The JVM Team

Residential Mortgage Lender JVM Lending NMLS 1657323
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We make mortgages easy, with total transparency, great technology, and expert advisors available 7 days a week.

Call: (855) 855-4491
This team was amazing. Heidi and Hannah worked seamlessly to get the process started super quickly. The company's prices were so good, and terms were so fair, and the whole JVM staff was so good at moving the process forward with clear communication and stellar responsiveness. Trisha made the middle process go super smoothly, and Desiree was an absolute hero during the closing process. As others have mentioned, JVM has done stellar work to make refinance work safely during COVID, and I was very impressed with the way the team worked together when our process was slated to end near a holiday. I really couldn't be happier; thank you JVM team!
IT Professional
JVM Lending helped me and my wife purchase our first home. The process was very educational and easy because of their staff who were top-notch, friendly, very helpful, very patient, and professional during the entire time. As first-time homebuyers, my wife and I had no idea what we were getting into, but JVM Lending was there to help answer all of our questions and concerns. From getting greeted via email, to the pre-approval process, and to the closing process, the staff was very patient with us and was very professional. They really explained everything to us as well: from the terminology to the process of homebuying. I would like to also mention that the staff are very concise and meticulous in their emails (this was important because it minimized the communication between parties). Having emails formatted accordingly was very helpful (yes, I noticed).

To first-time homebuyers, I can’t emphasize this enough in writing, but it is extremely important to choose the right lender. My wife and I highly recommend JVM Lending. Excellent service, very knowledgeable, very friendly, very helpful, and very professional. If we are going to refinance, it’s going to be with JVM Lending.

Amelie, Leslie, and Madeline (I don't remember all of your names. Sorry.) – You guys are so meticulous, knowledgeable, and professional! It makes such a huge difference when communicating via email. It was such a pleasure working with you guys! Thank you so much!

Jay – Thank you for leading such as a great team and for reaching out to me and wife during and after the purchase.

Thank you so much JVM Lending for your patience, for all of your help, and for being unparalleled at what you do! You guys rock!
Home Buyer
Awesome all around!! The staff at JVM really made home buying seamless. As a first time home buyer the process and terminology can be a bit intimidating. But the staff at JVM took the time to make sure I understood everything and their response time was real quick!! I highly recommend JVM to anyone that's in the market.
Amazing responsive service - highly recommended. Thank you JVM
Responsiveness and customer service from JVM staff was excellent.
My wife and I worked with JVM lending to buy our first home. Couldn’t be more happier with the JVM team. The process went very smoothly and they were very helpful throughout the entire process. They had constant communication with us and put our minds at east about purchasing our first home.
My husband and I had a great experience working with the JVM lending team! They all worked together as a team practicing great teamwork which I feel is rare these days. They made the process of our refi painless and were always there to answer any questions we had. We will definitely want to work with them again in the future!
I can't say enough good things about JVM. They work like a well oiled machine, everyone knows their role and the hand off between specialists at each stage was faultless. Highly recommended.
There aren’t enough good things to say about JVM. Their service is so coordinated and efficient—two words I had never uttered before when financing a home. You won’t be disappointed. They really are top notch and work so fast.
The JVM team is outstanding! Excellent customer-service and very fast. The team members are very knowledgeable and will answer any questions you have, from early in the morning to late in the evening. If you're very organized like me and keep all your important documents in a cloud somewhere, this process will be easy, painless and speedy. Case in point, we closed on our house in less than 14 days! I would highly recommend to anyone, especially if you're a fellow Millennial. JVM's website has excellent resources on the home-buying process if you're in need of a crash course.
We loved using JVM for our first mortgage experience! Everyone we spoke to was very quick, responsive, and competent. JVM is a great teammate when working in a quick-close market... they can do conforming in 15 days and jumbo in 28 or less. Abigail and Meg, especially, made this process very smooth for us and provided great information. I would recommend JVM to all my friends and co-workers!
This is my second time working with the JVM team and they continue to excel and exceed expectations. Their level of professionalism and regular communications made the process much less painless and minimized stress. They will be my mortgage company as long as I live in California. There is no one better.
The team was fast, efficient, friendly, and just all around awesome to work with. They answered all of our questions promptly, and got us through the closing process smoothly. Thanks again, JVM!
I have worked with JVM Lending on a few different occasions. They are great to work with - knowledgeable, responsive to questions and concerns, very professional. I would highly recommend JVM Lending to anyone looking to refinance or to purchase a home.
Highly efficient operation. Staff is knowledgeable, effective and communicate well. Could not have asked for a smoother experience purchasing our first home. Highly recommend!!
This is the second time I have used JVM to purchase a home. I live in Sacramento and wouldn't want to work with anyone else. They are truly amazing at what they do and closed for us within 17 days! Everything from thorough communication to professional JVM knows how to get the work done. We appreciate their willingness to provide us all possible options when we came across a few hurdles during escrow. It was always in the best interest for us, not just to get the work done. JVM also helped me during the process of renting out my first home while in escrow for the second. Incredible group of people. Thank you JVM.
I started house hunting with a pre-approval letter from an online lender. After a few unsuccessful offers my agent recommended JVM Lending to improve our chance of getting offer accepted. And I believe it does make a difference after I switched the JVM Lending because our subsequent offer using pre-approval from JVM Lending was accepted. Then the entire process working with JVM Lending team was easy and convenient despite being very detailed. The process is streamlined with experts handling different steps of the process. I would definitely work with them again.
JVM was an amazing team to work with and helped guide us through the home buying process. The entire team was very professional and extremely responsive. Their quick closing times really helped us win the bid. I would highly recommend JVM!
JVM lending was great, they were SUPER responsive which we appreciated due to our work schedules. We were able to get pre-approved in 3 days and close in 15 days! Thanks JVM lending for helping us become first-time homeowners!
Able to close in 14 days as promised. The team was easy to work with and guided us at each step in the process. Closing costs were transparent and ended up being less than expected in the end. Would definitely recommend looking into JVM if needing a mortgage in the Bay Area.
We had a great experience with JVM. They were professional and helpful and were sooo fast and efficient on getting back to us. The whole team was great - especially appreciated Diandra and Madeline and helped us close on a loan to get the house we wanted!! I would definitely use them again and would recommend to anyone. We were first time home buyers and they really helped us and simplified everything. Thanks JVM!!!
If you're in the market for a home loan, don't look any further. Everyone we interacted with at JVM Lending was thoughtful, professional and timely in their communications with us. Thanks Erin, Larisa, Madeline, Claire, and Evan!

JVM staff were always available to answer our questions, and to guide us through the steps involved in getting a home loan. With JVM, we really felt like we had a partner in the very complex and nerve-wracking process of buying a house. I can't recommend them strongly enough.
The JVM team is absolutely fantastic. Not only were they able to make my offer competitive with a quick close (15 days), they were incredibly helpful, responsive, and made themselves available to me and all of my questions throughout the process. I don't plan to be making another home purchase anytime soon, but whenever I do I hope to work with JVM again!
JVM Lending made the whole home purchasing process a breeze! My wife and I purchased our first home and everyone of their team members was there for the whole process to explain every step and keep us on track. Look no further, JVM is the easy choice!
Wonderful to work with, very responsive and helpful.