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Carter Short

445 Recommendations
About Me
Loan Officer Barrett Financial Group LLC NMLS# 1005967/1850 | Equal Housing Opportunity

Carter Short was recently named one of the Best Military Originators in the country by National Mortgage Professionals Magazine for the second year in a row! Additionally, for 2022, he was named a Top 1% Mortgage Originator in America for a 3rd year in a row by Mortgage Executive Magazine as well as a Top Originator by Scotsman Guide. He was nominated two years in a row by Veterans Stand Together for being an awesome Veteran advocate in Los Angeles County. Carter has been in mortgage lending for 13 years and has funded over $400 million in loan volume, with over 50% of that volume helping clients use their VA home loan benefit. He prides himself on attention to detail, great communication and a clear process because of his time in service, he is a Navy veteran as well. His overall goal is provide the smoothest transaction possible.

Please contact me for any of your home lending needs at 619-517-0336

NMLS 1005967/Barrett Financial Group NMLS 181106 Equal Housing Opportunity

AR
Engineer 3 days ago
Just refinanced our second home, which he helped us buy. Once again Carter killed it for us. Always on top of it and communicating any updates right away. If you haven't bought a home with him yet get to work!

Now have bought two homes and have done refinancing on both with Carter.
PA
Oct 30, 2025
Working with Carter was exceptional. He responded within minutes—not days—at every stage of the mortgage process. His speed, professionalism, and clear communication made everything seamless and stress-free. I always felt supported and informed, and Carter consistently went above and beyond. Truly a standout experience—highly recommend him to anyone looking for fast, reliable, and attentive mortgage support.
LS
Oct 10, 2025
Carter, Grant and team are simply the best! Even when the builders made things difficult, they stayed patient, transparent, and proactive every step of the way. Their communication and dedication are unmatched—I always knew they had my back. This is my go-to team for a reason, and I’ll keep coming back for their outstanding service! Especially for their direct reach-back to a network of professionals that makes the loan process seamless and painless.
I can’t overstate how important it is to have a team you can truly trust when making such a life-changing and financially significant decision like buying a home—especially one that understands the ins and outs of a VA loan.
SP
Realtor Oct 7, 2025
Carter and his team were incredible. We had a very difficult transaction to close and Carter and his team were always on top of everything. Communication is the key to a successful closing and Carter did just that. I without a doubt recommend!
BE
Sep 26, 2025
“I cannot recommend Carter enough! From start to finish, the refinance process was smooth, transparent, and stress-free. They took the time to explain every step, answered all my questions promptly, and always made me feel like a priority. I was impressed by their professionalism, honesty, and ability to secure me an excellent rate. Closing was faster than I expected, and the whole experience exceeded my expectations. If you’re looking for someone who truly goes above and beyond, Carter is the one to call!”
AS
Client Sep 18, 2025
Have used Carter in multiple occasions. Communication and focus based on needs as well as best recommendations are consistently felt as a priority. Any questions i may have are answers promptly. It made the process worry free.
DS
Network Engineer Sep 16, 2025
We had an incredible experience working with Carter as our mortgage loan officer. From day one, he was helpful, communicative, and incredibly prompt—always available to answer our questions and explain the next steps. As first-time homebuyers, we were nervous about navigating the process, but Carter’s deep experience and calm professionalism made all the difference.
He had expert knowledge of the VA loan process and guided us through it with clarity and confidence. Thanks to Carter, Grant, and the rest of the team, our home buying journey was as smooth and stress-free as we could have hoped for. We’re so grateful for their support and would highly recommend Carter to anyone. Especially fellow veterans or first-time buyers looking for a trusted guide.
BK
Sep 7, 2025
We recently refinanced our home mortgage with the help of Carter Short, and we couldn’t be happier with the experience. Carter was professional, timely, and always easy to reach whenever we had questions. He took the time to walk us through several different scenarios, provided honest and accurate calculations, and made sure we fully understood our options. His thoughtful guidance made the process smooth and stress-free. We will definitely continue working with Carter and his team for any future home purchases or refinancing needs. Highly recommend!
DC
Realtor & Investor Sep 4, 2025
As a Realtor, I've had the privilege of working with a lot of different professionals in the industry, and it's rare to find a loan officer who truly stands out. Carter Short is one of those people. Working with him is an absolute pleasure and gives me complete confidence that my clients are in the best possible hands. This is a fact as we have successfully completed many transactions together!

His knowledge is truly excellent. He understands the ins and outs of the loan process like no one else, and he's able to explain complex details to clients in a way that is clear and easy to understand. This alone helps alleviate so much of the stress that comes with buying a home.

What really sets Carter apart, though, is his communication. He is always responsive, proactive, and keeps me and my clients informed every step of the way. There's never any guessing or wondering what's happening. He's on top of everything and his attention to detail is remarkable.

