The Fuller Team

970-704-6440 Cornerstone Home Lending, Inc Richard Fuller / NMLS 458827
Our goal is to provide innovative service and mortgage guidance.

We love working with people, and we enjoy forming relationships with our clients built on trust, integrity and hard work. Please don't hesitate to contact us should you have questions about your current mortgage, prequalification for a new mortgage or any other home-financing needs.

Also, please feel free to pass on our names to any friends or relatives who you think may benefit from my services. Referrals are the highest compliment we can receive!

Company NMLS #2258
Equal Housing Opportunity
Feb 3, 2020
Home buyer
The Fuller Team from Cornerstone Home Lending exceeded my expectations! Richard was in frequent contact with me and helped with logistical issues of closing on a house we purchased out of town. We had an expedited closing that was made possible by Richard and his team. He is thorough and patient when explaining the details and process. We got an excellent loan rate too! Thanks so much.
Dec 3, 2019
Marketing Manager
Richard was amazing! I asked a lot of questions and he was patient, kind and understanding. He was so thorough with information and answering questions that I feel it made our process a lot smoother. I 100% recommend using The Fuller Team, you won't be disappointed.
Nov 30, 2019
Richard was recommended by my realtor and I'm so grateful! My circumstances were a bit complicated but he understood what was required and was helpful in every way. He was available by phone or email with a fast response time, answered all my questions and he and his staff were always professional. I highly recommend "The Fuller Team"!
Nov 24, 2019
River Engineer
Richard and the team were very friendly and helpful in walking me through the steps of my first home purchase. Very timely with responses and documents as well. Highly recommended!
Oct 22, 2019
My husband and I worked with Richard to refinance our mortgage. Richard was efficient, well organized and friendly. He walked us through the process with clear explanations of each document needed from us. Our experience working with The Fuller Team was free of problems and easy to understand. Working with The Fuller Team was a pleasure.
Oct 9, 2019
Senior Commercial Appraiser
We recently purchased a second home in Carbondale, Colorado and Richard Fuller's Cornerstone Home Lending team was fantastic to work with. The loan approval process went without any major issues or surprises and we were able close the purchase in 45 days. Whether you are looking to buy a first home or a second home mountain getaway, Richard is the go to guy with for your mountain residential home loan needs.
Oct 1, 2019
Qualifying for a mortgage is never what I'd call fun, but Richard and Brisa really worked hard to minimize hassle and stress. They were punctual and responsive throughout, and Richard made the difficulties easy by being honest, clear and direct with his questions and explanations. It's been a pleasure working with them and I'd recommend the Fuller Team to anyone.
Sep 28, 2019
Thank you so much for the help! Thoughtful, patient, friendly, experts who help make dreams come true!
Sep 28, 2019
Because they are incredibly smart and efficient they make the process so easy. Nice people who help make dreams come true. We have worked with them twice and we will reco
Sep 27, 2019
They did the best job I have ever experienced working with home lenders. They were ways available whenever I had questions or when I needed information about the process of refinancing. Richard had great information regarding several options I could choose from. He was extremely knowledgeable in his field. He always provided me with complete details and made the whole process understandable. They answered all my questions promptly and guided me along every step of the way. The team was always friendly and a pleasure to deal with.
I wouldn’t hesitate to recommend them highly to anyone who was looking to finance or refinance a home. They did a great job for me and I thank them very much.
Sep 23, 2019
Executive Director of Global Payroll
As a home buyer from outside the region and a private sale, The Fuller Team provided secure and easy to use portal, and market expertise that made the buying process smooth. They were always available for questions and advice. My experience with The Fuller Team was outstanding.
Sep 23, 2019
Associate PR Director
My wife and I initially reached out to Richard fairly naive and a little nervous about the process of refinancing. We didn't know what our options were. However, over the course of a few meetings, Richard walked us through the entire landscape, he communicated in a way that was easy to understand, and—without question—he had our best interest in mind.

