Chris Bonnema

Mortgage Consultant MLO Vision Mortgage NMLS #1393472 BRE# 02002969
I have lived in San Luis Obispo County for over 30 years. I am familiar with the culture, the people, and the geography. My wife of over 35 years and I live on a small farm in Templeton. I served a term as Planning Commissioner for the City of Atascadero in the 1990’s and was able be a part of the redevelopment plan of the downtown.
I understand the dollars and cents of business transactions and the importance of communication and timeliness in the business environment. I know how vital it is to listen, so I can understand your dreams and your situation.

“My promise to you – a wide range of loans options, honesty and integrity in each decision-making step during the loan application process, timely communication, and a mortgage loan that is best suited for you today and in the future.”
May 22, 2020
Application Specialist
Just want to give big ShoutOut here to Chris Bonnema! He did a wonderful job of navigating our refinance through this very crazy difficult time. He kept things on track, kept us notified and worked with us to answer our many questions. I would reach out to him again for any of our home financing questions!
May 11, 2020
Chris did an awesome job of helping us through our refinance on line from start to finish! Would highly recommend him!
May 9, 2020
A good friend recommended Chris Bonnema to me for my house refi. I called Chris and he handled everything. He always answered my phone calls, emails, or texts. Chris made the precess virtually painless, fast, and uncomplicated. He is very professional and extremely helpful when I had no idea or if I had questions concerning my paperwork. There were no questions or concerns that were too trivial for him to stop and help me with at any time. I highly recommend Chris Bonnema to help you in buying or lowering your house payments.
May 9, 2020
Chris Bonnema has been amazing, both for our initial house purchase two years ago and with helping us refinance. He was informative, and he answered any questions we had very quickly. He would communicate clearly with us every step of the way, and he was always on top of any complications that arose. Chris is our go-to guy if we have any finance questions regarding our home!
May 8, 2020
Regional Accounts Manager
I sincerely appreciated working with Chris and his team at Vision Mortgage, I highly recommend using Chris for all real estate financing. His knowledge of the industry and his ability to communicate and make the process seem effortless is a huge asset, he is my go to person for all future real estate transactions.
May 7, 2020
Home owner
From the beginning to the end Chris was very personable and helpful. gave me examples show me step-by-step sent sent me examples of rates and breakdowns so I knew exactly where I was from the beginning to the end. If I ever had any questions, Chris always responded in a timely matter to answer all my questions.
Mar 13, 2020
Fidelity National Title
I highly recommend Chris Bonnema as your lender. My transaction recently with Chris to refinance my home was the smoothest real estate transaction I have experienced! Chris and his team go the extra steps to help make the process easier for their clients. They truly are at your best interest!
Feb 17, 2020
Management of information system
Chris was absolutely wonderful to work with. Whenever we had a question or concern we would simply text or pick up the phone and call. He would always be there. The loan went through much quicker than we expected, which was also very much appreciated.
Jan 2, 2020
Chris makes his clients feel as if they are the only ones he’s working with. His timely responses and acute attention to detail made what I’m sure was a mountain of work feel shockingly simple to us. Chris is a strong catalyst in a process with lots of “bottle necking” opportunities and is highly motivated to keep things moving. We greatly appreciated his assistance in our refinance and would absolutely recommend him. He’s really great!
Jan 2, 2020
Chris is an exceptional person in every regard. He is very trustworthy and involved with his clients. Every step in the loan/lender process was clear and covered in every conversation. Chris was open and honest with all questions I had. He went above the norm to make the process as easy as possible for me. I highly recommend Chris and will pass the word on in our small community.
Carol E. Fry
Nov 13, 2019
Retail General Manager
Chris went above and beyond for us. He got us the best interest rate for our home. He was so professional and took care of all loose ends. He always put me and my family’s interest first before anything other priority
There was little to no work for us because Chris handled it all with ease. All of my (many) questions and concerns were always answered immediately. Chris is a wonderful man and a joy to work with.
I highly recommend Chris Bonnema for any and all your financial needs!
Nov 9, 2019
Chris did an excellent job for us. He answered all of our questions very quickly, helped us to get all of our paperwork scanned and, generally made sure the process was smooth and quick.
We highly recommend him for mortgage needs.
Nov 6, 2019
Managing Partner
Chris assisted me and my partners through a difficult escrow process on a distressed property. There were many times along the way where we were very unsure and it was Chris that found a way to make the deal happen. Without his knowledge, advice and determination that the deal could be done, it would have never closed. We are very grateful that Chris was in our corner when the going got tough. Thank you, Chris!!!
Oct 14, 2019
Mr. Bonnema was extremely helpful as I sought to secure a home mortgage loan. Due to unusual circumstances I was having difficulty finding a lender who would underwrite my mortgage loan, but with Chris' help I was able to find one that underwrote the loan with little difficulty.

