The Harmsen Team

970-964-5005 Cornerstone Home Lending, Inc. Wil Harmsen | NMLS 420502
Our goal is to provide innovative service and mortgage guidance.

We love working with people, and we enjoy forming relationships with our clients built on trust, integrity and hard work. Please don't hesitate to contact us should you have questions about your current mortgage, prequalification for a new mortgage or any other home-financing needs.

Also, please feel free to pass on our names to any friends or relatives who you think may benefit from my services. Referrals are the highest compliment we can receive!

Company NMLS #2258
Equal Housing Opportunity
3 days ago
I just recently closed on a Refinance of my Condo with The Harmsen Team and Cornerstone Mortgage. Veniece Fagerlin was my primary contact in Durango, CO and she was great. The entire process was smooth and very customer friendly. There were no surprises and everyone on the team including Wil were always available to answer any questions. I would and have recommended Cornerstone to neighbors without reservation.
Mar 20, 2020
Application Developer
These guys helped me get through my mortgage and were patient with me while I asked my questions and had my anxious moments. It was a pleasure working with them to secure my loan! Thanks guys!
Mar 10, 2020
Home Buyer
If you are looking for a team you can have confidence in; folks that will help you achieve loan funding and do it with a supportive and friendly manner look no further. I would recommend Wil and his team without hesitation. They were wonderful to work with in getting our home loan funded. Thank you!
Mar 3, 2020
Construction Manager
Wil & his team put it all together in what appeared to be a seamless process to get my refinance to closing. They were professional, personable and remarkably quick. Thanks to The Harmsen Team!
Mar 1, 2020
Happy Homeowners
The Harmsen Team is phenomenal! When we began the process of a refinance of our home, we went with another company that we had used in the past. After 2 months of hassle with the other company, we were completely done. We have excellent credit, there should have been no reason for any delays; but the only time we got action was when WE asked what the status was - and then they wanted more information - and asked for documents we had already sent them.
Why we did not think to call the Harmsen team first, I don't know, because we had used them when we bought the house... but we finally did - and boy what a difference! We got the personal service everyone deserves, we were kept up to the minute every step of the way, and the process was completed in just a few short weeks. The Harmsen team are professional, yet courteous and friendly. We HIGHLY recommend them for your home lending needs.
Feb 29, 2020
Will and Dani.
A letter and recommendation.
I don't know how you did it, but I truly believe it was meant to be.
The amazing effort as well as your thoughtfulness and awareness of my concerns as they arose throughout this process is nothing short of miraculous.
You guys ROCK!
Thank you

Anyone who needs a lender, no matter how tough you think it might be, should choose
The Harmsen Team.
Feb 28, 2020
Just completed my third transaction using Will and cornerstone, phenomenal team.

I have done many others with other teams and these guys just make it so much easier. They're more organized and much more on top of things than other teams I have worked with. No playing games with last minute surprises like I've dealt with before.
Feb 28, 2020
Canyon Print Frame Design
Just completed my second refinance with this team and I couldn't be more pleased. Yes, there is an amazing amount of paperwork involved in a transaction like this, but when it is completed, all that is really necessary is that you sign the papers and get your money. They are totally professional, very thorough and a pleasure to work with. My life is much better for having worked with them.
Feb 20, 2020
Home owner
We went through 3 mortgage brokers before we found the Harmsen Team. They went above and beyond to help us through the process. We had several challenges and they overcame them all. Would recommend to any and all.
Feb 19, 2020
Colorado State Trooper
Last year at this time, I had reached out to Wil Harmsen and his team and asked them to partner with me in the financing of our new home. Wil was enthusiastic, funny, but most of all professional and knowledgable. His rate on a 30yr fixed product and his closing costs were some of the the lowest I had seen.

After a brief discussion with Wil, I went onto his website and in under 5 minutes, completed my loan application.

Wil has surrounded himself with an amazing team that guided us through the entire process. They were very attentive to the details of our purchase, responsive to our calls and emails and timely in the overall origination of our loan.

The closing documents arrived early to our closing and we closed on our new home without a hitch.

Two weeks ago, Wil reached out to me and said that mortgage rates have dropped substantially and he thought it would be beneficial for us to take a look at refinancing. Because of the trust I have in Wil and his team, I gave him the green light.

Wil ran the numbers and we both saw that I could save approximately $300 a month with an interest rate below 4%. Better yet, he could do the loan without having me pay for a new appraisal. An upfront savings of approximately $600.

