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Jean-Paul "JP" Gudka

Senior Loan Officer Bellco Home Loans 1156095
I was born in Venezuela and lived in Colombia, Panama and El Salvador before moving to the western suburbs of Chicago in 1978. After graduating from high school, my father and I went on a motorcycle tour of the Western United States. We rode for 10 days covering over 6000 miles. My fondest memories of the trip were the few days we spent riding through the Colorado Rocky Mountains. Thus, as soon as I graduated with a BA in Economics from Eastern Illinois University, I packed up and moved to Colorado. My first job out of college was as a Mortgage Lender with Columbia Savings. Since that time I have been involved in financial services and insurance.

When you work with me and my team, here is what you can expect:

We will always do right by the client

We communicate consistently and effectively

We do not do last minute “fire drills” and hate drama, all work is completed well in advance of deadlines

Our goal is 100% of pre-approvals result in Final Loan Approval
★ ★ ★ ★ ★
We have been really pleased with the service provided by JP. We weren't finding the loan options we were looking for through other lenders but JP was willing to look at our needs and find a loan product that worked for us. His emails were straight forward, easy to understand product information and he was on the phone immediately if we had a question. The entire process from our first contact to loan closing was efficient and well-handled. We're pleased we found JP and will work with him again if the need arises.
★ ★ ★ ★ ★
We highly recommend JP when pursuing a mortgage. JP is a very honest and reliable guy. He was readily available at random times throughout the week and weekends to answer any and all questions. We were first time home buyers and felt very lost in the process until meeting JP. VERY highly recommend!
★ ★ ★ ★ ★
JP came to our rescue with a very fast loan. We needed to access equity from a condo we owned. He went the extra mile to make sure it all happened in time for us to help our son with his closing on a new home. He was always so friendly and responsive. I appreciated his advice and honesty.
I'm beyond grateful for JP. He went the extra mile in helping us get approved. It was challenging to say the least. He never gave up. He worked really hard. I was frustrated and JP was emphatic and assured us that he was doing everything possible to help us. A real professional!
★ ★ ★ ★ ★
JP is friendly, supportive, helpful, and reliable in this process...even during a pandemic! He answered every phone call, question, and email quickly and clearly. I would strongly recommend JP!
★ ★ ★ ★ ★
JP has an impressive knowledge of mortgage options and was able to find non-traditional financing for me when others could not. Not only was he able to find a solution, he did so within tight deadlines. I will recommend him to anyone I know looking to secure a mortgage.
★ ★ ★ ★ ★
JP did an amazing job on our loan. There were specific issues that made our loan a bit challenging. But, JP navigated our needs and did an incredible job. We were able to close in less than 30 days. His communication was impeccable!
★ ★ ★ ★ ★
JP was amazing to work with...responsive, knowledgeable, and efficient! We will recommend him to our friends and family and use his services again.
Corporate Compliance Officer
★ ★ ★ ★ ★
JP And his team made the refinance of our home the fastest and easiest I have ever done. The tools online were easy, JP followed up promptly on any issues that came up. Great rate, easy refinance and would recommend him without reservation.
Foreman
★ ★ ★ ★ ★
JP was great! Always answered the phone anytime I called and at closing, made sure to make it painless and a great experience. Really enjoyed working with him!
Software Engineer
★ ★ ★ ★ ★
JP and his team went the extra mile to get us our mortgage at a fantastic rate on time for an accelerated close during a hectic buying season. They were helpful and professional and every step of the process was as easy as it could be. It says a lot that the loan process was the only part of the home-buying experience that was not stressful.
★ ★ ★ ★ ★
JP was excellent to work with and helped us meet a very tight timeline. Highly recommend!
Relationship Manager
★ ★ ★ ★ ★
JP was tremendous to work with and by fare exceeded my expectations regarding the lowest rate possible, speed of closing, accuracy and electronic capabilities. Such a great experience and a consummate professional. We are doing a separate refi as well! Thank you JP for your help!!
★ ★ ★ ★ ★
JP is fantastic. He assisted me and my elderly mother, who lives in another state, through the process with ease. JP was there for us every step of the way. Was patient and took time to explain the processes. His skill and expertise was apparent as he worked to ensure we knew all our loan options and helped us to pick the best route. Our loan was finalized well before our closing which made the closing smooth. Call JP if you want a great experience from an industry expert. thanks JP !!!
Graphic Designer
★ ★ ★ ★ ★
I worked with JP for the initial financing of my home and then again a year later for the refinancing. Despite how busy everything was, he and his team were quick to respond, answer all my questions and get the refi done on time! Would highly recommend working with them!
★ ★ ★ ★ ★
Deciding to pursue a re-finance for my mortgage was a bit daunting, but JP made the process easy for me. He coordinated each step from the first day we spoke and was always there to patiently answer my questions along the way. Not only was JP very knowledgeable and professional, he also went the extra mile to ensure that my experience was a positive one. In the end, he secured a shorter term for me with a great rate. Thank you, JP!
Buyer
Can't say enough good things about JP!! He was there every time we needed him - whether weekends, late at night, or throughout the day. He was personable and very pleasant to work with - a huge PLUS during stressful times! From the moment we had a contract, he was "hopping" to get things done in an orderly and efficient manner. We always knew where things stood and what was coming next as he kept us up-to-date at all times. When it came time for closing, it was a seamless and stress-free transaction. I can't say enough good things about JP and would recommend him and his team to anyone and everyone!
Sr. Sales Consultant
★ ★ ★ ★ ★
I am not the guy who buys alot of houses or moves that often. The whole process is pretty foreign to me and to be honest, a bit intimidating. I bought my house 17 years ago and JP was there. He handled the entire transaction from application to the closing table. Since then I have done a HELOC, and had the need to re-fi the house a couple of times. Recently I saw an opportunity to take advantage of great low rates and JP was my first (and only) call. As expected the process was fast, painless, and the level of communication from JP as well as his team was timely and complete. I never wanted for answers. I already had them. Thanks JP for your hardwork and sound counsel.

