Rick Noss
Loan Officer Sr. NMLS# 1005402 First Tech Federal Credit Union
As a Senior Mortgage Consultant, I bring over two decades of financial, banking and mortgage experience to provide sound advice and guidance relating to conventional, adjustable, home equity and refinance loans. .
You can expect exceptional service defined by honesty and integrity. I will lead you through the process from application to loan closing with your goals always at the forefront. You will receive prompt answers to your phone calls and emails including after hours and over weekends.
I am able to assist you in your Purchase, Refinance, HELOC, Investment Property and Secondary Home lending needs.
You can expect exceptional service defined by honesty and integrity. I will lead you through the process from application to loan closing with your goals always at the forefront. You will receive prompt answers to your phone calls and emails including after hours and over weekends.
I am able to assist you in your Purchase, Refinance, HELOC, Investment Property and Secondary Home lending needs.
- Recommendations 630
Feb 12, 2024
Lisa Shultz
I really enjoyed working with Rick on my refinance. He was extremely responsive and professional throughout the process and very thorough in explaining all aspects. I felt like I was in control and could approach Rick with questions at any time. He is very knowledgeable and helpful and I would recommend him to anyone seeking a mortgage.
Jan 12, 2024
Sofia Maruno Rodriguez and Evan Hampton
Working with Rick was a great experience. From the start, he was eager to explain things so we can understand easily. Rick was very diligent to answer all our questions by any channel such a text messages or emails. He was always available for any last minute question or doubts. Very kind and professional.
Jan 12, 2024
Dana Baxter
I recently worked with Rick and had an excellent experience. He was communicative, helpful, and always available to answer any questions I had. Rick has a deep understanding of the mortgage industry and gave great advice to help me make decisions.
Jan 8, 2024
Rex Huang
Rick has been fantastic - thoroughly and patiently explaining the US mortgage process to someone recently relocated to the US and supported through the entire process without any glitch.
Most important - Rick secured a great mortgage deal for us: in a rapidly inflating environment, that is gold.
Most important - Rick secured a great mortgage deal for us: in a rapidly inflating environment, that is gold.
Jan 7, 2024
Sharla Wyland
Rick is amazing! He has done several transactions for my husband and I. We have always been impressed with Rick and his attention to details in order to make a smooth experience for his clients. He goes way beyond the call of duty! He’s very professional, yet personal too which makes a good combination in my book. We would highly recommend him in a heartbeat. In fact we have.
Jan 4, 2024
Rachel Getsinger
Rick went above and beyond for us in our home buying process. He was always patient and clear in his communication. His prompt responses and expertise of every step along with his team's efforts on our behalf was the reason our deal crossed the finish line.
Oct 27, 2023
Don Titterington
Rick was very helpful and professional during our loan application process. We found him knowledgeable and easy to work with. The whole First Tech team is great and our application and subsequent loan processing were done in a timely manner and we were able to close with no issues whatsoever. I highly recommend Rick and his team.
Oct 24, 2023
Marlyn Bjarnason
I began my work with Rick when I purchased a house back in 2017. Although I had purchased a home before, Rick gave me information that I had never been given before that helped me make a better decision about my financing options. We talked about various options and what the pro's and con's of each option were and how it would fit my current finance style and situation. I have continued to work with Rick over the years and he has helped me purchase 3 more homes, the most recent one being in Sept 2023. Each time he has been educational and helped answer all of my questions and helped me know exactly what the impacts of various choices would do. I would highly recommend him to anyone!
Oct 23, 2023
Jennifer Nicole Donner
My experience with Rick Noss was top-notch. I'd highly recommend him for anyone seeking an intelligent loan officer ready to take action efficiently and smoothly. He was incredibly knowledgeable, as well as kind and comforting through my first time home buying journey. This provided a very manageable experience for me which is greatly appreciated. Rick was readily available for any questions or concerns - sometimes just for sound counsel. He strengthened my knowledge base and even provided guidance in other other areas during the whole process. I plan to return for the next round!
Oct 22, 2023
Ling Lu
I have had the pleasure of working with Rick for the past five years, during which time he has helped me purchase three homes. Rick is a knowledgeable, professional, and trustworthy loan officer who always puts his clients' best interests first.
Rick has a thorough understanding of the mortgage industry and stays abreast of the most recent regulations and developments. He is able to simply explain complex financial ideas to me in a way that I can grasp.
