George R Kalis

Mortgage Loan Officer, Real Estate Loans, Home Loan Advisor George Kalis works for A Direct Funding Mortgage Banker
I have been helping my clients obtain mortgages for over 22 years now in California. I love my job and love the challenge of finding a way to make it work for clients who do not fit always "in the box"
I have a GREAT team I work with and we all pride ourselves on delivering first class service and communication during the process.
I deliver the best rate possible and lowest fees available to my clients while providing them with great service, so you will get the whole package when dealing with me and my team. I do a GREAT job on VA, Jumbo loans, 203K loans & Reverse Mortgage. I can do a home loan anywhere in California.
I appreciate the opportunity to bid and work with any new clients who are shopping around for a mortgage loan, or who want to find out what they can be pre-approved for to buy a home, I can close a purchase loan in as quick as 12-15 days and currently average 19-22 days to close my loans.

Thank you for taking the time to review my clients feedback and my profile.

Aug 15, 2015
George just finished up a home loan for us in only 19 days. We were so impressed with his communication and response time with any questions. He was so proactive with letting us know what was going the whole way through. He also attended with us at the title company in the end. I can't say enough good things about him as he was so professional and the rate and fees really impressed my husband and that is not an easy thing to do.

Feel safe working with him, he is trustworthy, knowledgeable and a hard worker as he was there at 615pm one evening when I called his office.

Alexi C
May 5, 2014
Home Buyer
This is the 5th home I've purchased and by far the best experience I've had with a lender. George and his staff, particularly David worked very hard to get us the best deal. We were already preapproved by another company and George and First Cal beat them hands down. From the moment we walked in his office until we closed escrow, George kept us on track to close on time with a fairly short timeline. We had a VA loan and those can sometimes be difficult and require extra steps, but George and his staff fully understood the process. He was extremely responsive with emails and phone call, and there were NO problems at all with the piles of paperwork or working with the VA. If I ever buy a home again, George will be the first person I call!!
Apr 7, 2014
George and his team did a fantastic job on closing our home loan. He did an outstanding job of communicating throughout the whole transaction, we always knew where we were and what was coming next. Then in the end he showed up at the signing to make sure all out documents were what we were expecting, and they were actually Better than we were expecting as he got us a better rate than we thought we had.
I only have super positive things to say about George, I highly recommend for anyone to use him for your home financing transaction so you can experience what we did with him.

Thanks again for getting us into our beautiful new home George.

Mar 10, 2014
Operations Manager - Mortgage
When asked if I would write a recommendation for George, it was an easy answer - of course. I work in mortgage for a Bank, but wanted to go outside my company for privacy purposes. George was recommended by a co-worker/friend as an individual with integrity, an honest professional who knows our business. He was right! George, along with his assistant, David, did a fabulous job on our refinance. Very timely communicaton, thorough, no surprises, accurate disclosure of fees, smooth transaction - all top notch. Being in the business myself for over 30 years, I know what to look for and what are reasonable expectations. George and his First Cal team exceeded expectations. I referred George to family and friends. My brother, daughter and another co-worker all refinanced with George. Everyone was very pleased with the service. I highly recommend him for all your home financing needs - you won't be disappointed.
Mar 10, 2014
We are so happy with our new home, George Kalis & his assistants gave us hope and life after 4 other lenders told us there was NO WAY we could purchase right now. They gave us the tools we needed to put ourselves in position to purchase when the others did not even lift a finger to let us know what exactly we needed to do so we could purchase a home.
Then, George hooked us up with an OUTSTANDING Realtor who got us 3% closing costs credit, Our last Realtor told us no way would we get 3% in this market,,, yeah, whatever.
Needless to say, we are now homeowners and could not be happier.
We very highly recommend George to anyone out there who is looking for anything at all to do with home loans, he is highly knowledgeable about the whole process and can explain it so clearly that we felt completely comfortable the whole way through.
Thank you So Much George!!

Your Fan for Life;
Anne S
Feb 25, 2014
George and his team are simply amazing! I have worked with other lenders in the past, and George was the most knowledgeable, sincere, and proactive. He really took the time to find out my situation and come up with a gameplan so we could buy our first house. I will recommend him to anyone and everyone.
Feb 25, 2014
My biggest thanks for flawlessly and seamlessly walking me through this home buying process, for identifying problems and bringing them to my attention well in advance, blessing me with abundant resources, giving me wisdom on this process and investing, focusing on the goal and pushing it all through!
I appreciate the great communication during the process, being available for any questions and being at the signing in the end. My greatest admiration and appreciation to you all!
It's exciting to finally step into my dream of becoming financially independent as an home buyer & investor. I'm looking forward to working with you all in future investments whenever that may be.
Thanks for giving my start to a different mind set and life style as an owner, businessman, and investor. Now for the other part of this investment to begin.

Chris Cortez
Feb 23, 2014
Retired teacher/librarian
George and Dave were great to work with two years ago. I appreciated the extra mile George went to come out on a very rainy morning to pick up a signed document vital to closing our refi before the end of the year!

