Jul 7, 2017
I had my first contact with Ozell in 2012 after I had been turned down for financing by another bank (after jumping through all of their hoops for 5+ months) . The listing agent recommended him, and told me that in 30 years of experience in real estate, that Ozell was the smartest finance officer he had ever met.
I called Ozell and got voice mail, I left a message and the call was promptly returned. I sent over the information he requested and he called me two days later to tell me that he could do the loan, and that it was "just a math problem" and that he could do it a couple of different ways.
I was astonished! I told him that he must be kidding - that the people I had been working with had said no.He asked me who I was working with and I told him the name of the institution, and then he asked who at that institution. Then he proceeded to tell me that he used to run that institution's mortgage dept. And that he had trained the individual I was working with and that I should call up and tell this person that Ozell said to send the loan up the line and it would be approved .He told me that this would be much easier for me than restarting the whole process, and that yes, if they turned me down, he would help me.
This absolutely amazed me. He was totally confident that the loan would go through, and he recommended the best course for me. He was looking out for my best interests even though he had spent time working on this, thinking he could get a sale. I have to tell you that I was impressed! I was even more impressed after I called the other loan officer, and he said to me "if Ozell says it'll go, then it'll go" Sure enough I got my house.What a blessing!
2017 rolled around and it was time for refinancing - get rid of the PMI and the ARM and consolidate some debt. A friend of mine convinced me to try his money man, who told me that he couldn't do it and neither could anyone else. I hung up the phone and thought to myself "well that was a waste of time - I should have just called Ozell" So I called Ozell and he got it done. Efficiently. Courteously. Professionally. Pleasantly. He exceeded my expectations, which were high!
Ozell has earned my trust and respect and I'm very thankful to him and thankful that I discovered him.
I recommend him to you!