In addition to his knowledge and expertise, Rick is also a highly professional and ethical loan officer. He is always honest with me and never tries to push me into a loan that I am not comfortable with. Rick is also very responsive and available, even on weekends and holidays.
I have been extremely satisfied with the service Rick has provided me and I highly recommend him!
Rick has a thorough understanding of the mortgage industry and stays abreast of the most recent regulations and developments. He is able to simply explain complex financial ideas to me in a way that I can grasp.
In addition to his knowledge and expertise, Rick is also a highly professional and ethical loan officer. He is always honest with me and never tries to push me into a loan that I am not comfortable with. Rick is also very responsive and available, even on weekends and holidays.
I have been extremely satisfied with the service Rick has provided me and I highly recommend him!
Sep 29, 2023
Shelley Hanson
I was so happy with the care and help I received from Rick during my recent home purchase! The ease of this process was great. I received good advice and was kept up to date on the progress of the loan and was able to do a quick escrow to move into my new home!! Thank you Rick and all the staff from First Tech! I love this credit union!!
Aug 23, 2023
Junhyung Song
Rick was super gentle, empathetic, patient, passionate, and professional. He always tried to answer clearly all the multitude questions I asked. He never urged nor forced me for anything. He always patiently waited and explained multiple time until I clearly asked. Also, he helped me a lot when I had difficulties.
Aug 17, 2023
Tom Vermilya
My wife and I have had the pleasure of working with Rick on multiple real estate purchases and sales over the past few years. On all of these transactions, he has been the consummate professional and delivered a very high level of service. In addition to his always being on top of the financial information involved and providing us with all of the options available, he is always very pleasant to communicate with and very patient as well. I have repeatedly said to my wife how fortunate we have been to have had Rick to work with on these transactions and how smoothly they have gone as a result. We have worked with other resources in previous transactions and can attest to the fact that Rick provided a much higher level of service and was always a joy to work with as well.
Jul 21, 2023
Jihyuck & Gauri
We'd like to express our profound appreciation for Rick, Kathy, Ifeanyi, and his team's exceptional support.
In the past two months, we remember there were many ups and downs as it's our first time to purchase a house. As we are foreigners, we didn't have enough knowledge about loans and all the complex terminologies. But thanks to his expertise & thoughtful lecture, which sometimes took more than one hour, we could ramp up well and meet our target loan amount. We were truly touched when he tried to make us feel that he is our ally, not an examiner from a bank. On top of the precious advice & warmness, I want to make a special note that we could have succeeded in getting the green light from the seller among lots of buyers as we put the shortest days for closing escrow. Personally I felt other banks couldn't close it this much quickly. Some didn't respond in time, or others didn't give us systematic guidance, whereas his team showed us overall milestones and action items step-by-step. Without Rick and his team's timely assistance and diligence, we could have missed the great opportunity.
I can confidently say Rick and his team are trustworthy experts without questions, and they provided us outstanding services, par excellence, beyond the expectations all the time.
Thanks a lot for having the journey with us, and always being patient with any mistakes we made. We won't forget your kindness, and will brag about how your team is awesome to our colleagues and friends.
Please allow us to contact you once again when we start our second chapter regarding the next house or home improvements. Until then, wish you the best of luck and stay safe!
All the best,
Jihyuck & Gauri
In the past two months, we remember there were many ups and downs as it's our first time to purchase a house. As we are foreigners, we didn't have enough knowledge about loans and all the complex terminologies. But thanks to his expertise & thoughtful lecture, which sometimes took more than one hour, we could ramp up well and meet our target loan amount. We were truly touched when he tried to make us feel that he is our ally, not an examiner from a bank. On top of the precious advice & warmness, I want to make a special note that we could have succeeded in getting the green light from the seller among lots of buyers as we put the shortest days for closing escrow. Personally I felt other banks couldn't close it this much quickly. Some didn't respond in time, or others didn't give us systematic guidance, whereas his team showed us overall milestones and action items step-by-step. Without Rick and his team's timely assistance and diligence, we could have missed the great opportunity.
I can confidently say Rick and his team are trustworthy experts without questions, and they provided us outstanding services, par excellence, beyond the expectations all the time.
Thanks a lot for having the journey with us, and always being patient with any mistakes we made. We won't forget your kindness, and will brag about how your team is awesome to our colleagues and friends.
Please allow us to contact you once again when we start our second chapter regarding the next house or home improvements. Until then, wish you the best of luck and stay safe!
