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Dano Graves

121 Recommendations
About Me
Mortgage Loan Consultant Inner Circle Mortgage NMLS # 1942698 CalDRE # 02097128

Phone: (916) 990-5091
Email: Dano@InnerCircleMortgage.com

www.InnerCircleMortgage.com

At Inner Circle Mortgage we offer discounted mortgages at internet-low rates with hands-on, superior local service. We consistently rank as a top mortgage broker in the nation in closing percentage and loan volume.

Inner Circle Mortgage Advantage:
- Close on Time or we Credit $1000
- Never Any Upfront Fees
- Rate/Fee Match Guarantee
- Preapproval in Hours

Purchasing a home is the largest financial endeavor in many peoples' lives, so when buying a home you want to make sure you're getting the best price and service.

It always pays to get a 2nd quote! It's free for you, takes less than 5 minutes, and can save you thousands of dollars. Even if you don't use us, I'm more than confident we can save you money by making your other lender bring down their pricing. You have the right as a consumer to shop for a mortgage!

Pinned Recommendation
DG
May 14, 2021
Dano was excellent from start to finish. He was on top of it every step of the way and helped guide us in buying our first home.

Searching for a home: He got us a pre-qualified quickly and it was easy to send and gather the documents he needed. Dano explained our different options and answered all of our questions about mortgages and what to expect throughout the process. He even provided a loan estimate breakdown for every house we looked at with different down payment options. We found this to be very helpful and put us at ease knowing our possibilities when we were ready to make offers on homes.

Offering: I was very impressed that Dano even went out of his way to call on the listing agents to advocate for us in this competitive market. He also helped kept our real estate agent informed and could provide updated Pre-Approval letters at a moments notice.

Purchasing and Closing: Dano was able to give us the most competitive rate out there. He did an phenomenal job at keeping all parties to a timeline including the lender, insurance agents, escrow agents, and realtors. He led and facilitated the whole process and made sure everything ran smoothly with all parties involved.

I would recommend Dano to anyone and everyone. He is a true professional who provides excellent service. I doubt you could find a better loan consultant anywhere.
A
Apr 15, 2025
I recently completed a cash-out refinance, and this was my second transaction with Dano. He was incredibly detail-oriented and readily available every step of the way. Dano went above and beyond to shop around and secure the best possible rate. I know this because I compared his offer with several others, and his was by far the most competitive. The process was smooth and closed quickly. Dano’s professionalism stood out throughout the entire experience. I highly recommend him for all your mortgage needs!
AB
Apr 9, 2025
I recently worked with Dano Graves of Inner Circle Mortgage on the purchase of my first home. Dano was very helpful throughout every step of the process. He is a clear communicator and was very responsive to all of my questions. Dano did a great job of letting me know what to expect next, and helped me to be prepared throughout the home buying process. I would highly recommend Dano’s services to anyone looking to purchase a home.
AH
Regional Manager Mar 16, 2025
I had a great experience working with Dano. I received the best interest rate possible and he always made sure to answer my questions thoroughly. Anyone who is looking for a loan agent, he’s your guy!
AH
Regional Manager Mar 16, 2025
I had a great experience working with Dano. I received the best interest rate possible and he always made sure to answer my questions thoroughly. Anyone who is looking for a loan agent, he’s your guy!
AH
Dec 13, 2024
Dano did an excellent job guiding us through the mortgage process. He was able to find us the absolute best rate and locked it in for us. His advice prevented us from ending up with a higher interest rate. He is someone you want on your team!
RP
Vegetation Management Inspector Aug 12, 2024
I had an exceptional experience working with Dano Graves. From the very beginning, he demonstrated a deep understanding of the lending process and took the time to explain every detail to me. His professionalism, patience, and dedication made what could have been a stressful experience incredibly smooth and stress-free.

Dano was always available to answer my questions, providing clear and concise information that helped me make informed decisions. He was proactive in keeping me updated throughout the process, ensuring there were no surprises along the way. His expertise and commitment to customer service are truly commendable.

