Tony Chow

Mortgage Loan Originator Homebridge Bellevue NMLS 124601

Hello, my name is Tony Chow and I have been in the mortgage industry since 2002. I have been fortunate enough to choose this very rewarding mortgage banking career and help thousands of borrowers over the years. Customer satisfaction is important to me most, and getting my clients to the closing table smoothly. I am proficient in all types of mortgage financing including FHA/VA, Conventional, USDA, Jumbo, Portfolio, 1031 Exchanges, Reverse Mortgages, Construction loans, and FHA 203K loans.

When mortgage refinancing your home, or purchasing a new one, it is imperative, FROM THE START, that you align yourself with a mortgage lender who will take your hand, and guide you through each step of the mortgage loan process, ALWAYS giving you 100% accountability and integrity. Let that mortgage professional be me, and let’s get you started on the first step towards that rate reduction refinance or new home purchase today!

My goal and intention for myself is to let my clients know exactly what they need to do in obtaining a new loan for a purchase or refinance. If I cannot help you now, I am a FIRM believer that TIME will cure all, and with the proper CONSULTATION and GUIDANCE, you will have established a well executed plan to make that dream home purchase happen soon.

I work with many credit challenged borrowers, foreign nationals, and people who are in complex situations. It is my specialty!

Allow my industry experience and resourcefulness the opportunity to WORK for you today!
Pinned Recommendation
May 11, 2019
I was a first time home buyer and my experience with Tony was amazing. Being a first time home buyer I was super worried about everything and Tony was always available to answer any questions we had. Tony is super calm, honest and is an expert at what he does. Tony was transparent about everything and made everything super easy for me. Tony in-fact made the closing earlier than the original closing date.

I would suggest to sit back and suggest you to trust Tony. I will never consider working with any other Loan Officer other than Tony or lender office other than HomeStreet Bank.
May 13, 2019
Throughout the entire process from loan application until my wife and I closed the deal on my new house, Tony was very patient and answered all my questions. He is very thorough and also a very good adviser for dealing with my finances as well. Tony made a personal connection which made me stick to HomeStreet bank as my finance option for house.
I recommend Tony for all first time homebuyers!
Feb 12, 2019
Site Reliability Engineer (Software/Systems/DevOps)
Tony Chow is honest and awesome! Give him a chance and you will see for yourself...

I just bought my first home and Tony was awesome to work with. He was patient, honest, and awesome. My family had a lot of drama over this deal and Tony worked with me like a friend and made it happen for me. I think, anyone else would have given up on me.

I will never consider working with any other Loan Officer other than Tony or lender office other than HomeStreet Bank.

My family is pretty Froogle, but they have all trusted Tony to not only close their loan, but to give them the best price. My uncles own a lot of properties and for them to trust Tony, that means a lot.

After working with Tony Chow, I now consider him a friend I can trust for any of my mortgage needs. I will recommend him with a lot of energy to anyone looking to do home loan business.

