Mike Pfefferman

Director First Rate Financial Group NMLS #236429, CADRE #01130048
Westlake Village, CA
Oct 12, 2020
We have refinanced multiple times with Mike. he and his team are efficient and professional. They provide information in a timely manner and are effective communicators. Highly recommended.
Oct 12, 2020
Retired Aerospace Engineer
Mike Pfefferman and his associates did a fabulous job assisting myself and my wife during this complicated refinance process. Refinancing is more complicated than years past, because of increased regulations imposed to prevent another housing crisis. This process, although not easy, was made enjoyable by Mike and his wonderful and patient associates.
Oct 11, 2020
My husband and I engaged Mike to assist us with bank lending for a home in Channel Islands last month. Mike and team did a great job at securing us a competitive rate, and making the mortgage application process smooth and agile. Mike was extremely responsive and keep us in the loop of things throughout the entire process. I would recommend Mike and his team to potential buyers seeking competitive financing options.
Sep 22, 2020
If you want honest, reliable, prompt, and professional service look no further. I have known Mike for many years and always go to him and his team for my loan needs. They are the best and I wouldn’t go anywhere else. Thank you, Mike and Lindsay!
Sep 9, 2020
Mike and his Team are the BEST! Knowledgeable, patient, and supportive throughout the entire loan process. The only place you need to call if you are looking for a home loan!
Sep 8, 2020
Web Developer
Thank you Mike and team for reaching out my girlfriend and I for a refinance during this pandemic! We really appreciate all the work your team put it! We will continually recommend you and your team!
Sep 8, 2020
I am happy to recommend Mike Pfefferman. He and his staff (especially Claudia Flores) are expert, fully informed, and reliable. Mike and Claudia have helped us through several refi's. We are entirely satisfied.
Sep 8, 2020
Thanks for a super fast turnaround and easy all around process. Am very happy with my nie low fixed rate mortgage and the entire process was pain free and straight forward.
Sep 7, 2020
Home Owner
In dire straits when moving to California, I needed to find a home to purchase and a mortgage that was doable. In less than two weeks, Mike Pfefferman produced a very reasonable mortgage for me. I have used First Rate Financial Group to refinance a number of times since 2002. What I find extraordinary is Mike's personal hands on term discussions with me. The care shown is A-plus. First Rate Financial Group should be the choice for anyone wishing to purchase a home or refinance. There is no better financial organization.
Sep 5, 2020
The BEST...seamless process...Honorable..Ethical.. Service Orientated...Staff was great...Took care of everything...Thank you Mike
Sep 5, 2020
I highly recommend Mike and his team! I have trusted Mike with my loan and refinancing needs for many years. He always finds the best deals, lowest rates and right packages that work for me. He, and his staff, are friendly, knowledgable and professional. They work hard to get the job completed, while working in your best interests! They just wrapped up a home loan refinance for me, lowing my interest rate and payment. I couldn't ask for better service. They are truly part of my family!! Thanks Mike and Claudia!! I appreciate you and all you do!!
Sep 5, 2020
Mike made this process the easiest it’s ever been for me! There was never a moment where I felt overwhelmed or stressed out. He literally made it effortless. When I had a question, I got an answer back within minutes. I’ve already recommended him to several of my friends!
Sep 4, 2020
I have worked with Mike on several occasions I’ve r the past years and have recommended him to many family and friends. They have all been completely happy and satisfied as have I with Mike. We just completed a seamless refi and I would highly recommend Mike once again.
Sep 4, 2020
Business Manager
Mike and his team exemplify the consummate professional and their service is impeccable!!

in other words - they are awesome!!!!!
Sep 4, 2020
Easy to work with and responsive. Made financing easy!
Aug 22, 2020
simply put---the best! Mike and his staff made the whole refi as easy as possible. my loan was completed in less than 30 days with no delays or mistakes. he provided me with a complete list of items needed and was able to answer all of the underwriters questions. As i mentioned--simply the best!

based on his performance, I have referred many other people to him, including my relatives.
Aug 19, 2020
I have used Mike twice now. Mike is very responsible, knowledgeable and trustworthy. Highly recommend him!
Aug 19, 2020
It can be difficult sometimes to find a great business professional that is honest, and dependable that you can fully trust. Mike is that guy! My husband and I have been bringing all our mortgage loan business to Mike for 30 years now. We have recommended him to countless people knowing that he will provide great service. Mike is very easy to work with and if you're like me and you hate filling out a lot of paperwork he''ll do it for you! He will look out for your best interest and let you know his honest and professional opinion. His staff is top notch too. Never been disappointed.
Aug 19, 2020
This is the third time I have worked with Mike and every time the process has been easy and moved along smoothly. If in the future I need another loan for purchase or refinance, I will definitely work with Mike again
Aug 13, 2020
It was great working with Mike, process was handled professionally and efficiently. Claudia, his assistant goes above and beyond to make sure you have the best experience possible during what can be stressful times. I would recommend him to my family and friends.
Aug 13, 2020
Financial Planner
If you looking for Jumbo loan product (purchase or refinance), it's a very tricky marketplace right now. And that's where Mike Pfefferman excels. I can tell from my recent experience. I wanted to refinance my existing mortgage and, initially, I approached roughly 15 different lenders, out of which only 5 moved it beyond the initial conversation. From there only Mr. Pfefferman and Chase Bank (surprisingly, they were still doing some Jumbo) took it past the application process. Ultimately, Chase's offer (which was proposed only, not confirmed or verified) was light years behind of what Michael was able to secure for me! Thank you for the great job!
Aug 13, 2020
Mike and his team are top-notch! They worked hard to get us the best rate and they closed in a timely manner. They made our home buying experience so easy, I am so happy that we decided to go with Mike. I highly recommend him to friends and family and I will be using him again in the future when we decide to buy again.
Aug 10, 2020
Mike has worked with us on the refinancing of our home twice before our current refinance. Mike and his team are extremely professional and continually work with us to obtain the best available rate possible. I highly recommend Mike and his team.
Aug 10, 2020
Mike was awesome when buying and refinancing my house. Always quick to return phone calls and always had the answers I was looking for. I look forward to working with Mike again in the future
Jun 7, 2020
Director of Client Services
This was our first time working with Mike on a refi and the process couldn't have been any smoother. Mike and his team (Lindsay) were the consummate professionals and kept us abreast of all steps all the time. To be honest, the entire process was the best refi experience we've been involved with and there have been a few. I would recommend Mike hands down just as he was recommended to me. Professional, courteous, caring and timely. All ingredients for a successful outcome and happy customers.