco, Townsend Office
    NMLS # 246293 / 1850 - APMC CA BRE #01215943

  • Marisa Ongbhaibulya

    Senior Loan Officer - San Francisco, Townsend Office
    NMLS #278114

  • Amy Lai

    Loan Consultant - San Francisco, Townsend Office
    NMLS #341535 / 1850 - CA BRE #01795977 / 01215943

  • Bob Siefert

    Senior Vice President - San Francisco, Townsend Office
    NMLS #55105 / 1850 - CA BRE #00921214 / 01215943

  • Karen Toms Brown

    Mortgage Advisor - San Francisco, Townsend Office
    NMLS #287920/1850 - CA BRE #01102590/01215943

  • Victoria Bahnasy

    Sr. Loan Consultant - San Francisco, Townsend Office
    NMLS #248727 / 1850 - CA BRE #00549512 / 01215943