Carter Short was recently named one of the Best Military Originators in the country by National Mortgage Professionals Magazine for the second year in a row! Additionally, for 2022, he was named a Top 1% Mortgage Originator in America for a 3rd year in a row by Mortgage Executive Magazine as well as a Top Originator by Scotsman Guide. Carter has been in mortgage lending for 11 years and has funded a total of $350 million in loan volume, with over 50% of that volume helping clients use their VA home loan benefit. He prides himself on attention to detail, great communication and a clear process because of his time in service, he is a Navy veteran as well. His overall goal is provide the smoothest transaction possible.
Please contact me for any of your home lending needs at 619-517-0336
About Me
Loan Officer
Barrett Financial Group LLC
NMLS# 1005967/1850 | Equal Housing Opportunity
HD
This was my second home purchase working with Carter Short and his team—specifically Grant Collins—and once again, the experience was outstanding. The entire process was smooth, efficient, and surprisingly easy thanks to their professionalism and responsiveness.
Both Carter and Grant were always available to answer my questions, often responding quickly and going above and beyond to ensure everything stayed on track. Their attention to detail, clear communication, and commitment to making the process stress-free truly set them apart.
I highly recommend Carter and Grant to any homebuyer—whether it’s your first purchase or your fifth. You’ll be in great hands with a team that truly cares and delivers results.
Both Carter and Grant were always available to answer my questions, often responding quickly and going above and beyond to ensure everything stayed on track. Their attention to detail, clear communication, and commitment to making the process stress-free truly set them apart.
I highly recommend Carter and Grant to any homebuyer—whether it’s your first purchase or your fifth. You’ll be in great hands with a team that truly cares and delivers results.
MV
Carter Completed amazing work for us. Everything went exactly as planned and we expected. He kept us in the loop the whole way. I cannot say enough positive things about Carter’s work from his outstanding knowledge, planning, coordination of his team, to the final closing. We could not have found a better loan officer and business consultant.
AS
Carter and his team were wonderful and made the mortgage loan search, application, and overall process painful and seamless! They communicated with me daily for almost an entire month, answered my questions, and kept me informed every step of the way.
KL
Carter helped us purchase our first home, and he was so amazing to work with!! He made himself available whenever we needed him, and he was always ready to answer all the finance questions we had during the process of purchasing of our home. Everything was so simple, easy, and transparent and we felt very well informed through the entire process! Thanks Carter!
ML
Great and easy to work with, we bought our first home and Carter and his team guided us through the process with our VA home loan and was always available if we had any questions. Would recommend to friends and family buying a home.
BL
Carter and team were very helpful while I navigated the home buying process for the first time. Very knowledgable of needs for VA loans. Definitely recommend his services!
JA
We highly recommend Carter and the team! They are extremely professional and quick with their delivery of service. What we appreciated most was their ability to explain intricate details in an engaging way, ensuring we were constantly informed of everything we needed to know or be aware of before it happened as new homebuyers. As a VA military member and spouse, this allowed us to execute purchasing a home for the first time with peace of mind.
The Ponce Family
The Ponce Family
RF
Carter and his team was very helpful through the whole process and we're available seemingly 24/7. As a first time buyer there was a lot to comprehend and they helped the entire way.
JT
I cannot say enough good things about Carter! From the very first conversation, he was incredibly professional, knowledgeable, and genuinely invested in helping my buyer secure the best loan for his needs. Carter is set apart from the rest and gives 110% with his care and concern for clients. Thank you again for going above and beyond once again!!!
NW
Carter and team were super helpful through the proceds of buying our first home! Clear and prompt communication throughout the whole process, very flexible in terms of availability, and able to talk through the many questions we had.
MG
We worked with Carter on a home loan for an investment property. We found the home we wanted before getting pre-approved. Carter worked with us to get our loan approved incredibly quickly. He explained everything clearly, helped us gather and fill out everything we needed, and kept us up to date on exactly where we stood. We ended up getting the home we wanted thanks to Carter. We highly recommend Carter to anyone looking for a loan.
NS
Carter and his team were very thorough and excellent communicators. They explained every step of the process which simplified it for us. Any time we had questions Carter was available. We enjoyed working with him and his team.
AT
We just worked with Carter for the second time this year, this time for a refi. He and his team are the best!!!! They kept us in the loop every step of the way and answered questions/concerns as soon as they popped up.
AT
We just worked with Carter for the second time this year, this time for a refi. He and his team are the best!!!! They kept us in the loop every step of the way and answered questions/concerns as soon as they popped up.
JT
Carter and his team are amazing!! Their communication and response time is warp speed! Each step of the process was explained and had detailed instructions. Thank you for helping us to make our dream home a reality!
BD
This is the second time I've used Carter and it been a fantastic and informative experience each time. I won't go elsewhere he's the best. Recently we did our IRRL and timed it so well we got a great deal AND he closed in under 2 weeks. I will be using Carter again.
LA
Carter has helped me refinance my home, as well as help with a Reverse Mortgage for my elderly mother. He is very personable and professional and makes the whole process easy
I am a real estate agent and worked with Carter and his team with a mutual client of ours who was buying a home. From the beginning Carter was very communicative and always on top of the loan details for our clients. The result was a smooth transaction from beginning to end with plenty of communication with the other agent, myself and most importantly our client. Thank you Carter!
