By referral only: I provide my clients with world-class service. As a result, referrals have become the life-blood of my business. Rather than spend precious time away from my client's needs looking for new business, I devote 100% of my time to my client's needs. In return, I ask for them to share their experience in working with me with all of those who they care about and to let me know who I can help, too.
About Me
Mortgage Advisor
USA Financial Consultants
NMLS 1327714
Pinned Recommendation
HA
We can’t say enough good things about David Ramirez and the incredible financial guidance he provided as we worked toward buying our first home. From the very start, he impressed us with his deep knowledge of personal finance and real estate, but what truly set him apart was his ability to take complex financial information and break it down in a way that was clear and actionable.
He helped us create a smart, realistic plan that aligned with our income, spending habits, and long-term goals. He analyzed our budget, credit situation, and savings, and gave us honest, strategic advice that made us feel prepared every step of the way. Thanks to his insight, we avoided costly mistakes, improved our financial standing, and ultimately secured a home we love—without overextending ourselves.
What meant the most to us, though, was how much we trusted him. In a process that can be full of stress and uncertainty, he was a steady, reliable guide who always had our best interests in mind. We’re incredibly grateful for his expertise and integrity, and we would absolutely recommend him to anyone looking for not just a financial consultant, but a true partner in the process.
He helped us create a smart, realistic plan that aligned with our income, spending habits, and long-term goals. He analyzed our budget, credit situation, and savings, and gave us honest, strategic advice that made us feel prepared every step of the way. Thanks to his insight, we avoided costly mistakes, improved our financial standing, and ultimately secured a home we love—without overextending ourselves.
What meant the most to us, though, was how much we trusted him. In a process that can be full of stress and uncertainty, he was a steady, reliable guide who always had our best interests in mind. We’re incredibly grateful for his expertise and integrity, and we would absolutely recommend him to anyone looking for not just a financial consultant, but a true partner in the process.
KA
I am so impressed with David and his team!
We just closed a purchase transaction. David handled a very complicated transaction with professionalism, positivity and creativity. (This review is from the Listing Broker on a purchase).
David communicated throughout and funded the loan in lightning speed. I could feel his passion and dedication to his clients throughout the transaction. He understood the assignment and made sure his client's dreams of home ownership came true.
Thanks, David, it was a pleasure! I hope we work together very soon! Regards, Kim
We just closed a purchase transaction. David handled a very complicated transaction with professionalism, positivity and creativity. (This review is from the Listing Broker on a purchase).
David communicated throughout and funded the loan in lightning speed. I could feel his passion and dedication to his clients throughout the transaction. He understood the assignment and made sure his client's dreams of home ownership came true.
Thanks, David, it was a pleasure! I hope we work together very soon! Regards, Kim
AG
David and his team were great! This was our second home purchase, and things could not have gone smoother. I appreciated that David was fully transparent every step of the way. Answering the myriad of questions I had for him with grace. David is truly a master of his work, playing out various scenarios on both ends of the spectrum to paint a clear picture. He was extremely responsive and made it a point to follow up as soon as he could. I look forward to working with him and the team in our families future endeavors and would highly recommend him to anyone. Thanks for all your help David!
I am delighted to recommend David Ramirez for his outstanding service. Throughout our home buying process, David made everything remarkably easy and stress-free. He took the time to explain each step in detail, ensuring we understood every aspect of the mortgage process.
David demonstrated a genuine commitment to looking out for our best interests, providing clear, honest advice and answering all our questions with patience and expertise. His dedication to customer satisfaction and his exceptional communication skills truly set him apart. Thanks to David, we felt confident and well-informed every step of the way. I highly recommend David Ramirez to anyone in need of a mortgage loan officer who prioritizes their clients' needs and provides exceptional service.
David demonstrated a genuine commitment to looking out for our best interests, providing clear, honest advice and answering all our questions with patience and expertise. His dedication to customer satisfaction and his exceptional communication skills truly set him apart. Thanks to David, we felt confident and well-informed every step of the way. I highly recommend David Ramirez to anyone in need of a mortgage loan officer who prioritizes their clients' needs and provides exceptional service.
JA
Working with David was amazing! We had a smooth Escrow and he was really active throughout the whole process. Great customer service to the agents involved and his clients. If you need a lender that will get the job done he’s the man. Highly recommended if you’re looking to buy your new home ??
BG
Since the very first day I spoke to David, it has been nothing short of excellence! We came to David Ramirez as first time homebuyers, we had already experience with two loan officers prior to meeting with him but there was always something missing. Instantly the connection was there with him, you felt the trust and the willingness to dedicate his help to us. Never left out any details, he educates you, and when I did have a question he was always available to take my call or always reassured me never to hesitate to reach out! He helped my family’s dream come true, buying a HOME! The day he called me to say our offer was accepted and escrow hit, he made that happen in less than three weeks!
Now we’re officially homeowners and we could not have done this without David, not without his team, or the team we all were together!
Now we’re officially homeowners and we could not have done this without David, not without his team, or the team we all were together!
VO
I heard buying your first home is scary and stressful. With David Ramirez I never felt either of those emotions. He was extremely detailed and took the time to explain each and every step of the process to obtain our home. The most important part for me was he was genuine and showed his happiness for you making this purchased. He truly cared and at all times wanted to make sure us, the buyer, was onboard and excited as well. I would recommend him to all my family and friends.
MD
Wow..wow..wow! David is the guy that will go above and beyond to help you and your family accomplish all your goals. We started with David with a refinance on our first home to now closing escrow on our second and final home! He understood how important it was for my family to have this home and he made it happened! I would 1000% recommended David to all my family and friends! You will not find a better loan consultant / advisor / person out there, trust me!! He is dedicated, trustworthy, and honest! I am forever thankful to him and his family :)!
