Clicky

Jesse Morgan

80 Recommendations
About Me
Private Mortgage Banker The Morgan Team NMLS: 146296

With over 20 years of mortgage industry experience, Jesse brings a wealth of knowledge to his role as a Mortgage Banker and Leader. Satisfied customers and referral business has resulted in performance that is impressive. He continually gets recognized as a top 1% national producer.

Jesse has an expertise in Jumbo loans and handling borrowers with complex tax returns. He also has a remarkable talent and instinct for what it takes to get loans closed, and that competitive passion for his customers and employees drives a high level of performance for those who associate with him.

Jesse embraces a true mortgage planning mindset and always works to find the best possible solutions for his customers. He is also proud of his strategic Pre-Approval process that has proven to help customers get their offers accepted.

Some of his proudest moments include past customers telling him "I want to work with you, because I trust you and I know you will get the job done." Jesse believes that customers like working with him because he is committed to be a professional, communicates well, and he is motivated to help them obtain their home financing goals.

Here are some proven results for the past four years:
• 2021 - $120 million in funded home loans
• 2020 - $195 million in funded home loans
• 2019 - $ 150 million in funded home loans
• 2018 - $120 million in funded home loans

RW
Homeowner Aug 24, 2018
Jesse is always available to answer my questions, even on weekends and after normal business hours. The rate he provided is competitive compared to other big banks. He has a professional team and as a first time home buyer it's been a very smooth experience for me.
L
Homeowner - Lafayette, CA Aug 2, 2018
Jesse and his team (huge shout-out to Christine) were an absolute pleasure to work with on our purchase. We were not the simplest financial situation and were looking at relatively tight deadlines and yet they managed to pull us through. They were extremely responsive and quick to troubleshoot. We are so happy to have our new home, but if the time came again to move or refinance I know who I would call!
TW
Homeowner - Petaluma, CA Jul 31, 2018
Great from start to finish. Absolutely flawless.

Jesse and the whole team at PNC were amazing. We went from an initial call to a close in under 20 days. At every step along the way they were quick to reply to any questions we have. Their e-signing system is really easy and makes the whole process painless. We'll be recommending them to everyone.