I can honestly say that my experience with both Tony and HomeStreet Bank was a flawless experience. They did nothing wrong that I can complain about. In fact, anything wrong was with my situation.
Jan 11, 2019
Whether you're a first time home buyer or not, Tony is the lender you'll want to work with! I had reached out to 3-4 different lenders before I stumbled upon Tony's profile on Zillow. Unfortunately, the other lenders I reached out to weren't as transparent, upfront or timely with responding to my messages. As soon as I texted Tony, he gave me a call the same day and took the opportunity to listen to my situation and provide details on how he could help. Although I did not end up purchasing the home due to my own personal reasons, Tony was completely transparent about costs, very quick with responding to my messages, and very thorough in explaining and walking me through my first home buying process. He was also able to get me the best rates and I felt like he was looking out for my best interest! Tony goes above and beyond for his clients and I will definitely recommend him to my family and friends. Once I've saved up more money and ready to purchase a home, I will be reaching back out to Tony!!
Jan 10, 2019
We were shopping for a HELOC, and initially thought that we’d go with a different bank. But after meeting Tony, I quickly realized the that there was a night and day difference between his (and the other bank’s) professionalism, having in-depth knowledge of not only of the product, but also the overall industry in general, and above all his can-do-will-do attitude. In other words, Tony simply bowled us over, and we could not justify ourselves going to any other bank after talking to him, no matter how enticing their offers were. We stayed with Tony, and he made sure we closed before anticipated time, answering questions, and updating us throughout the process. Needless to say, Tony would be the first person we’d be reaching out to going forward.
Jan 7, 2019
It was really great working with Tony on my first home purchase. He was recommended to me by my peer at work, and I will definitely recommend him to my friends who are also planning to buy a house. He was not just focused on providing a loan, but he was also very helpful and provided a lot of information that I did not know earlier. He is very responsive to emails and calls, and is reachable during off-hours and weekends too.
Jan 7, 2019
Tony did a great job in refinancing my home. Even though the process took longer, he followed up in every step and provided timely updates. He provided multiple options in closing the loan. I would definitely recommend Tony for any home mortgages
Dec 21, 2018
Ashwin Muthuvenkataraman
Tony is very accessible and readily available when you have questions about your loan. He took extra effort to understand my needs and offered me products that would work for me. He is on top of things all throughout and is eager to help you if you have any questions. Tony is very upfront on whether he could help with your situation or not. Overall he helped me throughout the process and I highly recommend Tony.
Dec 12, 2018
Registered Nurse
Tony has been nothing but respectful, courteous, and timely in his work with me in purchasing my first home. He's a great communicator and I'm very happy to have met and worked with him. I wouldn't need to think twice before recommending him to friends and family. Thank you for everything!
Dec 12, 2018
We would highly recommend Tony Chow as a lender for your new purchase or refinance. Financing can be a high stress situation but Tony led us through seamlessly with great knowledge of the industry. If needed or desired he explained how every step works as we moved through the process. When we needed clarification or had questions he was always timely and patient with his response. We will definitely work with him again!
Dec 12, 2018
Data Specialist
I have recently had a refinance for my house and Tony was my Loan Officer. From the inception, Tony let me know about the current and seasoned loan guidance and requested only the relevant information that are in compliance with the lender's requirement. He is very quick in responding to all of my questions and more than willing to walk me through the details with enthusiasm! The entire loan process was very speedy and wrapped up with an efficient closing as well. I am very pleased with Tony's efficiency and professionalism - his seasoned knowledge helps a lot to minimize any pain points!
Dec 12, 2018
Account Manager
I would highly recommend Tony as your loan officer. He is very knowledgable, honest and helpful . He is very prompt on answering all my questions during the loan process. The whole loan process went very smoothly without any trouble with Tony's help. I will certainly choose Tony if I need mortgage services in the future. I also would recommend him to anyone I know that need a loan.
Dec 12, 2018
Real Estate Investor
I have done several transaction with Tony ranging from straight forward financing to some that is rather quite involved. From beginning to end, I cant ask for more in terms of being esponsive, thoughtful, and creative in solving things that come up throughout the life of the transaction. In addition, Tony works hard and late which is quite unique and it wasnt uncommon for me to see email late night. There has been several late night and weekend conversation and never once did I feel rush or that I was interfering with "personal" time. If you want someone that is flexible, attentive, and a problem solver, look no further, you wont be disappointed.
Dec 12, 2018
Mechanic Specialist
My experience with Tony Chow was excellent. He made every effort to communicate with us on a regular basis, and made it a good experience. He is knowledgeable about his product and knows everyone's financial status is different. I personally had a bankruptcy Chapter 7 discharged 4 yrs ago, but he still made it happen. Aside from this experience, my parents has used Tony Chow over the last 10 yrs to purchase 2 homes as well. And my parents rates him as very professional and helpful on every level.
Dec 12, 2018
VA Specialist
Highly recommended! Communication was great. Tony was quick to respond to emails and phone calls. He knows what he is doing. He was very patient with us through the whole loan process and made sure we have the best option. He is awesome. If you need any home loans, he is the guy!
Dec 12, 2018
Fenix Commerce Inc, Co-Founder
Tony is absolutely the best guy there is when it comes to closing the loans in a very short time frame. He is extremely knowledgeable around various loan products and works with clients to meet their specific needs.It will be hard for me to work with any other loan officer except Tony for all my future real estate transactions.
Dec 12, 2018
VP of Finance
I had deal with Tony multiple times. Good experience. He helped me to purchase properties and refinancing my properties. I had used Tony at least 7 -10 loans all these years.
Dec 12, 2018
Registered Nurse
From the beginning form the end of the home loan application and closing, he was very helpful and reliable. My husband and I were the first home buyer and had so many questions on each step. Tony explained details with patience each time. His response was always quick so we didn't need to be anxious to hear from him. We actually had some issues with preparing down payment due to unexpected circumstances. Tony was flexible and adjusted our original home loan plan to make our closing happen. We really appreciated his truthfulness, generosity and professionalism.
Dec 12, 2018
Army Veteran
I am really appreciate to Tony's hardwork that make my home purchase happen. As a first time homeowner and a veteran, I have to say that buying a house is not easy and a bit long process. However, Tony made it a lot easier for us. He constantly communicate with us to make sure every detail is correct to smooth out the loan application. He also really patient to answering every phone call from seller's agent and explain to their concern. He also manage to close my VA Loan in 30 days, which is one of the vital reason for us to win the offer. I really like to recommend TONY to you. I do believe his professionalism, expert knowledge and passion will help you as well
Dec 12, 2018
Software Engineer
Tony helped me on purchasing a Seattle Condo and his customer service was impressive. He is thoughtful, passionate and proactive to his customers and dedicated on loan closing. He helped me on preparing all the financial documents and made a great portfolio for underwriting. His customer service well demonstrated his understanding of the local market. Thank you TONY!!!
Oct 31, 2018
Worked with Tony in 2018 for closings, and he is very good at what he is doing! He is professional, friendly, always answers and returns calls, love helping people and knowledgeable! I highly recommend him and have recommended him to my clients whenever they have mortgage needs
Oct 31, 2018
Tony was very helpful and knowledgeable! He made the loan process smooth and kept me up to date on everything. Great communication and was prompt in answering my questions. Would definitely do business with Tony again!
Sep 12, 2018
home buyer
do you want smooth closing? honest quotation? great service with personal care? if yes, go with Tony! saves you time and gives you confidence!
Sep 5, 2018
Self Employed
Tony Chow was the senior loan officer who helped us with our home purchase. Our interaction with tony was an absolute pleasure. From the first time we met him , he made us feel very comfortable and put to rest all our anxieties as we were first time home buyers in this crazy Seattle market. He is extremely prompt , very knowledgeable and super honest . Buying a home in this market is stressful and we appreciate how tony worked with our busy schedules to close the loan on time. Thank you Tony!
Sep 4, 2018
Tony is very diligent and thorough. Yes home buying is stressful but if you have someone like Tony who can walk you through the process and make it as seamless as possible.
Thank you

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