Bernard Nubla

Retail Sales Manager / Builder Specialist Homebridge NMLS: 256213
Whether you’re a first-time home buyer, looking to trade up, deciding to downsize, or simply wishing for a change, I would be happy to help you before you ever make an offer on a property.

We can sit down with you and look over your budget, income and savings, helping you get a clear picture of what type and amount of loan is realistic. There are many factors to consider when getting a home loan; interest rates are only one element of the complete package.

I will help you consider all your options so you can concentrate on making the best decision for your needs.

The financial aspects of home buying can be stressful and overwhelming—but they don’t have to be, with a trained and caring professional like myself in your corner.

Contact me today at 925 595 5863 and let’s get started making your home-ownership dream come.
Dec 12, 2020
We first met Bernard while searching for a new home with a popular builder. Right away I could see Bernard was very professional, informative, and eager to help us get the best deal possible when it came to our loan. From the start, Bernard walked us through the process, expected timelines and went over several scenarios. I would highly recommend him to anyone searching to buy a home and needing assistance with their loan. Bernard was always available and was able to get us the best rate possible. We are very pleased with him and would definitely recommend him.
Nov 11, 2020
Bernard is the best, he was helpful in every step of our loan process and guided us .
I would refer him to all the people who wants to buy a house to make the loan process easy
Nov 10, 2020
Bernard was extremely helpful throughout the entire process. From start to finish, he provided constant updates, which was greatly appreciated as a new buyer, this made the process extremely comfortable and easy. I could not ask for a better agent to work with and would highly recommend any new buyer to Mr. Nubla. I want to genuinely thank you for all of your time, your consideration, understanding, and most of all your patience with all the questions we threw your way. Thank you! Thank you! Thank you!
Nov 5, 2020
Benard was awesome throughout my purchase process. He was very through, patient and looks out for your best interest by providing honest information. I got a really great deal and would definitely recommend Benard for anyone looking to purchase. I appreciate all your hard work into making my dream a reality.
Nov 3, 2020
Bernard was super helpful and informative through my loan process. He is quick with his responses and actions. I am grateful for all his hardwork!
Oct 21, 2020
Bernard and his team did a great job throughout the whole process of purchasing our home. He was very informative and responsive to all of our concerns. We truly appreciate the efforts given from him and the team.
Sep 30, 2020
Hello! Bernard,

We truly appreciate you for the work you've done. Thank you for helping us to get this loan. You're phenomenal!

God bless!

Art & Imee Villegas
Sep 25, 2020
Eddard the great, lord of the seven kingdoms, protector of the realm
M’lord and M’ladies, Bernard was simply amazing. It was our first home purchase and he put us at ease throughout the entire purchase. If you’re considering a VA loan, he was very knowledgeable on the process and he made himself available anytime we had questions or concerns. I can’t say enough great things about him and the way he does business.
Sep 25, 2020
Sissy of the house Eck, Mother of dachshunds, Khaleesi of weenie dogs
As we bought our first home it was scary and terrifying, but Bernard put us at ease and explained everything so we wouldn’t have to worry. He answered any questions that we had very quickly which was awesome. I’ll def recommend him to any body that is looking to purchase a home from now on!
Sep 23, 2020
Senior Operations Manager
I had a pleasure of working with Bernard. He was very professional, helpful, fair and honest. He guided me through out my loan process to the end and he was very patient with me and my situation. I would definitely recommend him to my family and friends. Keep up the great work and thank you for everything!

Rommel Bautista
Sep 15, 2020
Bernard and his team did a phenomenal job throughout the whole process of purchasing our home. He was very informative and responsive to all of our concerns. We truly appreciate the efforts given from him and the team. Thank you.
Aug 2, 2020
Automation Engineer
He has been really helpful with re-finance giving us all possible options. Has been available even during out of office hours and helped us understand the process.
Appreciate the diligence and time devoted. Very professional.
Jul 16, 2020
Highly recommend Bernard Nubla to anyone that wants to have the lending process go smooth.
Jun 25, 2020
It was great to have such knowledgeable agent to work with. Made it easy for my family to close the deal for the house. He’s very professional and disciplined . It was a great and definitely recommend to family and friends .
Jun 25, 2020
Bernard made our first time buying a home move smoothly. He is professional and gets things done FAST! What I appreciate most is when I did not understand something, he would call right away and walk me through it to make sure I understood. We will definitely recommend our family and friends to Bernard.
Jun 19, 2020
Background Verifications Manager
As a first time home buyer it can be a frightening and stressful experience but Bernard and my realtor worked together to make this a smooth process. Bernard was able to get me a great loan with a low interest rate. I asked 100,000 questions about the paperwork and the numbers Bernard made himself available each time to answer my questions. Through this journey of making a home purchase I found Bernard to be reliable, realistic and we now a great friendship. Thanks Bernard for all you do!!! #bestloanagentever
Jun 19, 2020
office tech
very professioal and took care of all my first home buying needs. Information and helped answer a lot of questions i had. Would recommend to anyone looking to get help buying their home. Bernard was very effiecent in getting things back quickly.
Jun 19, 2020
First time homebuyer
I think the best part of working with Bernard is that he did a great job with communication. As a first time homebuyer taking out a loan can be very intimidating. But any questions I had Bernard was more than happy to answer, and at anytime during the loaning process. You could tell he enjoys what he does as he never sounded annoyed or frustrated during any conversation we had. I throughly enjoyed working with him as my loan officer.
Jun 16, 2020
My first home purchase was a nightmare, I was hesitant to go through that again but my realtor recommended Bernard and his team, The entire process was definitely smooth and seamless between them. They made this as easy to understand as possible and I got great advise from Bernard in making sure I was covered on my downpayment. Amazing customer service made me feel like I was his only client. Escrow closed in 25 days without a hitch. Thanx Bernard
Jun 14, 2020
Bernard did an excellent job. He kept us updated the whole way through. Him and his team have made this process extremely stress free. We never imagined buying a new home to be this easy. Thank you for your hard work!
Jun 14, 2020
Bernard did an excellent job. He kept us updated the whole way through. Him and his team have made this process extremely stress free. We never imagined buying a new home to be this easy. Thank you for your hard work!
Jun 11, 2020
First Time Homebuyer
Great customer service and a very smooth transition throughout the loan process. Bernard was very clear, organized, and very knowledgeable; so if there were any uncertainties he always had the answers! He was fair, honest, and professional. And most importantly, he made this a fun and stress-free first time home buying journey. Thank you so much Bernard!
Jun 11, 2020
Realtor/Team Leader
Bernard is amazing to work with! He always does a fantastic job with our home buyer clients. Bernard explains the home buying and loan process thoroughly to buyers, assisting them the whole way through. His mortgage knowledge is extensive and he's always able to find the best mortgage option for each home buyer! Work with Bernard, you won't be disappointed!
May 30, 2020
In dealing with multiple lenders, Bernard has been the absolute BEST to work with, and my clients have loved him! Bernard and his team made every effort to give my clients the best service, and has made working with him and Flagstar my number one choice in home lending!
May 27, 2020
Principal Program Manager
Working with Bernard and his team on our refinancing was the best banking experience to date, I would go as far as to say we enjoyed it! He made things simple and seamless, the communication and turnaround times on questions and next steps are everything you’d want when dealing with any kind of business, but especially your finances. We got a great rate and closed in a matter of days from our first conversation. Would recommend to friends and family any day! Thank you again!