Also they had the best rate and a great lender credit.
S
Homeowner, Chula Vista, CA Jun 7, 2018
Great Professional!
Jesse has refinanced my properties three times. He is courteous, very helpful, and a true professional. I consider him the best in the business. I highly recommend him.
M
Homeowner May 8, 2018
Highly recommending Jesse. I have had a few refinancing rounds with him and have always received the best rate, service and professionalism with him. Quite refreshing to work with such a high caliber guy.
P
Homeowner, El Dorado Hills, CA May 8, 2018
Jesse has helped us refinance out Jumbo Loan 3-5 times the past two years. Each time he was able to help us navigate the process, lower our interest rate resulting in lower payments, and with no out-of-pocket expense. The experience has been good and the process as easy as possible given the complexity of the loan market today.
J
Homeowner, San Juan Capistrano, CA May 8, 2018
Jesse was extremely helpful and professional throughout the entire process. He assisted me in every way, from working with the builder to assure them that my funding was certain to communicating with the underwriter to ease the burden of documentation. I would recommend Jesse Morgan to anybody who needs a home loan, especially if you need a jumbo loan.
E
Homeowner, San Francisco, CA May 8, 2018
Jesse helped us buy a house in San Francisco about a month ago. Simply put, Jesse is the best. He came highly recommended from several people at my company and I can fully say without his fast action, knowledge, and kindness we would not have won this house. Our realtor Maria actually said that he was one of the best she has ever dealt with in terms of getting a house loan funded and processed. A thousand thanks to you Jesse and if you are ever in the SF area, please never hesitate to stop by for tea.
S
Homeowner, Millbrae, CA May 8, 2018
We have closed our first refinance far earlier than originally expected. This is apparently thanks to Jesse’s professional support. Though entire refinance process is done remotely via phone and email, I could obtain all necessary clarifications and inputs with crystal clearance as well as timely manner. I did not feel any stress and inconvenience at all for whole process. I definitely go back to him again for next home loan or refinance. All conditions and expectations outlined by him at the first call were all realized. There was NO surprise/bad news which is typically revealed later. Only exception was that refinance was closed earlier than expected and which was also good !!
R
Homeowner, Sunol, CA May 8, 2018
By far the easiest and smoothest mortgage experience. When I told Jesse my requirements for a jumbo loan, he told me what loan programs would work for me and also what would be required from my side. The whole loan, from application to closing happened fast without any delays. Jesse and his team kept me updated during the entire process about the status of the loan and I purchased my home without any stress about the loan.
M
Homeowner, Los Angeles, CA May 8, 2018
We had a great experience getting a mortgage through Jesse. He was one of the few lenders willing to provide a loan for a 10% down mortgage, and offered competitive rates. He was responsive from the outset and conveyed confidence that he would be able to get the deal done when the time came. Ultimately, we were able to close in 21 days on our condo purchase in Los Angeles because of the hard work of Jesse and his assistant Christine. We had an incredibly smooth mortgage experience thanks to them.
G
Homeowner, San Marcos, CA May 8, 2018
Jesse Morgan and his team hit a home run for my family and I. We spent nearly 5 months with another Loan Officer who continued to promise me that they could refinance my home mortgage. Fortuitously, I was referred to Jesse from a friend who was aware of my frustration. He said that he and his family only use Jesse. Within 5 weeks, our refinance was funded and complete. We're really thankful and happy!
L
Homeowner, Menlo Park, CA May 8, 2018
Jesse is an extremely professional, cooperative and consultative loan adviser. I just closed a jumbo loan in an extremely difficult regulatory environment, and Jesse was instrumental at every step of the way, providing expert advice to help me navigate myriad loan options to consider when financing a home. Additionally, Jesse is very strategic and can help you think through the long-term financial impacts of debt, including taxation. I would wholeheartedly recommend him to anyone looking to buy real estate.
A
Homeowner, Newcastle, WA May 8, 2018
I had a great experience working with Jesse on a complicated property with a jumbo loan. Jesse was able to quickly identify the main areas of risk, provided good advice on how to select the best rates for me and was always very responsive and accommodating to when I was available. I will call him first next time I need a refi or a loan.
L
Homeowner, Newport Coast, CA May 8, 2018
Jesse and his team were an absolute pleasure to work with throughout the loan process. Jesse is straightforward, honest, thorough, timely, as well as very personable and understanding to the specific needs of his client. I would highly recommend Jesse, and I will look for him next time I refi or purchase my next home. High marks all around!
H
Homeowner, Los Angeles, CA May 8, 2018
Jesse Morgan and his team were great to work with. He was very responsive to all our questions and had excellent follow up. Jesse kept us updated and informed throughout the whole process. He and his team were always available to answer questions and help problem solve any issues that came up. I would most definitely recommend him to family and friends who were looking to either buy a home or refinance an existing loan.
M
Homeowner, Calabasas, CA May 8, 2018
Jesse was outstanding and I am very pleased with the loan terms and service I received on my super jumbo loan. Due to being self employed and owning a number of businesses the underwriting process was quite involved. Jesse was supporting me every step of the way. This was my first residential loan in 15 years. Be prepared for much stricter underwriting and twice the document needs. I was not prepared for this very time consuming process and without Jesse's guidance I would have thrown in the towel. Thank you Jesse for a job well done! Matthew
F
Homeowner, Medina, WA May 8, 2018
I would strongly recommend this lender. The application process was very simple, and I was constantly updated during the process. I have had the opportunity to finance and refinance properties on several occasions and this transaction rates the best.
N
Homeowner, Menlo Park, CA May 8, 2018
Working with Jesse and his team was a great experience and I'm extremely happy with the process and the outcome. I first reached out to Jesse several months ago but ended up going with another lender based on rate. Jesse was extremely proactive and contacted me when rates dropped and he was able to offer a no cost refi at a lower rate. We had to move quickly given that the lock was only 30 days, and Jesse and his team were very responsive. Jesse sees the big picture when it comes to credit and is all about borrower advocacy, whether it means switching appraisal firms, pushing back on underwriting requests that are not germane to the borrower's credit worthiness or working through underwriting issues that require exceptions. Now I'm just hoping rates drop again in six months so Jesse can call me again and I can lower my payments even further.
M
Homeowner, Santa Fe, NM May 8, 2018
Jesse was very knowledgeable and easy to talk with. He answered all my questions, and we closed our loan without any issues. He was very quick to respond to my emails, and I would definitely work with him again. I would recommend him to my friends and family.
C
Homeowner, San Francisco, CA May 8, 2018
Jesse did a great job of finding the right loan to meet our needs and was very competitive in meeting our rate and closing cost requirements. I would recommend Jesse to my friends.
C
Homeowner, Sunnyvale, CA May 8, 2018
Jesse worked incredibly hard and was extremely creative in getting our loan approved. My situation was extremely complex and Jesse was able to quickly ramp up on our situation and worked hard to help underwriting understand the complexities of my financial situation. If you have a complex financial situation and need a custom approach to getting a loan I would highly recommend contacting Jesse.
A
Homeowner May 8, 2018
Jesse and Christine helped us getting a mortgage that too at an excellent rate since we are first time home buyers we needed additional guidance, they answered our questions very patiently. Both me and my wife liked Jesse’s services. They delivered what they promised and also were very professional, courteous, responsive and fast and also very through in follow-up process all thru. We are happy to close on-time so definitely would recommend to anyone who is in the market for home loan.
M
Homeowner, Fremont, CA May 8, 2018
Came to know about Jesse through Zillow and got a very very good experience in getting through my first home loan. Jesse & Christine were very quick to respond to all my queries and helped in all the all the process right from credit score, pre-approval, talking to seller about my finances during bidding & during closing escrow. 5 stars from me!!!
S
Homeowner, Albany, CA May 8, 2018
We had trouble with another lender and contacted Jesse late in the process. He was very clear and through. We closed without any issues and all the numbers lined up as he estimated. No last minute changes or loose ends.