Mike Pfefferman

Director First Rate Financial Group NMLS #236429, CADRE #01130048
Westlake Village, CA
Jun 7, 2020
Director of Client Services
This was our first time working with Mike on a refi and the process couldn't have been any smoother. Mike and his team (Lindsay) were the consummate professionals and kept us abreast of all steps all the time. To be honest, the entire process was the best refi experience we've been involved with and there have been a few. I would recommend Mike hands down just as he was recommended to me. Professional, courteous, caring and timely. All ingredients for a successful outcome and happy customers.
Jun 6, 2020
Mike is brilliant. He understands his business better than most and he cares for his clients.
Jun 6, 2020
Mike has worked many home loans for me over the years some harder than others. At all times Mike and his staff have been right there for me, keeping me updated on the progress. He is extremely knowledgeable, professional and on top of the market at all times; he'll ensure the right loan for his client. Another thing I appreciate he is easy to contact, he doesn't get caught up on email, instead he'll get back to you by phone right away.

I highly recommend Mike Pfefferman and his staff.

Jun 4, 2020
We highly recommend Mike! We have worked with him for many years and he has earned our trust and loyalty. A true professional that knows his business. We appreciate his honesty and clear advice. He is outstanding to work with.
May 28, 2020
Fitness Trainer
My wife Lisa and I have been clients of Mike Pfefferman for almost 20 years and we have had the best experience with Mike and his team. From the moment he sat down with us in October of 2000, he not only worked with us but he worked for us trying to get us into the best and safest mortgage for our needs. Not once did we ever feel that he was guiding us down a wrong path.

I have friends of mine who didn't take my advice and go with Mike only to have huge regrets because they chose someone that said the famous last words, "Don't worry, I can get you the lowest rate." To find out that not only could their "guy" NOT get a low rate but the hoops that they had to go through just to get approved was a nightmare. The ones that listened to me and called Mike first, thank me to this day saying, "that was the easiest purchase I have ever made." How many people can say that about buying a home? If you are a client of Mike's, you will!

When you hire Mike, he will sit down with you and ask you your goals. It's not just about getting the lowest rate, it's about getting the best loan for you and your family. Mike has more experience in the mortgage business guiding individuals into the best correct loan than anyone I know.
May 19, 2020
I forgot the stars... LOL!!
May 19, 2020
We had a great experience with Mike and Claudia. We would recommend them anytime to anyone.
May 12, 2020
I decided to refinance at the start of the COVID-19 out break. Mike and Claudia were amazing and kept me informed throughout the process. I would definitely ask Mike to do another loan for me.
May 9, 2020
Home Owner
It was a pleasure to work with Mike. A friend of mine recommended Mike to Me, and I am happy he did! I feel that Mike made my experience as low stress as you can.
May 7, 2020
I would totally recommend Mike to anyone wanting to refinance their home. This was my second time refinancing my home with Mike. He fights real hard to get the best possible rates. The process was really simple, most of it is done online.
May 6, 2020
It was a pieasure working with Mike Pfefferman when we needed a loan to buy our house.With his business acumen and connections he helped us procure the loan.I highly recommend him to anyone who is looking for a courteous professional .
May 4, 2020
Mike did a great job and the whole process went smoothly. He has a great staff too!
May 4, 2020
I just finished my 2nd transaction with Mike & his crew at First Rate Financial Group and couldn’t be more pleased. I did an initial loan with Mike about 3 years ago and just completed a refi with them last month. Mike told me at the conclusion of the initial mortgage that we could refi with zero cost to us at anytime. About a year later and with no prompting from me, Mike called and said that he thought we might want to consider a refi as we could save some money. My wife & I decided that it probably wasn’t worth it at the time. Lo and behold, about 3 months ago, he called again to see if we were interested in a refi as interest rates had come down significantly from our initial loan. Again at zero closing costs to us. This time we decided that it was worth our time to gather our paperwork and save a nice sum of money every month. Mike and his team, especially Lindsay Cramer are the consummate professionals and I wouldn’t hesitate for a second to give them an enthusiastic recommendation!
May 4, 2020
This was our second time working with Mike and just like our first the experience was stress free, quick and awesome results! Thank you Mike and team for taking such amazing care of us!
May 4, 2020
Academic Counselor
Mike did a tremendous job helping us with our re-fi. He was transparent with the fees associated with the re-fi and helped clarify questions we had during the re-fi process. I enthusiastically recommend Mike Pfefferman for your re-fi needs.
Apr 6, 2020
Love this company. Always professional, quick, and trustworthy!!! Highly recommended.....I have used this firm for home loans 4-5 times!!!
Apr 2, 2020
Thanks Mike, Appreciate the attention to our needs and the efficiency with witch you completed our refi.
Apr 2, 2020
Insurance Advisor
Mike was a huge help throughout our home buying process. He was always available for questions and made the process very easy- which was important to me as a first time buyer.
Apr 2, 2020
Awesome experience. Done many deals with Mike. Very professional and responsive and Lindsey is remarkable. Can’t go wrong working with this team.
Mar 23, 2020
Marketing Manager
Mike, Claudia and the team at First Rate Financial Group went above and beyond to take care of me and my mortgage loan needs. As a first time home-buyer, I had a lot of questions and Mike was always available to assist with every step along the way. The team at FRFG is extremely knowledgeable and I greatly appreciated their transparency throughout the entire home-buying process. Thank you!
Mar 6, 2020
I have gone through Mike on a few refi's and his team is easy to work with and the process is very efficient. I recommend Mike for your financing needs.
Feb 24, 2020
Artist Manager
It's always a pleasure working with Mike and his team! I'm confident I get the best rates possible and they are very helpful in answering any questions I have.
Feb 20, 2020
Owner if It’s Pawfect
Mike and his team need ten stars! As a business owner and some past not so great cpa. Mike had his work cut out for him. He never gave up on me. He got me exactly what i needed. He is the best!
Feb 11, 2020
Mike and his team are professionals and they work hard to get the job done. It was a pleasure working with Claudia Flores. She's a sweet and wonderful person to work with. They answered any and all questions. When you call they answer and call you back. I would definitely use them again.
Feb 5, 2020
This was my 1st time buying a house, I never knew how much was involved. The number of documents, the approvals needed..... etc. My brother referred Mike for this process. I was overwhelmed with the entire process. Mike and his staff make this easy, they were always available and answered my questions right away. I highly recommend Mike as he looks out for your best interest and does whatever he can to make it happen at the lowest cost to you.