I would recommend him highly to all and have done so for my contacts who have asked about refi, etc.
Feb 14, 2014
George is a hard working person, with his main goal is satisfying his client. He is very knowledgeable and has answers for all of your questions, and talk about being efficient and did I mention his great sense of humor, I definitely would recommend George to whom ever I come in contact with that would need his services.
Feb 13, 2014
Broker Associate, Century 21 M and M and Associates
I have worked with George Kalis for seven years. I have found him to be professional and current always thinking of the borrower. More important, he has a sense of urgency and will try to take care of problems before they escalate. This saves the client time, money and possible aggravation. If I were to need a home loan personally, I would not hesitate to use George.
Feb 12, 2014
USAF retired
George Kalis and the team at First Cal were incredibly helpful throughout my home buying process. I purchased a home direct from an owner without using a real estate agent. I was a little nervous about legal requirements and making sure we had the correct forms and so on. George and the team at First Cal helped walk us through all the required documents and steps. It was a lot easier than I thought and both the seller and I were very appreciative of the First Cal team. Thank you!
Feb 11, 2014
My dealings with George and Dave from First Cal Mortgage went off without a hitch.....I would recommend this Company to anyone that has real estate needs.
Nov 11, 2013
Thank you and your company so much for your help and all the hard work you did with kindness and professionalism, we are so happy with our new house and our kids can't wait to get a new puppy to play in the backyard, and have our family over for the holidays to see our new house, it has all we expect to have and more.
Thank you again and God Bless you
The Flores Family,
Sep 17, 2013
I have worked with George on new home purchases and refinacing several rental homes for the past 7 years. George is outstanding in finding the best rates and terms. He always delivers what he promises. He is "ethical above all' and only deals in honest mortgage products. I grew to trust and admire him even more after a recent refinace nightmare that I had to do with Wells Fargo Mortagage. George will educate you, save you money and treat you like a VIP. He makes the stress of a mortage seamless and painless. I give him my highest endorsement

Donna R. Seabrooks, M.D.
Sep 17, 2013
George & David and Sandra did an outstanding job with our home loan! They took all the mystery and confusion out of the loan process for us. they were so excellent at answering all my questions, and there was a bunch of them. They walked us through the process so perfectly and professionally that they really made it seem so easy. we know it is not because our cousins went through their own HELL in getting their home loan after over 3 months of working on it.
We started moving in 27 days after we signed our contract with our Realtor. We so highly recommend George and his team, they really stepped up for us and did such a great job we will be proudly referring them forever
Thank you so much, we so love our New Home!
Aug 9, 2013
Dear George,

As we settle into our new home, we wanted to take the time to thank you for the assistance you provided to our family. You and the FirstCal staffs were very helpful in making this happen. Again, thank you and may God's gifts of love and prosperity continue to fall upon you and your family.

The Ramirez Family
Jul 16, 2013
The blessing in all of this is that I had a great team of people working on the loan end to make it happen so with that being said THANK YOU TO YOU AND YOUR STAFF. I know sometimes my faith was weary, but you guys kept me updated and motivated all the time and really pushed to make sure everything was alright. Of course the loan has been sold to Pennymac which is fine. Keep me updated on all the new programs and know that I will be referring everyone looking for a strong team of loan agents to you…I still have to stop by and see your new office.

Jun 11, 2013
Happy customer
What a wonderful refinance! George and Dave are a great team and really helped our family save over five hundred dollars a month. This was no hassle to work with them.
Jun 10, 2013
George made me feel safe and that was a good feeling and that increased my level of comfort in going through this process. I will always refer friends and family to George.

Jun 6, 2013
George has integrity and that was very important when choosing my mortgage lender. I was very satisfied with my overall experience and I would recommend George to anyone that needs a quality mortgage lender.
Jun 5, 2013

George was great and personable and always kept in contact with me. George made me feel like there was always a solution to any problem and he always found a solution. George was very knowledgeable and always professional.
Jun 4, 2013
George was very knowledgeable and professional. He facilitated the whole experience and closed escrow in record time, but with integrity and detail of process. He has excellent customer service and a very positive and enthusiastic approach to his work and clients.
Jun 4, 2013
It was great working with George and he was always there when I had questions or concerns. He went above and beyond to work with me and the realtor. I felt like George always had my back. I would rate George’s level of service as excellent.

Jun 4, 2013
Insurance Agent
Hands down, George and Dave in Fairfield are the best at what they do! As an insurance agent, I run into many "bottom feeders" in the mortgage business, but George and Dave are top notch. George is a wizard and finds ways to make it work for his clients...he is incredibly knowledgeable and treats people like family
Jun 3, 2013

George, I was very satisfied with our overall experience in dealing with you for the financing of our home. Your knowledge and professionalism was appreciated. You are the best and great at explaining the process and answering any questions. I will send all my friends and family to George for any financing needs