He also has an incredible "can-do" attitude. No matter the challenge, he approaches it with a positive mindset and a determination to find a solution. He's a true problem-solver, and that's invaluable in this business.

I highly recommend Carter Short to any homebuyer.
CE
Aug 25, 2025
Carter and his team at Barrett Financial are AMAZING! they are consummate professionals who take the time to answer your questions and make sure that you know exactly what is going on with your loan process. I will be sure to recommend them to anyone I know!

Carter, thank you again for delivering an incredible experience!!!
MS
Homebuyer Jul 13, 2025
Carter and his team, especially Grant, were awesome! There for us every day at all hours to help us with a refinance and new home purchase. Highly recommend Carter and his team!
Jul 13, 2025
Carter and Grant were simply amazing. My experience was top notch. I never had to guess or question what my next steps were or if they truly had my best interest at heart. Patient, kind, and reliable service.
SC
Homeowner Jul 13, 2025
Carter and his team were such a wonderful help with making our first home buying experience as easy and understandable as possible, they take the time to step by step explain the whole process, are transparent and care for their customers; if I could rate them more than 5 stars I would. Prompt to reply, hardworking, they are the best of the best to work with! Highly recommend!
S
First time home buyer and RN BSN Jul 11, 2025
Carter and his team were such a wonderful help with making our first home buying experience as easy and understandable as possible, they take the time to step by step explain the whole process, are transparent and care for their customers; if I could rate them more than 5 stars I would. Prompt to reply, hardworking, they are the best of the best to work with! Highly recommend!
KK
May 13, 2025
My wife and I were recommended Carter Short from a friend. Carter & Grant made our first home buying experience amazing and as stress free as possible. Carter was available to answer calls and texts at all times of day when our schedules would allow and able to answer any questions or concerns with where the loan process was at or what is next. I would definitely recommend them to others.
HD
Apr 23, 2025
This was my second home purchase working with Carter Short and his team—specifically Grant Collins—and once again, the experience was outstanding. The entire process was smooth, efficient, and surprisingly easy thanks to their professionalism and responsiveness.

Both Carter and Grant were always available to answer my questions, often responding quickly and going above and beyond to ensure everything stayed on track. Their attention to detail, clear communication, and commitment to making the process stress-free truly set them apart.

I highly recommend Carter and Grant to any homebuyer—whether it’s your first purchase or your fifth. You’ll be in great hands with a team that truly cares and delivers results.
MV
Director of Quality Apr 11, 2025
Carter Completed amazing work for us. Everything went exactly as planned and we expected. He kept us in the loop the whole way. I cannot say enough positive things about Carter’s work from his outstanding knowledge, planning, coordination of his team, to the final closing. We could not have found a better loan officer and business consultant.
AS
Apr 2, 2025
Carter and his team were wonderful and made the mortgage loan search, application, and overall process painful and seamless! They communicated with me daily for almost an entire month, answered my questions, and kept me informed every step of the way.
KL
Mar 3, 2025
Carter helped us purchase our first home, and he was so amazing to work with!! He made himself available whenever we needed him, and he was always ready to answer all the finance questions we had during the process of purchasing of our home. Everything was so simple, easy, and transparent and we felt very well informed through the entire process! Thanks Carter!
ML
Mar 3, 2025
Great and easy to work with, we bought our first home and Carter and his team guided us through the process with our VA home loan and was always available if we had any questions. Would recommend to friends and family buying a home.
BL
Feb 20, 2025
Carter and team were very helpful while I navigated the home buying process for the first time. Very knowledgable of needs for VA loans. Definitely recommend his services!
JA
Feb 16, 2025
We highly recommend Carter and the team! They are extremely professional and quick with their delivery of service. What we appreciated most was their ability to explain intricate details in an engaging way, ensuring we were constantly informed of everything we needed to know or be aware of before it happened as new homebuyers. As a VA military member and spouse, this allowed us to execute purchasing a home for the first time with peace of mind.

The Ponce Family
RF
New Homeowner Feb 11, 2025
Carter and his team was very helpful through the whole process and we're available seemingly 24/7. As a first time buyer there was a lot to comprehend and they helped the entire way.
JT
Realtor Feb 6, 2025
I cannot say enough good things about Carter! From the very first conversation, he was incredibly professional, knowledgeable, and genuinely invested in helping my buyer secure the best loan for his needs. Carter is set apart from the rest and gives 110% with his care and concern for clients. Thank you again for going above and beyond once again!!!
NW
Dec 17, 2024
Carter and team were super helpful through the proceds of buying our first home! Clear and prompt communication throughout the whole process, very flexible in terms of availability, and able to talk through the many questions we had.