Carlos Camargo, NMLS#362117

Reverse Mortgage Specialist & Branch Manager Open Mortgage, LLC. NMLS #2975
Carlos Camargo is a well-known local expert and speaker on Reverse Mortgages. He has assisted senior homeowners across California enhance their “golden years” by helping them look at & select reverse mortgage programs that met their particular needs and goals. With his “no-pressure”, educational approach, Carlos is an expert at helping his clients find the right solutions that meet their needs. Outside of work, Carlos enjoys spending time with his wife and three young children. He loves to travel and is active in his church community. Carlos served meritoriously in the US Air Force with five of his eight years overseas. “I absolutely love what I do now. I get to educate people on the Reverse Mortgage programs & specialize in helping people buy and/or refinance their homes." Ventura, CA Reverse Mortgage Branch Office location is 3639 Harbor Blvd, Suite 118, Ventura CA 93001. Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act, #4170030
Nov 12, 2020
owner
Kept us informed every step of the way. Always there to walk us through anything that we didn't understand . Good job Carlos
Nov 11, 2020
The BEST!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!
I will so refer him!!
His integrity, his wisdom, his honor and honesty, speaks volumes to me, especially being one of the blessed ones, who got out alive, (from domestic Violence)I
I felt and still feel, very honored, safe, and secure, trusting him with any of my business connections.
Awesome, Godly Man!!
God bless you and your loved ones.
Thank you from a very grateful and humble heart,
love Patricia
Oct 29, 2020
President, Stand to Reason
It's hard to imagine getting better service than what Carlos gave me and my family. He's a real pro, taking complicated elements and making them easy to understand. Carlos held our hands through each step of the process and his follow-up was first-rate. He's the best!
Oct 9, 2020
Semi Retired
My reverse mortgage was a life saver and the best thing I have done. I was worried about the future and invisioned myself living in my car in about a year. I feel like I have been given a fresh start in life. Carlos was so informative, so caring , he made me feel like there was hope and he was right. I am so happy for all he did, there were some areas that i thought would prevent me from getting my reverse mortage but Carlos never gave up , and it all came together and I am so happy. I can't ever thank him enough for all he and Krissy did for me, keeping in contact and pushing through. It all worked with all his expertise. I look forward to the future now. I have my home and am secure knowing I'm okay . Thanks again for all you did Carlos. Life is good! God Bless!!
Jul 8, 2020
Home owner
This my 3rd time with Carlos. He has gone over the top everytime. I recommend to everyone who is in need of his services.Go Carlos!
Apr 24, 2019
Retired Business Owner
This is the 2nd time that I have used Carlos Camargo for my Reverse Mortgage. I receive mail every day about Reverse Mortgages, but I have rarely ever had a referral for a Reverse Mortgage Professional and Carlos is definitely an expert in the government's Reverse Mortgage as well as the Private Jumbo Reverse Mortgages. It has been really nice to have someone that I can trust versus working with someone that I have never met or know. If you are considering a Reverse Mortgage in Santa Barbara or Ventura County then Carlos comes with my highest recommendation. Carlos came to my office and my home multiple times to answer questions and to help with the paperwork, which is not common, and I couldn't imagine doing this through the mail or over the phone. Carlos was and is the best Reverse Mortgage Consultant that I could have worked with and you would be wise to work with him as well.
Jan 19, 2019
Home owner
Carlos did one fantastic job for me and afterwards I really came to understand completely that I should have went to him first. He’a Local.

I was loco thinking I could go through the online Big Shots such as AAG and ReverseMortgagescom.

What was I thinking? TV/Movie Star AAG’s Tom Selleck isn’t in the same league as Carlos. Selleck maybe a good actor but Carlos knows his business. Selleck makes it sound so easy to get a Reverse Mortgage but once you start turning in your endless stream of paper you wind up getting call after call asking for more and more useless information. It seemed like AAG didn’t even want me to get a loan through them. They kept finding something else I needed to provide. SO... I gave up and also gave up on the second one who was just as bad. So I started searching for someone local as my last resort. I easily found Carlos Camargo of Open Mortgage.
Carlos was like someone opened my window and let in a fresh breath of air. This man knows his stuff and concentrated on getting me my money first and foremost. I never once came face to face with the other two companies... they were both on the East Coast so timing phone calls got to be a real drag. Carlos lives in my neighborhood. I am sure Tom Selleck wouldn’t have come over to my house and sit with me for an hour to make sure I understood everything. My loan was funded in less than three weeks! I worked with those other two companies for five months! Five months of aggravation ... Thank you from the bottom of my heart Carlos. You’ve been a dream come true. A real live human being who cares... now that’s very hard to find nowadays. If you have any questions or concerns please ask Carlos for my number and I will be glad to talk with you. Thanks again, Carlos!!! You’re The best.
Jan 19, 2019
Owner
Carlos did one fantastic job for me and afterwards I really came to understand completely that I should have went to him first. He’a Local.