In end, we're thrilled with the services Richard provided. We 100% recommend Richard Fuller and his team at Cornerstone Home Lending!
Jun 28, 2019
Home Buyer
Richard and his team provided a steady hand and wonderful advice throughout the entire home buying process. What could have been a stressful experience was smooth sailing thanks to Richard's calm demeanor, local expertise, and attention to detail. Highly recommended!
Jun 21, 2019
Chief Academic Officer RFSD
Richard and his team were professional, prompt, and excellent communicators throughout the entire process. The Fuller Team were thorough and gave me the confidence that our new home purchase was going to take place on time without any hassle.
Jun 7, 2019
Our architect for our new construction home recommended Richard for our 30 year mortgage at the beginning of our construction process. We used a different bank for the construction loan which was contingent on having a pre-approval for a long-term loan, which Richard got for us quickly despite us having a short sale on our credit report. Throughout the almost-year long build, Richard reached out to us periodically to see how things were going. A couple months before completion, he locked in a great interest rate. Construction took longer than expected, and we neared our 60 day rate lock expiration. Everyone worked hard to get the house done, and Richard's team pulled together all the paperwork, underwriting, and closing in the final hours. It was seamless and painless, really the easiest home loan process we've experienced in the four home purchases we have made over the years! The communication was excellent. We highly recommend The Fuller Team!
Jun 4, 2019
New Home Owner
Richard Fuller and his team at Cornerstone did an exceptional job making sure my loan application was as strong as possible to secure financing. They went above and beyond with a personalized approach that is worth every penny. If you want to make sure you qualify, the Cornerstone team will not dissapoint.
Mar 24, 2019
Richard Fuller was incredibly helpful during the home buying process. He was incredibly understanding and flexible to meet me in person outside of normal business hours due to my own job. As a first time home buyer he was excellent with explaining all of my options and making recommendations while educating me. He answered every question, was very patient, and very knowledgeable. I would recommend him to anyone
Mar 19, 2019
Owner RiverStone Real Estate
Richard and his team did a great job for us from start to finish to get our loan done to buy our home. Very efficient and great follow through, always there to answer our questions, Thanks Richard
Mar 13, 2019
I started working with Richard a year ago and wasn't prepared nor financially capable of buying a new home. Richard coached me through some personal changes and guided me along the way until I had established the financials and other criteria necessary to qualify for a loan. I just closed on my new Town home last week and would not have been able to do so without Richard's expertise and genuine care for me as a human being. Thanks Richard!!!
Feb 4, 2019
Great Job, Richard Fuller Team! We had a smooth refinance process and easy close.


Dec 19, 2018
Richard made the refinance process quick and easy. He was kind, friendly and patiently answered all my questions. I would highly recommend him.
Dec 18, 2018
The Fuller Team made my purchase of a condo absolutely stress free. This was my first home purchase as an individual and the Team was professional, very communicative, and on top of every deadline. My questions were answered immediately, honestly and fully, and I was supported throughout the process. I recommend Cornerstone Home Lending wholeheartedly.
Dec 3, 2018
Richard and his team were extremely patient with my questions and timely with their answers and options. They helped me navigate a series of considerations, including competing loan offers, which they were able to meet and beat. I appreciated the numerous financial scenarios Richard provided so that I could make the decision that was most comfortable for me. His team, including Brisa Garcia and Karin Head, made document review and signing, as well as the closing schedule and details, extremely easy and stress free.
Aug 29, 2018
President, Ex Nihilo Studios, LLC
Richard and his team made our recent ranch purchase straightforward and enjoyable. They worked hard to make sure that we had exactly what we needed and that every detail was in place for our closing.

If we ever need to finance another property purchase, Richard and his team at Cornerstone will be our lender of choice.
Aug 19, 2018
Passionate Local
Richard and his team were beyond compare. Conveniently located in downtown Carbondale, we had our first meeting and he made our options very clear and easy to understand. He tolerated and responded to my every question throughout the process and even helped us in communicating with everyone involved. I'd highly recommend the Fuller Team to everyone.