Fidelity Home Group® is Florida's Top-Rated Mortgage Company offering Florida's low mortgage rates utilizing innovative technology. Our mission is to deliver a concierge approach to every one of our clients to achieve their dream of home ownership. Whether you are looking for a mortgage program for your Primary Home, Secondary Home or Investment Property, we have a personalized solution for your scenario. For first-time home buyers, we offer several mortgage solutions including VA, FHA, USDA and a 3% down payment conforming option.
If you have a unique property like a Condo, Condotel, Co-Op or a Non-Warrantable Condo, we have your mortgage solution! If you are a business owner or are self-employed, you may need a bank statement, a one-year tax return or an asset depletion mortgage. If you are an real estate investor, we offer ways to mortgage your investment property with a traditional investment property mortgage or utilize our DSCR [ Debt Service Coverage Ratio ] Program that uses the property’s annual net operating income and its annual mortgage debt, including principal and interest to qualify.
About Me
Florida's Top-Rated Mortgage Company
Fidelity Home Group®
NMLS #1834853
JW
Wanted to thank Erik and Brooks for all their help with our home purchase! The process was easier that I expected with the application portal and they responded to my emails and text messages after hours. Have already recommended to family moving to Florida!
RG
Just closed yesterday and could not be happier. I worked with Erik and Charley as I did a bridge loan. The communication was outstanding and we closed on time as promised. Hats off to these guys as they are masters at their craft.
TM
I have worked with Erik and Charley over the years and have used many of the DSCR loans they offer. Always on top of the loan process and we close easy most of the time. Definitely my go to lender!
NP
We own 12 AirBnb's and always use Fidelity Home Group for our new purchases and refinances. They are quick to respond and are well organized on the mortgage process. I would give them 10 stars if I could.
TM
Closed on a home in The Villages and could not happier with the service, communication and rates we received. Will recommend to friends and family when moving/relocating. Good company to do business with.
TC
Fidelity Home Group was able to take a situation that could be very uncomfortable and help me feel comfortable and relaxed. Brooks and Erik were very eager to help with all of my questions. I appreciate having them to help guide me through this experience!
MC
Closed on our refinance and had a great experience! Erik and Brooks were very communicative and we closed a few days earlier than expected. Best mortgage company I have worked with.
MR
Worked with Charley Estes on my Condo purchase and could not have been more impressed. From the online application to the CD the communication with Brooks and Charley was great! Highly recommended for your home purchase!
JR
Working with Erik and the Fidelity Home Group Team was phenomenal! They were communicative, timely, and very knowledgeable, especially when it came to helping my first time home buyers. I would recommend Erik and Fidelity Home Group to anyone looking to buy a home and have an expert lender behind them! Looking forward to working with Fidelity Home Group again!
JW
Great communication and low rates! Highly recommended, will use again to refinance when rates come back down.
AB
Outstanding service and communication. Erik and his team know the mortgage business. We compared rates and they were priced as others, but I could tell by our conversations and the quick responses they were the best for my purchase. 5 Star lender to work with.
SC
Great experience with Fidelity Home Group. Erik and Brooks were fantastic to work with. Erik is a master with his knowledge of mortgage programs and Brooks was great at coordinating the process. Will be using again for my next condo purchase.
JV
Buying your first home can be intimidating, but not with Fidelity Home Group. My wife and I had the pleasure of working with Erik & Brooks and we could not recommend this team more. Their knowledge, availbility and promptness makes the process smooth and simple. Thank you both!
MD
With todays real estate estate market, we had multiple offers to compete against. Charley was able to call the sellers realtor and give a recommendation for our loan. This ended up being the deciding factor and we got the contract. Charley and his team were fantastic and we closed on time! 5 Stars!
CW
Erik was very professional and very good at his job and very thorough. Appreciate all the time he took to get us a mortgage would definitely recommend him to other people.
MB
Could not have been happier with FHG! Erik and his team were on the ball from day one. Constant updates, easy to submit documents requested, and we closed on time as promised. Great company to do business with when buying a home.
AB
Charley and his team are absolutely are the best! We had issues with another lender, that we ended up firing two days before the closing. Our realtor reached out to Charley and he owned the issue and ran with it! The FHG team were stellar and were able to get us to closing in minimal time. We can not thank him and his team enough for their efforts. They were even working into the middle of the night, no kidding, to get our loan package completed. I wouldn’t recommend anyone else if you are buying a home.
JC
Charley and his team are the best! From the beginning the process was easy with their portal. Uploading documents was easy and Brooks reached out and answered my questions. Charley took over once we were under contract and kept me informed all through the closing. Communication was spot on as I never needed to call twice. Will be recommending to friends and family!
SM
Worked with Erik and Dino on the purchase of our second home in The Villages. The rates were lower than other lenders quoted and the attention to detail was outstanding. Calls, emails, & text messages were answered promptly and we closed on time. Best mortgage company to work with!
JF
We has a great experience with Charley and his team. From the beginning we felt like he knew his trade and gave us good advice on a few steps to take to get ready for a mortgage. After we were under contract the communication was outstanding and we closed on time. Great company to work with!
TB
Charley really worked hard on our loan. He helped us through the whole process and never lost patience with us. He is very knowledgeable and was very easy to contact and returned all our calls. He provided the best service we ever had with a lender!
JB
We had a great closing with Charley. Our real estate agent recommended him and from the start he was a professional. He and Dino let us know what was needed and guided us through home buying process. Thanks again Charley!
JB
Erik and his team are masters at what they do! Other lenders said they did not do condotels but Fidelity Home Group was able to save our deal. Excellent communication all the way through and their portal made everything easy to upload all the documents. Will be using again for our investment properties in the near future. Thanks for all your hard work Erik!
JR
Worked with Charley and his team and could not have been happier. The portal to add requested documents was easy to work with and the whole process was well coordinated. Will be using again for my next investment property purchase.
RD
Just closed on our home purchase and am glad we chose Fidelity Home Group. Charley and his team were great to work with and we closed on time as promised. Thanks Charley!