I was loco thinking I could go through the online Big Shots such as AAG and ReverseMortgagescom.

What was I thinking? TV/Movie Star AAG’s Tom Selleck isn’t in the same league as Carlos. Selleck maybe a good actor but Carlos knows his business. Selleck makes it sound so easy to get a Reverse Mortgage but once you start turning in your endless stream of paper you wind up getting call after call asking for more and more useless information. It seemed like AAG didn’t even want me to get a loan through them. They kept finding something else I needed to provide. SO... I gave up and also gave up on the second one who was just as bad. So I started searching for someone local as my last resort. I easily found Carlos Camargo of Open Mortgage.
Carlos was like someone opened my window and let in a fresh breath of air. This man knows his stuff and concentrated on getting me my money first and foremost. I never once came face to face with the other two companies... they were both on the East Coast so timing phone calls got to be a real drag. Carlos lives in my neighborhood. I am sure Tom Selleck wouldn’t have come over to my house and sit with me for an hour to make sure I understood everything. My loan was funded in less than three weeks! I worked with those other two companies for five months! Five months of aggravation ... Thank you from the bottom of my heart Carlos. You’ve been a dream come true. A real live human being who cares... now that’s very hard to find nowadays. If you have any questions or concerns please ask Carlos for my number and I will be glad to talk with you. Thanks again, Carlos!!! You’re The best.
Jan 19, 2019
Home Owner
Carlos did one fantastic job for me and afterwards I really came to understand completely that I should have went to him first. He’a Local.

I was loco thinking I could go through the online Big Shots such as AAG and ReverseMortgagescom.

What was I thinking? TV/Movie Star AAG’s Tom Selleck isn’t in the same league as Carlos. Selleck maybe a good actor but Carlos knows his business. Selleck makes it sound so easy to get a Reverse Mortgage but once you start turning in your endless stream of paper you wind up getting call after call asking for more and more useless information. It seemed like AAG didn’t even want me to get a loan through them. They kept finding something else I needed to provide. SO... I gave up and also gave up on the second one who was just as bad. So I started searching for someone local as my last resort. I easily found Carlos Camargo of Open Mortgage.
Carlos was like someone opened my window and let in a fresh breath of air. This man knows his stuff and concentrated on getting me my money first and foremost. I never once came face to face with the other two companies... they were both on the East Coast so timing phone calls got to be a real drag. Carlos lives in my neighborhood. I am sure Tom Selleck wouldn’t have come over to my house and sit with me for an hour to make sure I understood everything. My loan was funded in less than three weeks! I worked with those other two companies for five months! Five months of aggravation ... Thank you from the bottom of my heart Carlos. You’ve been a dream come true. A real live human being who cares... now that’s very hard to find nowadays. If you have any questions or concerns please ask Carlos for my number and I will be glad to talk with you. Thanks again, Carlos!!! You’re The best.
Jan 19, 2019
Carlos did one fantastic job for me and afterwards I really came to understand completely that I should have went to him first. He’a Local.

I was loco thinking I could go through the online Big Shots such as AAG and ReverseMortgagescom.

What was I thinking? TV/Movie Star AAG’s Tom Selleck isn’t in the same league as Carlos. Selleck maybe a good actor but Carlos knows his business. Selleck makes it sound so easy to get a Reverse Mortgage but once you start turning in your endless stream of paper you wind up getting call after call asking for more and more useless information. It seemed like AAG didn’t even want me to get a loan through them. They kept finding something else I needed to provide. SO... I gave up and also gave up on the second one who was just as bad. So I started searching for someone local as my last resort. I easily found Carlos Camargo of Open Mortgage.

Carlos was like someone opened my window and let in a fresh breath of air. This man knows his stuff and concentrated on getting me my money first and foremost. I never once came face to face with the other two companies... they were both on the East Coast so timing phone calls got to be a real drag. Carlos lives in my neighborhood. I am sure Tom Selleck wouldn’t have come over to my house and sit with me for an hour to make sure I understood everything. My loan was funded in less than three weeks! I worked with those other two companies for five months! Five months of aggravation ... Thank you from the bottom of my heart Carlos. You’ve been a dream come true. A real live human being who cares... now that’s very hard to find nowadays. If you have any questions or concerns please ask Carlos for my number and I will be glad to talk with you. Thanks again, Carlos!!! You’re The best.
Jul 26, 2016
Senior advocate (soon to retire)
My name is MaryEllen Garcia and I had a great experience working with Carlos. He was very patient with me. He made sure everything was explained thoroughly, so I could understand it. He's very knowledgeable about what he does and is there every step of the way. He makes sure you know what's going on during the whole process!
I would highly recommend anyone looking into getting a reverse mortgage, contact Carlos!

