Vince Breen

Vice President - Townsend Office S.F. Guarantee Mortgage NMLS #238661 / 1850 - CA BRE #00923758 / 01215943
Vince has been one of the most highly regarded mortgage brokers on the San Francisco Peninsula for the last 25 years. Vince is currently a Vice President/Branch Manager of the San Francisco Townsend Street office.

Vince is a 5th generation San Franciscan, whose family has long ties to the real estate community throughout the Bay area. Vince's extensive network of satisfied clients, realtors, and escrow officers has fueled the basis of his success over the years. Vince's knowledge and expertise combined with his team's attention to detail are imperative in today's challenging lending environment.

Equal Housing Opportunity
NMLS #238661 / 1850
CA BRE #00923758 / 01215943
Jan 9, 2022
Vince and Scarlet were very professional in all aspects, competent, targeted, easy to communicate with and great with keeping us updated throughout our entire refi process. The end result was a successful refi. Jeanne and I are very impressed with Vince, Scarlet and their great Team!
Dec 11, 2021
Director of Design Assurance Engineering
Vince and his team is super efficient and effective. He helped us to close the purchase in record time. I really appreciate his great professionalism.

Much appreciated!
Dec 2, 2021
Vince Breen is amazing. I have had the pleasant experience working with him on multiple occasions. He leaves no stone unturned and will find anything in your history that may get in the way, and correct it as well. My 35 year real estate veteran remarked, " your mortgage guy is unbelievable ". Thanks again Vince for getting me the best deal.
Dec 1, 2021
Vince and his team really go the extra mile to make sure you are not only satisfied but get the best possible results.
Would highly recommend every time!
Nov 9, 2021
Vince was fantastic! We had a complicated financial situation with self employment income and 2020 COVID related revenue issues. Vince helped us navigate the loan pre-approval/approval process and find the best financing options for our unique situation. He was super approachable and very quick with communication (email, phone, text). After going into contract, we were ahead of schedule by 1-2 weeks throughout the escrow process. I would 100% use Vince again.
Oct 12, 2021
Outstanding service! Vince and his team were on top of everything; loan was funded much quicker than expected.
Aug 23, 2021
Excellent service! The loan closed two weeks early.
Jun 14, 2021
A true professional! Loved working with Vince and his team. He helped us close our escrow to our dream home on time and smoothly. He was available anytime we contacted him. Thanks Vince!
Jun 10, 2021
Vince and his team were absolutely phenomenal. Always there and available. Partnered with us to solve a last minute surprise request from lender. Great human being also.
Feb 26, 2021
Incredibly knowledgeable, prompt and professional! Made our re-fi process go so smoothly! Would definitely recommend Vince and his Team!
Feb 5, 2021
I've worked with Vince for years refinancing when appropriate. He and Scarlet make the process incredibly easy despite lender redundancy in the information they require.
Feb 2, 2021
I've done many refi's with Vince and his team over the years. He makes the process as easy as it can be through constant communication and giving me updates when needed. Great rates, great people and just amazing service. Thanks again!
Jan 12, 2021
Vince made the entire process easy, great communication and was there for any questions I had. I appreciate all the work he puts in to make it easy for his customers. Thanks Vince. Highly recommend to all!!
Dec 29, 2020
Vince ALWAYS does a fantastic job! We have been refinancing with Vince for over a decade and he makes it so easy! Very responsive & his team is amazing as well!
That's why we keep coming back for more!
Dec 11, 2020
Vince and his team just closed three loans at once for us and again it was like hitting the easy button. Good rates and great service, and Vince taking that action to make a deal happen. Vince and his teams have been helping us for three decades and almost two dozen loans.
Nov 2, 2020
Vince & team have helped us on several refi’s over the years. Each transaction has been amazing! The team is ultra responsive and we were never left wondering what was next. No hesitation in recommending Vince - 100% satisfied!
Sep 15, 2020
Vince has helped us refinance home loans for years - we just closed last week! I would recommend him highly! He is personable and detail oriented....
Aug 14, 2020
Vince was able to secure the 4th loan in 2 years for me and as usual makes it painless. Vince and his team are just amazing.
Aug 9, 2020
Vince and his team were the best mortgage partners we could have asked for in the purchase of our first home. They were very personable, responsive, knowledgable, and helpful. All our questions were answered quickly and patiently. We got a terrific loan and always felt they would go the extra mile for us.
Aug 4, 2020
There is no better mortgage broker anywhere to our knowledge. Vince has worked with us on many first mortgages and refinances over many years, and each and every time he has been 100% focused, highly efficient, and always on top of every detail. His service orientation is unmatched, and he communicates with us constantly to ensure that we are kept up to date on the progress of our loan. I would recommend Vince Breen to anyone seeking expert advice and absolute dedication to customer satisfaction. To us, Vince is not just a mortgage broker, he has also become a good friend whom we rely on to serve our best interests.
Apr 22, 2020
Vince and team are great. They’re responsive, easy to communicate with and they explain every part of the process. They made everything go very smoothly
Mar 19, 2020
Vince goes way beyond what most people are capable or willing to do. I would'nt think of going anywhere else. Vince is the BEST!
Mar 4, 2020
Vince Breen is excellent at his job. Hihjly recommend him and Guarantee Mortgage to anyone seeking a professional and rewarding experience.
Feb 1, 2020
It has been a long time since we refinanced and the additional paperwork was overwhelming. Vince walked us through the entire process carefully and thoughtfully. It was a great learning experience that we survived thanks to Vince and his staff.
Jan 2, 2020
Director of Operations
Vince was a superstar with our loan process, I couldn't imagine working with anyone else. His incredible communication skills helped us close early and we couldn't be more grateful. He was available all hours of the day to make sure everything went smoothly for us.