Nick Fernandez

Nick just helped us to complete the sale of our home in Santa Maria. We were very impressed by his energy. He went all out on our open houses and even provided delicious hors d’oeuvres for the prospective buyers to enjoy.
Nick brings a lot of energy and enthusiasm to the Santa Maria Realty market. We met him during one of his famous door-to-door campaigns in our neighborhood. His timing was perfect because we had already considered selling our home. He not only found us a buyer, but he also went the extra mile in helping us to accomplish some of the difficult tasks involved in a move.
We highly recommend him to help you with your next home purchase or the sale of your home.

I COULD NOT HAVE ASKED FOR A BETTER TEAM OF PROFESSIONALS. Nick was a blessing to have on my side during the home buying process. I had been looking at buying a house for a few years. All I had heard from my friends and family is how stressful and scary the home buying process is. I reached out to Nick who showed me that it’s not as bad as people make it out to be. Nick explained the home buying process and the different loans that would be available to me from FHA to USDA. Regardless of when I called and how far away the home was Nick was ready within the hour to meet me at a home and show it to me. I drug him through what felt like dozens of homes for a few months. Each one I was hesitant to put in an offer on. He respected that opinion and never pushed me into something I did not feel comfortable with. I eventually told him I was sorry for wasting his time and I didn’t think I would be able to own a home. He respected that and told me to reach out whenever I felt ready. A few weeks later I found a decent home for a fair and affordable price. I sent Nick the listing for the home at 4:00pm that night Nick had shown me the home, contacted this listing agent, spoke with the neighbors in the area, gave me all the information I needed, and helped me put in an offer by midnight the same night. Let me tell you Nick got us a DEAL! I’m talking people don’t believe me when I tell them deal. He provided great support through the buying process he contacted me everyday with updates and throughly explained what was happening. I never once felt like something was being hidden from me. We hit a bump in the road with an underwriter. Nick went to work for us, he fought tooth and nail to make sure we got our keys! Dedication, transparency, communication, and customer service are what comes to mind if I had to describe Nick and his team. If you are even thinking about buying a house call Nick and see what he can make happen because it’s probably more than you think.

We were first time home buyers and we bought a home in Colorado from California and Nick made the process so seamless! We are so grateful to have found a wonderful home for our children to grow up in and create so many memories! Nick provided us with excellent communication throughout the entire process and worked so hard to help us achieve our dream of becoming homeowners. A big thank you to Nick and his amazing team we are so grateful!

The only person I trust with my mortgage is Nick. It was a breeze working with him, very knowledgeable and always responding to any concerns. Thanks to Nick we got the best deal for our first home. He is the only person me and my husband will ever need for future purchases and he is recommended to all our family.

I loved the service provided by Nick he was quick to respond to any concerns or questions very attentive to me and my wife, we are very pleased and satisfied with their service especially with the rate that they got us was very outstanding on their part, I would truly recommend their office for your mortgage and real estate inquiries any time.

Nick is right on spot with his clients, giving them the knowledge to make choices regarding there Biggest purchase of there life "Their Home" Nick is attentive, conscious of detail to paperwork to make the process very smooth.

Very Satisfied! Saved me and my family so much money! Definitely recommend them! Got me the loan we needed with an affordable payment plan.

I cant believe how professional and helpful Nick has been. He truly is a breath of fresh air to be working with! There is no one I would trust more to handle my mortgage in Santa Maria.

I could not be more content with our loan process,. Nick Fernandez makes sure I always receive answers to any questions or concerns I have. I feel like valued friend where customer service is top notch and readily available with Nick. Nick worked around the clock to make sure I was satisfied and updated me constantly with the progress of my loan. If you want competitive rates, commitment, and trustworthiness, Nick Fernandez at Novel Home loans is your go to.

Knowledgeable, attentive and will provide several options to fit your needs! That was my experience with Nick Fernandez. Nick listened to what I wanted and what my plans were, he knows the business well to offer several options that would work for me. He took the time to explain pros and cons for each option provided, he was available to calculate figures to get me the payment I was looking (for each plan). Nick was in communication with me every step of the way and even called after I signed the loan docs to see how my closing went and let me know when the loan funded. If you are buying a home or refinancing or just exploring options I highly recommend you call Nick, you won’t be disappointed.

Nick helped me refinance my home and lower my payment significantly! He was attentive and helped me understand what my options were. His level of expertise made the process smooth, he went above and beyond to help me. I recommend him to anyone looking to purchase, sell, or refinance their home! As a veteran he was able to help me with my VA benefits in relation to my home loan.

This was my first time buying a home so I was super new to the whole process. Nick was super helpful and always so responsive. Very patient with all my questions I had being new to everything. Nick did an awesome job working with his team to make sure I was all set and able to get the home I wanted. Would highly recommend him!

Nick helped us purchase our first home, he did such a wonderful job that we returned when it was time to refinance. He makes the homebuying process a breeze. I will go to him anytime I need to buy or refinance in the future.

I was very satisfied with the work Nick provided to me. He was honest, professional, and helped me refinance my home. I highly recommend Nick to anyone planning on purchasing or refinancing their home.