Randall S. Mills

Sr. Mortgage Loan Officer NMLS #993155, AZ Lic. 0922185
With an extensive background in finance, Randall brings over 26 years of expertise in the residential / commercial finance and development realm.

Randall started in the Residential Finance in 1997 and then in 2001 opened his own mortgage brokerage under the NovaStar Home Mortgage flag which he owned until he sold the company in 2007 to Countrywide Home Loans.

Currently, he is a Branch Manager and Senior Loan Officer with the AmeriFirst Financial office in Gilbert, AZ.

Areas of expertise Commercial and Residential Finance, Leasing, Development, and Private Capital experience. Randall studied Political Science and Finance at the University of Kansas.

Specialties: Residential Finance | Commercial Development & Leasing | Commercial Lending in Retail, Industrial, and Office.
Aug 19, 2023
The MIlls team did a great job once again! We have used Randall's team on more than many occasions buying investment property and each time we have had great service! They are fast and efficient and have never made any mistakes or completed any paperwork that needed any sort of corrections! They are extremely accurate in what they do. Randall has also been a great source of consulting for our investments. He has provided us with market insights and recommendations that have guided our decisions to buy or not buy property and he has always been right! When he has told us to buy now, or, wait a few months, we have always followed his advice and it has resulted in very profitable investing. Randall is my "go to guy" when it comes to real estate investment advice and financing. I don't/won't even shop around to other providers because I know that I'll get a fair deal from him and that the financing arrangements/paperwork will be done quickly and accurately. On our last purchase (August 2023), from the time we made an offer until we closed was three weeks! It's hard to beat that for efficiency and Randall's knowledge of investment property financing. I wouldn't even consider using anyone else!
Aug 16, 2023
Randall and his team did an incredible job from start to finish. They communicated every step of the process, walked us through our loan options, and even had our loan finished up 10 days early! I highly recommend the Mills team to anyone looking for a lender for refinancing or purchasing of a new home!
Aug 6, 2023
System Architec
Thanks to Randall and the Team, Big Thanks To Mercedes, Krystal, Jennifer, You Guys Are incredible, very professional, Excellent service, request documents on time via email and follow up with a phone call to make sure paperwork are done on time for closing on schedule date, very fast closing. Clear breakdown of closing cost, upfront understanding and always available to answer questions. great communication, and this team is awesome to work with highly recommend.

