Meticulous and committed to each customer he works with; Roy uses his passion for relationships and vast experience in the Lending industry to give every single client he works with the service they deserve. From the first conversation to the handshake the day you close, Roy promises a unique and refreshing Lending experience.
Outside of work, Roy is a committed father to 4 beautiful children, a loving and supportive husband and light-hearted friend who enjoys traveling, coaching his sons’ football team, and hitting the links every chance he gets. Between work and home, there’s more than enough excitement to keep Roy busy and smiling from ear to ear.
About Me
The Mortgage Magic Man!!!
Luminary Lending
NMLS 1171499
BC
I cannot recommend Roy enough! He was amazing to work with, he helped me navigate the purchase of my first home. He took time to explain everything and answered all of my questions along the way. Roy was a real partner in the process and provided insight from his years of experience that helped me to make the best decisions for my family. I will absolutely work with him again in the future!
MW
Roy and his team were amazing. My wife and I were trying to go through our various financial institutions and we weren’t approved. TransUnion pinged Luminary Lending and Roy reached out to me to see what our needs were. After our discussion Roy was confident he could get us approved and he did. My family and I appreciate their hard work and dedication to helping our family obtain our goal with refinancing our home to do much needed upgrades.
BZ
Working with Roy and Brooklyn was a pleasure! We had some hiccups along the way, no fault of Luminary, but Roy and Brooklyn took it all in stride and made things happen! Would definitely work with them again!!!
GL
Brooklynn and Roy were very helpful. Thank you!
SG
Roy was fantastic. He answered all our questions and walked us through the process. Grateful he reached out to us with the opportunity to reduce our interest rate. Thanks so much!!
JF
Roy was great. He made buying our first home quick and easy!
TC
Roy is a hard working loan officer. I have enjoyed my experience buying my first home with him. He is knowledgeable on the market, loans, and finances. Roy has years of experience that helps him solve your financial issues. I recommend him and his team. I will be a returning customer.
LA
Can’t say enough great things about Roy. He was easily reachable, very knowledgeable and very on top of my application process from start to finish. Roy answered all of my questions and concerns. He also went in depth with the breakdowns of the finance portion of the loan and made it make sense for me since it was my first time buying a home. 100% would recommend anyone to go with Roy for any an all lending needs. I’ll be referring my friends who are right behind me in buying a house.
M
Always available and was literally perfect on my loan rate lock in. Roy did a great job educating me and moving quickly on tasks that needed to be done. Highly recommend to friends and family.
CC
Roy and his team in a phenomenal job servicing my loan. They were extremely detailed in explaining the different loan types, processes, and delivered exceptional results. I highly recommend working with Roy, he is on your side and will make sure you win!
JC
Roy helped get us the best interest rate possible in the market really worked hard for us! Really recommend him for your mortgage or refinance!
JA
Roy was incredible! He was super responsive and gave frequent updates with clear explanations of the process and what to expect. Would definitely recommend him.
CR
Roy and his team did a phenomenal job! He has an astute knowledge of the mortgage market and what moves interest rates. He was able to take advantage of news related movement in the bond market and lock in a favorable rate for us in a challenging market. I highly recommend Roy to anyone looking for a mortgage loan or refinancing their existing loan!
MC
Roy is my new go to guy! Working with Roy and his team was so refreshing! I have purchased and sold a couple of homes due to work relocations and Roy's team provided me with great support and confidence as we navigated a higher interest rate market than we had been used to on our other home purchases. So grateful we found him and Luminary Lending. Excited to use him and his team as market rates improve and opportunities to refinance become available in years to come.
CM
Roy and his team provided the best price possible, which is the most important criteria for a fantastic lender. He was extremely transparent and responsive.
The best feedback I can provide is that there were a couple times throughout the process where I was performing tasks/following up on items within the lender's scope of work.
Not only did we have to push our closing date due to Luminary not having/providing the correct documentation, I didn't get a chance to review the final numbers on our loan until signing closing documents despite requesting the information days in advance.
They worked through it, didn't blame everything on an underwriter and got me the best loan for the lowest cost, which will impact me and my family for the next 30 years of our lives. Highly recommended and will be using them again.
The best feedback I can provide is that there were a couple times throughout the process where I was performing tasks/following up on items within the lender's scope of work.
Not only did we have to push our closing date due to Luminary not having/providing the correct documentation, I didn't get a chance to review the final numbers on our loan until signing closing documents despite requesting the information days in advance.
They worked through it, didn't blame everything on an underwriter and got me the best loan for the lowest cost, which will impact me and my family for the next 30 years of our lives. Highly recommended and will be using them again.
SK
I have worked with Roy more than once and each times he beats his last level of service. Very professional, prompt responses and patient throughout the process.
HR
Roy is very knowledgeable and very easy to communicate with. I'll utilize him as my lender moving forward
GC
Roy was simply great, he kept me well informed and didn’t feed me a lot of unnecessary information, or make promises that he couldn’t keep. it was truly a pleasure working with him and his team , they made the home buying process smooth and painless, I would definitely recommend him to family and friends.
JG
Roy did a great job explaining my options for my first home mortgage. I would recommend going through him as he found me the best price of the 5 people I looked at. Great guy and very friendly. If interest rates drop significantly over the next year or so, I'll look at refinancing through him again.
SB
Roy was excellent as our loan officer during our buying experience. We were able to get a refund of our entire deposit and he helped us navigate multiple pitfalls that were unexpected. Not only did we successfully purchase the house, it was at a great rate for today's market and it was basically 0 dollars out of pocket. Roy made is feel like he was here for us and not just here for the money, and that is rare these days. I hope the best for him and his family and would highly recommend him for your home buying needs! 10 stars if I could!
RA
Thanks for helping us out. We really appreciate the hard work you & your team put to get us approved with our home loan. We will highly recommend your service to friends & family.
RA
Thanks for helping us out. We really appreciate the hard work you & your team put to get us approved with our home loan. We will highly recommend your service to friends & family.
LO
Roy is an experienced professional that has seen it all - no loan is perfect but when you get Roy to walk with you along the process - no matter the hiccup, rest assured it gets done. Responsive at all times, Roy is your guy!
DP
Roy was always there to answer any questions on getting my mortgage for me. He is very knowledgeable. By the time everything was done and I closed on my new home I considered him as a friend.
NK
Enjoyed working with Roy. Complete professional and quick to respond. Closed my loan sooner than expected. Would
Love to work with Roy again.
Love to work with Roy again.