I told Wil to proceed and in a matter of two and a half weeks, we closed and funded on our refinance.

There are people in our lives that we automatically seek out when we have needs... that one doctor, our favorite dentist, "the" auto mechanic. Wil and his team have worked to earn my business and he is forever "my loan guy."

Give him a chance and you will see why he and his team are the only ones I trust with the largest financial investment I will ever make.

Much Love,

Clinton Collier

Feb 17, 2020
Real Estate Investor
Wil and his team were perfect on my recent house purchase. They were professional, prompt and made the whole purchase and closing process easy. This was my first time working with them, and there will be many more.
Feb 14, 2020
We have know Will for years and every time we need direction and advice regarding our purchases, Will always takes time to sit down with us and advise us with our best interests in mind. We are so thankful for his knowledge and friendship, as well as the professionalism he and his team offers to us. Thank you for your help with our latest loan!
Feb 12, 2020
We just bought a home and were able to work with the Harmsen for our loan. They were great to work with and answered all our questions we had. We would highly recommend them.
Feb 8, 2020
Wil, Sean and Dani were extremely helpful and completed our refinance quickly and professionally. We highly recommend them to anyone shopping for a mortgage loan!
Feb 4, 2020
Mental Health and Substance Abuse Counselor
I recently finished the process of buying my first house, and I am beyond grateful that I had the Harmsen Team to support me through this process. They are very knowledgeable, prompt, professional, personable, and were there with me every step of the way. They would answer my calls after business hours and answered all of my questions in a way that I never felt like a question was stupid. For me, buying a house was a kind of spur of the moment decision, and Wil was able to connect me with a loan that made it completely affordable. I would 10/10 recommend this team to any friend or family member!!
Jan 18, 2020
Will and his entire team were absolutely wonderful. For my wife and me, keeping life simple in the midst of a chaotic move is paramount. The great folks with the Harmsen Team delivered! Simple. Easy. Efficient. What's not to love about that???
Jan 10, 2020
You did a wonderful job for us would recommend them to anyone. Very knowledgeable and willing to answer any and all questions. All in all a very good experience.
Dec 16, 2019
Investor Direct Specialist
Wil and his team just helped me purchase my first home! I have been working with Wil over time to get this to work for our family. Everyone put in every effort to get us to the closing table as smoothly as possible! They all are amazing to work with!!! I am grateful beyond words!! I highly recommend Wil and his team to do the best job for all who walk through his door! Thank you again all!!!
Dec 10, 2019
Fire Sales Engineer
The Harmsen Team was recommended by our Real Estate Agent. Vicki and I were so fortunate we had Wil, Sean, and Dani on our side for the new home purchase. The Harmsen Team closed the loan in 30 days - start to finish. How cool is that?
Look forward to working with them on the recast! We highly recommend Wil and Team.
Dec 7, 2019
Finamcial advisor
Sean, Wil and Dani are a dream team. It was our first home purchase of a very unique property and they let nothing stand in the way. Diligent, tenacious, and driven. Thank you all with a special thanks to Sean who's hard work and opportunity foresight turned our dream house our home.
Dec 3, 2019
The Harmsen Team is efficient, gets the job done ASAP, lets one know what is needed to complete a loan, & keeps in touch, good follow-up & enjoyable to work with. A+ for them.
Dec 3, 2019
Working with Will and his team was and amazing and simple process. They made my home buying experience simple and stress free.
Dec 2, 2019
Wil and his team were great to work with. They made the process easy and worked with us every step of the way. Wil explained everything to us so we could make the best decision and kept us updated at all times. We had our refinance done within a few weeks. Much better experience than we had with the "big" banks. We would highly recommend the Harmsen Team to anyone wanting to refinance their home.
Nov 30, 2019
It was a pleasure doing business with the Harmsen Team. They made the process as easy as possible. I would highly recommend these folks to anyone looking to purchase or re-finance their a home.
Nov 29, 2019
This is the 3rd loan that I have done through Wil and I can not say enough about the level of service that they provide. They make the application process so easy and communication is excellent. No repeated requests for documents that you already provided or long waits for answers to your question. Undoubtedly the best customer service in the industry.
On top of that, Wil spends as much time with you as you need. Educating about the process and the market, strategizing on the best time to lock a rate and even pointing you to another product if that is what is right for you.
I have recommended Wil and his team to all of my friends and relatives and will definitely use him for my next loan.