-$200,000,000+ in loan volume funded
-7 Years of experience in mortgage planning which has resulted in a solid foundation of professional customer service, attention to detail, and the ability to manage complex processes.
-Real Estate Broker's License
My mission as a financing professional is to meet the individual needs of each of my clients on a personal level, while facilitating the most enjoyable hassle-free transaction possible.
Specialties
- Specialist in Residential Purchase or Refinance Mortgages,
- Customized financing options based on your long and short term financial goals.
About Me
Broker
KAL Financial
Q
5 Stars
I got all my calls and emails. Will definitely recommend to others.
I got all my calls and emails. Will definitely recommend to others.
S
5 Stars
I did receive my emails and phone calls keeping me updated with my loan
I highly recommend this team
I did receive my emails and phone calls keeping me updated with my loan
I highly recommend this team
G
4 stars
We bought a home through David and his team, and we are very pleased.
Each week we received our phone calls and emails keeping us posted on our loans activities.
We will recommend. This was a good experience.
We bought a home through David and his team, and we are very pleased.
Each week we received our phone calls and emails keeping us posted on our loans activities.
We will recommend. This was a good experience.
J
5 Stars
This was our first time using David and his team. Their communications were great. The team was very patient with me as I was out of the country for 3 weeks. Due to the time difference, it became difficult for them to reach me. I highly recommend them.
This was our first time using David and his team. Their communications were great. The team was very patient with me as I was out of the country for 3 weeks. Due to the time difference, it became difficult for them to reach me. I highly recommend them.
M
4 Stars
This was our first time using David and his team to purchase a home. Their communications were good. My frustration came when we weren’t able to close as expected. David did an excellent job of making it up to me. He handled everything professionally. I will recommend him to others.
This was our first time using David and his team to purchase a home. Their communications were good. My frustration came when we weren’t able to close as expected. David did an excellent job of making it up to me. He handled everything professionally. I will recommend him to others.
S
4 stars
We are very happy with our loan and what David did for us. My updates were not only weekly, but daily.
His team was always very polite.
We are very happy with our loan and what David did for us. My updates were not only weekly, but daily.
His team was always very polite.
B
5 Stars
This was my first time going through the mortgage process. I bought my first house. Ryan was very good with emailing and calling me to keep me updated throughout the process. He provided a very pleasant experience. I was a young man, very overwhelmed and quite intimidated about going through the mortgage process. This team especially Ryan and Karla were great.
This was my first time going through the mortgage process. I bought my first house. Ryan was very good with emailing and calling me to keep me updated throughout the process. He provided a very pleasant experience. I was a young man, very overwhelmed and quite intimidated about going through the mortgage process. This team especially Ryan and Karla were great.
J
5 stars
Communications were very good.
I will refer.
Their people were timely and courteous.
Communications were very good.
I will refer.
Their people were timely and courteous.
I
5 stars
5 stars
I was very satisfied. David's helper, Miranda did very well.
I received my updates..
Very likely I will recommend. Definitely was very happy and will refer to our organization.
5 stars
I was very satisfied. David's helper, Miranda did very well.
I received my updates..
Very likely I will recommend. Definitely was very happy and will refer to our organization.
B
5 Stars
This was my first time going through the mortgage process. I bought my first house. Ryan was very good with emailing and calling me to keep me updated throughout the process. He provided a very pleasant experience. I was a young man, very overwhelmed and quite intimidated about going through the mortgage process. This team especially Ryan and Karla were great.
This was my first time going through the mortgage process. I bought my first house. Ryan was very good with emailing and calling me to keep me updated throughout the process. He provided a very pleasant experience. I was a young man, very overwhelmed and quite intimidated about going through the mortgage process. This team especially Ryan and Karla were great.
P
4 stars
Love David. David did a great job. I had a great experience.
Love David. David did a great job. I had a great experience.
G
5 stars
I highly recommend this team!
I trust David. I feel like I had good service and got a good rate. David is completely upfront, honest and gave me full disclosure. This helps alot of us new people go through a very confusing process.
I highly recommend this team!
I trust David. I feel like I had good service and got a good rate. David is completely upfront, honest and gave me full disclosure. This helps alot of us new people go through a very confusing process.
A
4.50 stars
This was my first time using David and his team.
I do recommend this team to you.
This was my first time using David and his team.
I do recommend this team to you.
J
5 stars!
This was my first time using David and his team. The teams communications really helped through the process. My experience was so good I will recommend them for sure!
This was my first time using David and his team. The teams communications really helped through the process. My experience was so good I will recommend them for sure!