Thank you very much,

MaryEllen Garcia
Jul 17, 2016
Carlos did a great job. Friendly, honest, knowledgeable and extremely helpful through the whole process. I was very impressed by his knowledge and professional approach to my questions. The loan closed more quickly than I expected. All in all a pleasant experience.

Donna Talent, Camarillo, CA
Feb 11, 2016
Ow/er/Broker of Al Fox Realty
I have worked with Carlos for the last 5 + years, and he has made homeownership through the reverse mortgage program a reality for many of my senior clients that otherwise could not have purchased their own home, and still put food on the table and had a comfortable lifestyle.
I recommend Carlos at Open Mortgage to get the job done.
Dec 7, 2015
Retired-Home Owner
I was not sure that I wanted to do a reverse mortgage largely due to the issues I watched my neighbor go through with another broker. I did my homework. I asked for a referral from a friend and found Carlos and Bruce of Open Mortgage. They came out and met with me face to face which was a first. They made good on their promises. I closed in less than a month. I realize now that many of the questions and requests you traditionally have to deal with were handled in-house. I provided copies of the requested paperwork only once. I would recommend them highly if you are looking for an efficient and well versed team. I now know my fears were unfounded. I thank them both for a painless and efficient process. If you are thinking of a reverse mortgage please use this team. You will not regret it.
Feb 4, 2015
Underwriter
I have just completed my reverse mortgage with Carlos and he was very professional and involved in the entire process. I have worked in the mortgage industry for over 25 years and recommend Carlos as he is responsive and well informed on all aspects of the reverse mortgage product. He and Karen are with you from application through funding.
Jan 20, 2015
Escrow Officer
If you've never heard about Reverse Mortgage please reach out to Carlos Camargo. Carlos specializes in this field and is full of information on this product. My closing with Carlos and his team was amazing. Everyone was so helpful and full of knowledge. I'm grateful to have worked with Carlos and can't wait to work with Carlos in the future.
Jan 19, 2015
Escrow Officer
Carlos is a true professional who really cares about his clients. I love working with Carlos because he is a great communicator,pro-active and is well informed.
Jan 16, 2015
Retired
On a scale of 1 to 10 we give Carlos a 12!! We have previously had a Reverse Mortgage some years ago, and more recently researched the Reverse Mortgage in depth several individuals who handle this type of Mortgage and went away after each one with almost mnore questions that when we started oour search. Thank goodness we gound Carlos who really helped us fully understand all aspects of the Mortgage. Carlos was patient, understanding and obviously very knowledgable on the subject. And on top of that -- a very nice man. We trust him and woould recommend him to anyone thinnking about a Reverse Mortgage.

Thank you Carlos!!
Sep 11, 2014
owner
World Ventures
Sep 11, 2014
Long Term Care & Annuity Money Professioanl
I've known Carlos Camargo to be a Reverse Mortgage professional, in a changing market, and adjusting to the complexities of the products and landscape, to help his senior clients do the right thing in tapping the equity in their home that pays for their living expenses and financial needs. Thanks, Carlos, for providing a valuable and much needed service.

Regards,
James C Nicoll
Nicoll Insurance & Financial Services
Long Term Care and Guaranteed Annuity Specialist
Nicollinsurance@yahoo.com
805-642-1775
Sep 9, 2014
Vice President, Marketing
Carlos is an excellent Loan Originator. His clients value his honesty and integrity, as well as his knowledge of complex reverse loan programs. He will guide his clients through the best program available.
May 31, 2014
Carlos Camargo handled our mortgage in a timely, professional manner, and obtained the best rate for us. He was also very friendly and kept us up to date as the mortgage was moving along for final closure. Yes, I would recommend Carlos for your next mortgage!
May 29, 2014
Certified Notary Signing Agent
I have worked with Carlos Camargo for several years now doing Reverse Mortgages. He is very personable and professional and he goes that extra mile for his customers to make them feel secure and comfortable in their mortgage transaction. I would highly recommend him to anyone looking for a quality loan officer.
May 28, 2014
Realtor with Prudential CA Realty
Carlos Camargo is a competent and experienced lender specializing in reverse mortgages. He has helped several of my clients with reverse purchases . Many of them had no idea that this product even existed. Carlos explained every step of the process and with his experience and knowledge confidently guided them through .All my clients were extremely happy and grateful for the professional service given by Mr. Camargo and I look forward to working with him on many more transactions to come!.

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