Carter Short was recently named one of the Best Military Originators in the country by National Mortgage Professionals Magazine for the second year in a row! Additionally, for 2022, he was named a Top 1% Mortgage Originator in America for a 3rd year in a row by Mortgage Executive Magazine as well as a Top Originator by Scotsman Guide. He was nominated two years in a row by Veterans Stand Together for being an awesome Veteran advocate in Los Angeles County. Carter has been in mortgage lending for 13 years and has funded over $400 million in loan volume, with over 50% of that volume helping clients use their VA home loan benefit. He prides himself on attention to detail, great communication and a clear process because of his time in service, he is a Navy veteran as well. His overall goal is provide the smoothest transaction possible.
Please contact me for any of your home lending needs at 619-517-0336
NMLS 1005967/Barrett Financial Group NMLS 181106 Equal Housing Opportunity
About Me
Loan Officer
Barrett Financial Group LLC
NMLS# 1005967/1850 | Equal Housing Opportunity
RL
I’ve worked with Carter on multiple loans and he has always pulled through. They haven’t it always been easy, but Carter makes the process easy and advocates for his clients to get it done. I would 100% recommend Carter and looking forward to my next deal with him.
Working with Carter Short at Barrett Financial Group was one of the best decisions we made as first-time homebuyers. While shopping around for lenders, Carter immediately stood out as the most communicative, knowledgeable, and genuinely helpful person we spoke with -- and that's ultimately why we chose him.
My husband and I knew very little going into this process, especially with using a VA loan, but Carter never made us feel overwhelmed or lost. He explained everything clearly, answered every single question, and always made us feel like a priority. Trusting people doesn't come easily for me, but Carter's ethics, professionalism, and the fact that he's a veteran himself made us feel completely taken care of.
After I emailed him, he called me the very next morning and even came by the house in person to look things over and tell us what we needed to do. His communication was unmatched -- he always picked up the phone or replied quickly to texts, no matter how small the question was.
Carter also shopped multiple lenders on our behalf to make sure we got the best rate possible, which is incredibly unique and something we appreciated so much. His team checked in constantly -- sometimes every other day -- to help us stay on track, especially because we were working under a strict timeline.
When challenges came up with escrow, Carter fought for us. When my husband had to leave for deployment, he helped me secure a POA so we could still close. He even supported us with our credit. Every step of the way, he and his team went above and beyond in ways we didn't expect but are incredibly grateful for.
I truly cannot say enough good things about Carter and his team. If you want someone who is ethical, dedicated, deeply knowledgeable, and genuinely invested in your success, Carter is the loan officer you want on your side. We would recommend him to absolutely anyone.
My husband and I knew very little going into this process, especially with using a VA loan, but Carter never made us feel overwhelmed or lost. He explained everything clearly, answered every single question, and always made us feel like a priority. Trusting people doesn't come easily for me, but Carter's ethics, professionalism, and the fact that he's a veteran himself made us feel completely taken care of.
After I emailed him, he called me the very next morning and even came by the house in person to look things over and tell us what we needed to do. His communication was unmatched -- he always picked up the phone or replied quickly to texts, no matter how small the question was.
Carter also shopped multiple lenders on our behalf to make sure we got the best rate possible, which is incredibly unique and something we appreciated so much. His team checked in constantly -- sometimes every other day -- to help us stay on track, especially because we were working under a strict timeline.
When challenges came up with escrow, Carter fought for us. When my husband had to leave for deployment, he helped me secure a POA so we could still close. He even supported us with our credit. Every step of the way, he and his team went above and beyond in ways we didn't expect but are incredibly grateful for.
I truly cannot say enough good things about Carter and his team. If you want someone who is ethical, dedicated, deeply knowledgeable, and genuinely invested in your success, Carter is the loan officer you want on your side. We would recommend him to absolutely anyone.
KR
Working with Carter Short at Barrett Financial Group was one of the best decisions we made as first-time homebuyers. While shopping around for lenders, Carter immediately stood out as the most communicative, knowledgeable, and genuinely helpful person we spoke with — and that’s ultimately why we chose him.
