Veteran. Advocate. Educator
I enlisted in the Marines at 17. I bought my first home at 22. And every single time I asked about my VA loan benefit — I was told it was too complicated.
I had a service-connected disability the entire time. Zero funding fee. Nobody told me.
Four purchases. Wrong loan every time. Not because I wasn't smart enough — because the people I trusted didn't know the product or didn't care enough to learn it.
That's why I'm standing in front of you today.
I've spent 20 years as a licensed Mortgage Professional and Real Estate Agent exclusively focused on the VA loan benefit. I've closed thousands of VA loans. I've taught thousands of Veterans and real estate professionals what the industry gets wrong — and what you can do about it.
I'm not the guy on TV. I'm not the company with the biggest ad budget. I'm a Marine Veteran who got tired of watching my brothers and sisters leave money on the table because nobody gave it to them straight.
Less than 13% of eligible Veterans ever use their VA loan benefit.
That number pisses me off. Fixing it is my mission.
"Now you know who's in your corner. Let's get to work."
About Me
Mortgage Loan Officer| Realtor
Empowered by NEXA Lending | AXEN Realty
623-293-0044
Pinned Recommendation
CB
LeRoy Romero is hands down the best Mortgage Loan Originator I’ve ever worked with! I cannot recommend working with LeRoy enough!
From day one, he has been completely honest, transparent, knowledgeable, and amazingly responsive. What truly sets him apart, though, is his incredible patience, flexibility, his remarkably humble nature, and deep commitment as a real veteran advocate, educator, and lender.
LeRoy always makes time for all his clients, even on weekends or when he is teaching classes for veterans. I know I sound like a bad client at this point, but he responds no matter what—whether he's on a business trip or a family vacation! Case in point: today is a Sunday at 7:22 pm, and while driving 4 hours to his destination, he was still sending voice to text messages to give me advice and answer my endless questions.
LeRoy is so passionate about helping veterans and makes sure we know our full rights and benefits. He even shared his app with me, "VA Loan Educational Videos and Tools by LeRoy Romero", which is totally revolutionary! It’s a VA-integrated app that everyone should download because it is a super helpful tool to fully utilize your VA loan.
Over the last few months, my family’s plans shifted constantly (I know, horrible client)—from exploring a cash-out refinance on our home in PR, to lowering our monthly payments, to evaluating multi-family investment properties, to planning a move to San Antonio, and finally deciding on a condo at Destin, Florida (this time for real!!!). I think at this point, I might as well be an SME (Subject Matter Expert) when it comes to Real Estate Logistics and Mind Changing 😂.
Through every single pivot and plan change, he never missed a beat. He listened without judgment, provided expert guidance, and immediately confirmed he could help us seamlessly transition our loan to Florida for our dream home near the beach and family.
If you want a lender who is genuinely in your corner no matter how complex or fluid your journey is, LeRoy is your guy!
- From your fellow Complicated Veteran
From day one, he has been completely honest, transparent, knowledgeable, and amazingly responsive. What truly sets him apart, though, is his incredible patience, flexibility, his remarkably humble nature, and deep commitment as a real veteran advocate, educator, and lender.
LeRoy always makes time for all his clients, even on weekends or when he is teaching classes for veterans. I know I sound like a bad client at this point, but he responds no matter what—whether he's on a business trip or a family vacation! Case in point: today is a Sunday at 7:22 pm, and while driving 4 hours to his destination, he was still sending voice to text messages to give me advice and answer my endless questions.
LeRoy is so passionate about helping veterans and makes sure we know our full rights and benefits. He even shared his app with me, "VA Loan Educational Videos and Tools by LeRoy Romero", which is totally revolutionary! It’s a VA-integrated app that everyone should download because it is a super helpful tool to fully utilize your VA loan.
Over the last few months, my family’s plans shifted constantly (I know, horrible client)—from exploring a cash-out refinance on our home in PR, to lowering our monthly payments, to evaluating multi-family investment properties, to planning a move to San Antonio, and finally deciding on a condo at Destin, Florida (this time for real!!!). I think at this point, I might as well be an SME (Subject Matter Expert) when it comes to Real Estate Logistics and Mind Changing 😂.
Through every single pivot and plan change, he never missed a beat. He listened without judgment, provided expert guidance, and immediately confirmed he could help us seamlessly transition our loan to Florida for our dream home near the beach and family.
If you want a lender who is genuinely in your corner no matter how complex or fluid your journey is, LeRoy is your guy!
- From your fellow Complicated Veteran
MG
Leroy and his team are amazing!!! I can’t stress enough about how communicative they were during the home buying process! I highly recommend them if you are looking to purchase/refinance a home or want a second opinion!
AJ
Working with LeRoy and his team has been such a pleasure. Purchasing a home is certainly stressful, and we were working with a more difficult situation to secure a home loan. After my first call with LeRoy and subsequent calls with Crystal and Brie, I never worried about our loan and I always felt like they were taking care of us and looking out for our best interest. They were so responsive, gave us regular updates, and were really great at answering any questions we had throughout the process. I also really just enjoyed them as people! I will definitely be reaching out to work with them again when rates go down and we are ready to refinance! Highly, highly recommend!!!
MH
LeRoy and Lotus Financial did a 5 Star job in getting me my home loan. I recently moved to Texas from Arizona, found a home my wife and I loved, and was connected with a local lender here. That lender lacked customer service, and was unfriendly. My wife had not lander her job in Texas yet, and the lender literally told me, "Until your wife lands a job here, talking about strategic financing options and getting you a pre-qual letter is a mute point." i was blown away. I immediately called a friend, who connected me with LeRoy. Within in 20 minutes, Leroy had already figured out the creative financing and had a pre-qual letter sent over. His team was communicative and held my hand the entire way. They took they time to have numerous phone calls throughout the month to explain things, break things down, run scenarios, etc.. Overall 5 Star Experience. Would 100% recommend LeRoy and his team. MY realtor was also very complimentary and said she will start using LeRoy and Lotus Financial as her preferred lender.
