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Dean A. Scaduto

VP of Mortgage Lending Guaranteed Rate Affinity NMLS# 275952
Dean knows that everyone has different financial goals, so he takes the time to fully understand each client’s situation in order to recommend the most appropriate mortgage solutions. Guaranteed Rate Affinity offers a full range of loan products and programs to fit specific financing needs, and he makes sure to have a thorough understanding of each. Dean’s first objective is to help clients make the best choice, but that is just one aspect of his elite service. He works with home buyers throughout the mortgage process as a consultant and guide, directing the activities of a dedicated team that includes loan assistants, processors, underwriters and closing specialists. Dean also coordinates with real estate agents and other industry professionals to ensure that the transaction closes as quickly and smoothly as possible.
Jan 6, 2021
Estimator
Dean was extremely helpful through this process. He had the patience to teach us everything we didn’t know about home buying and getting a loan. He was mostly responsive. Hard working (even spent Saturday night putting together docs for us to meet deadlines). His online portal was simple, easy and a great way to have documents organized online in one place (lots of documents). Thank you for your help, we love the house.
Nov 22, 2020
Dean and his team were absolutely phenomenal! They were patient, considerate, professional, and had my back throughout the entire process. Speaking as an Army veteran, having a team support you through any situation is vital and assuring. I highly recommend Dean and his team!
Nov 12, 2020
Dean was an amazing asset he and his team made the buying process very easy. He was a great resource for all the questions we had! We recommend him to anyone !
Nov 3, 2020
Customer
Dean and the team were fantastic! They were very responsive to any questions I had about the process. They made the process smooth and easy! Highly recommended!
Oct 15, 2020
Homeowner
It was a pleasure working with Dean on our home refinance. His response to our questions along the way was prompt and helpful. We got a great rate and are very happy that we chose to refinance with Dean.
Jul 25, 2020
Professor
Dean was wonderful during the entire process of obtaining my mortgage. We spoke before I even completed any paperwork to get an idea of how I stand in relation to obtaining a mortgage, all the way through congratulating me on closing on my new condo. He has a super team who take you through the different stages and the turn around time was very quick. I would definitely recommend working with Dean and his team for your mortgage needs. I felt supported throughout the process and that is really important for this type of next step in your life.
Jul 18, 2020
CPA
Dean was my go to “mortgage guy” for over a year of my on again off again home search! As a first time home buyer I often had tons of questions, Dean was always available and willing to walk me through every scenario I ran by him. When I found the home of my dreams Dean made it an easy process to get a preapproval letter in my hands asap. When on the drive home from the house I knew I wanted to raise my offer and would need an updated letter, Dean called me back immediately with his usual “no problem, consider it done” attitude.

When working on my rate, Dean helped me search for the best programs and locked in a rate that I was incredibly happy with!

Dean and his entire team at GRA made the entire process quick and enjoyable! When I say quick - I mean pulling off a 30 day close in arguably one of the busiest times the housing market has seen in years. I can’t thank them enough, but I can highly recommend Dean for all your mortgage related needs!

Thanks again Dean!
Jul 18, 2020
CPA
Dean was my go to “mortgage guy” for over a year of my on again off again home search! As a first time home buyer I often had tons of questions, Dean was always available and willing to walk me through every scenario I ran by him. When I found the home of my dreams Dean made it an easy process to get a preapproval letter in my hands asap. When on the drive home from the house I knew I wanted to raise my offer and would need an updated letter, Dean called me back immediately with his usual “no problem, consider it done” attitude.

When working on my rate, Dean helped me search for the best programs and locked in a rate that I was incredibly happy with!

Dean and his entire team at GRA made the entire process quick and enjoyable! When I say quick - I mean pulling off a 30 day close in arguably one of the busiest times the housing market has seen in years. I can’t thank them enough, but I can highly recommend Dean for all your mortgage related needs!

Thanks again Dean!
Jul 18, 2020
CPA
Dean was my go to “mortgage guy” for over a year of my on again off again home search! As a first time home buyer I often had tons of questions, Dean was always available and willing to walk me through every scenario I ran by him. When I found the home of my dreams Dean made it an easy process to get a preapproval letter in my hands asap. When on the drive home from the house I knew I wanted to raise my offer and would need an updated letter, Dean called me back immediately with his usual “no problem, consider it done” attitude.

When working on my rate, Dean helped me search for the best programs and locked in a rate that I was incredibly happy with!