My husband and I knew very little going into this process, especially with using a VA loan, but Carter never made us feel overwhelmed or lost. He explained everything clearly, answered every single question, and always made us feel like a priority. Trusting people doesn’t come easily for me, but Carter’s ethics, professionalism, and the fact that he’s a veteran himself made us feel completely taken care of.
After I emailed him, he called me the very next morning and even came by the house in person to look things over and tell us what we needed to do. His communication was unmatched — he always picked up the phone or replied quickly to texts, no matter how small the question was.
Carter also shopped multiple lenders on our behalf to make sure we got the best rate possible, which is incredibly unique and something we appreciated so much. His team checked in constantly — sometimes every other day — to help us stay on track, especially because we were working under a strict timeline.
When challenges came up with escrow, Carter fought for us. When my husband had to leave for deployment, he helped me secure a POA so we could still close. He even supported us with our credit. Every step of the way, he and his team went above and beyond in ways we didn’t expect but are incredibly grateful for.
I truly cannot say enough good things about Carter and his team. If you want someone who is ethical, dedicated, deeply knowledgeable, and genuinely invested in your success, Carter is the loan officer you want on your side. We would recommend him to absolutely anyone.
My husband and I knew very little going into this process, especially with using a VA loan, but Carter never made us feel overwhelmed or lost. He explained everything clearly, answered every single question, and always made us feel like a priority. Trusting people doesn’t come easily for me, but Carter’s ethics, professionalism, and the fact that he’s a veteran himself made us feel completely taken care of.
After I emailed him, he called me the very next morning and even came by the house in person to look things over and tell us what we needed to do. His communication was unmatched — he always picked up the phone or replied quickly to texts, no matter how small the question was.
Carter also shopped multiple lenders on our behalf to make sure we got the best rate possible, which is incredibly unique and something we appreciated so much. His team checked in constantly — sometimes every other day — to help us stay on track, especially because we were working under a strict timeline.
When challenges came up with escrow, Carter fought for us. When my husband had to leave for deployment, he helped me secure a POA so we could still close. He even supported us with our credit. Every step of the way, he and his team went above and beyond in ways we didn’t expect but are incredibly grateful for.
I truly cannot say enough good things about Carter and his team. If you want someone who is ethical, dedicated, deeply knowledgeable, and genuinely invested in your success, Carter is the loan officer you want on your side. We would recommend him to absolutely anyone.
MI
“I recently completed a home loan refinance with
Carter and his team, and the experience was
outstanding from beginning to end. They were
knowledgeable, efficient, and always quick to answer
any questions I had throughout the process. Carter
kept me updated at every stage and made what
could have been a complicated refinance feel
smooth and stress-free. I truly appreciate their
professionalism and dedication. Highly recommend
Carter and his team for any refinancing needs.”
Carter and his team, and the experience was
outstanding from beginning to end. They were
knowledgeable, efficient, and always quick to answer
any questions I had throughout the process. Carter
kept me updated at every stage and made what
could have been a complicated refinance feel
smooth and stress-free. I truly appreciate their
professionalism and dedication. Highly recommend
Carter and his team for any refinancing needs.”
MI
I recently completed a home loan refinance with Carter and his team, and the experience was outstanding from beginning to end. They were knowledgeable, efficient, and always quick to answer any questions I had throughout the process. Carter kept me updated at every stage and made what could have been a complicated refinance feel smooth and stress-free. I truly appreciate their professionalism and dedication. Highly recommend Carter and his team for any refinancing needs.
BL
Carter, Grant, and team are great! They helped me with a recent refi, explained in detail everything I needed to know about the process, and answered my questions promptly and thoroughly. They're very responsive and check in regularly just to make sure you have everything that you need. Definitely recommend them for your borrowing needs.
AR
Just refinanced our second home, which he helped us buy. Once again Carter killed it for us. Always on top of it and communicating any updates right away. If you haven't bought a home with him yet get to work!
