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Kara Berglund

Senior Loan Officer HomeStreet Northwest Portland Home Lending Center NMLS: 716319

Customer service, honesty, and integrity have been the cornerstones of my business since I entered the industry in 2003. I believe a mortgage should be about building relationships, and I enjoy taking a consultative approach to the home loan process by customizing each home financing program to help you achieve your overall financial goals - both short-term and long-term.

Early in my career, I realized the value of following through on my commitments and making sure my clients were happy. Now the majority of my business comes from repeat clients and their personal referrals. I believe in educating borrowers up front and take great pride in hearing how easy the process was for my clients.

Whether you're looking for the best finance options to buy, refinance, build, or renovate, I have the knowledge to help you make the right choices for your situation. Many loan officers can get you a loan. My mission is to get you the right loan that fits your circumstances, and to provide the service to make the process fast and hassle-free.

I aim to be your trusted adviser and to serve you, your family and friends for many years to come.

HomeStreet President's Club 2009 - 2023
HomeStreet Circle of Excellence 2009 - 2016
Five Star Mortgage Professional Award 2012 - 2023
Jan 24, 2024
Teacher
Kara was helpful and always willing to work through all of the steps during the loan process.
Nov 27, 2023
We have used Kara and her team many times over the years. She is always very responsive and knowledgeable about rates and loan options. In our last transaction Kara made herself available off business hours to ensure we got a good rate lock.

I can highly recommend Kara, her team and HomeStreet in general.
Oct 10, 2023
Kara and her team have helped us with two of our home purchases now! The most recent transaction, being a little trickier and more involved. I had all of the confidence in the world that she had our backs and from start to finish, she made the experience great. She is patient and quick to respond to all of our questions and concerns, which is exactly why our family will continue to turn to Kara for our future home purchases! Thank you so so much Kara for everything. You are your team are absolute rockstars. Big air hugs from us.
Oct 6, 2023
I genuinely enjoyed working with Kara and her team. She is communicative, knowledgeable, and an overall kind human being. Buying a home is a very overwhelming process and she took the time, on many occasions, to walk me and my husband through all of our options in ways that made sense to us. I would absolutely recommend Kara to anyone, whether it's your first home or your 100th!
Sep 14, 2023
I've worked with Kara for many years and before that her mother. Kara is always responsive and doesn't mind answering numerous questions or even taking the occasional evening or weekend call. She's done such a great job for me I would never even consider taking my business elsewhere.
May 16, 2023
Kara was recommended to us from a friend in the town we are moving to and although Kara lives 3 hours away she made the house buying process SO EASY! As first time home buyers, she walked us through the home buying process holding our hand from start to finish. She is extremely nice and so friendly to work with. Will continue to recommend her.
Apr 25, 2023
Logistics Broker
Kara is a very knowledgeable and insightful mortgage lender. She does a great job in explaining all the processes especially for being a first time homebuyer. She did a great job with working with our real estate agent and really fought for us with getting approved.
Mar 13, 2023
Working with Kara Berglund and her team was a wonderful experience. She made my loan process very easy. I Highly recommend her to anyone.
Mar 13, 2023
Using Kara to get my new house funded was one of the best decisions in my purchase. She made the process so simple with good communication and always available for any questions I had. The steps she laid out were easy to understand and the funding was without any problems or delays. I would definitely use her again!
Mar 13, 2023
This is the second time we have gone through Kara for our home loan needs. She is extremely knowledgeable and helpful with the whole process. I have and will continue to recommend Kara to my friends and family.
Feb 6, 2023
Kara is a wonderful and very knowledgeable Mortgage Broker. She helps you every step of the way! We had never bought a home and did not know anything about any of the processes and didn’t even think we could buy a home with property.
She guided us every step of the way. She answered any questions we had thoroughly! She is very prompt in getting back to you with any answers. We did our process long distance but it felt as she was there in person with us!!!! The transaction was very smooth and fast! We recommend her 100%!!!!!
Jan 17, 2023
CNA
She is great, she did a great Job with my loan, saved me a lot of money on interest
Dec 28, 2022
Kara and Rian are one amazing team! They provided excellent service and very prompt in responses! It was a pleasure working with such a great team on my first purchase out of state. Highly recommended!
Dec 6, 2022
Kara was amazing!
I appreciate her being honest and truthful throughout the whole loan process. It was my first time buying a home and I definitely had many questions. Kara was very patient with me and took the time to explain everything.
I will definitely recommend her to family and friends!
Dec 1, 2022
Kara makes everything seamless--with no worries for the borrower. She is thorough and responsive.
Nov 14, 2022
My husband an I have bought two houses with Kara Berglund now. She is insightful, compassionate and always ready to meet you where you are in the buying process. 100% reliable, great communication and a wealth of knowledge. I whole heartedly recommend her to all of my closest friends and family.
Nov 14, 2022
Kara has assisted us with 2 refinances and a HELOC. All 3 transactions went through smoothly with our questions answered quickly. Each time, we had a meeting with Kara and she shared multiple options for us to consider, sharing her expert opinion on the pro's and con's of each option. There was never any pressure to select one product over another. I'd recommend her to anyone looking to finance or refinance a home.
Nov 8, 2022
This was our second home purchase with Kara Berglund and I would highly recommend her to anyone looking for a true professional to handle their loan. Kara communicates so clearly and rapidly and always seems able to anticipate any curveballs in the process and know exactly how to respond. Kara is the best!
Nov 8, 2022
Kara and her team were always helpful and knowledgeable in the loan process. They provided clear instructions in our loan application and check-ins along the way. Kara was up front and honest about our financing options. I highly recommend Kara and her team!
Oct 13, 2022
Account Manager
I have had the opportunity to work with Kara on multiple mortgages and she does an excellent job. Cant say enough great things about the whole process.

Thanks Again
Austin A.
Oct 3, 2022
Kara was amazing to work with on our new remodel and home refinance. Her team really put forth extra effort to get our refinance locked in and to help make this remodel happen. Thanks for everything Kara!
Sep 29, 2022
Kara is fantastic! I appreciate her professionalism and perfectionism.
Sep 22, 2022
Kara Berglund is an AMAZING loan officer, I have worked with her on several transactions. I had all but given up purchasing a house in my neighborhood, when the perfect house came along. Kara had my updated pre-approval letter to me within the hour. Upon acceptance of my offer she and her team quickly pulled everything together. We were able to complete the process from offer to closing in three weeks! She worked closely with me and my realtor to make sure we had all the correct documents and signatures. Thank you Kara and Team!! I am so happy to be in my new home.
Sep 8, 2022
Kara has helped us close on two homes now, and we can’t say enough kind things about her help and guidance. We have great trust in her, and she’s answered every question quickly and confidently. We would highly recommend Kara to others buying a home again and again!
Aug 15, 2022
Minister and Mobile Notary
I greatly appreciated Kara and her staff for their professionalism and friendliness. I'm grateful for their patience and diligence. I believe they went the extra mile to help me obtain my HELOC. Because of this loan I now have air-conditioning in the midst of a very hot summer. Thank you Kara for all your hard work. Blessings!