Thank you again for your services.
Aug 4, 2023
The Mills team has been nothing short of phenomenal! They guided us through buying our first home and were always very communicative, helpful, and kind. It was the smoothest process possible and for that we are so grateful! Thank you all!
Jul 18, 2023
BIG THANK YOU TO Randall, Big Thanks To Mercedes, Krystal, Jennifer, You Guys Are incredible, I Have Worked With The Mills Team For over 8 yrs now Knowledgeable, upfront understanding and always available to answer my questions and explain things if it is the second time i asked, communication was great, they understand how stressfull it is, GREAT TEAM TO WORK WITH. THANKS AGAIN
Jul 5, 2023
First, I'd like to give a big THANK YOU to Randall, Mercedes, Jennifer, Krystal, and the rest of the team at the Mills Team! All of you, in your own roles, were absolutely incredible to work with! To those of you out there looking for a team of professionals who are welcoming, knowledgeable, and diligently do their work with integrity and are in good hands with the Mills Team! Their communication is incredible whether you text, call, or email and they are always there and you are warmly welcomed every time! There were times that Randall was getting ready for a flight and he answered me, Mercedes was available on weekends even leaving the gym - they will be there for you every step of the way, no matter what off the wall question you have or even if you just need something explained again. The online portals and calculation apps that they provide were user friendly, easy to use, and incredibly helpful. The smooth transition from one team member to another as you move thru the process was seamless. Their internal communication was spot on, never a hick-up, and the same goes for their communication with my realtor and title company - absolutely incredible! They guided me thru every step and I always felt like I knew what was going on and what to expect next. I honestly can't stress enough that from beginning to end The Mills Team's work and process was absolutely seamless - I couldn't say enough good things about how they treat their clients and the all-around impressive work that they do! I would absolutely recommend them to a family member or friend and am confident that you are in good hands with them! Again, to The Mills Team, thank you so much for all your hard work - for the things we, as clients, get to see and for the behind-the-scenes leg work that we do not. You truly made what could have been a very stressful situation feel effortless and I appreciate you all! We love our home, and I am glad to have worked with you! Many blessings to you all and your business!
Jun 29, 2023
Excellent Service! Friendly and helpful and informative staff! As a first time home buyer, I couldn't be more pleased and grateful with choosing Randall Mills
Nov 15, 2022
Security Palo Verde Nuclear Plant
I would like to thank Randall and his team for another exceptional job on my recent refi. They handled everything with the utmost professionalism and a lot of patients due to my unusual schedule. I have used Randall and his team several times now and highly recommend them to anyone looking to either purchase a home or do a refi. Thank you again for taking care of my financial needs and goals.
Nov 6, 2022
Randall was amazing! He was there with me every step of the way and answered any questions I had.
Oct 29, 2022
Randall and his team were amazing. He has a great staff behind him that helps every step of the way. Every time I had a question or issue they would get back to me very quickly. I would highly recommend them for sure!
Oct 24, 2022
What a great experience Randall and his team. Very helpful, kind and awesome. Randall and his team make sure you understand everything and with you all the way though the process. Even after paperwork and process are done Randall and his team checkup on you to see how you are doing, it’s like being part of a family. I would recommend Randall and his team to everybody.
Oct 7, 2022
Randall and his team were very professional and efficient. We were able to close on our home in less than the 30 day planned closing date. Highly recommend them.
Sep 21, 2022
Rebecca Herrmann
Randall and the team did an amazing job. They got me into a beautiful home. They all were professional and we even had some fun. I highly recommend Amerifirst Financial.
Sep 21, 2022
Chief Customer Officer
I can't speak highly enough of Randall and his team. They made what I thought would be a difficult process, smooth and seamless. They were always available and advised me through the entire process. A big thank you to him and his amazing team.
Sep 17, 2022
Randall and his team did such an amazing job of walking us through the refi process in a time of need for our family. They took the time to answer questions and provide us with the most effective options for our situation. Randall went above and beyond (including office hours) to make himself available to continue to deeply explain to us any question that would weigh on our minds. He and his associates, were honest, comprehensive, punctual, and adaptable! I highly recommend the team at Amerifirst Financial, Inc.
Aug 19, 2022
Every person that I talked with during the process was extremely friendly, helpful and knowledgeable. They answered all my questions with patience and kindness. They made it so easy!
Aug 1, 2022
Randall and his team were great to work with. Prompt service and attention to detail made closing easy.
Jul 22, 2022
Computer Operator
I really appreciated the help the Mills Team gave me. I always knew what they needed to keep my home buying process moving forward. This was my first home buying experience and I imagined it would always be painful. But, with the Mills Team’s help, we got through it. Once again, thanks for everything.
Jul 22, 2022
This is the only place I will ever go for any of my mortgage needs! They helped me with my 1st loan to buy my home and my refi 5 years later. They truly understand ( The entire team!!!) customer service, communication skills and genuine real and genuine freindly business approach. Your not a client, your a person and they treat you like its about building relationships and not just building a business.
From Randall, to everyone I was introduced to, I wouldnt go or talk to anyone else.
Jun 30, 2022
This has been the 2nd property I have purchased and this team just makes the entire process easy and fun. This team is truly a pleasure to work.
Jun 29, 2022
Working with AmeriFirst Financial was a seamless and great experience. Randal, Shannon and Jennifer were on their A game throughout the process. All milestones were achieved, and their follow-up was excellent. They have our loyalty, and we would not hesitate to recommend them to other Customers. Thanks to the entire team!
Jun 7, 2022
New Home Sales Consultant
Mercedes was great - she helped us at every stage of the process which made our refi painless and so easy!
Jun 7, 2022
New Home Sales Consultant
I have known Randall for years as he is my go to lender for my homebuyers! Over the years I have seen Randall take even the most complex loan profile and make it happen for my buyers while providing the utmost and genuine care and professionalism throughout the process. My husband and I just refinanced our home with them and now we can personally attest to all the reasons why we recommend them to our clients in the first place. It was a seamless process from beginning to end and I just can't say enough about the Randall Mills Team with Amerifirst Financial! Thank you!
May 24, 2022
I highly recommend Mercedes she took so much time to help us out we are first time buyers and she was non stop helpful even when she was off work she would still answer any questions we had she’s awesome
May 20, 2022
Highly recommend Mercedes she is awesome and very helpful with every question we had