I highly recommend Dano to anyone in need of a reliable and knowledgeable loan officer. His work exceeded my expectations, and I couldn’t be happier with the outcome.
AB
May 2, 2024
Extremely satisfied with the service that Dano provided. He worked with my wife and I on the purchase of our first home. Always available to answer questions, get us pointed in the right direction, or assist through discussions with our realtor. Got us a great rate and could not have made the entire process any easier. Would happily recommend Dano and Inner Circle to friends and family.
AB
May 2, 2024
Extremely satisfied with the service that Dano provided. He worked with my wife and I on the purchase of our first home. Always available to answer questions, get us pointed in the right direction, or assist through discussions with our realtor. Got us a great rate and could not have made the entire process any easier. Would happily recommend Dano and Inner Circle to friends and family.
RH
Apr 29, 2024
Dano provided excellent service, knowledge and guidance for the my first time home buying experience. He went above and beyond when it came to explaining the whole process and adapting to changing scenarios. He was very competent and transparent from start to finish. I'm very fortunate to have Dano in my corner from the start and for the future. I couldn't recommend a better person for the job for those who are in need!

Thank You,

Ryan & Terra
RH
Apr 29, 2024
Dano provided excellent service, knowledge and guidance for the my first time home buying experience. He went above and beyond when it came to explaining the whole process and adapting to changing scenarios. He was very competent and transparent from start to finish. I'm very fortunate to have Dano in my corner from the start and for the future. I couldn't recommend a better person for the job for those who are in need!

Thank You Dano,

Ryan & Terra
NG
Apr 20, 2024
I really enjoyed working with Dano. He was clear and thorough through the whole process. Dano was very easy to work with and replied to emails/texts right away.
LB
Apr 3, 2024
Dano was fast and transparent on what needed to be done for loan package to go through. Kept me updated on the process and provided nice cost breakdowns for different loan amounts.
AM
Jan 14, 2024
Dano was great! Answered all our questions patiently and was informed about all the details. Would definitely recommend his services on mortgage loans.
EC
Jan 13, 2024
Dano was one of the best I’ve worked with.He was on top of everything and available when I needed him to answer any questions or problems I was having. I’m also on the younger end so most people would be cautious and not really take me serious towards where he treated me no different and helped me step by step and made me feel confident about everything.
AG
Oct 23, 2023
My husband and I can’t say enough good things about Dano. He was incredible to work with to purchase our home. Dano is constantly communicating and checking in throughout the process. We would use him again and recommend him to everyone we know!
P
Sep 11, 2023
My experience with Dano for my home mortgage has been exceptional. From the moment I started the application process to the day I received the keys to my new home, Dano has demonstrated professionalism and efficiency that I truly appreciate. I couldn't be more pleased with the entire process. From start to finish, they delivered a seamless and stress-free experience that made buying my dream home a reality.

SE
Aug 2, 2023
Dano was amazing in providing exceptional fast service with our mortgage loan. He responded quickly to answer any questions I had as a 1st time homeowner. His speed and efficiency helped me get the perfect home in a tough market. I would highly recommend Dano to anyone!
MS
Jul 11, 2023
We had a great experience with Mr.Graves.He is truthful, customer oriented,highly professional,responsive, looking out for our best interest.
We will absolutely use him in the near future and because of his dedication, knowledge of the industry we will refer him to anyone he is better than anyone in the market.
Thank you for the best service !
NH
Jul 10, 2023
We had a great experience obtaining our loans for our new house and getting a bridge loan for our old condominium. Dano went to action on our behalf on a short notice and obtained the loans on time and to our satisfaction.
We will keep him in mind next time we need to purchase or refinance our property. We highly recommend him for anyone needing a loan in the future.
AS
Jun 12, 2023
Dano was great! Super helpful throughout the whole process, explained and broke down things very well for me as a first time home buyer to understand. Highly recommend Dano!
DB
May 23, 2023
Worked with many loan companies before and Dano goes out of his way to help. He always kept us updated on any issue. We were always in contact via email, text or call and got results quickly.
KM
May 17, 2023
I really appreciate how helpful Dano was though out my whole home buying experience. He guided me through every step and was very knowledgeable and available for any questions I had. Truly felt in good hands and he made the home buying experience so easy.
GO
Grounds and Facilities Manager May 10, 2023
Dano did a fabulous job getting my wife and I through the process of our Home Equity Line of Credit.
This was the fastest turn around time from application to approval of the loan to disbursement of the funds.
I would and will recommend Dano to my friends and family.
He did a great job.
NA
Jan 1, 2023
Dano was super easy to work with. He handled all the complicated stuff to do with financing of the loan. He was very responsive and was best of class whenever it came to buying a home. I would recommend anyone work with him in the future if you have home financing needs!
AM
Nov 3, 2022
Dano jumped into our house buying process with only 14 days left until closing. He is quick, educational, communicative, and overall amazing at what he does. He made this process seamless for us and we can’t thank him enough.