Now have bought two homes and have done refinancing on both with Carter.
Now have bought two homes and have done refinancing on both with Carter.
PA
Working with Carter was exceptional. He responded within minutes—not days—at every stage of the mortgage process. His speed, professionalism, and clear communication made everything seamless and stress-free. I always felt supported and informed, and Carter consistently went above and beyond. Truly a standout experience—highly recommend him to anyone looking for fast, reliable, and attentive mortgage support.
LS
Carter, Grant and team are simply the best! Even when the builders made things difficult, they stayed patient, transparent, and proactive every step of the way. Their communication and dedication are unmatched—I always knew they had my back. This is my go-to team for a reason, and I’ll keep coming back for their outstanding service! Especially for their direct reach-back to a network of professionals that makes the loan process seamless and painless.
I can’t overstate how important it is to have a team you can truly trust when making such a life-changing and financially significant decision like buying a home—especially one that understands the ins and outs of a VA loan.
I can’t overstate how important it is to have a team you can truly trust when making such a life-changing and financially significant decision like buying a home—especially one that understands the ins and outs of a VA loan.
SP
Carter and his team were incredible. We had a very difficult transaction to close and Carter and his team were always on top of everything. Communication is the key to a successful closing and Carter did just that. I without a doubt recommend!
BE
“I cannot recommend Carter enough! From start to finish, the refinance process was smooth, transparent, and stress-free. They took the time to explain every step, answered all my questions promptly, and always made me feel like a priority. I was impressed by their professionalism, honesty, and ability to secure me an excellent rate. Closing was faster than I expected, and the whole experience exceeded my expectations. If you’re looking for someone who truly goes above and beyond, Carter is the one to call!”
AS
Have used Carter in multiple occasions. Communication and focus based on needs as well as best recommendations are consistently felt as a priority. Any questions i may have are answers promptly. It made the process worry free.
DS
We had an incredible experience working with Carter as our mortgage loan officer. From day one, he was helpful, communicative, and incredibly prompt—always available to answer our questions and explain the next steps. As first-time homebuyers, we were nervous about navigating the process, but Carter’s deep experience and calm professionalism made all the difference.
He had expert knowledge of the VA loan process and guided us through it with clarity and confidence. Thanks to Carter, Grant, and the rest of the team, our home buying journey was as smooth and stress-free as we could have hoped for. We’re so grateful for their support and would highly recommend Carter to anyone. Especially fellow veterans or first-time buyers looking for a trusted guide.
He had expert knowledge of the VA loan process and guided us through it with clarity and confidence. Thanks to Carter, Grant, and the rest of the team, our home buying journey was as smooth and stress-free as we could have hoped for. We’re so grateful for their support and would highly recommend Carter to anyone. Especially fellow veterans or first-time buyers looking for a trusted guide.
BK
We recently refinanced our home mortgage with the help of Carter Short, and we couldn’t be happier with the experience. Carter was professional, timely, and always easy to reach whenever we had questions. He took the time to walk us through several different scenarios, provided honest and accurate calculations, and made sure we fully understood our options. His thoughtful guidance made the process smooth and stress-free. We will definitely continue working with Carter and his team for any future home purchases or refinancing needs. Highly recommend!
DC
As a Realtor, I've had the privilege of working with a lot of different professionals in the industry, and it's rare to find a loan officer who truly stands out. Carter Short is one of those people. Working with him is an absolute pleasure and gives me complete confidence that my clients are in the best possible hands. This is a fact as we have successfully completed many transactions together!
His knowledge is truly excellent. He understands the ins and outs of the loan process like no one else, and he's able to explain complex details to clients in a way that is clear and easy to understand. This alone helps alleviate so much of the stress that comes with buying a home.
What really sets Carter apart, though, is his communication. He is always responsive, proactive, and keeps me and my clients informed every step of the way. There's never any guessing or wondering what's happening. He's on top of everything and his attention to detail is remarkable.
