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Stefani Hartsell

Senior Home Loan Advisor Golden1 Credit Union NMLS# 281600
Stefani Hartsell is a top loan officer for Golden1Credit Union. Her diverse background, in-depth product knowledge and unyielding dedication to her clients have made her and her team so successful. Stefani’s Team strives to make every transaction a successful one. From application to closing, her clients know they are in good hands and are informed every step of the way.
Oct 6, 2022
For first time buyers, all that process it’s quite stressful deal and I am really really glad that we ended up with Stefani and her team.
They made it more approachable and easy to understand.
We also had a bit of obstacles on our way to a new home , that has been resolved in our favor thanks to Stefani.

We have been recommended to her and now I believe it’s about part to tell and confirm that has been said to us: “if you want painless home buying process, go with Stefani and her team “ .
Jun 7, 2022
Engineering Manger
Stefani was an amazing partner in our search. She repeatedly responded quickly even when it was not expected, such as after standard working hours. She and her team were extremely helpful and customer focused throughout the experience. She provided prompt updates and reminders when things were due. Communication was prompt, clear and concise throughout. We've used Stefani for this mortgage and a previous refi and would recommend her to others without hesitation.

Jun 6, 2022
We have done 2 home purchases and 1 refi through Stefani, and she has consistently gotten us the lowest rate. She and her team consistently provided timely help and responses throughout the whole process.
Feb 8, 2022
Stefani's team is really great! I worked twice with them on my purchase and refinance. Each time we faced some unexpected situations, her team is always be prepared for those situations and provided alternative solutions to us. I highly recommended this team to any buyer.
Dec 7, 2021
Stefani and team went the extra extra mile to assist our family in this uber competitive environment to get our loan approved and closed!

I would give anyone looking for a loan Stefani and team the highest recommendation. They go beyond the extra mile of service. They truly have every base covered. I can't write enough accolades, professionals, professionals, professionals!!

We feel very fortunate to have worked with Stefani and team and are externally grateful
Nov 13, 2021
First-time home buyer. Highly highly recommend working with Stefani and team! We had an amazing experience. They are quick to respond, answer all the questions, and were also sometimes just there to reassure us as we went through the crazy process of buying our first home. Your lender search should end here. Definitely go with Stefani and team!
Nov 7, 2021
Stefani was professional and courteous throughout our home buying process. I could not be happier with her expertise and advice. I highly recommend her for anyone looking for a mortgage in the future!
Sep 14, 2021
I was referred to Stefani from a friend for a mortgage refinance loan. From our initial contact Stefani was very prompt in sending me the options her company provided. Once my choice was made she and her team were very prompt in getting the loan application to me to complete. Once completed, the refinance process went very smoothly. Stefani and her team were very professional and extremely helpful throughout the loan process and closing. I would recommend Stefani and her great team.
Sep 9, 2021
Stefani and her team are HIGHLY RECOMMENDED! It was a great pleasure working with Stefani's team throughout the loan process. The time I had decided to bid on a house, getting pre-approved, then closing escrow was blazing fast (around 3 weeks to close after winning the bid). Throughout the process, Stefani and her team were very professional, knowledgeable, helpful, quick to respond, and wasted no time. We were completely satisfied!
Sep 8, 2021
Stefani and her team made sure all happened efficiently and correctly. We were super frustrated by the escrow co that was assigned to our transaction, but those mistakes were followed up with and fixed by Stefani's team. They are amazing communicators, kept us informed all along. Always available for questions. Stefani made sure we were locked in for the best rate possible, and we are so thankful.
Aug 19, 2021
Stefani helped get us into our first home, and she got it done on time with no fuss. We ran into some appraisal hiccups along the way, and Stefani and her team took it all in stride and we still closed on time. Her professionalism helped calm our nerves and made this entire process super easy.
Aug 2, 2021
Stefani was recommended to us by our real estate agent. My husband and I both work in tech startups. While our careers have been long, our most recent employments were relatively new, so we were not sure we'd be able to find a lender. However, Stefani was not only familiar with our challenge but was able to do her best to find us great options and rates so that we could buy a second home. She was communicative throughout the process, and both realistic and positive. I'd highly recommend her to anyone seeking a home loan.
Jul 31, 2021
Stefani was amazing and he team just as good! They made the purchase of our first home a breeze! Highly recommend.
Jul 24, 2021
This is the second time to work with Stefani’s team. Friendly, quick, good service and professional.
Jul 21, 2021
Network Engineer
Stefani got it done. Our first lender was dodging our calls because they messed up on getting an appraiser lined up in time for our contingency and our realtor gave us a glowing recommendation for Stefani. Stefani and her team gave us our action items and got everything done on an incredibly short timeframe due to our previous loan officer's mistakes. I could not recommend her more highly.
May 11, 2021
This is the third time we've worked with Stefani and her team - two purchases and one refinance. In each case Stefani has gone way above and beyond to explore all the various options and loan products available to us and explain them in a way that helped us make an informed choice. The refinance product she was able to offer was far superior to one offered by a competing company. I'd highly recommend Stefani to anyone looking to finance their home purchase.
Apr 19, 2021
This is our second time working with Stefani and her team. We appreciated Stefani’s approachability and accessibility as we closed on our refinance. We recommend her to everyone we know in the market to purchase or refi, as we know that they will be taken care of. Thanks again!
Apr 15, 2021
bookkeeper
Stefani's team goes out of their way to get the job done efficiently and effectively. She made recommendations for us beyond what we asked and saved us money for a lifetime! We are so thankful. Alicia is an amazing fast communicator. Whenever we had a question, she was there for us.
Apr 13, 2021
Stefani was more than gracious with us. She took her time and explained step by step the procedure we needed to go through for our refi. Her team was also very helpful. I am not a computer wiz by any stretch of the imagination but Stefani Hartsell and the Guaranteed rate team made it easy. Thank you for treating us like we matter. You really care about your clients. That is not very common these days.

Thank you
Fondly
Tom and Lynn
Apr 10, 2021
Stefani was great. She keep in contact with updates and requests. Closed on time even during the Christmas holiday season.
Sep 8, 2020
jimmy v sports cafe stanford owner
Stefani helped me get my first loan back 2011 and with my recent refinance and I am very pleased with the amount of work she devoted to get me my loan.
Aug 27, 2020
Retired Firefighter
I would like to take a moment to recommend Stefani to anyone looking to purchase or refinance a home. She is extremely organized and on the ball so that everything goes smoothly. Just a pleasure to work with!
Aug 26, 2020
Executive Business Parter
Stefani and her team are hands down the best in the business. Stefani came highly recommended by my most trusted advisor. Stefani is extremely knowledgable, took the time to prep me before I even began the process. I always knew from the beginning that Stefani had my best interests in mind. Stefani was always reachable, even in the midst of housing drama when my realtor needed to talk to her late at night. Stefani made the process simple, smooth, and very straight forward.
Aug 25, 2020
I highly recommend Stefani: she knows mortgages and lending inside-out, she gives good advice that extends to financial planning and she’s always available. She will be my “go-to” person when it comes to financing a capital asset.
Aug 18, 2020
I was really pleased with Stefani's help on my new home purchase loan. Very efficient, great communicator and meets timelines. Very little stress on my side, which is much different than my previous experiences with other Mortgage Lending companies and people.
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