Dean and his entire team at GRA made the entire process quick and enjoyable! When I say quick - I mean pulling off a 30 day close in arguably one of the busiest times the housing market has seen in years. I can’t thank them enough, but I can highly recommend Dean for all your mortgage related needs!

Thanks again Dean!
Apr 22, 2020
Manager
Very easy to work with. Informative and responsive to any questions or concerns. Had our best interested at the forefront. High recommend him personally and his company in general.
Apr 22, 2020
Client
Dean was wonderful from the moment we connected on the phone. He was knowledgeable and calm and it was such a smooth process. He always gave options before we made commitment. I would recommend Dean and his team to anyone looking to refinance or gain a mortgage for a new home!
Mar 18, 2020
Controller
From Beginning to end Guaranteed rate affinity was amazing! Everything was easy smooth and quick! We are so thankful for them and our experience! Thank you All!!
Jan 26, 2020
BA
Dean was attentive and understanding throughout every step of the mortgage process. He helped us understand everything we needed to know about first time home ownership and the closing process, which is quite lengthy, and full of unfamiliar information and real estate jargon. We asked many questions and Dean was always available by phone or email to lend his expertise. I would recommend Dean to any home buyer, novice or experienced, as he is a pleasure to work with.
Jan 22, 2020
From the get go, Team Scaduto was instrumental in getting us qualified along with the usage of VA Loan including every financial aspect involved with it. When the rates changed due to some hiccups, he dug his heels in and got us a lower rate. Very informative and attentive to our financial needs. ANY military family (whatever your Vet status) looking to purchase a home in the Upper NJ A/O, I would highly recommend using his services.
Blue Cord 6....OUT!
Jan 22, 2020
Complicated co-op sale to me was handled properly and efficiently.
Nov 6, 2019
Happy Homeowner
Dean and his team provided unparalleled service from start to finish. Everyone was professional, knowledgeable, efficient, and effective. Working with Dean and his team was an absolute pleasure. I would undoubtedly recommend them.
Nov 1, 2019
Dean Scaduto is an amazing person. As a first time home buyer Dean was able to claim my anxieties and answer all my questions. He is a very patient person and knows his stuff. I would definitely refer Dean A. Scaduto to anyone who is looking to buy a home. Thank you Dean for everything.
Oct 6, 2019
Business Development Manager
At first Dean was just another person used to quote me on my mortgage. He quickly proved to me that he was more than that. He picked up his phone on his vacation.

This man cares! He answered every questioned I had in a timely manner and got me to the finish line. I will ALWAYS recommend this man and his team to my friends because of this. Thank you!
Sep 23, 2019
auto Mechanic
I went to my bank, as most people do and I was a bit discouraged. This was my first home I wanted everything to go well. Dean was referred to me and that was the beginning of a smooth sailing process. I am now a new home owner. Thank you Dean Scaduto.
Sep 8, 2019
Looking for that perfect house in the suburbs!!
From start to finish and all throughout the loan process Dean and his team were always attentive, responsive and accurate. When we first met, Dean explained the whole process and how things would work... And it went EXACTLY as he said. His online document submission and signing process were easy to use and made a lot of things hassle free. During the process Dean simply called on a regular basis to see how things were going and if I had any questions... that business approach is rare these days. Since this is not my first mortgage experience I can safely say working with Dean was a refreshing and trouble free experience. I would definitely recommend him to anyone needing a mortgage!!
Sep 5, 2019
Dean and his team were great and made the mortgage process as simple as can be. He is very knowledgeable and always has time to answer any questions. I recommend Guaranteed Rate Affinity to anyone who is looking to secure a mortgage and have it be as painless as possible.
Jul 25, 2019
Dean and his team helped me every step of the way and I ask a TON of questions. They were able to handle everyone with ease and in a timely matter. I have already given his info out to a couple people and when it comes time to buying another place, I am going directly to Dean. Added bonus was him bringing cannolis to the closing! Word of advice though, don't go to the closing looking like a mess, pictures will be taken! Overall 10/10 will use again.
Jul 5, 2019
Dean is A Plus all the way
I want to start off by stating how professional and organized Dean is. Never once during our whole home purchase were any errors made or any confusion on our deal. Dean was very prompt getting back to me with any questions or concerns I may have had. Not to mention he was able to get us a 3.99%, 30 year fixed rate. He treated us with respect and professionalism. I would recommend him to anyone who is looking a mortgage. Overall not only is Dean excellent at his profession but he is amazing good hearted person.

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