Fidelity Home Group® is Florida's Top-Rated Mortgage Company offering Florida's low mortgage rates utilizing innovative technology. Our mission is to deliver a concierge approach to every one of our clients to achieve their dream of home ownership. Whether you are looking for a mortgage program for your Primary Home, Secondary Home or Investment Property, we have a personalized solution for your scenario. For first-time home buyers, we offer several mortgage solutions including VA, FHA, USDA and a 3% down payment conforming option.
If you have a unique property like a Condo, Condotel, Co-Op or a Non-Warrantable Condo, we have your mortgage solution! If you are a business owner or are self-employed, you may need a bank statement, a one-year tax return or an asset depletion mortgage. If you are an real estate investor, we offer ways to mortgage your investment property with a traditional investment property mortgage or utilize our DSCR [ Debt Service Coverage Ratio ] Program that uses the property’s annual net operating income and its annual mortgage debt, including principal and interest to qualify.
About Me
Florida's Top-Rated Mortgage Company
Fidelity Home Group®
NMLS #1834853
MA
Just closed and it could not have been better! The process was smooth and we closed a day early so I can move my stuff in. Charley and Erik are true masters at their craft! I plan to use for my future investment condos here in Florida!
KA
The process was easy and quick. We uploaded the documents to the portal and communicated through email an text. Plan to use again to refinance when the rates do come down.
ZS
Cannot recommend FHG more. Erik and Charley were super responsive and great to work with. The process was straight forward and communication was better than I expected. Thank you for all my daily phone calls and text messages. Could not be happier!
AS
Had a DSCR loan that went very smooth. Charley and Erik were great to work with. Got a low rate and we closed on time as promised. Will be using again for other investment properties in Panama City Beach!
SG
Worked with Erik on our investment property purchase and had a great experience. He and Brooks always promptly responded to me emails and text messages. Already recommended to several friends!
JW
Spoke with many lenders about buying a non-warrantable condo in Destin and none had the knowledge that Erik had. He had a list of condo projects that were recently approved and told me exactly what to look for regarding the condo project HOA. He had the same rates but had lower fees - no processing and junk fees - others were quoting me. We closed a few days early and the communication could not have been better. Of all the investment properties I have purchased, this was the easiest by far. Thank you Erik and Brooks!
WJ
Closed and had a outstanding experience with Brooks and Erik. They always answered all my questions ( even after hours and on the weekends ) and made sure the process was smooth. I highly recommend if you are buying a home to call them! A++++
JU
Closed on our 5th DSCR Loan and could not have been happier with the service, communication and rates I received from Erik and his team. His team was able to return our texts and calls on the evenings and weekends. Best Lender to work with!
MV
Erik, Charley, and Brooks were great to work with for our Condotel purchase in Destin. Other lenders we spoke with did not even know of condotel or had no knowledge of what was required. Erik & Charley as very experienced with all types of condos here in Florida and know their stuff. If you are buying a condo, these guys are your experts!
JM
Charley and Brooks were hands down the best guys for a mortgage. The process was smooth and the communication on the expectations and process were great. Charley was able to get us a lower rate than others were quoting us with an added closing costs. Will use again when the rates fall and we refinance.
RV
Had a great experience with Fidelity Home Group. Erik, Charley, Brooks and Brianna were fantastic. They all communicated very well and kept me up to date with the process.
RH
Erik and his team were great to work with! From the first phone call I could tell Erik had more knowledge that the other companies combined I spoke with. The process was smooth and we closed on time. No drama at the last moment and he and Brooks were quick to answer all my questions fast even after business hours.
ML
I filled out a rate quote form and was contacted by Charley. He was quick to get me several rate & closing cost options to review. The process was very easy with their online portal. Charley and Anna were always available to help answer any questions I had. The closing was not stressful as Charley was able to get me a better rate than he quoted. Glad I chose Fidelity Home Group!
KM
Charley, Erik and Brooks were fantastic to work with. Communication was on point and their knowledge of the market helped me lock in my rate at the right time. The DSCR Program was the perfect to close in our LLC.
JM
Charley was fantastic to work with, he was very responsive to my emails and text messages. Our closing got delayed due to some unforeseen repairs, but he was able to extend the rate for a minimal fee and we closed as promised. A++ in my book!
JM
Worked with Charley and Brooks on our new home construction purchase. The communication was great every few days and Charley always returned my many calls & text messages. Closed on time and will be recommending Charley and Fidelity Home Group to others.
JW
Wanted to thank Erik and Brooks for all their help with our home purchase! The process was easier that I expected with the application portal and they responded to my emails and text messages after hours. Have already recommended to family moving to Florida!
RG
Just closed yesterday and could not be happier. I worked with Erik and Charley as I did a bridge loan. The communication was outstanding and we closed on time as promised. Hats off to these guys as they are masters at their craft.
TM
I have worked with Erik and Charley over the years and have used many of the DSCR loans they offer. Always on top of the loan process and we close easy most of the time. Definitely my go to lender!
NP
We own 12 AirBnb's and always use Fidelity Home Group for our new purchases and refinances. They are quick to respond and are well organized on the mortgage process. I would give them 10 stars if I could.
TM
Closed on a home in The Villages and could not happier with the service, communication and rates we received. Will recommend to friends and family when moving/relocating. Good company to do business with.
TC
Fidelity Home Group was able to take a situation that could be very uncomfortable and help me feel comfortable and relaxed. Brooks and Erik were very eager to help with all of my questions. I appreciate having them to help guide me through this experience!
MC
Closed on our refinance and had a great experience! Erik and Brooks were very communicative and we closed a few days earlier than expected. Best mortgage company I have worked with.
MR
Worked with Charley Estes on my Condo purchase and could not have been more impressed. From the online application to the CD the communication with Brooks and Charley was great! Highly recommended for your home purchase!
JR
Working with Erik and the Fidelity Home Group Team was phenomenal! They were communicative, timely, and very knowledgeable, especially when it came to helping my first time home buyers. I would recommend Erik and Fidelity Home Group to anyone looking to buy a home and have an expert lender behind them! Looking forward to working with Fidelity Home Group again!