He also has an incredible "can-do" attitude. No matter the challenge, he approaches it with a positive mindset and a determination to find a solution. He's a true problem-solver, and that's invaluable in this business.
I highly recommend Carter Short to any homebuyer.
His knowledge is truly excellent. He understands the ins and outs of the loan process like no one else, and he's able to explain complex details to clients in a way that is clear and easy to understand. This alone helps alleviate so much of the stress that comes with buying a home.
What really sets Carter apart, though, is his communication. He is always responsive, proactive, and keeps me and my clients informed every step of the way. There's never any guessing or wondering what's happening. He's on top of everything and his attention to detail is remarkable.
He also has an incredible "can-do" attitude. No matter the challenge, he approaches it with a positive mindset and a determination to find a solution. He's a true problem-solver, and that's invaluable in this business.
I highly recommend Carter Short to any homebuyer.
CE
Carter and his team at Barrett Financial are AMAZING! they are consummate professionals who take the time to answer your questions and make sure that you know exactly what is going on with your loan process. I will be sure to recommend them to anyone I know!
Carter, thank you again for delivering an incredible experience!!!
Carter, thank you again for delivering an incredible experience!!!
MS
Carter and his team, especially Grant, were awesome! There for us every day at all hours to help us with a refinance and new home purchase. Highly recommend Carter and his team!
Carter and Grant were simply amazing. My experience was top notch. I never had to guess or question what my next steps were or if they truly had my best interest at heart. Patient, kind, and reliable service.
SC
Carter and his team were such a wonderful help with making our first home buying experience as easy and understandable as possible, they take the time to step by step explain the whole process, are transparent and care for their customers; if I could rate them more than 5 stars I would. Prompt to reply, hardworking, they are the best of the best to work with! Highly recommend!
S
Carter and his team were such a wonderful help with making our first home buying experience as easy and understandable as possible, they take the time to step by step explain the whole process, are transparent and care for their customers; if I could rate them more than 5 stars I would. Prompt to reply, hardworking, they are the best of the best to work with! Highly recommend!
KK
My wife and I were recommended Carter Short from a friend. Carter & Grant made our first home buying experience amazing and as stress free as possible. Carter was available to answer calls and texts at all times of day when our schedules would allow and able to answer any questions or concerns with where the loan process was at or what is next. I would definitely recommend them to others.
HD
This was my second home purchase working with Carter Short and his team—specifically Grant Collins—and once again, the experience was outstanding. The entire process was smooth, efficient, and surprisingly easy thanks to their professionalism and responsiveness.
Both Carter and Grant were always available to answer my questions, often responding quickly and going above and beyond to ensure everything stayed on track. Their attention to detail, clear communication, and commitment to making the process stress-free truly set them apart.
I highly recommend Carter and Grant to any homebuyer—whether it’s your first purchase or your fifth. You’ll be in great hands with a team that truly cares and delivers results.
Both Carter and Grant were always available to answer my questions, often responding quickly and going above and beyond to ensure everything stayed on track. Their attention to detail, clear communication, and commitment to making the process stress-free truly set them apart.
I highly recommend Carter and Grant to any homebuyer—whether it’s your first purchase or your fifth. You’ll be in great hands with a team that truly cares and delivers results.
MV
Carter Completed amazing work for us. Everything went exactly as planned and we expected. He kept us in the loop the whole way. I cannot say enough positive things about Carter’s work from his outstanding knowledge, planning, coordination of his team, to the final closing. We could not have found a better loan officer and business consultant.
AS
Carter and his team were wonderful and made the mortgage loan search, application, and overall process painful and seamless! They communicated with me daily for almost an entire month, answered my questions, and kept me informed every step of the way.
KL
Carter helped us purchase our first home, and he was so amazing to work with!! He made himself available whenever we needed him, and he was always ready to answer all the finance questions we had during the process of purchasing of our home. Everything was so simple, easy, and transparent and we felt very well informed through the entire process! Thanks Carter!