M
10 stars
Everyone was very friendly, very helpful. That all of you possesed a lot of knowledge. I received my emails regularly. .
Because of my experience, I will be recommending you to others and my son the realtor was so pleased with his mom's experience that he will send referrals too.
Everyone was very friendly, very helpful. That all of you possesed a lot of knowledge. I received my emails regularly. .
Because of my experience, I will be recommending you to others and my son the realtor was so pleased with his mom's experience that he will send referrals too.
G
5 Stars
This was my first time using the Lawver Mortgage Team. Karla was my advisor. I had been working with other lenders but Karla was the most professional. She explained everything in detail which helped me a lot. She made it seem to be so easy, so simple. I will recommend her. She went above and beyond especially when she created different charts to help me determine what rate and program would be best for me. This was the best experience!
This was my first time using the Lawver Mortgage Team. Karla was my advisor. I had been working with other lenders but Karla was the most professional. She explained everything in detail which helped me a lot. She made it seem to be so easy, so simple. I will recommend her. She went above and beyond especially when she created different charts to help me determine what rate and program would be best for me. This was the best experience!
A
4 Stars
This was my first time using KAL Financial. A member of the team, Karla was very helpful and really, really good. Because of this experience I will very likely recommend them to others.
This was my first time using KAL Financial. A member of the team, Karla was very helpful and really, really good. Because of this experience I will very likely recommend them to others.
J
5 Stars
This was my first time using KAL Financial. I had a very difficult loan and David and his team handled it with no real problems. I am 100% like to recommend to others.
This was my first time using KAL Financial. I had a very difficult loan and David and his team handled it with no real problems. I am 100% like to recommend to others.
A
10 Stars for Performance
This was my first time using KAL Financial. I had been having difficulty looking for a lender as I had a complicate loan. I searched on Yelp, found David, read the reviews and asked his team for help. Many other lenders would never provide me with concrete numbers to help me buy a home. I did not have 20% down. KAL was the only company that came back to me with actual numbers and told me they could do my loan. I was lucky to have found them! My loan officer was completely awesome; I was happy to have somebody to talk to with a direct line. I recommend them 10 stars!!
This was my first time using KAL Financial. I had been having difficulty looking for a lender as I had a complicate loan. I searched on Yelp, found David, read the reviews and asked his team for help. Many other lenders would never provide me with concrete numbers to help me buy a home. I did not have 20% down. KAL was the only company that came back to me with actual numbers and told me they could do my loan. I was lucky to have found them! My loan officer was completely awesome; I was happy to have somebody to talk to with a direct line. I recommend them 10 stars!!
DV
5 Stars
This was my first time using KAL Financial. I was very satisfied and happy with KAL. My rate was good. I liked that they kept me informed on weekly, but if something came up that I needed to know, they would always contact me. I do recommend them to others.
This was my first time using KAL Financial. I was very satisfied and happy with KAL. My rate was good. I liked that they kept me informed on weekly, but if something came up that I needed to know, they would always contact me. I do recommend them to others.
JA
5 Stars
This was my first time using KAL Financial. When I was asked on a scale of 1 – 10 would I recommend them, I gave a 10! I was getting the best rate; I was continually being updated; and was always assured my loan was on track.
This was my first time using KAL Financial. When I was asked on a scale of 1 – 10 would I recommend them, I gave a 10! I was getting the best rate; I was continually being updated; and was always assured my loan was on track.
SR
4.50 Stars
All in all I had a pretty good experience. I would recommend to others.
All in all I had a pretty good experience. I would recommend to others.
D
5 Stars
All in all I had a very good experience. The lending process can be daunting as we all know, yet to be able to purchase a home with these low interest rates, I was willing to fight for it. I received weekly emails keeping me posted. And David was great at the beginning sharing all of our options. I recommend David and his team to anyone needing a mortgage.
All in all I had a very good experience. The lending process can be daunting as we all know, yet to be able to purchase a home with these low interest rates, I was willing to fight for it. I received weekly emails keeping me posted. And David was great at the beginning sharing all of our options. I recommend David and his team to anyone needing a mortgage.
B
4 Stars
I will recommend David and his team. There were no real problems with his team, however dealing with the lenders these days is daunting.
If you are in need of a top-notch mortgage team, this is the one!
I will recommend David and his team. There were no real problems with his team, however dealing with the lenders these days is daunting.
If you are in need of a top-notch mortgage team, this is the one!
T
5 Stars
David and his team did a great job again!
David and his team did a great job again!