All the best,
Jihyuck & Gauri
Jul 5, 2023
Tamar & Levan
Rick was mortgage officer for our first ever home purchase. His guidance made us confident and comfortable when making decisions, so we highly recommend him to anyone!
Rick took time to walk us through the process, explaining our options and openly discussing pros and cons. He was very prompt responding to our numerous questions, getting us pre-qualification letters on a short notice, and engaging with seller parties when needed even during his time off. Moreover, he has an excellent team, which made the application and closing process very smooth.
Overall, Rick and his team were able to eliminate stress and worry for us in the process and we will certainly talk to them next time we decide to buy or refinance!
Rick took time to walk us through the process, explaining our options and openly discussing pros and cons. He was very prompt responding to our numerous questions, getting us pre-qualification letters on a short notice, and engaging with seller parties when needed even during his time off. Moreover, he has an excellent team, which made the application and closing process very smooth.
Overall, Rick and his team were able to eliminate stress and worry for us in the process and we will certainly talk to them next time we decide to buy or refinance!
Jun 30, 2023
Arturo Mendez
It was a process for our home search and getting the mortgage loan. However Rick was their with us to help through the process and help us with it all. Rick and his team help us and explained the process and we are very happy with the experience. Also we recommended Rick and his team to get your financial needs taken care of and your questions answered.
Jun 29, 2023
Maryanne
Rick was very helpful in the entire process for financing my loan, He is very responsive and super easy to work with. Highly recommended. Thank you Rick!
Jun 20, 2023
chungho song
I had an amazing experience with Rick. His exceptional professionalism and knowledge made the entire process seamless and stress-free. He patiently guided me through each step, ensuring I understood all the details and answering my questions promptly.
May 17, 2023
Bill Galaway
I have worked with Rick on a number of occasions. In each transaction Rick has been extremely helpful in communicating expectations, understanding our plan, and getting the best results we can. He has also worked with my daughters on their loans, and has been extremely helpful with them.
Working with Rick will immensely help you through the entire loan process.
I enthusiastically recommend that you work with Rick in all your loan transactions.
Working with Rick will immensely help you through the entire loan process.
I enthusiastically recommend that you work with Rick in all your loan transactions.
May 9, 2023
Dan Wyland
We have worked with Rick on 3 home mortgages over the years and our experience has been wonderful and exceptional. We just closed on a home in Canby, Or. on March 1st, Rick and his team went above and beyond to make this another great and painless experience.
From day one they were able to supply us with a preapproval letter and all the other information the home builder, realtors and others required in a timely fashion.
Rick is more then a professional and courteous loan officer he sincerely takes your loan personnel and has your best interest at heart.
We would recommend Rick very highly and if another occasion arises that we need a loan we will be going back to Rick again.
God Bless
Dan & Sharla Wyland
From day one they were able to supply us with a preapproval letter and all the other information the home builder, realtors and others required in a timely fashion.
Rick is more then a professional and courteous loan officer he sincerely takes your loan personnel and has your best interest at heart.
We would recommend Rick very highly and if another occasion arises that we need a loan we will be going back to Rick again.
God Bless
Dan & Sharla Wyland
Apr 27, 2023
Amelia Dela Cruz
Great service. Rick is very professional, helpful, patient, understanding and calm during our loan process. He explained every detail and listened to our queries with good results. We met in person and he is funny annd warm. we were very comfortable doing business with him and I highly recommend to go see Rick at FTCU for your financial needs. Thank you Rick & I will recommend you to everyone. Aloha & Mabuhay. AmyD
Apr 21, 2023
Jenifer Alioth
My husband and I have been working with Rick for the past several years. Anytime we are thinking about our future and where we are at financially, we first reach out to Rick for his guidance and support. He has never steered us wrong and has always taken the time to answer all of our questions. We recommend Rick to all of our friends and family.
Mar 23, 2023
Mitchell Stephens
It was a pleasure working with Rick. As a first-time homebuyer, I was very uncertain about the whole process, but Rick did a fantastic job explaining everything (slowly enough for me to understand!) and answering the hundred questions I asked. Very easy to work with, follows up quickly, and does a great job ensuring you have the information you need to make an educated decision.
Mar 22, 2023
Emily H
Rick was very responsive, professional and patient walking us through the steps of buying our first house! We had several meetings where he talked us through all the numbers and broke it down so it was easy to understand. Highly recommend!
Feb 27, 2023
Yash Srivastava
Rick was a joy to work with. As first time home buyers he was able to guide us through all the steps while also explaining everything in detail. I would definitely like to work with him again in the future.
