Fidelity Home Group® is Florida's Top-Rated Mortgage Company offering Florida's low mortgage rates utilizing innovative technology. Our mission is to deliver a concierge approach to every one of our clients to achieve their dream of home ownership. Whether you are looking for a mortgage program for your Primary Home, Secondary Home or Investment Property, we have a personalized solution for your scenario. For first-time home buyers, we offer several mortgage solutions including VA, FHA, USDA and a 3% down payment conforming option.
If you have a unique property like a Condo, Condotel, Co-Op or a Non-Warrantable Condo, we have your mortgage solution! If you are a business owner or are self-employed, you may need a bank statement, a one-year tax return or an asset depletion mortgage. If you are an real estate investor, we offer ways to mortgage your investment property with a traditional investment property mortgage or utilize our DSCR [ Debt Service Coverage Ratio ] Program that uses the property’s annual net operating income and its annual mortgage debt, including principal and interest to qualify.
About Me
Florida's Top-Rated Mortgage Company
Fidelity Home Group®
NMLS #1834853
JU
Closed on our 5th DSCR Loan and could not have been happier with the service, communication and rates I received from Erik and his team. His team was able to return our texts and calls on the evenings and weekends. Best Lender to work with!
MV
Erik, Charley, and Brooks were great to work with for our Condotel purchase in Destin. Other lenders we spoke with did not even know of condotel or had no knowledge of what was required. Erik & Charley as very experienced with all types of condos here in Florida and know their stuff. If you are buying a condo, these guys are your experts!
JM
Charley and Brooks were hands down the best guys for a mortgage. The process was smooth and the communication on the expectations and process were great. Charley was able to get us a lower rate than others were quoting us with an added closing costs. Will use again when the rates fall and we refinance.
RV
Had a great experience with Fidelity Home Group. Erik, Charley, Brooks and Brianna were fantastic. They all communicated very well and kept me up to date with the process.
RH
Erik and his team were great to work with! From the first phone call I could tell Erik had more knowledge that the other companies combined I spoke with. The process was smooth and we closed on time. No drama at the last moment and he and Brooks were quick to answer all my questions fast even after business hours.
ML
I filled out a rate quote form and was contacted by Charley. He was quick to get me several rate & closing cost options to review. The process was very easy with their online portal. Charley and Anna were always available to help answer any questions I had. The closing was not stressful as Charley was able to get me a better rate than he quoted. Glad I chose Fidelity Home Group!
KM
Charley, Erik and Brooks were fantastic to work with. Communication was on point and their knowledge of the market helped me lock in my rate at the right time. The DSCR Program was the perfect to close in our LLC.
JM
Charley was fantastic to work with, he was very responsive to my emails and text messages. Our closing got delayed due to some unforeseen repairs, but he was able to extend the rate for a minimal fee and we closed as promised. A++ in my book!
JM
Worked with Charley and Brooks on our new home construction purchase. The communication was great every few days and Charley always returned my many calls & text messages. Closed on time and will be recommending Charley and Fidelity Home Group to others.
JW
Wanted to thank Erik and Brooks for all their help with our home purchase! The process was easier that I expected with the application portal and they responded to my emails and text messages after hours. Have already recommended to family moving to Florida!
RG
Just closed yesterday and could not be happier. I worked with Erik and Charley as I did a bridge loan. The communication was outstanding and we closed on time as promised. Hats off to these guys as they are masters at their craft.
TM
I have worked with Erik and Charley over the years and have used many of the DSCR loans they offer. Always on top of the loan process and we close easy most of the time. Definitely my go to lender!
NP
We own 12 AirBnb's and always use Fidelity Home Group for our new purchases and refinances. They are quick to respond and are well organized on the mortgage process. I would give them 10 stars if I could.
TM
Closed on a home in The Villages and could not happier with the service, communication and rates we received. Will recommend to friends and family when moving/relocating. Good company to do business with.
TC
Fidelity Home Group was able to take a situation that could be very uncomfortable and help me feel comfortable and relaxed. Brooks and Erik were very eager to help with all of my questions. I appreciate having them to help guide me through this experience!
MC
Closed on our refinance and had a great experience! Erik and Brooks were very communicative and we closed a few days earlier than expected. Best mortgage company I have worked with.
MR
Worked with Charley Estes on my Condo purchase and could not have been more impressed. From the online application to the CD the communication with Brooks and Charley was great! Highly recommended for your home purchase!
JR
Working with Erik and the Fidelity Home Group Team was phenomenal! They were communicative, timely, and very knowledgeable, especially when it came to helping my first time home buyers. I would recommend Erik and Fidelity Home Group to anyone looking to buy a home and have an expert lender behind them! Looking forward to working with Fidelity Home Group again!
JW
Great communication and low rates! Highly recommended, will use again to refinance when rates come back down.
AB
Outstanding service and communication. Erik and his team know the mortgage business. We compared rates and they were priced as others, but I could tell by our conversations and the quick responses they were the best for my purchase. 5 Star lender to work with.
SC
Great experience with Fidelity Home Group. Erik and Brooks were fantastic to work with. Erik is a master with his knowledge of mortgage programs and Brooks was great at coordinating the process. Will be using again for my next condo purchase.
JV
Buying your first home can be intimidating, but not with Fidelity Home Group. My wife and I had the pleasure of working with Erik & Brooks and we could not recommend this team more. Their knowledge, availbility and promptness makes the process smooth and simple. Thank you both!
MD
With todays real estate estate market, we had multiple offers to compete against. Charley was able to call the sellers realtor and give a recommendation for our loan. This ended up being the deciding factor and we got the contract. Charley and his team were fantastic and we closed on time! 5 Stars!
CW
Erik was very professional and very good at his job and very thorough. Appreciate all the time he took to get us a mortgage would definitely recommend him to other people.
MB
Could not have been happier with FHG! Erik and his team were on the ball from day one. Constant updates, easy to submit documents requested, and we closed on time as promised. Great company to do business with when buying a home.