As a first time home buyer it can easily be a nerve racking process with no limit to the number of questions and potential roadblocks I wanted to prepare for, but Chris was very patient with, fielding calls and queries even after office hours to ensure I had the greates possible understanding of all of the details of my mortgage loan.

I would recommend Chris for anyone seekibg to buy a home, especially those who are as new to the process as I was.
Sep 4, 2019
Insurance Account Manager
Chris was awesome in helping me decide what I should do in my difficult situation. He spent the time explaining the loan process, rates etc. in lame terms and was extremely patient with me. I appreciated that he allowed my daughter to be involved so we could make a sound decision. The process was extremely easy and streamlined and it was all done without leaving work. The sign doc feature is amazing and proves you can do this without too much stress. I appreciated all he did for me. I would recommend Chris to everyone. Thank you for everything Chris.
Sep 3, 2019
Home owner
We cannot say enough about our wonderful experience with Chris. This was a big transition for us from the Monterey Pennisula to Paso Robles. Chris made our loan process flawless from start to finish. We would recommend him to anyone who needed his expertise.

John and Holly Crocker
Sep 3, 2019
Associate Broker
Chris was everything you look for in a great mortgage consultant... Available, knowledgable, respectful and expedient. He helped my buyers close ahead of schedule which allowed them to take advantage of a closing credit offered by the sellers. I look forward to our next transaction!
Sep 3, 2019
CEO Waste To Energy, LLC
I have personally known Chris for well over a decade, have done business with Chris in the past and know that he is an honest, hard-working, relationship-oriented businessman!

With that background, I felt entirely comfortable recommending Chris to my own daughter to secure financing for the new home that she just purchased.

Chris came through, like he always has, with the best mortgage for Brianna. His personal handling and attention to detail, constant communication with all involved was a catalyst for finalizing the entire deal.

I would, without hesitation, fully recommend Chris Bonnema and Vision Mortgage to anyone desiring to get the best interest rates, terms, conditions and personal service to buy your real estate!
Jun 24, 2019
From our first conversation, Chris Bonnema explained each and every option that was available to me, and my phone calls were handled in a professional and timely manner.

Although, there were some challenges during the home buying process, Chris was able to navigate through to a successful outcome.

Even now that the deal is done I would still feel 100% comfortable calling Chris with any questions, as he extended his expertise beyond the scope of the business deal.

Chris made my first home buying experience a very pleasant one, and I look forward to contacting him for my next home purchase.

M. Devon
Jun 17, 2019
Real Estate Broker
If you need a good lender to follow through on those difficult files or hard to qualify buyers, call Chris Bonnema, he will get the job done. He is friendly and professional and will make your clients feel confident that their deal will get closed. Once you call Chris for the first one I'm sure you will continue to work together.
Jun 7, 2019
Chris was amazing from start to finish! He communicated each step of the process to myself and my client which made for a very smooth transaction. I highly recommend giving him a try you will not be disappointed. I will definitely be using him in the future.
Jun 5, 2019
WOW... Did Chris help make the purchase of my new home easy, quick, and stress free, from our first meeting right up to the closing Chris keep me informed and up to date with everything going on.. I highly recommend Chris for a stress free mortgage.
May 2, 2019
Owner TRC Delites
Chris can help you make your dreams come true. I honestly felt like there was no way possible for a home loan with the current circumstances that we were in. Not only did he help us but he also guided us in the right direction. He always helped me put my doubts aside. Put your trust in Chris and he will guide you too.
Apr 27, 2019
Proud Home Owner
Long story short...
With a recent bankruptcy on our record and other family being involved with qualifying for a home loan Chris had his work cut out for him for sure! My wife and I being first time buyers as well, Chris kept in constant contact with us both and explained every step in detail during the process of putting together the perfect package for us.
Chris is the best. He is in it for us as home buyers not for his own benefit! I/we recommend Chris very highly to anyone looking for a home loan that wants what's best for them.
Apr 9, 2019
Chris was very helpful in every aspect of getting me my house I’m very pleased with his work and would definitely recommend him to anyone looking to buy a home thanks again Chris!!!!!!!

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