About Me
Loan Officer
The Hinkey Team
NMLS 259878
KN
I HIGHLY recommend Jill and her professional team for your loan process! We just finished our second transaction with her... Both were flawless. She is also a very sweet and positive person and she helps to bring some peace and assurance to what can be a stressful time. Choose Jill for your loan process... You will be SO DELIGHTED with her service!!!!
KR
My husband and I I have done several loans with Jill Hinkey and her team. Each experience has been excellent. She and her team provide exceptional service and make the loan process easy and seamless. I would highly recommend her for any of your loan needs!
WF
Jill is the most friendly and professional loan officer we have ever worked with. She was on top of ever aspect of this transaction and made the process almost enjoyable (no loan process is really enjoyable). We highly recommend her for your highest recognition of outstanding performance. Thanks Jill !!!
EH
Jill is an absolute pleasure to work with. She is fun to talk to, treats you with respect, and explains every step of the process along the way. She is in tune with the economy, market fluctuations, and bond/fed rates that could effect lending rates. I felt she was looking out for me the whole time and explained the timing of how to get the best rate. Her assisting team is also phenomenal and extremely timely with processing documents and answering questions. They deserve equal credit. I highly recommend choosing Jill for your next loan, Thanks Jill!
JG
Jill made a long and arduous process easy. She always called to keep me informed and kept the train rolling along smoothly. She was professional, polite, courteous, and all the positive superlatives you can think of!
DD
Jill made a very complicated process smooth and clear. She never hesitated to reach out Incase I missed a text or email, which kept me on schedule. Jill is kind, clear and proactive! Recommend highly.
AG
Jill Hinkey was a pleasure to work with. She made the home loan process smooth. She runs an amazing team.
RK
Jill and her team did a fabulous job - they got us financed and into our new home despite various challenges along the way. Thank you!
IT
If you are looking for a professional and knowledgable team, I would highly recommend Jill Hinkey and her team. I have done many transactions and this one was not easy, but they handled it so well. They went above and beyound on what was expected.
AR
Jill and her team were great. They were very responsive and moved fast to accommodate a tight timeline . They also worked closely with the folks selling my home to make sure a smooth handoff of docs/money between the property being sold and the property being bought. I would definitely work with them again.
WA
What a great experience with this team and refinancing my home. The work and the attention to detail was a great experience and they did everything top notch and were available when there were questions and or concerns.
I would recommend this team and company to everyone of my friends that own or are thinking about buying a home.
This team and company get a 100 out of 10.
I would recommend this team and company to everyone of my friends that own or are thinking about buying a home.
This team and company get a 100 out of 10.
SP
My wife and I have been working with Jill for Over 20 years. We had referred our friends and family to her as well. She and her team have always come through for us. We always know that we can count on her to help us get the best rates. We highly recommend Jill and her team for all financing.
PM
I absolutely am grateful for the referral to Jill and her team. They were all awesome to work with! Jill is very knowledgeable and always explained everything to me to make sure I understood what was going on in the process. She really understood my family's needs. Her team worked vigilantly to get our home loan to the finish line. We were ready quickly! I have not had a home purchase go more smoothly than this. I will definitely be calling Jill and the Hinkey team at Flagstar! Thank you all so much!
CV
I was so grateful to work with Jill and the great employees at Flagstar. So many were patient and kind with my lack of computer skills. I was so impressed with the team work. Jill was highly recommended to me from a friend and I will definitely recommend Jill Hinkey to anyone looking to purchase or refinance in the future. I am so pleased and grateful!
JH
Jill and her team did an excellent job processing my loan. They provided great customer service and I highly recommend using them for all your financing needs.
TW
I have been working with Jill and her team for several years on investment property financing. Over that time, I've completed several purchases and recently closed refinances on five properties simultaneously. Jill and team made the process painless from start to finish. Jill has proven to be knowledgeable, customer-oriented and communicative. I highly recommend working with Jill.
RA
I recently moved to Sacramento County from Del Norte County after selling my home. I wanted to buy another home but had problems with my credit and really didn’t think I could qualify. After talking with Jill, she got my not so bad credit score and said she would look for a lender to find me a loan. A few days later she called me and told me that she had found a lender, that I qualified for a loan, and also the loan amount I was prequalified for. Within a month the house was found, the loan process started, and four weeks later I closed escrow. And every step of the way Jill was in contact with me, guiding me through the process, and advising me about all the documents that was needed. Jill and her team made it happen for me so that once again I could be a homeowner. I highly recommend Jill Hinky to anyone looking for a knowledgeable professional loan officer. She is an expert in the field and knows her business. Kudos Jill and thank you.
C
I highly recommend Jill Hinkey to anyone seeking a mortgage for real property. She is knowledgeable, competent and personable. your best interests are her focus always..
RL
I've been working with Jill and her team for over 15 years. Always amazing. The team makes home buying seamless and smooth every time. I would Highly recommend Jill and her team for you home buying needs.
Great experience as always.
Thank you!
Great experience as always.
Thank you!
ML
Jill & her team have helped us with a couple of re-fi's over the years.
Her team is professional, courteous, and friendly. We took advantage of the recent low rates and Jill was able to complete our re-fi in under 30 days. Her office is set up to receive everything electronically, which speeds up the process and they kept us up to date on the whole transaction. I will happily recommend Jill for any loan services.
Her team is professional, courteous, and friendly. We took advantage of the recent low rates and Jill was able to complete our re-fi in under 30 days. Her office is set up to receive everything electronically, which speeds up the process and they kept us up to date on the whole transaction. I will happily recommend Jill for any loan services.
AG
As always, Jill delivered a perfect product and rate. You can count on her to give you her best.
JD
This was our second mortgage through the Hinkey team. As seamless as the process was for our mortgage they got us for the purchase of our house four years it was a no-brainer to have them do our refinance when the rates made it worth while for us to do so. Again the process was seamless, they kept us fully updated throughout the process and were very prompt to return emails. Thanks for your teams excellent service.
ED
Jill and her team navigated thru the complexity of my S-Corp issues and other challenges while other lenders in the past year were unable or unwilling to do the work.
I can not say enough about the expediency, professionalism and ultimately -- positive outcomes you can expect. Highly recommend for any of your financing needs.
Just completed a cash out refi at incredible terms!
I can not say enough about the expediency, professionalism and ultimately -- positive outcomes you can expect. Highly recommend for any of your financing needs.
Just completed a cash out refi at incredible terms!
JS
We just purchased our first home. We expected getting a loan would be very complicated, but thanks to Jill and her teams help, the process was very straightforward. Jill made it a point to explain every step along the loan process as well as explaining all the charges included in the closing costs. I would highly recommend Jill and her team to anybody looking for a home loan.
PD
We have just completed our third property finance with Jill Hinkey. She is extremely knowledgeable in the world of finance and an absolute pleasure to work with. She is our go to for finance questions and needs. Thank you Jill Hinkey
