Mike Pfefferman

Director First Rate Financial Group NMLS #236429, CADRE #01130048
Westlake Village, CA
Aug 16, 2022
Assistant Dean
Mike Pfefferman, Linsday Cramer, and the entire FRFG team were extraordinary. They are extremely responsive, professional, creative, and they design their solutions and offerings around the needs of each customer. My wife and I felt like we had true partners with Mike and Lindsay during the entire process. We highly recommend them and attest to their quality and service.
Aug 2, 2022
Mike has handled a previous purchase and several refis for us with great results, no issues and very easy. Our recent purchase though, was a tough one.
We needed a letter of approval just to tour the home…no problem! Mike sent one to us in under 30 minutes.
Rising rates were causing turmoil…no problem! Mike found us a great rate almost a point less than everybody else.
We needed to close quickly…no problem! Mike had us ready in 15 days. In fact, all of our paperwork was signed remotely while we were in Hawaii!
Our buyers dropped out 5 days before closing…no problem! Mike got us a no cost rate extension while rates were still rising.
We found new buyers but we only had a few days before our rate expired…no problem! Mike had us covered.
Selling and buying a home can be very stressful in itself. It’s reassuring to know that you have someone in your corner handling the financing. If you’re not using Mike…you’re doing it all wrong!
Jul 18, 2022
I couldn’t be more pleased! Mike and his team were absolutely fabulous and so helpful. From telling me he’d hold my hand the whole way through, to sending someone to my house for a signature because I am not so tech savvy, I couldn’t say better things!
Jun 13, 2022
Mike was amazing and the staff he works with!!!
May 20, 2022
Retired Teacher
We have used Mike Pfefferman three times both for new purchases and refinances. Family and friends have also used his services and have been just as satisfied as we have been.
For each transaction he has been efficient, supportive and provided great service.
For the our most current transaction he helped us make an informed decision as to which direction would be the most financially wise option. He always responded promptly to any questions we had and dealt with any questions our realtor or the escrow company had.
Lindsay, his assistant, helped us expedite the paperwork process and helped us deal with a title company error made decades before.
We highly recommend Mike Pfefferman to anyone looking to complete a purchase or refinance in an expeditious manner.
We know we will use Mike again in the future.
May 19, 2022
I had a great experience working with Mike and his team. They are very helpful and worked fast to complete my loan. Mike got me a great rate in this crazy housing environment. Top notch service! I'll definitely use them again.
Apr 27, 2022
Owner, urgent care clinic
Mike did a superb job helping me secure a home equity loan. He is a true professional with many years of experience. In addition, his staff was extremely helpful and patient with me as I submitted documents and signed all the paperwork. I can recommend Mike without reservation !!
Apr 27, 2022
Mike Pfefferman did a great job. Everything was handled fast and professionally. Additionally everything that was quoted was what it was. Will work with him again in rhe future. Thanks Mike
Good job!
Mar 24, 2022
Words cannot possibly do justice when it comes to how amazing Mike is, and how much he helped me. He, and his team, took the reins start to finish. What an absolutely incredible experience, with top-notch customer service. My only regret is that I did not find him sooner. I will be coming back to him for all future mortgage needs. Thanks, Mike!
Mar 22, 2022
Financial Advisor
Mike and his team did a wonderful job getting the right loan for us, working to get everything completed in a very short window. I will recommend Mike to anyone looking for a new home or to re-finance!
Mar 11, 2022
I loved working with Mike (and his team member Lindsay) to refinance my house. He was quick to respond to all my questions and made the whole process very easy. Refinancing can be an incredibly stressful process, but Mike supported during the whole experience and everything went smoothly as a result. Highly recommend Mike for all your refinancing needs!
Mar 9, 2022
I’ve worked with Mike twice on mortgage refinancing and each time he is very thorough very considerate and does a very professional job and handling the things that I needed to deal with with very very little worry on my part I would highly recommend him to anyone going through this process and not really sure if someone will treat them right Mike will definitely do that he is highly recommended from me ! In fact I think anyone else would be hard-pressed to match his thoroughness and professionalism!!
Mar 9, 2022
We have used the services of Mr. Mike Pfefferman for our mortgage refi needs for 20+ years. Mike and his team, (especially Claudia Flores) have made a daunting process far easier and their professionalism, knowledge and friendly demeanor sets them apart from others in the industry. I wouldn't go anywhere else.
Feb 21, 2022
Mike Pfefferman and his team catapulted me into financial freedom. It has allowed me to move forward to a secure future for myself and my family. Mike’s expertise, knowledge, and tenacity not only brought the results I needed swiftly, but surpassed my expectations. I highly recommend Mike and will seek his help in the future.
Feb 14, 2022
I am extremely pleased with the loan that Mike and his team were able to get for me. Claudia was particularly outstanding to work with. They overcame many obstacles. I'm in awe of how fast everything was accomplished. I hear so many horror stories of a re-fi taking months of frustration to complete. They have a "can do" approach, and know the market so well. They are smart, hard-working, persistent, knowledgeable and honest! Thank you!
Jan 3, 2022
We are so grateful to Mike for helping us with our re-fi. We spent months going in circles with another company. We were frustrated and frankly, grumpy, when we found Mike. He was able to quickly and efficiently get the job done, securing us an even better deal than we had hopped for.
Mike and his team are professionals, and we highly recommend him to anyone seeking a re-fi.
Dec 10, 2021
Mike is extremely knowledgeable and is great to work with. I have excellent credit but not excellent tax returns. Mike helped me secure a loan, at a decent interest rate, when a broker I’ve worked with in the past was unable to. I totally recommend Mike and his team. They are the best.
Dec 7, 2021
I always give Mike a 5 star rating. Refinancing our home was simple, hassle-free and honest. He always delivers 110 percent! Thanks again, Mike! Appreciate everything you've done for us through the years!

Sandi Bravo
Dec 2, 2021
Mike and Lindsay again did a great job on my refinance and had the best rates and pricing. Highly recommend them for whatever you need.
Nov 15, 2021
We have worked with Mike and his staff for over 20 Years securing over 5 loans. He has always come through with the lowest rates, least amount of fees, and loans that fit our business and personal needs. The team is friendly and knowledgeable of current rates and opportunities. They always take our calls or return emails in a very professional, timely manner. We would strongly recommend working with Mike and his team knowing they will advocate on your behalf when working with the banks and escrow companies. Thank you so very much for the years of assistance and ease in acquiring our loans.
Nov 11, 2021
Director, External Manufacturing
Mike Pfefferman was amazing to work with due to his expertise in handling home mortgages. I really appreciated his dedication to helping my family secure a home that we love. Mike was always available to discuss any questions and guide us through the process. Mike is a true professional and someone you can count on to get you to the finish line!
Nov 11, 2021
Mike and his team are, in my opinion, the best out there. He has handled many refinances for me and I could not be happier. He is up front, keeps you informed of what is needed, and you always feel like you are in good hands. Best of all, he gets the job done. I highly recommend Mike for all your real estate financing needs.
Nov 5, 2021
simply the best. mike and his staff were attentive, accurate and responsive. bottom line, he obtained the loan for me. thx
Nov 1, 2021
Mike was very proactive, attentive and made the process very easy with little to no stress. He was in constant contact with updates and was always there to answer any questions I had. Highly recommend his services he will go above and beyond to help his clients.
Oct 22, 2021
I just experienced the most stress and hassle-free, quickest, and most pleasant refinance of my life! We’ve used Mike and his team twice now, and they are consummate professionals and real pros. I couldn’t be more thrilled.