***TESTIMONIALS*** Lou has over 22 years of experience in the mortgage industry. He spent three years as a loan officer and five years as branch manager (20 loan officers). Lou became Vice President and eventually became a partner of his own mortgage company and ultimately moved back into production. He has the experience and skills necessary to find the right loan program unique to each client’s needs.
Lou graduated from Northwood University with a bachelor’s degree in Business with an emphasis on Marketing, Management and Advertising. He was a past member of the Colorado Association of Mortgage Bankers and past Board Member of the Society of Mortgage, Appraisal, Realtor and Title Professionals.
About Me
VP of Mortgage Lending
Guaranteed Rate Affinity
NMLS #257554
LK
Lou and his team did a great job with our new home purchase. It was not an easy task since we were out of the country for a funeral. Nonetheless, they were fantastic even with smoothing things over with the seller just to make sure they understand our current situation. Very knowledgeable on the real estate business and I truly benefited from that experience.
SM
Lou was thorough throughout the entire process. He took the time to answer any questions and prepared us for each step along the way. He is an expert in this industry and I would highly recommend him.
EM
Lou was exactly what we needed during a major life decision: honest, clear, available, and steady from start to finish. He answered every question directly, explained each detail without pressure, and helped us feel confident throughout the process. I cannot imagine a better experience, and I highly recommend Lou.
AP
Lou was fantastic through the entire process. Helped us make referrals and made the application process smooth and easy. He is very personable and extremely helpful. He communicated well and helped us navigate some unique situations that came up to ensure we closed on time. Great person to work with.
JD
Lou was amazing to work with. The whole process was simple, easy, and very fast! This was the easiest home-purchase process we’ve ever gone through - and we’ve bought and sold a number of homes over the years. I absolutely recommend Lou to help you with your next home purchase!
AH
Lou was amazing throughout the entire process. As a first time homebuyer there was a lot I didn't know. Lou helped me understand the entire process, kept me updated as things moved along, and always took the time to answer my questions and let me know what was going to happen next. Highly recommend working with Lou. You'll definitely be in good hands.
JL
We can’t thank Lou enough for helping us land our first home! We started this journey knowing very little about the process, but Lou’s guidance made us feel like pros. He was always just a text or call away, keeping us excited rather than overwhelmed. If you want someone who truly cares and stays on top of every detail, Lou is your guy!
MV
We were first time home buyers who did not know much about this process. Lou went above and beyond to help us feel informed, confident, and excited about our first home purchase! He was incredibly easy to get in touch with, great with follow up and communication, and he made what can be a stressful process, very easy and enjoyable! So grateful to have him on our team!
RB
I had purchased home properties before and to be honest working with Lou and his team was the easiest I ever dealt with. Everything went well, the process is very smooth, there was no stress! I also want to point out that I was surprised when he came in-person to the actual closing. Like who would do that?! That tells you that he is appreciative his customers and he cares.
Thank you Lou and team for all the hardwork.
Thank you Lou and team for all the hardwork.
SC
When another broker couldn't get it done, Lou did. He stepped in to the middle of my buying effort and made it happen. We were also able to close in record time, thanks to Lou. Highly recommend.
CT
10 out of 10 recommend working with Lou. Very attentive, answered all our questions. He would answers all our phone calls and if not he would get back very promptly. He got us to the closing table fast. He is very good at his job. Thanks again Lou!
DA
I don’t know where to begin! Lou not only has the experience, but he also has the patience to slow everything down and explain every little thing that you don’t understand. One thing I loved was that he treats you like family and makes you feel comfortable. This was my first time buying a house, and he was there the entire way. He answered every “little” question and made our process much easier. Lou showed a high level of professionalism and the instincts of a person you can fully trust. We are very happy we had the chance to work with him, and I highly recommend him and his team.
BR
Lou was fantastic from beginning to end! Lou had excellent communication, walked me through the process and never dropped the ball. I truly feel that Lou was a huge part of why the process was so seamless for me. Big thanks for Lou and the entire team at Guaranteed Rate Affinity!
SB
I would highly recommend Lou to anyone looking for assistance in the home buying process. Lou's communication was amazing throughout the process - he was informative, knowledgeable, patient and responsive. I could not have imagined a better person with whom to navigate the complicated world of home buying and mortgages.
