Gil Faust

Mortgage Banker Bank of the West NMLS# 283798
I have been helping individuals, families and investors purchase and refinance residential property for 25 years. During that time I have helped thousands of clients choose the optimal loan program for their individual circumstances.

I am a graduate of the University of California at Berkeley, with a degree in Economics. I was also previously licensed as a registered representative in the stock and bond markets.

I have a thorough understanding of conventional and government loan programs and the strategies available to optimize my clients' mortgage needs.
Apr 5, 2017
Vector Control Biologist
Gil is a phenomenal human being. I entered the home buying process very cautiously, and was on guard against people trying to take advantage of my ignorance. There were a lot of people I met along the way that seemed scandalous. The only person I met that was incredibly legit was Gil. I have told all my friends how amazing he is, and even the tellers when I pay my mortgage. He is the smartest, coolest, most savvy and authentic financial professional I have ever met, and is truely one of a kind. Gil is always available, always completely pulled together and works miracles to make the financial side of the home acquisition come together. He is clear, explains everything until we understood it, even helped us decide which of our options was right for us. Seldom in life do you get this quality of personal service from someone; which is a testament to how special and unique Gil is. I can not imagine ever working with a different mortgage banker. Also he has an unbelievably cute dog.
Mar 6, 2017
Partner at Futterman Dupree Dodd Croley Maier LLP
I used Gil Faust to refinance my house and he was fantastic! Anytime you are dealing with a bank and mortgage lending, you know it is going to involve lots of paperwork and time. Gil made the process as painless as possible. He asked for what he needed; reviewed it when he got it; and quickly had me fill in gaps. He was able to explain things clearly and gave timely and accurate responses to my questions. In a volatile market, he made sure we closed on time and at a very favorable rate. He was also able to coordinate a simultaneous HELOC. My experience with Gil was very positive. I highly recommend Gil to you.
Feb 17, 2017
Food Stylist
I was referred to Gil by a friend for his services. I had what I thought was a straight forward refinance, but proved to be a bit tricky. Gil was fantastic in helping me move along my documents as well as went above and beyond finding documents that ultimately helped get me approved. On top of that he was by my side when I signed my final doc's just to make sure everything was correct. If you are looking for someone to make your home finance process go as smoothly as possible, look no further. He is not only a great person, but a great broker to work with.
Feb 17, 2017
First Time Home Buyer
Gil helped me navigate the complexities of home buying better than any other mortgage banker I worked with. He was extremely proficient, attentively instructive, and endlessly helpful.
Feb 16, 2017
Retired, Home buyer
Gil held my hand throughout the process of acquiring my first fixed rate mortgage. He was very responsive and always ready to explain things to me; when i was confused he was very patient with my questions. He endured a lot of flak about the loan process and remained professional but engaging. He also referred me to an acquaintance for a Home Equity Line of Credit, which I appreciated. He's a good guy; calm and straightforward, completely unpretentious, easy to work with.
Feb 16, 2017
Bar Manager
Gil helped me fast track my loan through Bank of the West. Together, we met every deadline and got approved with little headache. He explained the entire process along the way, and I always felt like he was working in my best interest.
Feb 16, 2017
Senior Accountant
Gil took the time in the beginning to understand my personal situation and provided me with what I need every step of the way.
He would even go out of his way for recommendations even if it is not in his interest just to help out.
He provided me with professional courteous service throughout the entire process.
Thank you!!
Apr 17, 2015
Home Buyer
I met Gil towards the end of the summer last year when I wanted to purchase some raw land I saw on Zillow. I got his contact information from the listing agent who was working for the seller of the property. I found out why the realtor had recommended him - he is clearly the most capable loan originator I have ever worked with. Gil has impressed me with his understanding of the ins and outs of the loan industry. He is dependable, thorough, and altogether highly capable, a real straight shooting can-do guy with no BS and no surprises. Gil is also incredibly connected with his peers operating within all facets of his industry. If Gil doesn't specialize in any particular loan industry facet (example: construction loans), he always seems to know someone who does, and he doesn't hesitate to share the contact information. I am really glad I've had the very good fortune of getting connected with Gil, he has proven to be a one stop shop for me in regard to my real estate finance needs.
Recommendation received while at American Pacific Mortgage Walnut Creek
Apr 11, 2015
borrower homeowner pro writer for hire
Gil was a first rate, get business done facilitator and leaned forward or bent over backwards as necessary to help overcome underwriter's excessive requirements or navigate around obstacles posed by a home equity lender.

In one case he facilitated two separate conference calls for a lender's picayune need to get me to authorize the generation of a letter from them to me back to them in order to close a heloc! He kept his team on task and was there at the drop of a hat to step in or assure that all the loose ends were taken care of.

It was crazy and the clock was ticking, but Gil just did whatever needed to be done. If one channel of communication didn't succeed, i.e. fax, he would find another route. He came to my house as and when needed and just provided a full service operation. Cool guy and highly competent as a person to help prospective borrows navigate the gnarly shoals of borrowing these days
Recommendation received while at American Pacific Mortgage Walnut Creek
Apr 7, 2015
I requested guidance from Gil Faust for helping my wife and I to understand how to do both long and short term strategies for getting what we need together to buy our first home. Gil was very generous with both his time and information and helped create a straight forward framework for us to work with. I look forward to working with Gil in the near future and highly recommend him to anyone looking to purchase a home!
Recommendation received while at American Pacific Mortgage Walnut Creek
Apr 7, 2015
I will always be great for Gil Faust who helped me navigate my way as a first time homebuyer and as a women he made sure I said within my budget as well as telling me the different options available to me.
I wanted a secure fixed mortgage with no hidden surprises and together we agreed that with my monthly mortgage payments I should include money for my property taxes and insurance which has been a true blessings for me as a single women and first time homeowner.
Recommendation received while at American Pacific Mortgage Walnut Creek
Apr 6, 2015
Realtor at Coldwell Banker
Gil Faust did a great job arranging financing for my buyers. He's very professional and a warm and engaging person with a wealth of experience.
Recommendation received while at American Pacific Mortgage Walnut Creek
Apr 6, 2015
Gil was very helpful and informative. His follow-up time was impressive and he provided everything I needed to consider available options. He's also a nice guy and easy to work with. He is a fantastic resource and I wouldn't hesitate to contact him (or refer to him) when the need for his services and expertise arises.
Recommendation received while at American Pacific Mortgage Walnut Creek
Apr 6, 2015
Chief Technology Officer
Getting my loan approved was not easy, and Gil steered the way through the process from start to finish. My non-standard income made the approval challenging, but Gil made it happen.

