The Steve Christenson Team

Mortgage Loan Officer American Pacific Mortgage NMLS #268661, APMC NMLS #1850, Equal Housing Opportunity
I’ve been a professional in the mortgage industry for over 15 years. Nothing beats helping families find real solutions to their financial and home goals!

There is no substitute for experience, especially in the mortgage industry. You need someone who understands the latest requirements and rules. That’s where I can help you understand your options and guide you through what can be a complicated process.

When it comes to making one of the biggest financial commitments of your life, I can help you make a smart decision. I will carefully walk you through the process of getting your loan. With nearly 20 years’ experience, American Pacific Mortgage has a proven track record of success.

You can trust our experience because American Pacific Mortgage believes in training and testing its mortgage professionals beyond the national and state standards to ensure you always work with a knowledgeable and friendly expert. I stay on top of the latest mortgage and real estate trends so your mortgage process is seamless.

Trust my experience to help you get a great mortgage.
Jul 26, 2017
Steve and his team were with me every step of the way during a very long process. Because of the uniqueness of the property, there were many extra steps on the way to closing.

Steve provided updates on a regular basis, and he also was a source of encouragement during the difficult times. Customer service provided by his entire team was outstanding.

Feb 6, 2017
The Steve Christenson Team did a great job on helping us get financing on an investment property. The timeline went as planned even after a few issues came up during the underwriting phase. We were able to close on time and they made everything very convenient for us. They were always available by phone, text or email and were able to answer any questions that came up.
Jan 31, 2017
Process Associate
Very helpful, and seamless. They took care of everything, and let us know immediately if we needed to do something on our end. Steve was communicating with us every step of the way and talked everything over with us.
Jan 31, 2017
Process Associate
Very helpful, and seamless. They took care of everything, and let us know immediately if we needed to do something on our end. Steve was communicating with us every step of the way and talked everything over with us.
Dec 16, 2016
This is the second home I have purchased with Steve's help and he is just the best. He is incredibly responsive, organized and such a good advocate for his clients. He answered my million-bazillion questions via text, email, phone calls, etc. What is best of all is that we closed early on the home on a very tight deadline! I will be sending all my friends your way!
Dec 1, 2016
The Steve Christenson Team has been amazing to work with. They are professional, supportive, caring and on top of things. Steve has quickly become like family, having used him for our mortgage needs on now two properties. Steve is fantastic. I will continue to recommend him to my family and friends.

Thanks again!
Nov 29, 2016
First Home Buyer
I recently secured a loan with the Steve Christenson team for my first home. Since it was my first time through this process, Steve and associates took extra time explaining every step of the process with me. I asked many questions all along the way and no one ever hesitated to help. They also have a great system for keeping documents organized and digital signing. I do not have enough good things to say about the Steve Christenson Team.
Oct 28, 2016
Dog Mom
Steve was amazing to work with. I was under contract on my new house before I had even listed my old house. He showed the numbers given all of the scenarios, and explained to me the different rate options. Steve answered all of my phone calls and replied to e-mails quickly. He is a pleasure to work with and I can't recommend him more!

Thanks Steve!
Oct 13, 2016
Interior Designer
Steve's team did a fantastic job for me. They went overboard getting my loan, appraisal, etc. done in just two weeks. I would highly recommend them!
Oct 3, 2016
Genetic Counselor
I am continuously impressed by the level of professionalism and care exhibited by Steve Christenson and his team at all points of contact. I am always pleased by their attention to detail and I also appreciate Steve taking the time personally check in and answer any questions throughout the application process. I highly recommend working with Steve and his team!
Sep 9, 2016
Satisfied Customer
Steve and his team are excellent at what they do. Contrasting the stories of people I know, with my own experiences purchasing a home, has made me grateful that we chose to work with Steve for a second time. He is always timely in meeting or exceeding deadlines, and is very careful to address my questions and concerns as his customer. I would recommend his services to anyone, and plan to work with him the next time we have a similar need. Thank you Steve!
Sep 2, 2016
Executive Assistant
Buying my house was a great experience, especially as a first time home-buyer. The team was phenomenal!
Sep 1, 2016
Team leader assistant
This is the second time we have used Steve to help us purchase a home. He is very knowledgeable and is always available to answer any questions we may have. Steve's team makes it very simple and easy on our end to help the process along. We highly recommend Steve!
Aug 19, 2016
Steve Christenson and his team are a group of problem solvers and very diligent workers. They got the job done for us under difficult circumstances that required creative thinking and hard work on a tight timeline. I am already going back to them with a second project and would highly recommend them to anyone who appreciates careful work, good pricing, and solutions to the inevitable obstacles that crop up.
Aug 19, 2016
I have worked with Steve and his team for many years. Steve's attention to detail and customer service are beyond comparison. After 19 years as a Realtor he is my number 1 preferred lender.
Aug 17, 2016
Property Manager Assistant
Steve took my phone call on a Saturday, having never spoken to me before. When I told him I had found the home of my dreams and that no, I hadn't been proactive in getting prequalified for a loan, he didn't let that bother him. We had about 90 minutes to get the pre-qual finished and put my offer in before a deadline, and he got the information over to my agent in time, never making me feel like I was putting him out at all.

Throughout the whole process his team was very communicative and helpful with any questions I had about the purchase process and what information they needed. As a first time home buyer I was so thankful for this! When people asked me how the process was going they were always surprised at how little stress I actually had about it all, since it went so smoothly.

I would recommend Steve Christenson and his team to anyone looking to buy a home in Salt Lake. Thank you!!
Aug 17, 2016
The Steve Christenson team should just be re-named:
"The extra effort team"
"The I care about you team"
"The I can perform miracles team"
that about sums up my experience with this
really amazing group of people.
Aug 15, 2016
A Happy Client
We just used Steve and his team for the second time this year, first was a refi, the second a home purchase, and we could not be happier. Great communication and easy to work with. Would highly recommend them to anyone for your mortgage needs.
Aug 12, 2016
Intake Specialist
Steve and the whole team at APM were amazing. They were very responsive, quick to respond to any questions or calls, and proactive in finding cost-saving solutions. I will highly recommend this group to anyone looking to buy in Salt Lake.
Aug 12, 2016
Aircraft Mechanic
Steve was recommended to us by our realtor. He proved to be the right pick. Steve and his staff were constantly on top of all the paperwork, always available to answer our questions and even managed to close on our new house in about three weeks. We are extremely satisfied. Thanks Steve!
Aug 11, 2016
Best team ever! they fought hard for me to get a VA loan. Originally the VA said I was not going to qualify but Steve would not give up. He got me the loan and made the whole process as smooth as it could be.