Patrick
★ ★ ★ ★ ★
JP has helped me with a new mortgage and a refinance. He is great to work with, is quick to respond to questions, and provides great assistance throughout the process. It's hard to beat the combination of great customer service and best rates. He'll be the first person I call should I need another mortgage or refinance.
Project Coordinator-Operations Administrator
★ ★ ★ ★ ★
I am a first time home buyer and the task seemed so daunting, but JP and his team were right there at every step with thorough explanations for my many questions and brought a calm and encouraging demeanor throughout every step.
The professionalism and the genuine care of me as a person and not just a transaction have been so very appreciated.
The latter won my trust and confidence for this and all future home loan and mortgage needs, along with the knowledge and expertise that JP and his team bring, well, they are simply amazing to work with!
Teacher
★ ★ ★ ★ ★
Being a first time home buyer is scary, stressful, and sometimes frustrating. Shopping around for the best mortgage was harder than finding the just right home. JP was patient, knowledgeable, and helpful. He helped me get a great rate and worked through the mortgage process during a pandemic. He did not push for me to make a rash decision. He was quick to respond during the entire process.
★ ★ ★ ★ ★
JP has helped me out with several acquisition financings and refinances, and I will continue to go back to him for all my lending needs. He is responsive, practical, thorough, and always a step ahead--not to mention, his rates consistently beat competitors. I cannot recommend JP and his team enough!
Realtor®
★ ★ ★ ★ ★
JP is an absolute pleasure to work with and is my #1 recommendation for each of my clients, family and friends. He is professional, detailed, and communicates throughout the entire process. He shows his expertise with the options he provides and knowledge he shares. JP is a problem solver and truly cares about his clients.
Software Engineer
★ ★ ★ ★ ★
JP was excellent in our home buying experience. We was highly communicative and always to took the time to be available and listen to my question, concerns, and requests. We shopped several different mortgage lenders, and JP came out on top by really working hard to make our home buying dream a reality. JP also has a great team to support him so you know that you're in good hand for every part of the process. I highly recommend JP for any and all your mortgage or refinancing needs!
Dir. Revenue Mgmt
★ ★ ★ ★ ★
JP made the process very easy and was always available. He was also very quick to respond to questions. I would recommend JP to anyone looking for a mortgage.
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