Gil has been a wonderful resource in this current Real Estate era. With properties moving so fast, I have had to make multiple offers in a short period of time. Gil has been on-time with every request, and made the process very easy for me.

I would recommend him to anyone without hesitation.
Recommendation received while at American Pacific Mortgage Walnut Creek
Apr 6, 2015
Gil is excellent at communicating complex processes in a clear, accessible way. He's passionate about making homes available to people, professional, warm, and clear. I've appreciated working with him and have found respond him head and shoulders above other lenders I work with.
Recommendation received while at American Pacific Mortgage Walnut Creek
Apr 6, 2015
I have known Gil for over 3 years and he has a passion for helping people with their biggest financial decision of their lives. Gil is always looking for innovative and custom ways to help give his business partners and clients the best options for their needs.
Gil is a very good golfer, which shares many of the same characteristics or discipline, patience and consistency. These same skills Gil uses daily to make him a successful Loan Officer.
I would recommend Gil for any Home Financing Needs!
Recommendation received while at American Pacific Mortgage Walnut Creek
Apr 6, 2015
Home Inspector
Gil has been great. He's responsive, smart and extraordinarily competent; everything one looks for when choosing a mortgage broker. I can't think of anyone else I'd rather use to meet my home financing or refinancing needs. Plus, Gil is a great guy to boot.
Recommendation received while at American Pacific Mortgage Walnut Creek
Apr 3, 2015
Realtor
I have worked with Gil on several occasions and can't recommend him highly enough! He is a true professional and puts his clients first. He is thorough, extremely knowledgeable about home mortgages, and a very good communicator. I look forward to working with him again.
Recommendation received while at American Pacific Mortgage Walnut Creek
Apr 3, 2015
Home owner
Gil Faust helped us obtain our first home loan. He is very good at what he does and quick with a calculator. He answered all of our questions in a manner we understood. Any time we were faced with decisions, he would whip out the calculator and show us what each option meant in terms of dollars and cents. During the process he was always accessible; he took our calls even while he was on vacation. Best of all, we were first time homebuyers with a low down payment and planned to pursue an FHA home loan. Gil actually found us a better loan, with lower down and better conditions. Gil is a good guy, good at what he does and responsive to his clients. Lastly Gil is a pug person and you have to love pug people.
Recommendation received while at American Pacific Mortgage Walnut Creek
Mar 31, 2015
I recommend Gil highly as a loan agent. He is an outstanding loan agent in our community. He was the buyer's loan agent for a difficult transaction in which I represented the seller. He is a good communicator and an impeccably detailed oriented person. I would recommend him highly!
Recommendation received while at American Pacific Mortgage Walnut Creek
Mar 31, 2015
Business Advising Firm Owners
We've used Gil twice for facilitating a refi of our home mortgage He spent time to gain insights into our needs to provide appropriate recommendations for a refi. Once we agreed to move forward, his follow up was consistent and all commitments were met. Gil also carefully selected partners to provide good quality support to close the deal. These included his loan processor and the title company. Both experiences were very positive and we would not hesitate to use Gil again if the need should arise.
Recommendation received while at American Pacific Mortgage Walnut Creek
Mar 31, 2015
Senior Loan Consultant
I have had the pleasure of working with Gil for over 5 years. He is ethical, tenacious and creative. Gil will always ask for the input and ideas of others to get the very best loan(s) for his clients. His customer service is outstanding. His business closes on time and he's also just a very nice person. He has many years of experience and he uses it well on his clients and business partners behalf. I cannot recommend him highly enough and I look forward to continuing to work with him at APMC.
Recommendation received while at American Pacific Mortgage Walnut Creek
Mar 31, 2015
home owner
We used Gil Faust to refi our home mortgage last year. He was great. I would highly recommend him. He was organized,quick and found us great 15 year mortgage with a great rate and terms. Above all he was pleasant to work with>
Recommendation received while at American Pacific Mortgage Walnut Creek
Mar 31, 2015
I would strongly recommend Gil to anyone I met looking for expertise in the mortgage world. Gil worked with us on our FIRST mortgage, and helped us learn about the process and our own current situation as well as giving us options to consider. Gil also worked with us on our first refinance, and things couldn't have gone smoother. I tell everyone I know looking for mortgage assistance about Gil, and will continue to use him as our own personal mortgage broker going forward.
Recommendation received while at American Pacific Mortgage Walnut Creek
Mar 31, 2015
Senior Loan Officer
Having worked with as a mortgage colleague, I have witnessed Gill's professionalism at all levels. Gill is a thoughtful, educated and caring advocate for his clients. He is quick to learn and seek all viable alternative means to best serve his clients.

Just as Gill is methodical in his cooking and BBQ; he applies the same time, preparation and attention to detail in his loan originations!,
Recommendation received while at American Pacific Mortgage Walnut Creek