Kim Carlson

Loan Officer Homebridge Moscow NMLS: 404133
Aug 16, 2019
Kim has been most helpful throughout our process of buying a house. She answered any and all our questions as We had never done this before. She is kind and friendly to work with never seemed like we were a bother. I would recommend her to anyone who needs lending services. Definitely top notch!
Aug 14, 2019
Client Service Representative
We came to Kim over a year ago and worked with us tirelessly until we found our first home this June. Her initial meeting with us was enlightening and really set the ground for our future. Her willingness to take calls out of the blue on a house we thought we might go for was admirable. She never sounded exasperated or annoyed, and she always was dedicated to each possibility we threw her way.
When it came down to finally purchasing she was a huge help with suggestions, advice and getting the loan through.
Thank you Kim! We've been in our new home for almost two months now and could not be more happy.
Aug 12, 2019
Michelle Eaton
Kim did a great job of helping to find the right mortgage for me and to support me through the home buying process! I would highly recommend her to other home buyers. She is responsive, knowledgeable, caring, and sensitive to the needs of the home buyer and their family! Thank you Kim!
Aug 12, 2019
Think it's impossible to house hunt, go through the loan process, and close on your dream home in as little as just one month while still living across the country? Think again! I was pleasantly surprised and am so grateful to have had Kim helping me through the process. She was extremely prompt and helped guide me through every single step with kindness and enthusiasm. I highly recommend her if you want a smooth loan process without much stress!
Aug 10, 2019
College Professor
Kim Carlson was recommended by my real estate agent, and I couldn't be happier with the loan experience I had with her (and her assistants). I was updated regularly on how things were progressing, had requests explained that I wasn't quite sure about, and she worked diligently even though my loan process was a bit complicated (I was out of the country part of the time, then needed a courtesy closing in another state). I can't recommend Kim highly enough!
May 21, 2019
Kim is absolutely fantastic! She helped to make our entire loan process easy and stress free. She went through every question we had in great detail and explained each type of loan and what would work best for us. I highly seeing Kim.
May 1, 2019
Nursing Assistant
Kim is absolutely amazing. Our entire experience with her was so smooth. She was patient with us as we got prepared to buy and during our house hunting process she was readily available to answer any questions we had about payment scenarios, taxes, etc. and got back to us super quickly. Once we were under contract Kim did everything in a timely way so that we could get everything done in our short 30 day closing window. I would recommend Kim to anyone looking to buy a home.
Apr 30, 2019
Evelopment Program Assistant
This is my second time working with Kim Carlson on a home loan. I will continue to work with Kim for many years to come. Kim is organized, thorough, and very knowledgeable. She always takes the time to explain the process and is very responsive in getting back with any questions. She stands above the rest! I would recommend anyone seeking mortgage financing to reach out to Kim Carlson!
Apr 18, 2019
MRI Tech
Kim was a fantastic resource for all my mortgage needs. she was fast to reply to all my questions. She made the process go quickly. Thank you Kim!
Apr 12, 2019
Interior Designer
We used Kim on our home mortgage for our first home purchase and she not only gave us the best rate, but was great at walking us through the process and helping us speed things along. Even before we started looking for a house I emailed her several times to help us figure out what we could afford. She always got right back to me and answered all my questions. Then, I contacted Kim to see how we could speed the process of dropping our Property Mortgage Insurance (PMI) and she called back with the option of applying for a Home Equity Line of Credit (HELOC). We were able to have our PMI removed through the process because the bank paid for an appraisal which showed that the value of our home had increased significantly. We not only saved the $600 appraisal fee, but now pay $60/month less on our mortgage since we no longer need the PMI. If you want a mortgage broker who listens and looks out for your best interest, you need Kim!
Apr 12, 2019
Account Manager
Kim did a great job. She was easy to work with and very responsive.
Apr 10, 2019
Wholesale Account Manager
Kim is simply spectacular. Incredibly fast, helpful, kind and easy to work with. I cannot reccomend her enough, and would not hesitate to do so to anyone.