JB
I worked with Lou for a few years in the early 2000s. I recommended Lou to my son, Nicky (as I call him), for his First-Time Home Purchase. Lou did a great job communicating, explaining and educating Nicky on all of the aspects of getting a mortgage and buying a home. Lou guided Nicky through the mortgage loan process and closing every single step of the way. Lou even went above and beyond his responsibilities by communicating every step with me too. Lou recommended a terrific Realtor to guide and help Nicky with all aspects of finding, contracting and closing on the home. I HIGHLY recommend Lou for all aspects of mortgages and will definitely be recommending and using him for any future needs. Thanks Lou, WELL DONE!!!
IE
Lou and his team were a tremendous help In purchasing our lovely home, we couldn’t be happier. He gave us sound advice that saved us money and we walked into equity right away. Even our elderly cat loves it and won’t shut up about it. Thank you guaranteed rate affinity we will definitely use you in the future.
SB
Lou is a top notch professional in the lending world. He brings real world insight along with no nonsense explanations during the loan process. He was always willing to give of his time whenever a need arose and he always offered positive support. Lou's team was efficient, dedicated and on the ball.
This loan process could not have been any smoother. My husband and I felt supported and that Lou had our backs and our best interest at heart, always.
We would definitely recommend Lou to anyone looking for a lender.
This loan process could not have been any smoother. My husband and I felt supported and that Lou had our backs and our best interest at heart, always.
We would definitely recommend Lou to anyone looking for a lender.
JM
Lou is the best! Very knowledgeable and willing and wanting to explain every step of the process! I asked all the questions and he had all the answers! Closing costs were low, and he put me in the best position to succeed. Very professional, friendly, and always available. Would highly recommend to anyone!
MA
Lou was able to get me a great rate and he and his team were very supportive throughout the process. He was also very responsive and was always available via text for questions. Thanks again Lou!!
ZC
Closing with lou was smooth and efficient lowering the stress involved in the process. He is always available to talk and I would work with Lou going forward. Lou is extremely professional and a pleasure to work with!
SF
I’m very thankful for Lou he helped me achieve a big milestone in my life. He was always available during the process. He answered all my questions and made sure me and my family understood the whole process.
TK
Lou made himself available to my wife and I at nearly all hours to answer a slew of technical and philosophical questions alike. We greatly appreciated Lou's technical expertise and adept ability to make it plain speak to give us the confidence to start a new family chapter. Thanks very much, Lou and team!
SD
An Exceptional Lending Experience with Guaranteed Rate!
I recently purchased a property and had the pleasure of working with Lou Tornambe at Guaranteed Rate Mortgage. From start to finish, the experience was nothing short of amazing. Lou was incredibly knowledgeable, attentive, and committed to finding the best mortgage solution tailored to my needs.
What really stood out was the level of communication and transparency throughout the process. Every step was clearly explained, and Lou always made time to answer my questions, no matter how big or small. They made what could have been a stressful experience feel seamless and smooth.
Not only did they secure a competitive rate for me, but their attention to detail and professionalism gave me complete confidence in the process. I couldn't be happier with the outcome and highly recommend Lou and the Guaranteed Rate team to anyone looking for a reliable, customer-focused lender.
Thank you for making my home-buying journey a success!
I recently purchased a property and had the pleasure of working with Lou Tornambe at Guaranteed Rate Mortgage. From start to finish, the experience was nothing short of amazing. Lou was incredibly knowledgeable, attentive, and committed to finding the best mortgage solution tailored to my needs.
What really stood out was the level of communication and transparency throughout the process. Every step was clearly explained, and Lou always made time to answer my questions, no matter how big or small. They made what could have been a stressful experience feel seamless and smooth.
Not only did they secure a competitive rate for me, but their attention to detail and professionalism gave me complete confidence in the process. I couldn't be happier with the outcome and highly recommend Lou and the Guaranteed Rate team to anyone looking for a reliable, customer-focused lender.
Thank you for making my home-buying journey a success!
J
Lou made himself available day or night even while dealing with some difficult personal matters. He is respectful and efficient and was able to answer all questions I asked in a way that I (someone who does not work in the mortgage or real estate industry) could fully understand. He found the mortgage program that was right for me and made the whole process extremely easy and hassle free.
TR
I looked around at a couple of lenders before receiving Lou and his team as a recommendation. Lou made the whole process incredibly easy despite us asking to be closed on our home in only two weeks. This was my first time buying a house and Lou took the time to educate me on the entire process and encouraged me to continue asking questions. I will be recommending Lou to all of my friends and family.
NMLS #1598647