HD
I recently had the pleasure of working with American Pacific Mortgage for my home loan, and the experience was nothing short of outstanding. From the initial consultation to the final closing, the entire process was handled with exceptional professionalism and efficiency. The team at American Pacific Mortgage demonstrated a deep understanding of the mortgage landscape, providing clear and concise information that made the complex process of securing a home loan feel manageable and straightforward. Their customer service was top-notch, with prompt responses to any questions or concerns I had along the way. I felt supported and well-informed throughout the entire journey.
A special mention goes to Carter Short and his team, whose dedication, expertise, and support truly set this experience apart. Carter and his team are incredibly knowledgeable, patient, and attentive to my specific needs and financial situation. They took the time to explain each step of the process in detail, ensuring that I was comfortable and confident with my decisions. Their proactive approach and keen attention to detail resulted in a smooth and timely approval of my mortgage. I highly recommend American Pacific Mortgage to anyone in need of mortgage services – their commitment to excellence and customer satisfaction is truly commendable.
A special mention goes to Carter Short and his team, whose dedication, expertise, and support truly set this experience apart. Carter and his team are incredibly knowledgeable, patient, and attentive to my specific needs and financial situation. They took the time to explain each step of the process in detail, ensuring that I was comfortable and confident with my decisions. Their proactive approach and keen attention to detail resulted in a smooth and timely approval of my mortgage. I highly recommend American Pacific Mortgage to anyone in need of mortgage services – their commitment to excellence and customer satisfaction is truly commendable.
MI
This is the second time working with Carter and his team. Great experience both times. They make the stressful process easy by always being available for questions and very responsive.
BE
Carter and Grant are my go to for mortgages and refinancing. Just completed my 2nd mortgage with them. They make a great team and go above and beyond to make sure that the client is getting what they are hoping for in the transaction. Will definitely be calling them again if ever needed in the future! Wholeheartedly recommend!
CB
We just completed our second home purchase with Carter and, once again, he knocked it out of the park. He’s highly professional, extremely communicative, detail oriented, upbeat, and remarkably quick— we closed on both of our homes in 14 days. His skillful handling of our information took a lot of the stress out of the process. Can’t recommend his services enough!
JM
Total smooth sailing with Carter and his team. I'm a real estate agent, and work with a number of loan officers. I can say with confidence that this was up there in terms of a smooth transaction, and great communication. My clients came to me pre-approved with Carter, and the process was great from start to finish. My clients felt educated and had a great handle on what was happening with their loan, and were incredibly happy. Looking forward to the next one!
BK
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We had the pleasure of working with Carter Short as our loan officer, and we couldn't be more impressed with his exceptional service. Carter was not only supportive and informative throughout the entire process but also incredibly reachable, always there to address any concerns or questions we had. His dedication and efficiency were remarkable, as he ensured that we had everything in order to close escrow within an impressive 15 days. Carter's professionalism and expertise truly made our home buying experience smooth and stress-free. We highly recommend him to anyone in need of a reliable and efficient loan officer. Thank you, Carter, for your outstanding assistance!
We had the pleasure of working with Carter Short as our loan officer, and we couldn't be more impressed with his exceptional service. Carter was not only supportive and informative throughout the entire process but also incredibly reachable, always there to address any concerns or questions we had. His dedication and efficiency were remarkable, as he ensured that we had everything in order to close escrow within an impressive 15 days. Carter's professionalism and expertise truly made our home buying experience smooth and stress-free. We highly recommend him to anyone in need of a reliable and efficient loan officer. Thank you, Carter, for your outstanding assistance!
AK
In the tumultuous world of mortgages, finding a professional who not only excels in their field but also genuinely cares for their clients can feel like searching for a needle in a haystack. However, my experience with Carter Short, a mortgage broker at American Pacific Mortgage, shattered any preconceived notions I had about the industry. From start to finish, Carter's professionalism, efficiency, trustworthiness, reliability, and genuine care for us as borrowers were nothing short of exceptional.
Perhaps the most noteworthy aspect of our experience with Carter was his genuine care for us as clients. Beyond the numbers and paperwork, Carter demonstrated a sincere interest in our financial well-being and long-term goals. He took the time to understand our unique circumstances and tailored his recommendations to suit our needs perfectly. His empathy and dedication to ensuring we secured the best possible mortgage terms were truly commendable and made us feel valued as clients.
In a world where transactions can often feel impersonal and rushed, Carter's approach was refreshingly human. He not only guided us through the complexities of the mortgage process but also made us feel supported every step of the way. His commitment to our success was evident in every interaction, and it is clear that he genuinely cares about the financial well-being of his clients and did so in such a timely fashion. We closed in less than 15 days.
Perhaps the most noteworthy aspect of our experience with Carter was his genuine care for us as clients. Beyond the numbers and paperwork, Carter demonstrated a sincere interest in our financial well-being and long-term goals. He took the time to understand our unique circumstances and tailored his recommendations to suit our needs perfectly. His empathy and dedication to ensuring we secured the best possible mortgage terms were truly commendable and made us feel valued as clients.
In a world where transactions can often feel impersonal and rushed, Carter's approach was refreshingly human. He not only guided us through the complexities of the mortgage process but also made us feel supported every step of the way. His commitment to our success was evident in every interaction, and it is clear that he genuinely cares about the financial well-being of his clients and did so in such a timely fashion. We closed in less than 15 days.