Apr 6, 2019
Kim Carlson is a great loan officer. She is friendly and helpful and makes you feel like your business is her most important priority. She is quick and gets things moving fast and efficiently. We had an opportunity to watch her on several transactions with other clients thru real estate, and we hand picked her when it came time for us to need a lender. She is nothing short of a "10" and I would recommend her in all aspects as a loan officer to anyone who is in the market. She will not disappoint. For the first time I can say it was truly an enjoyable process having her in our court. Thanks.... Great job Kim!
Apr 4, 2019
Kim was amazing from start to finish. We had no idea we could even qualify for a home loan and were looking for a starting point. On our first visit we learned that not only could we fulfill our homeownership dream we got prequalified and began our home search. We kept her busy asking frequently to run us numbers to see the monthly estimate and she always responded quickly and eagerly. When our time came to do our loan paperwork we could sign electronically but requested to sign in person, we had lots of questions about closing and fees and she let us know that signing in person is what she preferred so we understood our loan. All the way up to our final closing signing she was right there to help us. I will refer friends to her and return to her when we someday do it again!!! Thank you for a wonderful first time buying exprerience!!
Apr 4, 2019
Working with Kim has been a delight. As we are relocating from out of state, her attentiveness and professionalism made this a very enjoyable experience. She spent extra time explaining things and always got back to us in a timely manner. She shared the reasons her and her family love living in Idaho which dismissed a lot of fears that come with moving to a new state. We never felt rushed and she always took time to ask how things were going for us. I would highly recommend using the services that Kim Carlson provides!
Apr 3, 2019
I would highly recommend Kim Carlson of Home Street Bank for your home loan needs. Through the years my wife and I, have had several home loans and each time the process has been fraught with issues and problems on the lenders side. Kim made our home loan process so easy and quick without any complications. I am quick to say, that the process is never fun, but Kim's expertise and handling of our loan made all the difference.
Jan 10, 2019
Veterinary Pathologist, Veterinary Medical Officer
Kim is an amazingly personable and kind person. Knows her stuff and works to serve her clientele, responding promptly and effectively to questions and requests. I went through several mortgage loan officers before a good friend recommended Kim to me. Picky....yes, I am, with expectations that customer service be priority....Kim more than meets expectations.
Dec 18, 2018
Home owner
Kim has helped us buy 2 different houses, and get a Home-Equity Line of Credit (HELOC). All of these things took a great deal of effort and patience, because we are completely unaware of the terms and processes need to do this. She was there every step of the way, explaining what each term was, how it can change to meet our needs, all with a kind, friendly and helpful manner. I would and have recommended her to others for help with different mortgage needs.
Dec 8, 2018
Kim is a rockstar! She got us approved for a loan and into the house of our dreams in less than 4 weeks! It took a lot of hard work from many people and just when it looked like we might miss on our time frame, Kim hit a homerun! We will definitely be using her expertise in the future.
Nov 21, 2018
Nurse Anesthetist
Kim is very knowledgeable and finds the best option for your loan needs. She has been very patient with my indecisiveness. Her promptness in returning calls and emails is much appreciated. It’s been a pleasure working with her.
Nov 20, 2018
Repair Technician
Kim did an amazing job helping us get our financial documents in order for applying and approval for our home! She was there every step of the way from any questions on our part, updates to where we were at in our process, and anything else thrown her way. Thank you so much for your hard work!
Oct 26, 2018
Research Professor
Kim is fantastic! I would recommend her wholeheartedly for ANY housing loan need you may have. Kim and her assistant Becky were always super friendly and communicated fast and effectively. The entire loan process was easy and it took less than a month to closing. By far the best housing finance experience we’ve had in the past 20 years.
Oct 18, 2018
First Time Buyers
Kim Carlson was outstanding! Going into this process we had endless questions that Kim and her assistant, Becky, were always happy to answer. From accepted offer to keys in hand took about a month and was exactly on schedule! Couldn’t be happier with the process and our new home.
Oct 17, 2018
Project Manager
Kim is great!! I would recommend going through her and home street for ANY housing loan. She’s super friendly, great to work with, and communicates very well. She made this process as easy and pain free as possible!
Oct 2, 2018
Kim was very helpful during the entire home buying process. She was friendly and always willing to help or answer questions. It made buying our first home a little less stressful and I would recommend her to anyone looking for a home loan.

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